GEORGETOWN KRAFT CREDIT UNION

Welcome to Georgetown Kraft, your trusted financial partner located at 103 S Morgan Ave, Andrews, SC 29510. Since our establishment in 1952, we have been committed to serving our community with a personalized touch that sets us apart from traditional banks. With over 16,700 members and assets totaling an impressive $179,642,367, we pride ourselves on being a cornerstone of financial support in the Andrews area. At Georgetown Kraft, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, including personal banking, auto loans, mortgage financing, and business banking solutions. Our dedicated team, led by CEO Kevin Owens and Board President James Bessant, is here to ensure you receive the guidance and resources necessary for achieving your financial goals. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to 103 S Morgan Ave, Andrews, SC 29510-2647. Whether you prefer in-person assistance or online services like mobile banking and e-statements, we're always ready to help. With total deposits reaching $26,155,257 and a net worth of $30,344,236, our financial stability allows us to provide competitive rates and exceptional service. We also maintain over $3,465,933 in cash on hand to meet your immediate needs. Join us today and experience the difference of being part of a community-focused credit union. Feel free to call us at 843-436-6351 for any inquiries or visit our website at gkcu.org for more information. Let's work together towards a brighter financial future!

Welcome to the inspiring journey of Georgetown Kraft, a credit union that has been serving the community since 1952. Located at 103 S Morgan Ave, Andrews, SC 29510, this branch has grown into a trusted financial partner for many individuals and families in our area. Over the years, we have built a legacy centered around our members' needs and aspirations, fostering a sense of belonging and support. From our humble beginnings, Georgetown Kraft has evolved significantly. We started with a small group of dedicated members who shared a vision of better financial services for the community. Today, we proudly serve over 16,711 members and manage total assets amounting to an impressive $179,642,367. Our mission is simple yet profound: to provide accessible financial solutions while uplifting our community through various outreach initiatives. At Georgetown Kraft, we believe in empowering our members not just financially but also socially. Our commitment extends beyond banking; we actively engage in local events and partnerships to enhance the quality of life in Andrews and surrounding areas. Whether it's sponsoring youth programs or participating in community service projects, our goal is to give back and support those around us. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM. We offer both ATM access and drive-thru banking services, ensuring that you can handle your transactions easily. If you need assistance or have questions, don't hesitate to call us at 843-436-6351. While members can visit us at 103 S Morgan Ave, official correspondence should be sent to 103 S Morgan Ave, Andrews, SC 29510-2647 if needed. Our commitment to innovation is evident through our online and mobile banking services, making it easier than ever for you to manage your finances on-the-go. Join us at Georgetown Kraft today! Experience firsthand how we combine financial expertise with genuine care for our community. Together, we can achieve your financial goals while nurturing the spirit of collaboration that defines us. Visit us online at gkcu.org for more information or to open an account today!

At Georgetown Kraft, we believe that becoming a member is like joining a family where everyone supports one another. If you're interested in joining us at our branch located at 103 S Morgan Ave, Andrews, SC 29510, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in the Georgetown area. We strive to create an inclusive environment where your financial needs are met with care and understanding. By choosing Georgetown Kraft, you gain access to a range of services tailored just for you from personal banking options to auto loans and beyond. Getting started is easy! You can find all the details about eligibility and what it takes to become a member by visiting our website at gkcu.org. If you're ready to take the next step, simply check out our account opening process through this link: Account Opening. Should you have any questions, feel free to give us a call at 843-436-6351; we're here to help!

At Georgetown Kraft, we understand that convenience and security are key to your banking experience. That's why we offer a range of digital and online banking services designed to fit your lifestyle, allowing you to manage your finances anytime, anywhere. With our online banking services, accessing your accounts has never been easier. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, our 24/7 online banking means you can take care of your financial needs whenever it suits you. For those who prefer using their smartphones, our mobile application is available to provide you with a user-friendly interface right in the palm of your hand. You can make mobile payments seamlessly, allowing for quick transactions at stores or online without the hassle of cash or cards. And if you need to send money to friends or family, our person-to-person transfer feature makes it simple and efficient. Another great benefit is the availability of e-statements. You can view and download your statements electronically, ensuring that you always have access to important documents without the clutter of paper. This also adds an extra layer of security since sensitive information is stored digitally and can be easily accessed. While we currently do not offer electronic signature authorization, we ensure all other aspects of our online banking are secure and straightforward. Your safety is our priority, so rest assured that every transaction is protected. In short, Georgetown Kraft offers a comprehensive suite of digital banking options that prioritize accessibility and ease-of-use. Whether you're managing day-to-day expenses or planning for the future, our online tools give you real-time control over your finances. Join us today and discover how easy banking can be!

At Georgetown Kraft, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and reliability, which is why we are proud to share our financial health with you. With a net worth of $30,344,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1687 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,075,818 in share certificates and $8,827,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $27,656,911 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,129 in used auto loans and a total of $112,814,446 in loans and leases. Our net income of $2,452,493 reflects our operational efficiency. This strong performance enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 68 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $0, but our commitment to growth remains strong. Total Share Accounts reach 35,195, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgetown Kraft is your trusted partner. Visit us at 103 S Morgan Ave Andrews SC 29510 or call 843-436-6351 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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