Georgetown Kraft Andrews SC Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Georgetown Kraft, your trusted financial partner located at 103 S Morgan Ave, Andrews, SC 29510. Since our establishment in 1952, we have been committed to serving our community with a personalized touch that sets us apart from traditional banks. With over 16,700 members and assets totaling an impressive $179,642,367, we pride ourselves on being a cornerstone of financial support in the Andrews area. At Georgetown Kraft, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, including personal banking, auto loans, mortgage financing, and business banking solutions. Our dedicated team, led by CEO Kevin Owens and Board President James Bessant, is here to ensure you receive the guidance and resources necessary for achieving your financial goals. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to 103 S Morgan Ave, Andrews, SC 29510-2647. Whether you prefer in-person assistance or online services like mobile banking and e-statements, we're always ready to help. With total deposits reaching $26,155,257 and a net worth of $30,344,236, our financial stability allows us to provide competitive rates and exceptional service. We also maintain over $3,465,933 in cash on hand to meet your immediate needs. Join us today and experience the difference of being part of a community-focused credit union. Feel free to call us at 843-436-6351 for any inquiries or visit our website at gkcu.org for more information. Let's work together towards a brighter financial future!

Branch History & Mission

Welcome to the inspiring journey of Georgetown Kraft, a credit union that has been serving the community since 1952. Located at 103 S Morgan Ave, Andrews, SC 29510, this branch has grown into a trusted financial partner for many individuals and families in our area. Over the years, we have built a legacy centered around our members' needs and aspirations, fostering a sense of belonging and support. From our humble beginnings, Georgetown Kraft has evolved significantly. We started with a small group of dedicated members who shared a vision of better financial services for the community. Today, we proudly serve over 16,711 members and manage total assets amounting to an impressive $179,642,367. Our mission is simple yet profound: to provide accessible financial solutions while uplifting our community through various outreach initiatives. At Georgetown Kraft, we believe in empowering our members not just financially but also socially. Our commitment extends beyond banking; we actively engage in local events and partnerships to enhance the quality of life in Andrews and surrounding areas. Whether it's sponsoring youth programs or participating in community service projects, our goal is to give back and support those around us. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM. We offer both ATM access and drive-thru banking services, ensuring that you can handle your transactions easily. If you need assistance or have questions, don't hesitate to call us at 843-436-6351. While members can visit us at 103 S Morgan Ave, official correspondence should be sent to 103 S Morgan Ave, Andrews, SC 29510-2647 if needed. Our commitment to innovation is evident through our online and mobile banking services, making it easier than ever for you to manage your finances on-the-go. Join us at Georgetown Kraft today! Experience firsthand how we combine financial expertise with genuine care for our community. Together, we can achieve your financial goals while nurturing the spirit of collaboration that defines us. Visit us online at gkcu.org for more information or to open an account today!

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Don't hesitate to call us at (843) 436-6351. We're ready to help! Visit us today and discover how Georgetown Kraft can support your financial journey. We look forward to welcoming you soon!

Operating Hours

At Georgetown Kraft, we value your time. Our lobby hours are designed to fit into your busy schedule open Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM. Whether you prefer to come in during lunch or right after work, we're here to assist you when it's convenient for you.

Services Available

We take pride in offering a variety of services that cater to all our members' banking needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Need quick cash? Our ATM is available for easy access to funds at any time. Plus, if you prefer banking from your car, our drive-thru service allows you to handle deposits and withdrawals effortlessly. While members can visit us at 103 S Morgan Ave Andrews Sc 29510, official correspondence should be sent to our mailing address at 103 S Morgan Ave, Andrews, SC 29510-2647.

Member Eligibility

At Georgetown Kraft, we believe that becoming a member is like joining a family where everyone supports one another. If you're interested in joining us at our branch located at 103 S Morgan Ave, Andrews, SC 29510, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in the Georgetown area. We strive to create an inclusive environment where your financial needs are met with care and understanding. By choosing Georgetown Kraft, you gain access to a range of services tailored just for you from personal banking options to auto loans and beyond. Getting started is easy! You can find all the details about eligibility and what it takes to become a member by visiting our website at gkcu.org. If you're ready to take the next step, simply check out our account opening process through this link: Account Opening. Should you have any questions, feel free to give us a call at 843-436-6351; we're here to help!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a seamless way to accept payments from your customers. Our merchant services offer you just that enabling you to process transactions quickly and efficiently. Whether it's credit card payments or mobile transactions, our solutions simplify your day-to-day operations, allowing you to focus on what really matters: growing your business. Located conveniently at 103 S Morgan Ave Andrews Sc 29510, Andrews, SC 29510, we're here to support your business goals. For more information or to get started with our services, call us at (843) 436-6351. Let's build your business together!

Comprehensive List Of Services

Business Banking

For local businesses, we provide comprehensive Business Banking solutions including merchant services and business loans. This means whether you're starting a new venture or expanding an existing one, we've got the tools and support you need to thrive.

Convenient Access

We know that convenience matters. That's why our branch features both an ATM and drive-thru service for quick deposits and withdrawals without the hassle of entering the building. Plus, with our digital banking capabilities, you can manage your accounts anytime from anywhere. If you have questions about our services or want to learn more about how we can assist you with your financial needs, don't hesitate to reach out! Call us at 843-436-6351 during our lobby hours (Monday - Thursday 9 AM - 5 PM; Friday 9 AM - 5:30 PM). Join us at Georgetown Kraft today and discover how we can help make your financial life easier! Visit us online at gkcu.org for more information or to open an account.

Loans and Financing

For those considering purchasing a vehicle or refinancing an existing loan, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. You can feel confident knowing you're making a smart investment in your transportation needs. If you're looking for a place to call home, our Mortgage Loans & Refinancing services make navigating the home-buying process straightforward and accessible. In addition, if you're facing unexpected expenses or planning a big purchase, our Personal Loans & Debt Consolidation options can help you get back on track financially. We also offer Credit Cards with Rewards, allowing you to earn points for every dollar spent perfect for those who enjoy maximizing their everyday purchases.

Personal Banking

We understand that managing finances can be overwhelming at times. That's why we offer Personal Banking services that include checking and savings accounts tailored to help you achieve your goals. Imagine being able to easily access your money whenever you need it through our user-friendly Online & Mobile Banking platforms. With features like mobile payments and person-to-person transfers, managing your finances is simpler than ever.

Digital & Online Banking

At Georgetown Kraft, we understand that convenience and security are key to your banking experience. That's why we offer a range of digital and online banking services designed to fit your lifestyle, allowing you to manage your finances anytime, anywhere. With our online banking services, accessing your accounts has never been easier. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, our 24/7 online banking means you can take care of your financial needs whenever it suits you. For those who prefer using their smartphones, our mobile application is available to provide you with a user-friendly interface right in the palm of your hand. You can make mobile payments seamlessly, allowing for quick transactions at stores or online without the hassle of cash or cards. And if you need to send money to friends or family, our person-to-person transfer feature makes it simple and efficient. Another great benefit is the availability of e-statements. You can view and download your statements electronically, ensuring that you always have access to important documents without the clutter of paper. This also adds an extra layer of security since sensitive information is stored digitally and can be easily accessed. While we currently do not offer electronic signature authorization, we ensure all other aspects of our online banking are secure and straightforward. Your safety is our priority, so rest assured that every transaction is protected. In short, Georgetown Kraft offers a comprehensive suite of digital banking options that prioritize accessibility and ease-of-use. Whether you're managing day-to-day expenses or planning for the future, our online tools give you real-time control over your finances. Join us today and discover how easy banking can be!

Financial Strength

At Georgetown Kraft, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and reliability, which is why we are proud to share our financial health with you. With a net worth of $30,344,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1687 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,075,818 in share certificates and $8,827,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $27,656,911 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,129 in used auto loans and a total of $112,814,446 in loans and leases. Our net income of $2,452,493 reflects our operational efficiency. This strong performance enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 68 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $0, but our commitment to growth remains strong. Total Share Accounts reach 35,195, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgetown Kraft is your trusted partner. Visit us at 103 S Morgan Ave Andrews SC 29510 or call 843-436-6351 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,655,752 in used vehicle loans and $11,150,217 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or take advantage of better rates.

Credit Card Loans

For those looking for flexibility in managing everyday expenses, we offer unsecured credit card loans with a total of $3,552,343 in loans helping members manage their finances effectively. These cards come with competitive rates and terms to fit your lifestyle.

Credit Lines

If you need additional financial support, our total credit lines amount to $21,000,000, giving you the freedom to borrow when you need it most. At Georgetown Kraft, we're committed to providing personalized service and transparent information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and see how we can assist you in reaching your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,073,544, making buying or refinancing simple. We aim to make your journey to owning a home as straightforward as possible.

Loan Aggregator

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GEORGETOWN KRAFT CREDIT UNION - Andrews, SC

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