Genisys Roseville MN Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Genisys, your trusted financial partner located at 2501 Fairview Ave N, Roseville, MN 55113. Established in 1964, we have been dedicated to serving our community for over five decades. With a membership of 280,450 and total assets exceeding $5.27 billion, we pride ourselves on being a solid choice for all your banking needs. At Genisys, we understand that financial decisions can be overwhelming. That's why our team is committed to providing personalized support and guidance every step of the way. Whether you're looking for a new auto loan or need assistance with personal banking services, our experienced staff is here to help. Our CEO, Jacqueline Buchanan, along with Board President Brian Zabowski, leads a team of 533 employees who are passionate about making a difference in our members' lives. While you can visit us at our Roseville branch, official correspondence should be sent to the same address. We believe in transparency and accessibility our doors are open for you during convenient hours: Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. With total loans amounting to 195,167 and deposits reaching $507,227,679, we are well-equipped to meet your financial needs while ensuring your money is safe with us. Our net worth stands strong at $846,673,886, and we maintain $30,946,401 in cash reserves ready to assist our members whenever they need it. At Genisys, we believe that good banking is about building relationships within our community while providing outstanding financial products such as checking accounts, savings accounts, auto loans, mortgages, and business loans. We're proud to offer online banking options that keep you connected wherever you go. Join us at Genisys today! Call us at 651-633-8443 or visit our website at Genisys Credit Union to explore how we can support your financial journey together.

Branch History & Mission

Join Us

As part of the Genisys family, you'll experience more than just banking; you'll enjoy a sense of belonging in a community-focused environment. With convenient ATM availability and drive-thru services during extended hours Monday through Friday from 9:00 a.m. until 6:00 p.m., and Saturday from 9:00 a.m. until 1:00 p.m. we are here for you whenever you need us. We invite you to become part of our thriving membership base and explore how Genisys can help support your financial journey. Visit us today or check out our website at GenisysCU.org for more information on how you can join us!

Our Journey

Genisys started with a mission to provide affordable financial services to all individuals in our area. Over the years, we have expanded our offerings and improved our services while staying true to our roots. Our total assets now stand at an impressive $5,271,752,429, allowing us to serve you better with more resources and options. From humble beginnings, we have embraced change and innovation. Today, we offer a variety of products including personal banking accounts, auto loans, mortgages, and business banking services. We are proud to provide digital banking options that make managing your finances easier than ever.

Our Mission

At Genisys, our mission is simple: we aim to empower individuals and families through personalized financial solutions while actively contributing to the well-being of our community. We believe that everyone deserves access to quality financial services and the chance to achieve their dreams. Our commitment extends beyond just banking; it includes engaging with local organizations and initiatives that uplift our neighborhoods. Whether it's through sponsorships or volunteering efforts by our staff, we strive to make a positive impact in Roseville and beyond. While you can visit us at 2501 Fairview Ave N for all your banking needs, please note that official correspondence should be sent to our mailing address: 2501 Fairview Ave N, Roseville, MN 55113-2606.

Branch Location & Accessibility

Welcome to Genisys, your friendly neighborhood credit union located at 2501 Fairview Ave N in the heart of Roseville, Minnesota. Our branch is conveniently situated near popular spots such as the Roseville Area High School and just a short drive from the beautiful Central Park. Whether you're stopping by for banking services or simply passing through, you'll find our location easy to access. At Genisys, we prioritize your convenience. You'll find ample parking right outside our doors, making it easy to pop in during your busy day. We are also proud to offer ADA-compliant features, ensuring that everyone can access our services with ease. Our operating hours are designed to fit your schedule: we're open Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. This flexibility allows you to visit us when it's most convenient for you. In addition to our welcoming lobby, we provide drive-thru banking for quick transactions like deposits and withdrawals without leaving your car. Plus, our ATM is available around the clock for easy cash access and balance checks whenever you need them. While members can visit us at 2501 Fairview Ave N Roseville Mn 55113, official correspondence should be sent to our mailing address at 2501 Fairview Ave N, Roseville, MN 55113-2606 for any necessary documentation. We invite you to come by Genisys and experience our range of services firsthand, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more. If you have questions or need assistance, feel free to call us at (651) 633-8443. We're here to help!

Member Eligibility

Becoming a member of Genisys feels like stepping into a welcoming community where your financial well-being is the priority. If you're interested in joining us, you'll be glad to know that our membership is open to individuals who live, work, or attend school in certain areas of Minnesota, as well as family members of current members. This means that whether you're just starting out on your financial journey or looking for a supportive partner for your goals, we're here for you. To learn more about the specific eligibility requirements and see if you qualify, please check out our detailed guide at http://www.genisyscu.org/business/checking/business-eligibility. It's straightforward and designed to help you understand how easy it is to join us. Once you're ready to take that next step, opening an account is simple! You can begin the process online at http://www.genisyscu.org/apply-for-a-loan, or feel free to give us a call at (651) 633-8443 if you have any questions. We're excited to help you become part of the Genisys family at our branch located at 2501 Fairview Ave N Roseville Mn 55113!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most your customers. Whether it's point-of-sale solutions or online payment gateways, we provide the tools you need to streamline operations and enhance customer experiences. Located conveniently at 2501 Fairview Ave N Roseville Mn 55113 in Roseville, MN, our dedicated team is ready to help you navigate your financial journey. Visit us today or call (651) 633-8443 to learn more about how we can assist your business!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, Genisys offers robust business banking solutions. Our merchant services and business loans cater to the unique needs of small businesses. Whether you need help managing cash flow or funding for expansion, we're here to support your journey.

Credit Card Benefits

With our credit cards that come with rewards, you can earn points while making everyday purchases. This is perfect for those who want to maximize their spending power while enjoying additional benefits.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide online and mobile banking options that allow you to manage your finances anytime, anywhere. From checking account balances to transferring money between accounts or even paying bills, everything is just a few clicks away. Plus, with ATM access available for withdrawals and balance checks at various locations, you can easily access your funds when needed.

Drive-Thru and ATM Services

If you're on the go but still need banking services, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. This is especially handy for busy days! For those times when you need cash quickly or want to check your balance without entering the branch, our ATMs are readily available for your convenience.

Join Us Today!

At Genisys, we're committed to providing exceptional service tailored to your needs. If you're interested in learning more about how we can help you achieve your financial dreams or if you'd like assistance with any of our services, don't hesitate to reach out! You can contact us at (651) 633-8443 or visit us at http://www.genisyscu.org. We look forward to welcoming you as a member!

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts tailored to fit various lifestyles and financial goals. Imagine having easy access to your funds while earning interest on your savings that's what our accounts provide. Additionally, if you're planning to purchase a car, our auto loans and vehicle financing options make it easier than ever to drive away in your dream vehicle. For those looking to buy a home or refinance an existing mortgage, our mortgage loans are here to simplify the process. We understand that life can get busy, which is why we also offer personal loans and debt consolidation services to help you manage expenses effectively.

Digital & Online Banking

Easy Access with Online Banking

With our 24/7 online banking services, you can check your account balances, make transfers, and pay bills from the comfort of your home or on the go. Simply visit https://www.genisyscu.org/ to get started. It's all about making your banking experience smooth and straightforward.

Person-to-Person Transfers Made Simple

Need to send money to a friend? Our person-to-person transfer service allows you to quickly and easily send funds right from your account. Whether it's splitting a bill or sending a gift, it's all just a few clicks away. At Genisys, we believe in providing our members with accessible and user-friendly tools for financial management. Join us today and experience the benefits of modern banking!

Secure and User-Friendly Features

Security is a top priority for us. We offer electronic signature authorization, allowing you to complete transactions safely and efficiently without needing to visit a branch. Plus, with e-statements available, you can manage your documents digitally while reducing paper clutter.

Stay Connected with Mobile Payments

For those who love using their smartphones, our mobile payments feature makes it easy to pay for goods and services directly from your phone. While we don't currently have a mobile application, our website is fully optimized for mobile use, ensuring that you can always manage your finances at your fingertips.

Financial Strength

Member Trust

We currently manage a robust total of 598,717 share accounts, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $5,867,465, further enhancing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 2501 Fairview Ave N Roseville Mn 55113 or call (651) 633-8443 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $67,688,322, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $772,216,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $58,801 in used auto loans and $3,722,891,401 in total loans and leases.

Secure Savings Options

Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,604 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, making it easier for you to manage your payments.

Business Loans

For business owners, our outstanding commercial loans totaling $391,735,746 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are committed to helping you succeed. If you're interested in any of our loan offerings or would like more information about eligibility and refinancing options available at Genisys branch located at 2501 Fairview Ave N Roseville Mn 55113, please don't hesitate to reach out at 651-633-8443. Our dedicated team is here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. We aim to help you navigate the process smoothly so you can focus on making your new house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $94,938,889 in loans helping members manage their finances effectively. Our credit cards come with various rewards and features that cater to your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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Genisys

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services That Make a Difference

Comprehensive List Of Services

Business Banking Services

Credit Card Benefits

Digital Banking Convenience

Drive-Thru and ATM Services

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Easy Access with Online Banking

Person-to-Person Transfers Made Simple

Secure and User-Friendly Features

Stay Connected with Mobile Payments

Financial Strength

Member Trust

Operational Efficiency

Reinvestment for Your Benefit

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community