Genisys Lakeville MN Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Genisys, your trusted partner in financial wellness since 1964. Located conveniently at 16106 Pilot Knob Rd Ste 140, Lakeville, MN 55044, we are proud to serve our vibrant community with a full range of personal and business banking solutions. With over 280,450 members and total assets exceeding $5.27 billion, we are dedicated to fostering a supportive environment where every member can thrive. At Genisys, we believe that financial services should be accessible and tailored to your needs. Our offerings include checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We understand the importance of building strong relationships with our members, which is why our team of 533 employees is committed to providing personalized service that you can rely on. While members can visit us at our branch location, official correspondence should be sent to the same address: 16106 Pilot Knob Rd Ste 140, Lakeville, MN 55044-4109. Our CEO, Jacqueline Buchanan, along with Board President Brian Zabowski, leads our organization with a focus on community impact and member satisfaction. With total deposits reaching $507 million and a net worth of $846 million, Genisys stands as a strong financial institution ready to help you achieve your goals. We proudly offer competitive rates on loans and deposits while ensuring that your funds remain safe and secure. Whether you're looking for advice on managing your finances or need assistance with a specific product or service, we're here for you. Feel free to reach out via phone at 952-595-6064 or explore our services online at genisyscu.org. Join us at Genisys today let's build a brighter financial future together!

Branch History & Mission

Evolution and Milestones

Our journey has been marked by significant milestones that reflect our dedication to providing exceptional financial services. From the start, we focused on creating a welcoming environment where members could find reliable banking solutions tailored to their needs. As we expanded our offerings, we introduced various services including auto loans, mortgage financing, personal loans, and business banking solutions. Today, with state-of-the-art technology and a commitment to customer service, Genisys is equipped to meet the evolving needs of our members. We ensure accessibility through features such as online banking and mobile payments. Our drive-thru service adds convenience for those who prefer quick transactions without leaving their vehicles.

Join Us Today!

As we look ahead, we invite you to become part of the Genisys family. Experience the benefits of membership that include competitive rates on loans and savings accounts, along with personalized service from our dedicated team. Together, let's build a brighter financial future for you and your community. Visit us today or call us at 952-595-6064!

Mission Statement

At Genisys, our mission is clear: we strive to empower our members by providing comprehensive financial services while fostering a sense of community. We believe in making banking accessible for everyone, regardless of their background or financial situation. By offering personalized support and educational resources, we help our members achieve their financial goals. We are also deeply committed to giving back to the communities we serve. Our outreach initiatives focus on local partnerships that uplift individuals and families in need. Whether it's sponsoring local events or providing financial literacy programs, we aim to make a positive impact in Lakeville and beyond. While you can visit us at 16106 Pilot Knob Rd Ste 140, official correspondence should be sent to 16106 Pilot Knob Rd Ste 140, Lakeville, MN 55044-4109 if needed.

Branch Location & Accessibility

Getting Here and Parking

Finding us is simple! We're located in the heart of Lakeville, surrounded by vibrant shops and restaurants. There's ample parking available right outside our entrance, ensuring you can quickly get in and out without any hassle. We also take pride in being accessible for everyone, with ADA-compliant features like ramps for easy entry.

Our Operating Hours

We understand that life can get busy, so we offer flexible operating hours to serve you better. You can visit us Monday through Thursday from 9:00 AM to 5:30 PM, on Friday until 6:00 PM, and even on Saturday from 9:00 AM to 1:00 PM. This way, you can choose a time that fits your schedule!

Services at Your Fingertips

At Genisys, we provide a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? We have an ATM available for your convenience. Plus, if you're in a hurry, our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle.

Stay Connected

Have questions or need assistance? Feel free to give us a call at 952-595-6064. Our friendly team is ready to assist you with anything you might need. While members can visit us at 16106 Pilot Knob Rd Ste 140 Lakeville Mn 55044, official correspondence should be sent to 16106 Pilot Knob Rd Ste 140, Lakeville, MN 55044-4109. We look forward to welcoming you at Genisys in Lakeville stop by today!

Member Eligibility

At Genisys, we believe that becoming a member is more than just opening an account; it's about joining a welcoming community that supports your financial journey. If you're wondering whether you can join us, eligibility is quite simple! We invite individuals who live, work, or worship in the area around 16106 Pilot Knob Rd Ste 140 Lakeville Mn 55044, as well as their family members. This means you can easily tap into all the benefits we offer, from competitive loan rates to personalized service tailored just for you. Becoming a member at Genisys opens doors to a world of advantages. You'll enjoy access to various financial products designed to meet your needs, like checking and savings accounts, auto loans, and credit cards with rewards. Plus, you can manage your finances conveniently with online and mobile banking options. Ready to take the next step? You can find detailed eligibility criteria by visiting http://www.genisyscu.org/business/checking/business-eligibility, and when you're ready to open an account, just head over to http://www.genisyscu.org/apply-for-a-loan or give us a call at (952) 595-6064. Join us today and experience the difference!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services that simplify payment processing for your business. Imagine being able to accept payments quickly and securely, whether you're running a retail store or providing services on the go. Our tools make transactions smooth for both you and your customers, enhancing their experience while boosting your sales. Located at 16106 Pilot Knob Rd Ste 140 Lakeville Mn 55044, Lakeville, MN, our team is ready to assist you in navigating your financial journey. Let's work together to turn your business aspirations into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. With competitive rates and flexible terms, you can find a plan that works best for your budget, allowing you to drive away happy.

Business Banking Support

For entrepreneurs, our business banking services, including merchant services and business loans, are designed to help your business thrive. Whether you're starting up or expanding, we have resources available that cater specifically to business owners' needs.

Connect with Us

Ready to explore how Genisys can assist you? Our friendly team is here to answer any questions you may have! Give us a call at (952) 595-6064 or visit us at 16106 Pilot Knob Rd Ste 140 Lakeville Mn 55044 in Lakeville, MN. Together, let's build a brighter financial future!

Convenience at Your Fingertips

We recognize the importance of accessibility in today's fast-paced world. That's why our branch offers an array of conveniences such as ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits, withdrawals, and simple transactions. With these features, you can manage your finances without any hassle.

Financial Flexibility with Personal Loans

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services provide financial relief when you need it most. Picture consolidating multiple debts into one manageable payment making it easier for you to focus on what truly matters.

Home Ownership Made Easy

For those dreaming of owning a home, we offer comprehensive mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our knowledgeable staff is here to guide you through the process. We help simplify what can often be a complicated journey.

Personal Banking Solutions

Whether you are just starting out or looking to manage your wealth, we offer personal banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine having the ability to easily track your spending and save for future goals all from the convenience of your smartphone with our online and mobile banking services. You can check balances, transfer money, and even pay bills with just a few taps.

Rewarding Credit Card Options

With our credit cards featuring rewards, you can earn points on everyday purchases while enjoying competitive rates. This means that every time you shop, you're not just spending you're also earning rewards that can be redeemed for exciting perks.

Digital & Online Banking

Additional Benefits

Want to simplify how you receive statements? With e-statements available, you'll receive your financial summaries electronically, making it easier to stay organized while reducing paper clutter. And if you ever need to send money to friends or family, our person-to-person transfers let you do so quickly and securely. With 24/7 online banking services available at Yes, you'll have peace of mind knowing that you can access your accounts anytime. At Genisys, we're committed to providing services that are not only user-friendly but also safe and secure. Your financial well-being is our top priority!

Key Features

With just a few clicks, you can access your account through our secure online platform available at https://www.genisyscu.org/. Enjoy the ease of checking balances, transferring money, and paying bills without having to visit a branch. Plus, you can take advantage of electronic signature authorization, which means you can sign documents from anywhere no more printing and scanning! For those who prefer to keep track of their accounts on the move, our mobile payments feature allows you to make purchases directly from your phone. While we currently don't have a dedicated mobile application, our website is fully optimized for mobile use, ensuring that managing your finances is just as straightforward on your smartphone.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 598,717, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) total $5,867,465, reinforcing our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 16106 Pilot Knob Rd Ste 140 Lakeville Mn 55044 or call (952) 595-6064 to learn more about how we can help you achieve your financial goals.

Investing Back into Services

With $772,216,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $58,801 in used auto loans and $3,722,891,401 in total loans and leases, we support your financial goals across various sectors.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $67,688,322, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Member Savings

Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,604 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or securing a loan for a reliable used car, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $391,735,746 provide the capital needed to grow and expand. We understand that each business has its own unique needs, so we offer tailored solutions that can help elevate your operations. At Genisys, we also provide refinancing options for various loan products. If you're looking to lower your monthly payments or consolidate debt, our team can work with you to explore eligibility options that suit your circumstances. For more information on our loan products or to start your application process, feel free to reach out at (952) 595-6064 or visit us at 16106 Pilot Knob Rd Ste 140 Lakeville Mn 55044 in Lakeville, MN. Our friendly staff is ready to answer any questions and help you find the right loan for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. We guide you through the process to ensure that you understand your options and find the best fit for your financial situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $94,938,889 in loans helping members manage their finances effectively, our credit cards come with no annual fees and rewards programs to maximize your spending power.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By maintaining strict data integrity, LendMesh empowers users to make informed financial decisions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them identify the best deals available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly LendMesh is in facilitating better borrowing experiences. Explore your options today! Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Genisys

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Evolution and Milestones

Join Us Today!

Mission Statement

Branch Location & Accessibility

Getting Here and Parking

Our Operating Hours

Services at Your Fingertips

Stay Connected

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Support

Connect with Us

Convenience at Your Fingertips

Financial Flexibility with Personal Loans

Home Ownership Made Easy

Personal Banking Solutions

Rewarding Credit Card Options

Digital & Online Banking

Additional Benefits

Key Features

Financial Strength

Growing Membership Base

Investing Back into Services

Operational Efficiency

Secured Member Savings

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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