Genisys Wixom MI Credit Union | Affordable Auto Loans & Checking

Introduction

Welcome to Genisys, your trusted financial partner located at 160 N Wixom Rd, Wixom, MI 48393. Since our establishment in 1964, we have been dedicated to providing exceptional service and support to our community, helping over 280,450 members achieve their financial goals. With total assets exceeding $5.27 billion and deposits of around $507 million, we take pride in being a stable and reliable choice for your banking needs. At Genisys, we believe that every member deserves personalized attention and quality services. Our team of 533 employees is committed to ensuring you feel valued and supported every step of the way. Whether you're looking for personal banking solutions like checking accounts, auto loans, or credit cards, or need assistance with business banking options, we've got you covered. Under the leadership of our CEO, Jacqueline Buchanan, and Board President, Brian Zabowski, we strive to foster a welcoming environment where financial education and empowerment are at the forefront of what we do. We also maintain a healthy net worth of approximately $846 million, which reflects our commitment to financial stability and growth for our members. While members can visit us at our branch for in-person assistance, official correspondence should be sent to the same address: 160 N Wixom Rd, Wixom, MI 48393-2161. For any inquiries or further information about our services, feel free to reach out at (248) 926-0648 or explore our website at Genisys. We invite you to stop by our branch during our operating hours Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. to discover how we can help you thrive financially. Join us on this journey towards financial success!

Branch History & Mission

A Commitment to You

Our branch offers convenient operating hours: Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m., making it easier for you to stop by when it suits you best. With both ATM availability and drive-thru services for quick transactions, we're here when you need us most. At Genisys, we invite you to join us on this journey toward financial empowerment. Experience firsthand how we can help you achieve your goals while being part of something greater a thriving community committed to collective success. Join Genisys today and discover the benefits of being part of a credit union that truly cares! For more information or assistance, feel free to call us at (248) 926-0648 or visit our website at Genisys.

Our Journey

Founded with the vision of providing accessible financial services to all, Genisys has come a long way from its humble beginnings. Over the years, we've expanded not only our offerings but also our membership base. Today, we proudly serve over 280,000 members and manage total assets exceeding $5.27 billion. Each milestone achieved reflects our dedication to improving the lives of those in our community. As we evolved, so did technology. We embraced digital advancements while ensuring that all members have access to user-friendly online banking options and mobile payments. This commitment to modern banking allows us to serve you better while maintaining a personal touch.

Our Mission

At Genisys, our mission is clear: we are here to empower you financially and uplift our community. We believe that everyone deserves access to quality financial services that cater to their individual needs be it through checking accounts, auto loans, or business banking solutions. We understand that financial wellness goes beyond just transactions; it's about building relationships and supporting each other. That's why we're deeply involved in local outreach initiatives and partnerships aimed at enhancing community well-being. While members can visit us at 160 N Wixom Rd Wixom Mi 48393, official correspondence should be sent to 160 N Wixom Rd, Wixom, MI 48393-2161 if different from our branch address.

Branch Location & Accessibility

Welcome to Genisys, your trusted credit union located at 160 N Wixom Rd in the vibrant city of Wixom, MI. Our branch is not just a place for banking; it's a community hub where convenience meets personalized service. Whether you're coming from nearby landmarks like the Wixom Library or enjoying a day out at the Wixom Recreation Center, you'll find us easily accessible and ready to assist you with all your financial needs. At Genisys, we understand that accessibility is key. That's why our branch features ADA-compliant facilities, ensuring everyone can navigate our space comfortably. We also provide ample parking, making it easy for you to stop by anytime during our operating hours: Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. (with drive-thru services available on Fridays between 5:30 p.m. and 6:00 p.m.). While members can visit us at our branch for personal banking services like checking and savings accounts, auto loans, and mortgage refinancing, official correspondence should be sent to our mailing address at 160 N Wixom Rd, Wixom, MI 48393-2161. Additionally, we are proud to offer convenient ATM access right on-site and drive-thru banking for quick transactions without leaving your vehicle. Our team is dedicated to providing a friendly atmosphere where you can feel confident managing your finances. Ready to experience personalized service? We invite you to visit us today or give us a call at 248-926-0648. At Genisys, we look forward to helping you achieve your financial goals!

Member Eligibility

At Genisys, we believe that becoming a member is about joining a community that truly cares about your financial well-being. If you're looking to enjoy personalized service and great financial products, you're in the right place! To become a member of Genisys, you need to meet some simple eligibility requirements. Generally, this includes living, working, or worshipping in our local area or being related to an existing member. We want everyone to feel welcome, so if you have questions about your eligibility, just reach out to us at (248) 926-0648. You can also check out more details on our eligibility criteria by visiting this link. Opening an account with us is straightforward and designed with you in mind. Once you've confirmed your eligibility, simply follow the easy steps on our website to get started with your account opening process at this link. Our friendly team at Genisys, located at 160 N Wixom Rd Wixom Mi 48393, is here to guide you every step of the way as you take this exciting step towards better banking!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having the ability to accept payments seamlessly while keeping track of your cash flow easily. Our merchant services provide just that. From point-of-sale solutions to online payment options, we help streamline your transactions so you can focus on what you do best running your business. Located at 160 N Wixom Rd Wixom Mi 48393 in Wixom, MI, we're here to empower local businesses like yours. Come visit us or give us a call at (248) 926-0648 to learn how we can assist you on your journey to success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide comprehensive business banking services including merchant services and business loans. We know that running a business requires flexibility and resources; thus, we're here to support your growth with tailored financial solutions.

Convenience at Your Fingertips

At Genisys, convenience is key. Our digital banking features ensure that accessing your accounts has never been easier. You can withdraw cash at any of our ATMs or conduct basic transactions through our drive-thru service without leaving your vehicle perfect for busy days when time is of the essence. Our commitment extends beyond just providing services; it's about creating lasting relationships with our members. We're always here for you whether it's answering questions or offering financial advice. Ready to discover how we can assist you? Feel free to reach out at (248) 926-0648, visit us at 160 N Wixom Rd Wixom Mi 48393, or explore more about our services online at 14 Wixom. We look forward to serving you!

Credit Options

Managing debt can be challenging, which is why we offer personal loans and debt consolidation options to help simplify your finances. With our support, you can consolidate multiple debts into one manageable payment. Additionally, explore our credit cards with rewards, where you earn points for every purchase you make. This way, everyday spending turns into exciting rewards!

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services that include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills right from your phone or computer. For those considering purchasing a new vehicle, our auto loans and vehicle financing options make it simple to drive away in the car of your dreams. We provide competitive rates and flexible terms tailored to meet your budget. If homeownership is on your mind, our mortgage loans and refinancing services can guide you through the process smoothly. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we've got you covered.

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking services, you can access your accounts at any time. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Our online platform is user-friendly and secure, ensuring that your personal information is protected while you manage your finances with ease. You can explore all these features by visiting us at https://www.genisyscu.org/.

Easy Account Management

One of the standout features at Genisys is our electronic signature authorization. This means you can sign documents digitally, making the process quicker and more convenient. Plus, with e-statements available, you'll have instant access to your financial statements without the hassle of paper clutter.

Mobile Payments Made Simple

Do you love using mobile payments? At Genisys, we offer this feature to make transactions even easier. Whether you're splitting a bill with friends or making everyday purchases, our mobile payments option allows for quick and secure transactions right from your smartphone.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer service makes it simple! Just a few taps on your device, and you can transfer funds directly between accounts no need for cash or checks. While we currently do not have a dedicated mobile application, rest assured that our online banking services are optimized for use on any device, so you'll always have access to your account when you need it most. In conclusion, Genisys is committed to providing accessible and user-friendly digital banking solutions that keep your financial life organized and secure. With features like online banking, e-statements, mobile payments, and person-to-person transfers, managing your money has never been easier!

Financial Strength

A Solid Foundation

With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Centric Savings

Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $26,872,895 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Your Future

With $772,216,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is evident with $58,801 in used auto loans and $3,722,891,401 in total loans and leases, supporting your financial goals across various sectors.

Trust Built on Growth

We have a robust member base with a total of 598,717 accounts that show how much trust our community places in us. Net Shares (Funds available for lending and investments): $5,867,465 provides additional assurance of our commitment to responsible management. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 160 N Wixom Rd Wixom Mi 48393 or call (248) 926-0648 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our financing options can assist you in making that purchase a reality.

Business Financing

For business owners, our outstanding commercial loans totaling $391,735,746 provide the capital needed to grow and expand. We understand the challenges businesses face and are dedicated to providing tailored solutions that support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. We strive to provide competitive rates and flexible terms that fit your unique situation, making the path to your dream home smoother and more attainable.

Refinancing Options

If you're considering refinancing any existing loans, we offer various eligibility options designed to help you save on interest or reduce monthly payments. Our team is ready to discuss how refinancing could benefit you based on your current financial situation. To learn more about our loan offerings or to speak with one of our knowledgeable team members, call us at (248) 926-0648. We're here Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your borrowing options today with Genisys, where we prioritize your financial well-being!

Unsecured Credit Cards

Managing day-to-day expenses is crucial, and that's where our flexible unsecured credit card loans come into play. With a total of $94,938,889 in loans helping members manage their finances effectively, our credit cards offer rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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Get Started Today

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GENISYS CREDIT UNION - Wixom, MI

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