Genisys White Lake MI Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Genisys, your trusted financial partner in the heart of White Lake, Michigan. Located at 3671 Highland Rd, we take pride in serving our community with integrity and dedication since 1964. With a robust membership of 280,450 individuals, we are committed to providing personalized financial solutions tailored to meet your needs. At Genisys, our total assets exceed an impressive $5.27 billion, reflecting our strong foundation and commitment to your financial growth. We understand that life can be unpredictable, which is why we offer a diverse range of services from auto loans and mortgages to personal banking options ensuring you have access to the resources you need when you need them most. Currently, we manage over $507 million in deposits and have facilitated 195,167 loans and leases for our members, demonstrating our unwavering support for your dreams and aspirations. Our leadership team, led by CEO Jacqueline Buchanan and Board President Brian Zabowski, is dedicated to fostering a welcoming environment where every member feels valued. With a team of 533 employees, we are here to ensure that your banking experience is seamless and satisfying. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 3671 Highland Rd, White Lake, MI 48383-3808. We invite you to explore the many ways Genisys can help you achieve your financial goals. Whether you're looking for guidance on saving for a home or need assistance with a loan application, our friendly staff is ready to assist you. Feel free to reach out by phone at 248-887-1211 or visit us online at genisyscu.org to learn more about our offerings. Join us today at Genisys your community credit union where members come first!

Branch History & Mission

Community Engagement

The heart of Genisys lies in its commitment to community engagement. We actively participate in local events and support numerous organizations that promote education and well-being in White Lake. Our shared service center allows us to extend our reach and provide even more comprehensive support to our members. Genisys is proud to be ADA compliant and continuously works towards ensuring that all our facilities are accessible for everyone. With dedicated staff ready to assist you during our operating hours Monday through Thursday from 9:00 AM to 5:30 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM (Drive Thru Only) we're here whenever you need us. We invite you to join the Genisys family today! Experience the benefits of being part of a credit union that truly values its members and strives every day to make a positive impact in the community. To learn more about how you can benefit from our services or to open an account, please visit our website or call us at 248-887-1211. Together, let's build a brighter financial future!

Our Mission

At Genisys Credit Union, our mission goes beyond providing financial services; we aim to enrich the lives of our members and support the communities we serve. We believe in empowering individuals through accessible banking solutions such as checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking services. Our commitment to community outreach is evident through various partnerships and initiatives designed to uplift those around us. As part of our dedication to modern banking practices, we offer online and mobile banking options for convenience. Members can take advantage of features like ATM access for easy withdrawals and balance checks. Our branch also provides drive-thru services for quick transactions without leaving your vehicle.

Branch Location & Accessibility

Call Us Anytime

Have questions or need assistance? Don't hesitate to give us a call at 248-887-1211. Our friendly team is always ready to assist you with any inquiries regarding our services, from personal banking solutions like checking and savings accounts to auto loans and mortgage options. While members can visit us at 3671 Highland Rd, official correspondence should be sent to the same address. We are excited to welcome you into the Genisys family! Come visit us today and see how we can help meet your financial needs while being part of this wonderful community.

Convenient Access

At Genisys, we understand the importance of accessibility. Our branch features ample parking and is designed to meet ADA compliance standards, ensuring that everyone can visit us with ease. For those who prefer quick transactions, we offer drive-thru banking services to help you manage your time efficiently. If you're looking for an ATM, you're in luck our location provides this service too, allowing you to withdraw cash or check balances without stepping inside.

Operating Hours

We strive to accommodate your busy schedule with flexible operating hours. Our lobby is open from 9:00 a.m. to 5:30 p.m., Monday through Thursday, and until 6:00 p.m. on Fridays. Need to pop in on Saturday? We're here for drive-thru service from 9:00 a.m. to 1:00 p.m., making it easy for you to get what you need during the weekend.

Member Eligibility

At Genisys, we believe in creating a warm and welcoming community where everyone can feel at home. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our local area. We also welcome members of the family of existing members! Whether you're looking for personal banking solutions or business services, joining us gives you access to a range of financial tools designed to support your goals. For detailed eligibility criteria, feel free to check out our website at http://www.genisyscu.org/business/checking/business-eligibility. Opening an account with us is straightforward! Just visit our location at 3671 Highland Rd White Lake Mi 48383, or give us a call at (248) 887-1211 if you have any questions. You can also start the process online by visiting http://www.genisyscu.org/apply-for-a-loan. We're excited to welcome you into the Genisys family!

Business Banking & Commercial Services

Merchant Services that Work for You

In addition to loans, our merchant services offer practical tools to streamline your operations. From payment processing to cash management, we provide solutions that help you focus on what matters most growing your business. Imagine being able to handle transactions seamlessly while having access to insights that guide your financial decisions. If you're ready to take your business to the next level, visit us at 3671 Highland Rd White Lake Mi 48383, White Lake, MI or call us at (248) 887-1211 to learn more about how we can help.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Transactions

At Genisys, we understand that sometimes you want to handle your banking in person. That's why we provide basic drive-thru banking for deposits, withdrawals, and simple transactions. Additionally, if you're a member of another credit union that partners with us, our shared branch transactions allow you to make deposits and withdrawals seamlessly. Our commitment to making banking easier is evident through these various services. Whether you prefer managing finances online or visiting us directly at our branch in White Lake, MI, we are here to help every step of the way. Ready to take control of your financial future? Visit us at Genisys or call us at 248-887-1211 today! For more information about opening an account or exploring our loan options, check out our website at Genisys.

Business Banking Services

For our business members, we provide essential services such as merchant services and various types of business loans. These offerings are designed to support your business growth and operational needs, ensuring you have the financial backing necessary for success.

Digital Banking Convenience

Embracing technology is important in today's fast-paced world. Our online and mobile banking features give you access to your accounts anytime, anywhere. You can easily transfer funds, pay bills, and monitor your transactions with just a few clicks on your device. We also offer convenient ATM services for cash withdrawals and balance checks whenever you need them.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options including checking and savings accounts that help you keep track of your money with ease. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are here to assist you in getting behind the wheel without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide competitive rates and flexible terms. In addition, our personal loans and debt consolidation services can help you manage unexpected expenses or combine debts into one manageable payment. To reward your spending habits, we also offer credit cards with rewards, allowing you to earn benefits while making everyday purchases.

Digital & Online Banking

Key Features

One of the standout features we offer is electronic signature authorization. This means you can complete transactions and sign documents electronically without needing to visit a branch. It's quick, easy, and incredibly secure. We also provide e-statements for those who prefer paperless options. By opting for e-statements, you'll receive your account statements directly in your inbox, allowing for easy tracking and management of your finances. If you're looking to send money to friends or family, our person-to-person transfer feature is perfect for you. You can quickly send money to anyone with just their email address or phone number no hassle involved! For those who love using their smartphones, mobile payments are available too! This feature allows you to make purchases directly from your phone, making shopping simple and convenient. While we currently do not have a mobile application available, rest assured that our website is fully optimized for mobile use. So whether you're using a smartphone or tablet, accessing your accounts on the go is easy. At Genisys, we prioritize your security while providing user-friendly features that help you manage your finances effectively. Join us today and experience the ease of digital banking that puts you in control!

Financial Strength

At Genisys, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and growing, which is why we are proud to share our financial strength with you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $772,216,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $58,801 in used auto loans and a total of $3,722,891,401 in loans and leases. Our commitment to operational efficiency is reflected in our $26,872,895, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,867,465. Total Share and Deposit Accounts: 598,717, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 3671 Highland Rd White Lake Mi 48383 or call (248) 887-1211 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans to help you save even more.

Business Loans

For business owners, our outstanding commercial loans totaling $391,735,746 provide the capital needed to grow and expand. We understand the challenges of running a business and are committed to supporting our local entrepreneurs. At Genisys, we prioritize transparency and support throughout your borrowing experience. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of our loan offerings or would like to learn more about eligibility options and how we can assist you further, don't hesitate to contact us or visit our website at Genisys. Let's work together towards achieving your financial aspirations!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $94,938,889 in loans helping members manage their finances effectively. This can be a great option if you're looking for convenience and flexibility in your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance your current mortgage, we are here to guide you through the process.

Loan Aggregator

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous sourcing process guarantees that users receive only verified data, which fosters a reliable platform for making informed financial decisions.

GENISYS CREDIT UNION - White Lake, MI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in White Lake, MI (48383)