Genisys Vassar MI Credit Union | Affordable Vehicle Loans & Checking

Introduction

At Genisys, we understand that financial choices shape your future. Located at 659 State Rd, Vassar, MI 48768, our branch has been serving the community since 1964. With a commitment to providing personalized service and competitive products, we have grown to support over 280,450 members with a total asset base of $5,271,752,429. Our dedicated team, led by CEO Jacqueline Buchanan and Board President Brian Zabowski, is here to ensure you receive the guidance you need for every stage of your financial journey. We offer a wide array of services including personal banking, auto loans, mortgages, and business banking solutions. With total deposits amounting to $507,227,679 and a robust loan portfolio featuring 195,167 loans and leases, we pride ourselves on being a trusted partner in your financial success. While members can visit us at our Vassar location for in-person assistance or to utilize our drive-thru services, official correspondence should be sent to the same address: 659 State Rd, Vassar, MI 48768. If you have questions or need support, don't hesitate to reach out by calling us at 989-823-8433. We invite you to explore how Genisys can make a positive impact on your financial life. Visit our website at Genisys Credit Union to learn more about our offerings or stop by today!

Branch History & Mission

Commitment to Innovation

Genisys embraces technology to enhance member experience while ensuring accessibility for all. Our online and mobile banking options allow members to manage their finances conveniently from anywhere. With features like e-statements and mobile payments, we make banking easier without sacrificing personal service. For those who prefer in-person interactions, our drive-thru service and ATM availability ensure that you can conduct your banking needs with ease during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM until 12:30 PM. We invite you to visit us at Genisys where your financial well-being is our top priority. Join us today and discover how we can help you navigate your financial journey with confidence. Together, let's build a brighter future for our community! For more information or assistance, feel free to call us at (989) 823-8433.

Our Mission

Our mission is simple yet powerful: to empower our members by providing exceptional financial services and fostering a sense of community. We believe that every individual deserves access to resources that help them achieve their goals. Whether it's through personal banking solutions like checking and savings accounts, auto loans, or mortgages, we strive to meet the diverse needs of our members. In addition to traditional banking services, Genisys is committed to giving back. We actively engage in partnerships and outreach programs that benefit local organizations and initiatives. We understand that strong communities are built on collaboration and support.

Branch Location & Accessibility

Welcome to Genisys, your friendly neighborhood credit union located at 659 State Rd in Vassar, MI! Nestled in the heart of Tuscola County, our branch is easily accessible for all members and visitors. Whether you're just passing through or a long-time resident, we're here to help you with your banking needs. If you're looking for us, you can find our branch right off State Road, conveniently situated near local landmarks that many recognize. With ample parking available and features designed for easy access including ADA-compliant ramps visiting us is a breeze. We strive to ensure that everyone feels welcome and can easily conduct their banking. Our operating hours are tailored to fit your busy schedule: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12:30 PM. This means you can drop by during the week or on weekends when it suits you best. At Genisys, we offer a variety of services that cater to both personal and business banking needs. Whether you're interested in opening a checking account, applying for an auto loan, or exploring options for home financing, our dedicated team is here to assist you every step of the way. Plus, with ATM availability and drive-thru banking options for quick transactions, managing your finances has never been easier. While members can visit us at our branch address, official correspondence should be sent to the same address: 659 State Rd, Vassar, MI 48768. If you have any questions or would like more information about what we offer, feel free to give us a call at 989-823-8433. We invite you to come visit Genisys today! Let us show you how we can help make your financial journey smoother and more rewarding.

Member Eligibility

Welcome to the Genisys family! Joining our credit union means becoming part of a supportive community where your financial well-being is our priority. To become a member at Genisys, you simply need to meet a few eligibility requirements. Typically, individuals who live, work, or worship in the areas we serve can join. If you're interested in learning more about specific eligibility criteria, feel free to visit our detailed page at this link. Opening an account is straightforward and welcoming. With just a few steps, you can start enjoying the benefits of membership, which include competitive rates on loans and savings accounts, access to online banking, and personalized service from our dedicated team. For more information on how to open an account with us, check out this page. If you have any questions or would like assistance, don't hesitate to call us at (989) 823-8433. We're here for you every step of the way at our branch located at 659 State Rd Vassar Mi 48768!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Sense

Imagine having a payment solution that works as hard as you do. Our merchant services help streamline transactions, making it easier for customers to pay you while ensuring your cash flow remains steady. Whether you're a retail store or a service provider, our tools are designed to enhance your operations and improve customer satisfaction. Visit us at 659 State Rd Vassar Mi 48768, Vassar, MI to learn more about how our business banking services can fuel your success!

Comprehensive List Of Services

Convenient Digital Banking

In today's fast-paced world, convenience matters. Our Online & Mobile Banking features let you manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills from the comfort of your home or on the go. Plus, with our ATM & Cash Withdrawal Services, accessing cash has never been easier whether at our branch or through thousands of ATMs nationwide.

Credit Cards with Benefits

Our Credit Cards with Rewards allow you to earn points on everyday purchases. Imagine treating yourself with rewards just for using your card! It's a simple way to make the most out of your spending while enjoying added benefits.

Drive-Thru and ATM Accessibility

For quick transactions like deposits and withdrawals, take advantage of our Basic Drive-Thru Banking and Basic ATM Access options. We know that life gets busy; that's why we aim to make banking as effortless as possible. If you're interested in learning more about any of these services or have questions about how we can assist you further, don't hesitate to reach out! You can contact us at (989) 823-8433, visit us at 659 State Rd Vassar Mi 48768, or check out our website at https://www.genisyscu.org/. Your financial well-being is our priority at Genisys, and we look forward to serving you!

Personal Banking Made Easy

Whether you're opening a new checking account or saving for a future goal, our personal banking options are designed with you in mind. We offer Checking & Savings Accounts that fit various lifestyles, allowing you to manage your money effectively. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms, making it easier for you to get behind the wheel. For those looking to invest in their dream home, our Mortgage Loans & Refinancing solutions can guide you through every step of the process. And if you find yourself needing extra cash for unexpected expenses, our Personal Loans & Debt Consolidation options can help lighten the load.

Supporting Local Businesses

For business owners, we offer robust services such as Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we're here to support your goals.

Digital & Online Banking

Easy Online Access

With our online banking platform available at https://www.genisyscu.org/, you can check your account balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, our 24/7 online banking services ensure you have access whenever you need it. Plus, for added convenience, we offer person-to-person transfers, making it easy to send money to friends and family directly from your account.

Go Paperless with E-Statements

Say goodbye to clutter! Our e-statements are available for those who prefer a digital approach. Not only do they help reduce paper waste, but they also allow you to access your statements anytime right from your device.

Mobile Payments Made Simple

In today's fast-paced world, we know that flexibility matters. That's why we've introduced mobile payments. Easily make purchases using your smartphone without needing cash or cards. It's quick, easy, and incredibly convenient!

Security You Can Trust

Your security is our top priority. With electronic signature authorization available, signing documents online is not only simple but also secure. We take the necessary steps to protect your information so that you can bank with confidence.

Stay Connected with Our Mobile App

While we currently do not have a dedicated mobile application, our website is fully optimized for mobile use. This means that whether you're using a phone or tablet, you can still enjoy all the features of online banking right at your fingertips. At Genisys, we're committed to providing accessible and user-friendly banking solutions that fit into your lifestyle. Experience the ease of managing your finances with us today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 598,717, showing a strong and growing member base that trusts us with their finances. With net shares amounting to $5,867,465, we have the funds available for lending and investments that directly benefit you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 659 State Rd Vassar Mi 48768 or call (989) 823-8433 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our robust operational efficiency is evident through our $26,872,895, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

Our commitment to you is also reflected in our $772,216,524 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $58,801 in used auto loans and $3,722,891,401 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Position

With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options tailored just for you.

Credit Lines and Business Loans

For those looking for additional flexibility, we offer total credit lines amounting to $1,457,401,662, which can be an excellent solution for managing cash flow or unexpected expenses. Additionally, our outstanding commercial loans totaling $391,735,746 provide business owners with the capital needed to grow and expand. At Genisys Credit Union, we are committed to serving our community by offering financial products that meet diverse needs. For more information about our loan offerings or to check your eligibility for any of these products, visit us online or give us a call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, making buying or refinancing simple. We also provide guidance on refinancing options to help you secure the best deal possible.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $94,938,889 in loans helping members manage their finances effectively. This gives you access to credit when you need it most without the need for collateral.

Loan Aggregator

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GENISYS CREDIT UNION - Vassar, MI

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Home Equity Loans

Personal Loans

Vehicle Loans

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