Genisys Sterling Heights MI Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Genisys, your trusted financial partner located at 35790 Van Dyke Ave, Sterling Heights, MI 48312. Established in 1964, we have proudly served our community for nearly six decades, building a strong foundation of trust and reliability. With over 280,450 members and total assets exceeding $5.27 billion, we are committed to providing exceptional services tailored to meet your financial needs. At Genisys, we understand that banking is more than just transactions; it's about relationships. Our dedicated team of 533 employees, led by CEO Jacqueline Buchanan and Board President Brian Zabowski, works tirelessly to ensure that you feel valued and supported every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we are here for you. While members can visit us at our branch address, official correspondence should be sent to the same location. With total loans amounting to 195,167 and deposits around $507 million, our focus on community impact is evident in everything we do. We also maintain a strong net worth of $846 million, ensuring that your money is safe and secure with us. Our commitment to innovation means you can enjoy convenient banking options, including online services and mobile payments. Feel free to reach out at 586-978-0470 or explore our website at GenisysCU.org for more information about our offerings. Come visit us today, and let's work together towards your financial goals!

Branch History & Mission

Our Evolution

From humble beginnings, Genisys has evolved into a trusted financial partner for families and businesses alike. We have embraced advancements in technology to offer convenient banking options such as online banking and mobile payments. Our members can access their accounts anytime and anywhere, ensuring that their banking experience is both simple and efficient. We also prioritize accessibility; our branch is ADA compliant and features drive-thru service for added convenience. In addition to modernizing our services, we take pride in our strong community roots. Our mission is not just about providing financial services; it's about enhancing the quality of life in Sterling Heights and surrounding areas. We actively engage with local organizations and participate in outreach programs that support education, health initiatives, and economic development.

Our Mission

At Genisys, our mission is clear: to empower individuals and families through innovative financial products while fostering a sense of community. We believe that everyone deserves access to high-quality banking services that help them achieve their goals whether it's purchasing a new home or starting a business. Our dedicated team works tirelessly to offer personalized support tailored to each member's unique situation. While members can visit us at 35790 Van Dyke Ave for all their banking needs, official correspondence should be sent to the same address. If you're looking for reliable financial services with a personal touch, we invite you to join Genisys today. Experience firsthand how we can help you navigate your financial journey with confidence. For more information or assistance, feel free to reach out at 586-978-0470 during our operating hours: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 1 PM. Join us as we continue this exciting journey together!

Branch Location & Accessibility

Come Visit Us!

We invite you to come by and experience the warmth and support of Genisys Credit Union firsthand. Whether you're looking to open an account or explore loan options, our team is excited to assist you on your financial journey. See you soon!

Convenient Access

At Genisys, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and wide entryways to accommodate everyone. Parking is ample and available right outside our door, so you'll never have to worry about finding a spot.

Operating Hours that Fit Your Schedule

We understand that life can get busy, which is why our operating hours are designed to fit your schedule. Visit us Monday through Friday from 9 AM to 5:30 PM or stop by on Saturday from 9 AM to 1 PM. Whether you need assistance with personal banking or want to discuss loan options, our friendly staff is ready to help during these hours.

Services Tailored for You

When you visit Genisys, you'll find a variety of services tailored just for you. We offer everything from checking and savings accounts to auto loans and mortgage refinancing. Plus, with convenient ATM access and drive-thru banking options, managing your finances has never been easier! Our drive-thru service makes quick transactions seamless ideal for those busy days when you're on the go. While members can visit us at 35790 Van Dyke Ave, official correspondence should be sent to the same mailing address. If you have any questions or need assistance, feel free to give us a call at 586-978-0470.

Member Eligibility

At Genisys, we believe that everyone deserves a place in our community, and becoming a member is your first step towards a supportive financial partnership. If you live, work, or worship in the area surrounding our branch at 35790 Van Dyke Ave Sterling Heights Mi 48312, you're likely eligible to join us. We welcome individuals and families from various backgrounds, making it easy for you to take advantage of our wide range of services designed to help you achieve your financial goals. To explore the specific eligibility criteria and see if you qualify, please check out our detailed guide at http://www.genisyscu.org/business/checking/business-eligibility. Joining Genisys means more than just opening an account; it's about becoming part of a community focused on your financial well-being. Whether you're interested in personal banking, auto loans, or business services, we are here to support you every step of the way. If you're ready to start your membership journey or have any questions, don't hesitate to reach out at (586) 978-0470. For more information on how to open an account, visit us at http://www.genisyscu.org/apply-for-a-loan. We're excited to welcome you aboard!

Business Banking & Commercial Services

Practical Merchant Services

Beyond loans, we offer merchant services that simplify everyday transactions. Imagine seamlessly processing payments while focusing on what you do best growing your business. Our tools help you manage cash flow efficiently, making sure you can meet customer demands without the hassle. Visit us at 35790 Van Dyke Ave Sterling Heights Mi 48312 in Sterling Heights, MI, or call us at (586) 978-0470 to discover how our business banking solutions can empower your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Services

For our entrepreneurial members, we offer comprehensive Business Banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the financial products that can help your business thrive.

Convenience at Your Fingertips

At Genisys, we also offer basic drive-thru banking for quick deposits and withdrawals without leaving your car. Our ATM services allow you to check balances and withdraw cash conveniently at any time. We invite you to experience all these services firsthand! For more information or to get started with any of our offerings, call us at (586) 978-0470 or visit us online at 19 Sterling Heights. Your financial well-being is our priority!

Credit Options

Our Credit Cards with Rewards program offers not just convenience but also benefits that can enhance your purchasing power while earning rewards for everyday spending. Imagine earning points on your purchases that can be redeemed for travel, cash back, or merchandise.

Digital Banking Features

In today's fast-paced world, ease of access is key. That's why we provide robust Online & Mobile Banking features. You can check balances, transfer funds, pay bills, and even send money to friends all from the comfort of your home or on-the-go through our secure mobile app. With ATM & Cash Withdrawal Services, accessing your cash is never a hassle.

Home Financing

For members considering homeownership or refinancing their current mortgage, our Mortgage Loans & Refinancing options are here to guide you through the process smoothly. We know that buying a home is one of the biggest decisions you'll make, and we strive to make it as straightforward as possible.

Personal Banking

One of the core services we provide is Personal Banking, including checking and savings accounts. These accounts come with features that help you manage your day-to-day finances easily. Imagine having a checking account that allows for hassle-free transactions and a savings account where your money can grow with competitive interest rates. We also offer Auto Loans & Vehicle Financing for those looking to purchase a new car or refinance an existing loan. Picture driving off in your dream vehicle, supported by flexible loan options tailored to fit your budget.

Personal Loans

In times of need, our Personal Loans & Debt Consolidation services can provide the necessary financial support. Whether it's unexpected expenses or consolidating existing debt into one manageable payment, we've got you covered.

Digital & Online Banking

Key Features

Our online banking platform provides real-time account management, allowing you to check balances, view transaction history, and transfer funds at your fingertips. Need to send money to a friend? With our person-to-person transfer feature, it's simple and quick! You can also enjoy the peace of mind that comes with electronic signature authorization for document signing, making your banking experience hassle-free. Plus, opting for e-statements not only helps you stay organized but also contributes to a more sustainable environment by reducing paper waste.

Mobile Banking

For those always on the go, our mobile payments feature allows you to make purchases right from your phone. While we currently don't have a dedicated mobile application, our website is fully optimized for mobile use, ensuring you can manage your finances wherever life takes you. With all these features backed by robust security measures, you can feel confident in every transaction. At Genisys, we're committed to providing accessible and user-friendly digital banking solutions tailored just for you.

Financial Strength

Dedicated Team Ready to Serve You

We also take pride in having 476 full-time employees and 57 part-time employees who ensure that our branches are always ready to serve you with a knowledgeable, committed team. We value every member of our community and strive to make your experience with us exceptional.

Growing Trust Among Members

With a total of 598,717 accounts, our strong and growing member base trusts us with their finances. Net Shares (Funds available for lending and investments): $5,867,465 further emphasize our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 35790 Van Dyke Ave Sterling Heights Mi 48312 or call (586) 978-0470 to learn more about how we can help you achieve your financial goals.

Reinvestment for Member Benefit

With $772,216,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy ensures that your credit union is always moving forward, adapting to meet your needs.

Secure Savings Options

Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our focus on maximizing benefits for you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,604 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $58,801 in used auto loans and $3,722,891,401 in total loans and leases. Our $67,688,322 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easy for you to drive away in your next car.

Business Loans

For business owners, our outstanding commercial loans totaling $391,735,746 provide the capital needed to grow and expand. We believe in supporting local businesses and helping them thrive within our community. At Genisys, we prioritize your financial well-being and are here to assist you with any refinancing or eligibility questions you might have. Feel free to reach out at (586) 978-0470 for more information about how we can support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your path to financial success starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. We aim to streamline the process so you can focus on what matters most making your house a home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $94,938,889 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while allowing for manageable repayments.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see reflects current market conditions.

Genisys

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Our Evolution

Our Mission

Branch Location & Accessibility

Come Visit Us!

Convenient Access

Operating Hours that Fit Your Schedule

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

Business Services

Convenience at Your Fingertips

Credit Options

Digital Banking Features

Home Financing

Personal Banking

Personal Loans

Digital & Online Banking

Key Features

Mobile Banking

Financial Strength

Dedicated Team Ready to Serve You

Growing Trust Among Members

Reinvestment for Member Benefit

Secure Savings Options

Solid Financial Health

Supporting Your Financial Goals

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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