Genisys Shelby Township MI Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Genisys, your trusted partner in financial services, located at 49675 Van Dyke Ave, Shelby Township, MI 48317. Since our establishment in 1964, we have proudly served our community with a commitment to providing excellent banking solutions tailored to meet your needs. With over 280,450 members and total assets amounting to an impressive $5,271,752,429, Genisys stands as a pillar of financial strength and reliability. At Genisys, we understand that every member's journey is unique. Whether you're looking for personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, or business banking services like merchant services and business loans, we have you covered. We take pride in our robust offerings that also include credit cards with rewards and online and mobile banking solutions. Our leadership team, led by CEO Jacqueline Buchanan and Board President Brian Zabowski, is dedicated to ensuring your financial success while fostering a sense of community. Our staff of 533 employees is here to assist you during our convenient hours: Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. (drive-thru only). In addition to our core services, we're committed to maintaining a healthy balance sheet with total deposits of $507,227,679 and net worth standing at $846,673,886. You can trust us with your finances knowing we maintain $30,946,401 in cash on hand for your peace of mind. While members can visit us at our branch location for personal assistance, official correspondence should be sent to the same address listed above. For any inquiries or assistance you may need, don't hesitate to call us at 586-323-7060 or visit our website at Genisys Credit Union. Join us today and experience the Genisys difference where community comes first!

Branch History & Mission

Our Mission

Our mission at Genisys is clear: we aim to empower individuals and families by providing reliable financial solutions tailored to their needs. We believe that banking should be more than just transactions; it should be a partnership built on trust and support. Whether it's helping you secure an auto loan or guiding you through mortgage options, our team is here to assist every step of the way. In addition to personal banking services such as checking and savings accounts, auto loans, credit cards with rewards, and business banking options, we also prioritize community outreach initiatives. We actively engage in partnerships with local organizations to promote financial literacy and enhance the quality of life in Shelby Township. While members can visit us at our physical location on Van Dyke Ave, official correspondence can also be sent to our mailing address at 49675 Van Dyke Ave, Shelby Township, MI 48317-1316. Our branch offers convenient operating hours: Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m., with drive-thru banking available during select hours. As we look forward to the future, we invite you to join Genisys and experience the benefits of being part of a community-focused credit union. With state-of-the-art technology like online banking and mobile payments available, managing your finances has never been easier. Contact us today at 586-323-7060 or visit our website at GenisysCU.org to learn more about becoming a member!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your comfort in mind. You'll find ample parking available right outside, along with ADA-compliant features such as ramps to ensure everyone can access our services with ease. Whether you prefer visiting us in person or utilizing our drive-thru for quick transactions, we have options that suit your needs.

Banking Services

Our branch provides a wide range of banking services tailored just for you, including personal checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more! If you're looking for business banking solutions, we've got those too complete with merchant services and business loans.

Get in Touch

If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 586-323-7060 or come visit us at Genisys. We're excited to help you achieve your financial goals and look forward to welcoming you into our community!

Operating Hours

At Genisys, we know that life can get busy. That's why we offer flexible operating hours: Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. (with drive-thru service available from 5:30 p.m. to 6:00 p.m. on Fridays). We want to be there for you when it matters most.

Member Eligibility

Joining Genisys is like stepping into a warm community where your financial well-being is our top priority. We welcome anyone who lives, works, worships, or attends school in the areas we serve to become a member. Whether you're looking for a safe place to save, loans with competitive rates, or simply a supportive team ready to help you with your financial journey, Genisys has something special for you. To learn more about the specific eligibility details and see if you qualify, feel free to check out our resource at http://www.genisyscu.org/business/checking/business-eligibility. Once you're ready to take the next step, opening an account is straightforward and welcoming; visit us online at http://www.genisyscu.org/apply-for-a-loan or give us a call at (586) 323-7060. We can't wait to have you join our family at Genisys, located at 49675 Van Dyke Ave Shelby Township Mi 48317!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: a customer wants to make a purchase but only has a credit card on hand. With our efficient merchant services, you can accept payments easily, ensuring you never miss a sale. Plus, these services come with tools that help manage transactions and track sales trends effectively. At Genisys, located at 49675 Van Dyke Ave Shelby Township Mi 48317, Shelby Township, MI, we are dedicated to empowering local businesses through robust financial solutions tailored just for you. Let us be your partner in success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Cash Made Simple

Need cash on the go? With our ATM services, withdrawing money is quick and easy. You can also take advantage of our basic drive-thru banking for simple transactions like deposits and withdrawals without leaving your car. At Genisys, we strive to create an engaging community experience that prioritizes member satisfaction while providing all these essential financial services under one roof. Ready to take the next step? Visit us at 31 Shelby Twp., MI or give us a call at 586-323-7060 today! Let us help you achieve your financial goals with ease and confidence.

Business Banking Services

For entrepreneurs and business owners, Genisys provides essential tools like merchant services and business loans to help your venture thrive. We understand the challenges small businesses face, so we offer customized solutions that align with your goals and cash flow needs.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why our robust online and mobile banking features let you manage your finances anytime, anywhere. From transferring funds to paying bills or checking balances, all it takes is a few taps on your smartphone or clicks from your computer.

Home Sweet Home with Mortgage Loans

Purchasing a home is one of life's biggest decisions. At Genisys, we provide mortgage loans and refinancing options tailored for first-time buyers and seasoned homeowners alike. Whether you're buying your first house or looking to refinance an existing mortgage for better terms, we're here to simplify the process and help make your dreams come true.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Genisys has you covered with tailored personal banking solutions. Imagine having access to a checking account that suits your spending habits while helping you save for future goals. Our savings accounts are designed to grow your money over time, making it easier for you to reach those important milestones.

Personal Loans & Credit Options

Life can throw unexpected expenses our way, which is why we offer personal loans and debt consolidation solutions. If you're managing multiple debts, we can help you streamline your payments into one manageable loan with lower interest rates. Plus, don't forget about our credit cards with rewards that offer perks every time you use them!

Vehicle Financing Made Easy

If you're in the market for a new car, our auto loans and vehicle financing options are straightforward and flexible. We understand how essential reliable transportation is, so we work hard to offer competitive rates that fit your budget. Need help deciding? Our friendly staff can guide you through the loan application process so you can drive off in your dream vehicle without hassle.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This means you can sign documents digitally, saving you time and eliminating the hassle of printing and mailing paperwork. Plus, with e-statements available, you'll receive your account statements electronically, making it easy to stay organized and reduce paper clutter. If you're always on the go, our mobile payments feature allows you to make purchases directly from your smartphone. While we currently don't have a mobile application available, rest assured that our website is fully optimized for mobile use, ensuring a user-friendly experience on any device. For those moments when you need to send money quickly to friends or family, our person-to-person transfer service makes it easy and convenient. You can send money in real-time without needing to visit a branch.

Security and Support

At Genisys, we prioritize your security. Our online banking system employs advanced security measures to protect your personal information. You can bank with confidence knowing that your data is safe with us. Navigating through our digital services is intuitive and straightforward. If you ever have questions or need assistance, our friendly team is just a phone call away at (586) 323-7060. Experience the ease of managing your finances with our digital and online banking services today!

Financial Strength

Member-Centric Savings

Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $26,872,895 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinventing Banking for You

With $772,216,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is further reflected in our robust lending capacity, with $58,801 in used auto loans and $3,722,891,401 in total loans and leases supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $5,867,465. Total Share and Deposit Accounts: 598,717, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 49675 Van Dyke Ave Shelby Township Mi 48317 or call (586) 323-7060 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. We also have refinancing options available to help you save even more on your current auto loan.

Business Loans

For business owners, our outstanding commercial loans totaling $391,735,746 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your current operations, we can work with you to find the right financing solution.

Credit Lines

Additionally, we offer credit lines totaling $1,457,401,662 that can help cover unexpected expenses or provide quick access to funds when you need them most. At Genisys, we're dedicated to making financing straightforward and accessible for all our members. If you're interested in learning more about our loan offerings or checking your eligibility, feel free to contact us at (586) 323-7060 or visit us at our branch located at 49675 Van Dyke Ave Shelby Township Mi 48317 in Shelby Township, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we are here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $94,938,889 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can fit into any budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This means you can trust that you're seeing accurate information without hidden agendas. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal here is straightforward: to provide unbiased results so you can make informed choices. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users evaluate their options effectively. This real-time data is crucial in a market where rates can change quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in making substantial savings possible. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GENISYS CREDIT UNION - Shelby Township, MI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Shelby Township, MI (48317)