Genisys Rochester Hills MI Credit Union | Quick Personal Loans & Top Checking

Introduction

Welcome to Genisys, your trusted financial partner right here in Rochester Hills, MI! Located at 2881 Crooks Rd, we have been serving our community since 1964. With a strong membership base of 280,450 members, we pride ourselves on being a credit union that truly cares about the financial well-being of our members. At Genisys, our commitment to you goes beyond just banking; it's about building lasting relationships and providing the best services tailored to your needs. Our total assets stand at an impressive $5,271,752,429, enabling us to offer a wide array of products including personal and business loans, checking and savings accounts, and more. We hold a total deposit figure of $507,227,679, which reflects the trust you place in us every day. Our CEO, Jacqueline Buchanan, along with Board President Brian Zabowski, leads a dedicated team of 533 employees who are passionate about helping you achieve your financial goals. Whether you're looking for an auto loan or planning for retirement, we're here to guide you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 2881 Crooks Rd, Rochester Hills, MI 48309-3608. Feel free to reach out at 248-299-5400 or visit our website at Genisys Credit Union to learn more about how we can assist you today! Join us in making a positive impact in our community because at Genisys, you're not just a member; you're part of our family!

Branch History & Mission

Community Focus

We recognize that our success is intertwined with the health of the communities we serve. Our initiatives include financial literacy workshops and support for local charities, ensuring that as we grow, we also uplift those around us. With one ATM available on-site and no drive-thru service currently offered, we focus on creating a welcoming environment where every member feels valued. Our operating hours are convenient: Monday through Thursday from 9:00 a.m. to 5:30 p.m., and Fridays from 9:00 a.m. to 6:00 p.m., allowing us to be there when you need us most.

Join Us

As we look ahead, Genisys remains committed to enhancing your banking experience while building a stronger community together. Whether you're looking for personal banking solutions or business services, we invite you to join us today and discover the many benefits of being part of the Genisys family. For more information about joining or accessing our services, please visit us online at Genisys Credit Union or call us at 248-299-5400. Together, let's pave the way for a brighter financial future!

Our Journey

Since opening our doors, Genisys has evolved significantly. Our journey reflects not only growth in membership and assets but also advancements in the services we provide. From our humble beginnings to becoming a trusted financial partner for families and businesses alike, we've always focused on putting people first. We've adapted to meet the needs of our community by introducing online banking options, mobile payments, and e-statements making it easier than ever for members to manage their finances anytime, anywhere.

Our Mission

At Genisys, our mission is clear: to empower individuals and families by providing exceptional financial services tailored to their unique needs. We believe that everyone deserves access to affordable banking options that foster economic stability and growth. This dedication extends beyond mere transactions; we actively engage with our community through partnerships and outreach programs aimed at making a positive impact. While members can visit us at 2881 Crooks Rd for all their banking needs, official correspondence should be sent to our mailing address at 2881 Crooks Rd, Rochester Hills, MI 48309-3608.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. You'll find ADA-compliant features such as ramps and ample parking space right outside our door. We want to ensure that every member feels welcome and can easily access our services.

Connect With Us

For any inquiries or assistance, feel free to reach out at 248-299-5400. While you're welcome to visit us at 2881 Crooks Rd, official correspondence should be sent to the same address listed above. We invite you to come see how Genisys can help you achieve your financial goals. Stop by today or give us a call!

Operating Hours

At Genisys, we understand that life can be busy. That's why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 a.m. to 5:30 p.m., and on Fridays, we're here until 6:00 p.m. This gives you plenty of time to stop by after work or during your lunch break.

Services Offered

We provide a wide range of financial services tailored for everyone from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Need cash? Enjoy the convenience of our ATM services available on-site for quick withdrawals and balance checks.

Member Eligibility

At Genisys, we believe in creating a welcoming community where everyone can thrive financially. Becoming a member is an exciting opportunity, and it's simpler than you might think! If you live, work, or worship in the areas we serve, or if you have a family member who is already a member, you're likely eligible to join us. We prioritize inclusivity and support, making it easy for you to access our range of financial services designed just for our members. For more specific eligibility details, feel free to check out this page. Opening an account with us is straightforward; just visit us at 2881 Crooks Rd Rochester Hills Mi 48309 or call us at (248) 299-5400 for assistance. We're here to help guide you through the process and answer any questions you may have. Join Genisys today and take the first step toward achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's competitive market, efficient payment solutions are essential. Our merchant services help streamline transactions so you can focus on what matters most running your business. Imagine serving customers faster with contactless payments or managing sales easily through online reporting tools. At Genisys, we provide practical solutions that make managing your finances simpler and more effective. Located at 2881 Crooks Rd Rochester Hills Mi 48309 in Rochester Hills, MI, we invite you to visit us or call (248) 299-5400 to learn how our business banking and commercial services can fuel your success!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we provide robust support through our Business Banking services. This includes comprehensive Merchant Services & Business Loans that empower local businesses to thrive. Whether you're starting a new venture or expanding an existing one, we're here to support your business journey.

Connect With Us Today!

At Genisys in Rochester Hills, located at 2881 Crooks Rd, we pride ourselves on being more than just a financial institution; we're part of your community. If you're ready to explore how our services can benefit you or if you have any questions, give us a call at 248-299-5400. Our friendly team is eager to assist you! Explore all that we have to offer by visiting our website. Join us today at Genisys and take the next step toward securing a brighter financial future!

Digital Convenience at Your Fingertips

In today's fast-paced world, digital banking is more important than ever. At Genisys, we offer convenient Online & Mobile Banking options that allow you to manage your accounts anytime and anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances is effortless. Don't forget about our ATM & Cash Withdrawal Services! You can easily access your cash whenever you need it with basic ATM access for withdrawals and balance checks no hassle involved.

Empowering Your Financial Journey

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come in handy. These loans are designed to help you manage unforeseen costs or consolidate existing debt into one manageable payment. Credit cards can be powerful tools when used wisely. With our Credit Cards with Rewards, you can earn points on everyday purchases while enjoying benefits like cash back or travel perks. It's a smart way to make your spending work for you.

Personal Banking Solutions

When it comes to personal banking, we know that everyone has unique needs. That's why we offer Checking & Savings Accounts that suit different lifestyles and spending habits. Imagine having a checking account that not only allows you easy access to your funds but also helps you save for future goals. Our accounts come with features that make managing your money straightforward. For those dreaming of a new car or needing reliable transportation, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. You can drive away in the vehicle you desire without breaking the bank. If owning a home is on your horizon, our Mortgage Loans & Refinancing services are here to guide you through every step of the process. From first-time homebuyers to seasoned homeowners looking for better rates, we have solutions tailored just for you.

Digital & Online Banking

Key Features for Your Convenience

We know that life can get busy, so we've integrated several features to make banking easier for you. Enjoy the benefits of e-statements, which allow you to view your account statements electronically helping you reduce paper clutter and access important documents quickly. Plus, with electronic signature authorization, signing documents is a breeze, eliminating the need for physical paperwork. For those who love mobile convenience, our mobile payments feature allows you to make quick transactions directly from your phone. While we currently do not have a dedicated mobile application, our website is fully optimized for mobile devices, providing a smooth experience whether you're using a smartphone or tablet. You can also take advantage of person-to-person transfers. This feature enables you to send money to friends or family instantly perfect for splitting bills or sending gifts without hassle.

Online Banking Services

With our 24/7 online banking services available at https://www.genisyscu.org/, managing your finances has never been simpler. You can access your accounts at any time, making it easy to stay on top of your financial goals. Our secure online system ensures that your information is protected while you enjoy the flexibility of banking from home or on the go.

Stay Connected

At Genisys, we prioritize accessibility and real-time account management so you can focus on what matters most. If you ever have questions or need assistance, don't hesitate to call us at (248) 299-5400. We're here to help make your banking experience as smooth as possible!

Financial Strength

At Genisys, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is to know that your money is safe and that you have access to the services you need when you need them. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,604 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $772,216,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $58,801 in used auto loans and $3,722,891,401 in total loans and leases. Our operational efficiency is reflected in our $67,688,322, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust you've placed in us is mirrored by our growing member base of 598,717, showing that more individuals like you choose Genisys for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 2881 Crooks Rd Rochester Hills Mi 48309 or call (248) 299-5400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates for both new and used vehicles.

Business Financing

For business owners, our outstanding commercial loans totaling $391,735,746 provide the capital needed to grow and expand. We understand that having access to funds can be crucial for business success and strive to offer tailored solutions to meet your business needs. If you're considering refinancing any of these options or need assistance determining your eligibility for our loan products, please reach out to us. Our team at Genisys, located at 2881 Crooks Rd Rochester Hills Mi 48309, is ready to assist you with all your questions. Feel free to contact us at 248-299-5400 during our operating hours: Monday - Thursday from 9:00 a.m. to 5:30 p.m., and Friday from 9:00 a.m. to 6:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the perfect loan solution tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we are here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $94,938,889 in loans helping members manage their finances effectively. These cards come with various benefits that can help you earn rewards while making everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits designed to build trust with users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can be confident that the information you see is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you're seeing the best options available without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. You can quickly compare different loans side by side to find what works best for your financial situation. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in securing better loan terms for consumers. Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that users receive fair and transparent offers. By focusing on legitimate lenders, LendMesh helps eliminate confusion and misinformation often found in the loan marketplace.

Genisys

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility and Parking

Connect With Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make a Difference

Supporting Your Business Growth

Comprehensive List Of Services

Business Banking Services

Connect With Us Today!

Digital Convenience at Your Fingertips

Empowering Your Financial Journey

Personal Banking Solutions

Digital & Online Banking

Key Features for Your Convenience

Online Banking Services

Stay Connected

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community