Genisys Pontiac MI Credit Union | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Genisys, your trusted partner in financial services located at 44400 Woodward Ave, Pontiac, MI 48341. Since opening our doors in 1964, we have been dedicated to serving our community with integrity and commitment. With a total membership of 280,450 individuals, we pride ourselves on being more than just a credit union; we are a family that helps each other achieve financial success. At Genisys, we understand that financial needs can vary widely from person to person. That's why we offer a comprehensive range of services including personal banking, auto loans, mortgage loans, and business banking solutions. As of now, we manage over $5.27 billion in assets and maintain total deposits of $507,227,679. Our net worth stands strong at $846,673,886, ensuring that your money is safe and sound with us. While members can visit us at our branch for personalized assistance, official correspondence should be sent to the same address: 44400 Woodward Ave, Pontiac, MI 48341-5025. Our friendly team is here to help you navigate your financial journey. Whether you have questions about loans or want to explore our online banking options, feel free to reach out at 248-858-2323. Under the leadership of our CEO, Jacqueline Buchanan, and Board President, Brian Zabowski, we continue to build a credit union that prioritizes its members' needs. With a dedicated staff of 533 employees, we're ready to provide you with exceptional service tailored just for you. Join us today and experience the difference that comes with being a member of Genisys. Explore our services or apply for a loan by visiting our website. Your path to financial well-being starts here!

Branch History & Mission

Commitment to Innovation

As times change, so do we. At Genisys, we're committed to embracing digital advancements that make banking easier for our members. With online banking and mobile payment options available, you can manage your finances anytime and anywhere. Our ATMs provide convenient cash withdrawal services while our drive-thru offers quick access for deposits and simple transactions.

Community Partnerships

Genisys believes in giving back. We actively engage in community outreach efforts and partnerships that uplift local organizations and initiatives. Whether it's sponsoring local events or supporting educational programs, we strive to make a positive impact on the lives of those around us. In closing, if you're looking for a credit union that puts its members first while championing community values, look no further than Genisys. Join us today and experience the benefits of being part of a supportive financial family where your needs come first! For more information or assistance, feel free to call us at 248-858-2323 during our operating hours: Monday - Thursday from 9:00 a.m. - 5:30 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. - 1:00 p.m. We can't wait to welcome you!

Our Mission

Our mission at Genisys is clear: we are dedicated to delivering exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to fair and affordable financial products. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. We understand that every member has unique needs. Our team is here to guide you through your financial journey with personalized service. We also prioritize accessibility our branch features ADA compliance to ensure that all members can comfortably access our services.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

At Genisys, we understand that life can be busy. That's why we offer flexible operating hours: Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Our friendly staff is here to assist you with everything from personal banking needs like checking and savings accounts to more complex services such as auto loans and mortgages.

Convenient Access and Amenities

Our branch features ample parking to ensure that you can stop by without hassle. We pride ourselves on being accessible for all members, including those with mobility challenges, thanks to our ADA-compliant facilities. If you're in a hurry, take advantage of our drive-thru service for quick banking transactions without having to leave your vehicle.

Visit Us Today!

Whether you're looking for financial advice or need assistance with your accounts, we're here for you! Feel free to give us a call at 248-858-2323 or drop by during our operating hours. While members can visit us at 44400 Woodward Ave, official correspondence should be sent to the same address for your convenience. We look forward to welcoming you into the Genisys family!

Member Eligibility

Joining the community at Genisys is like opening the door to a world of financial support and connection. To become a member, you just need to meet a few friendly eligibility requirements that welcome individuals and businesses alike. If you live, work, or worship in certain areas, or if you're affiliated with specific organizations, you're likely eligible! It's all about creating a community where everyone can thrive together. For the most current details on who qualifies, check out our eligibility page at http://www.genisyscu.org/business/checking/business-eligibility. Once you know you're eligible, opening an account is straightforward and designed for your convenience. You can easily start the process by visiting our account opening page at http://www.genisyscu.org/apply-for-a-loan. If you have any questions along the way, don't hesitate to give us a call at (248) 858-2323. We're here to help you every step of the way as you take this exciting step towards becoming part of the Genisys family located at 44400 Woodward Ave Pontiac Mi 48341!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy café on a Saturday morning; customers are eager to pay but need options. Our merchant services allow you to accept various payment methods quickly and securely, ensuring a smooth experience for both you and your customers. Join us at Genisys located at 44400 Woodward Ave Pontiac Mi 48341 in Pontiac, MI to explore how we can partner in your success. Your journey toward greater financial freedom starts here!

Comprehensive List Of Services

Business Banking Services

For small business owners, Genisys offers tailored solutions through our Business Banking services. With options like Merchant Services & Business Loans, we help you manage and grow your business efficiently.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking features, including access to account management from anywhere at any time. You can easily check balances, make transfers, and pay bills without stepping foot in the branch. Additionally, our ATM & Cash Withdrawal Services allow for quick access to your funds whenever needed. For those who prefer personal interaction, our basic drive-thru banking provides a simple way to handle deposits and withdrawals without leaving your car.

Credit Options

Don't forget about our Credit Cards with Rewards, perfect for those who want to earn while they spend. Enjoy benefits that add value to your purchases and enhance your everyday experiences.

Get in Touch

Whether you're interested in setting up an account or exploring loan options, we're here to help! Reach out to us at (248) 858-2323 or visit us at 44400 Woodward Ave Pontiac Mi 48341 during our operating hours: Monday - Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. (Drive-Thru Only after 5:30 p.m.). At Genisys, we're more than just a credit union; we're a community partner dedicated to supporting your financial journey every step of the way. Visit us today or check out more on our website at 1 Pontiac.

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why our Personal Banking services are designed to make your life easier. You can open Checking & Savings Accounts that fit your lifestyle, allowing you to manage your money effectively. For those considering a new vehicle, our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms to suit your budget. If home ownership is in your plans, explore our Mortgage Loans & Refinancing services. We guide you through the process, ensuring that you find the right mortgage solution for your unique situation. Need some extra cash? Our Personal Loans & Debt Consolidation services can help ease financial burdens, giving you the peace of mind you deserve.

Digital & Online Banking

Convenient Online Access

With our online banking service available 24/7 at https://www.genisyscu.org/, you can check your account balances, transfer funds, and pay bills anytime you need. No more waiting in line or rushing to the branch during business hours! Plus, our electronic signature authorization allows you to complete transactions quickly and securely from wherever you are.

Mobile Payments and Transfers

Shopping has never been easier with our mobile payments feature. Use your smartphone to make quick purchases securely at participating merchants. And if you need to send money to friends or family, our person-to-person transfer service makes it simple just a few taps and they have their cash!

Stay Informed with E-Statements

Say goodbye to paper clutter! We offer e-statements that make it easy to keep track of your account history without the hassle of physical mail. You'll receive notifications when new statements are ready for viewing, ensuring you're always up-to-date on your financial situation.

User-Friendly Experience

While we currently do not have a dedicated mobile application, our website is fully optimized for mobile use. This means you can enjoy all the benefits of online banking directly from your smartphone's web browser without any hassle. At Genisys, we prioritize your convenience while keeping security front and center. With robust features designed for easy access and real-time account management, managing your finances has never been simpler or more secure. Join us today and experience the ease of digital banking!

Financial Strength

At Genisys, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it reflects our commitment to providing reliable services and support to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strong financial position is further evidenced by $772,216,524 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $58,801 in used auto loans and $3,722,891,401 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our impressive $26,872,895 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,867,465. Total Share and Deposit Accounts: 598,717, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 44400 Woodward Ave Pontiac Mi 48341 or call (248) 858-2323 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $391,735,746 provide the capital needed to grow and expand. Whether you need funds for inventory, equipment, or operational costs, we're dedicated to supporting local businesses with solutions that work for them.

Contact Us

If you're ready to explore our loan offerings further or have questions about eligibility and refinancing options, don't hesitate to reach out! You can contact us at (248) 858-2323, visit us at 44400 Woodward Ave Pontiac Mi 48341, or check out our website at https://www.genisyscu.org/. Our dedicated team is here to assist you during regular business hours: Monday - Thursday from 9:00 a.m. - 5:30 p.m., Friday from 9:00 a.m. - 6:00 p.m., and Saturday from 9:00 a.m. - 1:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take control of your financial future today with Genisys!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. We provide various mortgage plans tailored to fit your budget and lifestyle. Plus, if you're considering refinancing your current mortgage, we have options available to help lower your monthly payments or take cash out for other expenses.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $94,938,889 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards on purchases while having peace of mind knowing that your spending is under control.

Loan Aggregator

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GENISYS CREDIT UNION - Pontiac, MI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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