Genisys Plymouth MI Credit Union | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Genisys, your trusted financial partner located at 13000 N Haggerty Rd, Plymouth, MI 48170. Established in 1964, Genisys has proudly served our community for decades, providing a wide range of financial services tailored to meet your needs. With a robust membership base of over 280,450 individuals, we are dedicated to empowering our members with the tools and resources necessary for financial success. At Genisys, we understand that every dollar matters. That's why our total assets amount to an impressive $5,271,752,429, ensuring that we can support you with competitive loans and deposit options. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing for a new vehicle with our total auto loans reaching 117,602, we've got you covered. Our commitment to community is reflected in our solid net worth of $846,673,886 and cash in hand totaling $30,946,401. These figures not only showcase our stability but also our ability to reinvest in the local economy through responsible lending practices. In fact, our net member business loan balance stands at $430,675,207, highlighting our role as a key player in supporting local businesses. Under the leadership of CEO Jacqueline Buchanan and Board President Brian Zabowski, Genisys strives to provide exceptional service while fostering lasting relationships with each member. Our team of 533 employees is here to help you navigate your financial journey with personalized guidance and support. While members can visit us at our branch address for face-to-face assistance or drive-thru services during convenient hours Monday through Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. official correspondence should be sent to our mailing address at 13000 N Haggerty Rd, Plymouth, MI 48170-4213. We invite you to explore how Genisys can help you achieve your financial goals today! Feel free to call us at 734-453-5440 or visit our website at Genisys Credit Union for more information on our services. Join us on this journey toward financial empowerment!

Branch History & Mission

Community Engagement

Genisys takes pride in being an active part of the Plymouth community. Our outreach efforts include partnerships with local organizations and initiatives that support education and financial literacy programs. We understand that when our community thrives, we all benefit. While members can visit us at 13000 N Haggerty Rd for all their banking needs, official correspondence should be sent to our mailing address at 13000 N Haggerty Rd, Plymouth, MI 48170-4213. With convenient operating hours Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. we're here when you need us most. Additionally, our drive-thru service provides added convenience for quick transactions. As we look towards the future, we invite you to join the Genisys family. Experience the benefits of becoming a member where your financial well-being is our top priority. Together, let's build a strong foundation for your financial future! For more information or assistance, feel free to reach out at 734-453-5440 or visit us online at Genisys.

Our Mission

Our mission at Genisys is clear: we aim to empower individuals and families through responsible financial solutions. We believe that financial health is crucial for achieving life's goals. That's why we focus on providing personalized service and education to help our members make informed decisions about their finances. We are not just a credit union; we are your partners in building a brighter future. Over the years, we've achieved significant milestones. Today, our total assets stand at an impressive $5,271,752,429. This growth reflects our unwavering commitment to our members and the trust they place in us. We also prioritize digital advancements in banking. With features like online banking and mobile payments available to our members, managing finances has never been easier.

Branch Location & Accessibility

Convenient Access and Features

At Genisys, we prioritize making your banking experience smooth and accessible. Our branch features ample parking for your convenience, and we're proud to offer ADA-compliant facilities to ensure everyone can visit us with ease. Whether you prefer to walk in or use our drive-thru service, we've got you covered!

Explore Our Services

Our branch offers a variety of services to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. If you're a business owner, we also provide essential services such as merchant accounts and business loans. Need cash? Enjoy hassle-free access at our ATM located right outside. While members can visit us at 13000 N Haggerty Rd, official correspondence should be sent to our mailing address: 13000 N Haggerty Rd, Plymouth, MI 48170-4213.

Get in Touch!

If you have any questions or need assistance, don't hesitate to call us at 734-453-5440. We invite you to come by Genisys today and discover how we can help you achieve your financial goals!

Operating Hours to Suit Your Schedule

We know your time is valuable! That's why our lobby hours are designed with your busy schedule in mind. You can stop by Monday through Thursday from 9:00 a.m. to 5:30 p.m., and on Fridays, we extend our hours until 6:00 p.m. If Saturday works better for you, swing by from 9:00 a.m. until 1:00 p.m. for drive-thru services.

Member Eligibility

At Genisys, we believe in creating a welcoming community where everyone can thrive together. Becoming a member is simple and open to many! If you're looking to join us, you'll be glad to know that eligibility is often based on your residency or employment in the areas we serve. Whether you live or work in our local communities, there's a good chance you can become part of our family. We offer fantastic benefits like competitive loan rates and personalized service that makes your financial journey easier and more rewarding. For specific eligibility requirements, feel free to check out the details at http://www.genisyscu.org/business/checking/business-eligibility. Ready to take the next step? Opening an account is just as easy visit us online at http://www.genisyscu.org/apply-for-a-loan or give us a call at (734) 453-5440. Let's embark on this journey together at Genisys, located at 13000 N Haggerty Rd Plymouth Mi 48170!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine processing payments seamlessly while focusing on what you do best running your business. Our merchant services offer everything from credit card processing to online payment solutions, making it easier than ever for you to serve your customers and manage transactions efficiently. Located conveniently at 13000 N Haggerty Rd Plymouth Mi 48170, Plymouth, MI 48170, we invite you to visit us or call (734) 453-5440 to learn more about how our business banking solutions can empower your success. Let's work together to turn your goals into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash on the go? Our ATM services allow easy access for withdrawals and balance checks whenever you need them. Plus, our drive-thru banking offers a simple way to handle deposits and withdrawals without leaving your car. No matter what your financial needs may be, Genisys is here to help you every step of the way. Our friendly staff is ready to assist you during lobby hours from Monday through Thursday from 9:00 AM - 5:30 PM, Friday until 6:00 PM, and Saturday from 9:00 AM - 1:00 PM (drive-thru only after 5:30 PM). We invite you to reach out at (734) 453-5440 for any questions or visit us at 20 Plymouth today! Let us show you how we can make banking work better for you.

Business Banking

We don't forget about our business members! Our business banking services include merchant services and business loans designed to help entrepreneurs thrive. Whether you're starting a new venture or expanding an existing one, our team is here to support your growth.

Credit Cards and Rewards

At Genisys, we understand that rewards matter. That's why we offer credit cards that not only give you purchasing power but also allow you to earn rewards on your everyday spending. Whether you're planning a vacation or just shopping for groceries, these cards can enhance your experience.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have invested in online and mobile banking solutions that put you in control of your finances anytime, anywhere. With features like online bill pay and person-to-person transfers, managing your money has never been easier.

Personal Banking

When it comes to personal banking, we offer various options designed for everyday life. Our checking and savings accounts are perfect for those looking to manage their finances effectively while earning interest on their deposits. If you're in the market for a new vehicle, our auto loans and vehicle financing solutions can help you get behind the wheel with affordable rates. For those considering homeownership or looking to refinance, our mortgage loans provide competitive terms that fit different budgets. And if you need funds for personal projects or want to consolidate debt, our personal loans are here to assist you.

Digital & Online Banking

At Genisys, we understand that your time is valuable. That's why we offer a suite of digital and online banking services designed to keep your finances secure and accessible whenever you need them. Whether you're at home, at work, or on the go, managing your money has never been easier. Our online banking platform allows you to access your accounts 24/7. You can check balances, pay bills, and transfer funds with just a few clicks. Plus, with features like electronic signature authorization, signing documents online is straightforward and safe. No more hassle of printing or mailing paperwork! For those who prefer paperless solutions, we provide e-statements that you can view anytime, anywhere. It's not only good for the environment but also helps you stay organized by keeping all your financial records in one place. If you're always on the move, our mobile payments feature ensures that you can pay for purchases right from your smartphone. While we currently don't have a dedicated mobile application, our website is fully optimized for mobile use, making it easy to manage your accounts directly from your device. Need to send money to friends or family? Our person-to-person transfer option makes it simple and quick to send funds without the need for cash or checks. With Genisys, banking is convenient and secure. We prioritize your safety with robust security measures so that you can focus on what really matters your life! Explore these services today and see how we make banking work for you!

Financial Strength

Growing Member Trust

Total Share Accounts stand at 598,717, showing a strong and growing member base that trusts us with their finances. Additionally, our Net Shares (funds available for lending and investments) amount to $5,867,465, further solidifying our capability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 13000 N Haggerty Rd Plymouth Mi 48170 or call (734) 453-5440 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $772,216,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant, with $58,801 in used auto loans and $3,722,891,401 in total loans and leases supporting our members' financial goals across various sectors.

Operational Efficiency

Our commitment to operational efficiency is reflected in our impressive $67,688,322, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,604 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have financing options tailored for you.

Business Financing

For business owners, our outstanding commercial loans totaling $391,735,746 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or boost your operational cash flow, we are here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure that your path to owning a home is as smooth as possible.

Refinancing Options

If you're considering refinancing any existing loans or credit lines for better rates or terms, our team can guide you through the eligibility options available. We aim to make your borrowing experience straightforward and beneficial. Feel free to reach out to us at 734-453-5440 for more information about our loan products and how they can work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Genisys help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $94,938,889 in loans helping members manage their finances effectively. These cards come with various benefits designed to fit your lifestyle while providing easy access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates the real-world benefits of using this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all offers displayed are fair and transparent. Users can trust that they are viewing accurate information when comparing loan options.

Genisys

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Convenient Access and Features

Explore Our Services

Get in Touch!

Operating Hours to Suit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Solutions

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Business Banking

Credit Cards and Rewards

Digital Banking Features

Personal Banking

Digital & Online Banking

Financial Strength

Growing Member Trust

Investment in Member Services

Operational Efficiency

Secure Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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