Genisys Ortonville MI Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Genisys, your trusted credit union located at 1101 S Ortonville Rd, Ortonville, MI 48462. Since opening our doors in 1964, we've dedicated ourselves to serving our community and fostering financial well-being among our members. With a membership of over 280,450 individuals, we pride ourselves on being a reliable partner in your financial journey. At Genisys, we understand that every member's needs are unique. That's why we offer a wide range of services tailored just for you whether it's personal banking options like checking and savings accounts, auto loans, or mortgage refinancing. With total assets exceeding $5.27 billion and deposits reaching $507 million, we have the resources to support your financial goals confidently. Under the leadership of our CEO, Jacqueline Buchanan, and Board President, Brian Zabowski, we focus on providing exceptional service with a personal touch. Our friendly team of 533 employees is always ready to assist you with any questions or concerns you might have. While members can visit us at our branch location, official correspondence should be sent to the same address: 1101 S Ortonville Rd, Ortonville, MI 48462. You can also reach us by phone at 248-627-8600 or send a fax to 248-333-7911. Explore more about what we offer by visiting our website at Genisys today! We invite you to become part of our thriving community where your financial success is our top priority. Don't hesitate reach out or come by; we're here for you!

Branch History & Mission

At Genisys, our journey began in 1964, when we opened our doors in Ortonville, MI. From the very start, our mission has been to provide accessible financial services while fostering a sense of community among our members. Over the years, we have grown significantly, now proudly serving over 280,000 members and managing assets totaling more than $5.2 billion. Located at 1101 S Ortonville Rd, Ortonville, MI 48462, our branch is not just a place for transactions; it is a hub for community engagement. We are conveniently situated near local landmarks that make us easily recognizable to residents and visitors alike. Our physical presence complements our commitment to staying connected through modern digital banking solutions. Genisys is dedicated to empowering individuals and families with the financial tools they need to thrive. Our mission is clear: we aim to provide exceptional banking services while actively supporting the communities we serve. This includes offering personal banking options such as checking and savings accounts, auto loans, mortgages, and business banking services. We believe that by offering these services with integrity and care, we can help our members achieve their financial goals. While members can visit us at 1101 S Ortonville Rd Ortonville Mi 48462, official correspondence should be sent to 1101 S Ortonville Rd, Ortonville, MI 48462. Our operating hours are designed for your convenience: Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. We also offer ATM services and drive-thru banking for quick access to your funds. Throughout our history, Genisys has made strides in enhancing customer service through technology while ensuring compliance with ADA standards. We are proud of our community outreach efforts that include partnerships with local organizations aimed at improving lives beyond just banking. As we continue on this journey together, we invite you to join Genisys Credit Union and experience firsthand how we can support your financial aspirations while being an active part of your community. Let's build a brighter future together! For more information or to become a member today, please visit Genisys Credit Union.

Branch Location & Accessibility

Conveniently Located

Nestled in a vibrant area, our branch is just a stone's throw away from popular local spots. If you're out running errands or enjoying a day in town, swing by and see us! We understand that accessibility is key, so we've made sure our location features ample parking and is ADA compliant, making it easy for everyone to visit us.

Get in Touch

If you have any questions or need assistance before your visit, feel free to give us a call at 248-627-8600. Our friendly staff is ready to assist you! While members can visit us at 1101 S Ortonville Rd, official correspondence should be sent to the same address. We look forward to welcoming you soon at Genisys in Ortonville! Your financial journey starts here!

Operating Hours That Fit Your Schedule

At Genisys, we know that life can be busy. That's why our lobby hours are designed to accommodate your needs. We're open Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Need to deposit or withdraw cash? Our drive-thru service is also available during these hours for quick and easy transactions.

Services Tailored for You

We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. You can also take advantage of online and mobile banking options for added convenience. If you need immediate assistance with basic transactions like deposits or balance checks, our ATM is available on-site as well.

Member Eligibility

Becoming a member of Genisys is like joining a family that truly cares about your financial journey. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We warmly welcome individuals and families who are ready to take advantage of our wide range of services designed to help you thrive financially. At Genisys, you'll find personalized support and competitive rates that make banking easier and more accessible for everyone. To learn more about specific eligibility requirements, you can check out our detailed information at http://www.genisyscu.org/business/checking/business-eligibility. If you're ready to open an account, the process is simple! Just visit us at http://www.genisyscu.org/apply-for-a-loan or give us a call at (248) 627-8600. We're here to help you every step of the way as you start your membership journey with us at Genisys, located at 1101 S Ortonville Rd Ortonville Mi 48462.

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, our merchant services can simplify your payment processes. Imagine being able to accept payments seamlessly, whether in-store or online. This means you can focus on what really matters growing your business and serving your customers without worrying about complicated payment systems. Explore how we can partner with you to achieve your business goals at 1101 S Ortonville Rd Ortonville Mi 48462. Visit us today or give us a call at (248) 627-8600!

Comprehensive List Of Services

Business Banking Solutions

For our business members, Genisys offers a robust suite of services to support your entrepreneurial journey. From merchant services that help you accept payments easily, to business loans for expansion or inventory purchases, we're here to help your business thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking solutions. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or making payments. Our digital features also include ATM access for cash withdrawals and balance checks, ensuring that you always have access to your funds when you need them.

Drive-Thru and ATM Services

Sometimes, you need quick service without stepping inside the branch. Our drive-thru banking allows for simple transactions like deposits and withdrawals without the hassle of parking. Additionally, our ATMs are equipped to handle basic functions so you can get cash in a pinch. At Genisys, we're not just about transactions; we're about building relationships with our members in Ortonville and beyond. We invite you to visit us or give us a call at 248-627-8600 to learn more about how we can assist you in achieving your financial dreams. Ready to take the next step? Explore our full range of services by visiting Genisys Credit Union today!

Personal Banking Services

Our personal banking services are designed to make managing your money easy and convenient. With options for checking and savings accounts, you can choose the accounts that best fit your lifestyle. If you're looking to finance a new car or consolidate existing debt, our auto loans and personal loans offer competitive rates and flexible terms. Dreaming of homeownership? Our mortgage loans and refinancing options can help turn that dream into reality. Plus, don't forget about our credit cards with rewards, perfect for those who want to earn benefits on their everyday purchases.

Digital & Online Banking

Key Features for Your Convenience

Our online banking system provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. If you're looking to send money quickly, our person-to-person transfer feature makes it easy to send cash directly to friends or family without the hassle of writing checks or handling cash. Security is a top priority for us at Genisys. We offer electronic signature authorization, ensuring that your transactions are safe and secure. Plus, with e-statements available, you can go paperless while still keeping track of all your account activity.

Mobile Banking Made Easy

For those on the go, our mobile payments feature allows you to make purchases right from your smartphone. While we currently don't have a dedicated mobile application, our website is fully optimized for mobile use, so you can manage your finances easily from any device. With these features combined, managing your finances has never been easier or more secure. Whether you're at home or out and about, Genisys provides the tools you need for real-time account management and financial peace of mind. Join us today and experience the convenience of digital banking!

Financial Strength

Growing Member Base

Total Share Accounts: 598,717, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,867,465. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 1101 S Ortonville Rd Ortonville Mi 48462 or call (248) 627-8600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $26,872,895 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $772,216,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $58,801 in used auto loans and $3,722,891,401 in total loans and leases.

Solid Financial Health

With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you can find an option that fits your budget.

Credit Lines and Commercial Loans

For those looking for additional flexibility, our total credit lines amount to $1,457,401,662. Additionally, business owners can benefit from our outstanding commercial loans totaling $391,735,746, providing the capital needed to grow and expand their businesses. If you're interested in any of these loan products or want to learn more about eligibility options and refinancing possibilities, don't hesitate to reach out. You can contact us at 248-627-8600 or visit us at 1101 S Ortonville Rd Ortonville MI 48462. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Genisys help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. We also have refinancing options available for those looking to lower their monthly payments or access equity in their homes.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $94,938,889 in loans helping members manage their finances effectively. This can be a great solution for consolidating debt or making larger purchases.

Loan Aggregator

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GENISYS CREDIT UNION - Ortonville, MI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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