Genisys Orion MI Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Genisys, your trusted partner in financial well-being since 1964. Located at 4055 S Lapeer Rd, Orion, MI 48359, our credit union proudly serves over 280,450 members and is committed to making a positive impact in our community. With total assets exceeding $5.27 billion and total deposits of $507,227,679, we have the resources to help you achieve your financial goals. At Genisys, we believe in fostering strong relationships with our members. Under the leadership of CEO Jacqueline Buchanan and Board President Brian Zabowski, our dedicated team of 533 employees is here to provide personalized service and support. Whether you need assistance with checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, we have tailored services to meet your needs. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 4055 S Lapeer Rd, Orion, MI 48359-1861. We invite you to explore the many ways we can assist you on your financial journey. With a net worth of $846,673,886 and cash reserves of $30,946,401, Genisys stands strong as a reliable choice for your financial future. Experience the difference of being part of a member-focused credit union where your success is our priority. Feel free to reach out to us at 248-370-0530 or visit our website at Genisys Credit Union for more information about our services. Join us today and discover how we can help you thrive financially!

Branch History & Mission

Genisys Credit Union has a rich legacy that began in 1964, when it opened its doors to the community of Orion, MI. Since then, we have grown alongside our members, evolving from a small local credit union into a trusted financial institution with total assets exceeding $5.27 billion and a vibrant membership base of over 280,000 individuals. Our branch is located at 4055 S Lapeer Rd, Orion, MI 48359, a place where neighbors come together not just for banking needs but for building lasting relationships. Our mission at Genisys is simple yet profound: to provide exceptional financial services while fostering community support and growth. We believe that everyone deserves access to quality financial solutions that empower them to achieve their goals. Whether it's helping families secure auto loans or guiding businesses through their financial journeys, we are dedicated to making a positive impact in the lives of our members. As we look back on our history, several milestones stand out. From our humble beginnings in 1964 to becoming one of the leading credit unions in Michigan, each step has been driven by our commitment to member service and community involvement. We take pride in being part of Orion's fabric supporting local events, partnering with schools, and engaging in outreach efforts that uplift those around us. In addition to our traditional banking services such as checking and savings accounts, auto loans, mortgages, and business banking solutions, Genisys has embraced digital advancements to enhance member experience. Our online and mobile banking platforms allow members to manage their finances with ease from anywhere. We prioritize accessibility and inclusivity; our branch is ADA compliant and features drive-thru banking for added convenience. While members can visit us at 4055 S Lapeer Rd, official correspondence should be sent to 4055 S Lapeer Rd, Orion, MI 48359-1861 if you need to reach us by mail. Our dedicated team is here during operating hours Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. to assist with any inquiries or needs you may have. At Genisys Credit Union, we are not just about numbers; we are about people. Join us today and experience the difference that comes with being part of a community-focused credit union dedicated to your financial well-being. Together, let's build a brighter future!

Branch Location & Accessibility

A Warm Welcome Awaits You

Whether you're opening an account or just have a few questions about our services, we invite you to stop by or give us a call at 248-370-0530. Our team is eager to provide personalized assistance and ensure your banking experience is as smooth as possible. While members can visit us at 4055 S Lapeer Rd, official correspondence should be sent to the same address for your convenience. Come see how Genisys Credit Union can help you achieve your financial goals today!

Easy Access and Nearby Landmarks

Finding us is a breeze! We're situated near popular spots like the Orion Oaks County Park, which makes our location not only convenient but also accessible for those enjoying outdoor activities nearby. Plus, we have ample parking available right at our doorstep, ensuring that your visit is hassle-free. Our branch complies with ADA guidelines, featuring ramps and other accessibility options to welcome everyone.

Operating Hours and Services

We understand that life can get busy. That's why our lobby hours are designed to fit your schedule: Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. (with drive-thru service available during the last half-hour on Fridays). At Genisys, you'll find a variety of services tailored just for you from checking and savings accounts to auto loans and mortgage refinancing. If you're in need of quick cash, our ATM is always ready to assist.

Member Eligibility

Becoming a member of Genisys is like joining a family that genuinely cares about your financial well-being. If you're interested in becoming part of our community, you'll find that eligibility is quite straightforward. Generally, membership is open to anyone who lives, works, worships, or attends school in the local area. This means that if you're from Orion or nearby, you're likely eligible! We also welcome family members of existing members, so if someone you know is already with us, they can help you join too. For specific eligibility details and to see if you qualify, feel free to check out our website at http://www.genisyscu.org/business/checking/business-eligibility. Once you confirm your eligibility, opening an account at Genisys is easy and convenient. You can start the process online by visiting http://www.genisyscu.org/apply-for-a-loan, or simply give us a call at (248) 370-0530 if you have any questions. Our friendly team is here to guide you every step of the way! Remember, being a member at Genisys means enjoying personalized services and benefits designed just for you. Join us today and experience the difference!

Business Banking & Commercial Services

Merchant Services That Empower

Alongside our loan offerings, we provide essential merchant services designed to streamline your operations. Imagine having a trusted partner that helps you manage payments efficiently. Our services enable you to accept various payment types, ensuring you never miss a sale. This means more time focused on what matters most growing your business. Located at 4055 S Lapeer Rd Orion Mi 48359, Orion, MI, we're here to support your journey toward success. Let's work together to achieve your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our business members, we offer tailored solutions such as merchant services and business loans. We understand how important it is to have reliable financial support when running a business. Our team is here to help you navigate these options so you can focus on growing your enterprise.

Convenient Access with Drive-Thru Services

At Genisys, we believe in providing convenience without compromising service quality. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. This is perfect for busy individuals or families who need efficient service during their day-to-day routines. In summary, whether you're managing personal finances or running a business in Orion, Genisys is here to support your journey every step of the way. With digital banking features that enhance accessibility and traditional services that foster community connection, we aim to create a fulfilling banking experience. For more information about our services or to speak with one of our friendly representatives, call us at 248-370-0530 today! Join us at Genisys where your financial well-being is always our priority!

Credit Cards with Benefits

Don't forget about our credit cards! With rewards programs that allow you to earn points on everyday purchases, they are a great addition to your financial toolkit. Whether you're using it for groceries or gas, you can enjoy the perks of cashback or travel rewards.

Loans Tailored to You

If you're considering purchasing a new vehicle or refinancing your home, look no further than our auto loans and mortgage options. We understand that buying a car is an important milestone; that's why we provide competitive rates and personalized service to guide you through the process. For those looking to consolidate debt or cover unexpected expenses, our personal loans are designed with your needs in mind.

Personal Banking Solutions

When it comes to personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine having a flexible checking account that helps you manage your day-to-day expenses while earning interest on your savings. Our members appreciate the convenience of online and mobile banking that allows them to check balances, transfer funds, and pay bills from anywhere. Plus, with our ATM services available for easy cash withdrawals and balance checks, you'll never be far from your money.

Digital & Online Banking

Enhanced Features

Sending money to friends or family? With our person-to-person transfer option, it's simple to share funds instantly. No need for checks or cash just a few taps on your phone and you're done! Safety is our priority. Our online banking system incorporates strong security measures to keep your information safe. You can bank with confidence knowing that your data is protected. In short, Genisys offers a comprehensive suite of digital banking services that prioritize both ease of use and security. Explore all the features today at https://www.genisyscu.org/ and discover how we can help you manage your finances more effectively!

Key Services

With our online banking platform, accessible through https://www.genisyscu.org/, you can take control of your accounts anytime, anywhere. You'll enjoy 24/7 access to your financial information, allowing you to check balances, make transfers, and pay bills with just a few clicks. We also support electronic signatures, making it easy for you to authorize transactions without the need for paper forms. This feature not only saves time but adds an extra layer of convenience to your banking experience. Plus, our e-statements are available at your fingertips, allowing you to stay organized and reduce clutter while keeping all your important documents secure and easy to find. For those who love using their smartphones, our mobile payments feature means you can make purchases directly from your device. While we don't currently have a dedicated mobile application, our website is fully optimized for mobile use, ensuring that you can manage your money on any smartphone or tablet.

Financial Strength

Committed Team

We take pride in having 476 full-time employees and 57 part-time employees who are dedicated to serving you. Our knowledgeable team is always ready to assist with any inquiries or support you may need. Our net shares available for lending stand at $5,867,465, reinforcing our ability to provide the best possible service while supporting our growing member base of 598,717 accounts.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 4055 S Lapeer Rd Orion Mi 48359 or call (248) 370-0530 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Focused on You

Unlike traditional banks, we focus on our members' interests. With non-member deposits at $0, we ensure that our resources are directed towards benefiting you through better loan rates, lower fees, and exclusive perks designed with your needs in mind. We also have $772,216,524 in undivided earnings that we reinvest into innovative banking tools, stronger lending options, and enhanced security measures. This ensures that we can continuously improve our services for you.

Lending Capacity

With $58,801 in used auto loans and $3,722,891,401 in total loans and leases, our lending capacity supports your financial goals across various sectors. Whether you're looking to buy a car or finance other personal projects, we're here to help make it happen. Our operational efficiency is reflected in our $67,688,322, enabling us to continue offering competitive loan rates and solid financial products tailored to our members' needs.

Member Savings Secured

Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding growth opportunities. We prioritize your savings so you can enjoy peace of mind knowing your investments are protected.

Our Financial Health

With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our mission to help you achieve your financial goals while ensuring that your money is safe with us. Our net worth ratio of $1,604 demonstrates a robust capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your trust in us is backed by our commitment to sound financial practices.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we are here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $391,735,746 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, we have solutions tailored for your needs. We also recognize that refinancing may be an option worth considering if you're looking for better terms on any existing loans. Additionally, our eligibility options are designed to accommodate various financial situations, ensuring that many individuals can benefit from our offerings. If you have any questions or would like more information about our loan products, please feel free to reach out at (248) 370-0530 or visit us at our branch located at 4055 S Lapeer Rd Orion Mi 48359 in Orion, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan solution for your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. We aim to make the process straightforward and stress-free so that you can focus on enjoying your new home.

Unsecured Credit Card Loans

Managing everyday expenses is essential, and we offer flexible terms on unsecured credit card loans, with a total of $94,938,889 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while maintaining control over your budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results, allowing users to see the best options available without influence from advertising. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare different offers and choose what works best for them. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, giving users confidence in their choices.

Genisys

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

A Warm Welcome Awaits You

Easy Access and Nearby Landmarks

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Empower

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Support

Convenient Access with Drive-Thru Services

Credit Cards with Benefits

Loans Tailored to You

Personal Banking Solutions

Digital & Online Banking

Enhanced Features

Key Services

Financial Strength

Committed Team

Conclusion

Focused on You

Lending Capacity

Member Savings Secured

Our Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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