Genisys Grand Blanc MI Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Genisys, your trusted financial partner located at 2343 E Hill Rd, Grand Blanc, MI 48439. Established in 1964, we have proudly served our community for over five decades, becoming a cornerstone for financial stability and growth. With a robust membership of 280,450 and total assets exceeding $5.27 billion, we are committed to providing personalized banking solutions tailored to meet the needs of our members. At Genisys, we understand that every member's journey is unique. That's why we offer a diverse range of services from personal banking accounts to auto loans and mortgage refinancing. Our dedicated team, led by CEO Jacqueline Buchanan and Board President Brian Zabowski, is here to ensure that you receive exceptional service every time you visit. While you can conveniently reach us at our branch address, please note that official correspondence should be sent to the same address: 2343 E Hill Rd, Grand Blanc, MI 48439-5059. We invite you to explore all that we offer, including easy access to your accounts through our online and mobile banking options. As a member-focused credit union, we take pride in our strong financial standing with total deposits of $507 million and net worth of $846 million. We also prioritize community engagement, ensuring that our services not only benefit individual members but also contribute positively to the broader Grand Blanc area. Whether you're looking to open a new account or inquire about loans our friendly staff is just a phone call away at 810-694-1301. Visit us today or check out our website at genisyscu.org for more information on how we can support your financial goals. Join us at Genisys where your financial future matters!

Branch History & Mission

Join Us

As we look ahead, we invite you to become part of the Genisys family. Experience the difference of a credit union that puts its members first. Whether you're looking for help with saving for the future or managing day-to-day finances, we're here for you every step of the way. Visit us today at 2343 E Hill Rd in Grand Blanc or explore more about our offerings at Genisys. Together, let's build a better financial future!

Our Mission

At Genisys, our mission is clear: we aim to provide exceptional financial services while fostering community support. We believe that everyone deserves access to affordable banking solutions that empower them to achieve their financial goals. From personal banking options like checking accounts and auto loans to business banking services, we strive to meet the diverse needs of our membership. Our commitment goes beyond just providing financial products; we actively engage in community outreach efforts that make a positive impact. Whether through local sponsorships or educational programs about financial literacy, we work tirelessly to ensure our community thrives. As technology advances, so do we. Our digital banking features include online banking and mobile payments, ensuring that you have access to your accounts anytime and anywhere. We are also dedicated to making our services accessible for everyone by adhering to ADA compliance standards.

Branch Location & Accessibility

Call Us or Visit

While members can visit us at 2343 E Hill Rd, official correspondence should be sent to our mailing address at 2343 E Hill Rd, Grand Blanc, MI 48439-5059. If you have any questions or need assistance before your visit, feel free to call us at 810-694-1301. We look forward to welcoming you at Genisys!

Convenient Access

At Genisys, we pride ourselves on being accessible to all members of our community. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can easily access our services. Plus, there's ample parking available right outside, so you won't have to worry about finding a spot when you arrive.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours to suit your schedule. You can visit us Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday until 6:00 PM, and Saturday mornings from 8:30 AM to 12:30 PM. We want to make sure you have plenty of opportunities to meet with us!

Services Offered

Our friendly team at Genisys provides a range of services designed to meet your needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. We also offer convenient ATM access for cash withdrawals and balance checks whenever you need them. If you're in a hurry, take advantage of our drive-thru banking for quick transactions without leaving your vehicle.

Member Eligibility

Becoming a member of Genisys is like stepping into a welcoming community where your financial needs are truly understood. If you live, work, worship, or attend school in certain areas, you're already on the path to joining us! We strive to make membership accessible for everyone, and our friendly team is here to guide you through the process. You can find all the specifics about eligibility at http://www.genisyscu.org/business/checking/business-eligibility, where we break down the criteria in an easy-to-understand way. Plus, becoming a member opens up a world of benefits from personalized banking solutions to competitive loan rates that can help you achieve your financial goals. Opening an account is a breeze! Just visit us at 2343 E Hill Rd Grand Blanc Mi 48439 or check out our online application at http://www.genisyscu.org/apply-for-a-loan. If you have any questions or need assistance, feel free to give us a call at (810) 694-1301. We're excited to welcome you into the Genisys family and support you on your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But we don't stop at loans. Our merchant services simplify payment processing so you can focus on what really matters your customers. From accepting card payments to managing transactions seamlessly, we equip you with the tools to enhance customer satisfaction and streamline your operations. Located at 2343 E Hill Rd Grand Blanc Mi 48439, Grand Blanc, MI, our team is ready to partner with you on your journey to success. Contact us today at (810) 694-1301 to learn more about how we can support your business goals!

Comprehensive List Of Services

Business Banking

At Genisys, we also recognize the importance of supporting local businesses. Our Business Banking services include essential tools like Merchant Services and Business Loans, designed to help entrepreneurs thrive in today's competitive environment.

Convenience at Your Fingertips

In this fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. You can pay bills, transfer funds, and even send money to friends with just a few taps on your smartphone. For those who prefer in-person banking, we have an ATM available for quick cash withdrawals and basic transactions. Our Drive-Thru Banking offers another convenient option for deposits and withdrawals without leaving your car.

Get Started Today!

With all these services designed with you in mind, it's clear that Genisys is here to support your financial journey every step of the way. If you have questions or would like more information about any of our offerings, don't hesitate to reach out! Call us at 810-694-1301 or visit us online at Genisys today! Your financial well-being is our priority, and we look forward to serving you!

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why our personal banking options are designed to be straightforward and accessible. With our Checking & Savings Accounts, you can easily keep track of your money while earning interest on your savings. Imagine having the flexibility to access your funds whenever you need them without worrying about hidden fees. For those considering a new vehicle, our Auto Loans & Vehicle Financing make it easy to drive away in your dream car. We offer competitive rates and flexible terms, ensuring that you find a loan that fits your budget. Additionally, if homeownership is on your mind, our Mortgage Loans & Refinancing services provide the support you need to navigate the housing market confidently.

Support for Financial Goals

If you're facing unexpected expenses or simply want to consolidate debt, our Personal Loans & Debt Consolidation options can help simplify your financial life. And for those who love rewards while spending, our Credit Cards with Rewards allow you to earn points or cash back on every purchase.

Digital & Online Banking

Enhance Your Banking Experience

For those on the go, our mobile payments feature lets you pay bills or make purchases directly from your smartphone. Although we currently do not have a dedicated mobile application, our website is fully optimized for mobile use, ensuring that all features are accessible right from your device. Need to send money to friends or family? Our person-to-person transfers make it easy to share funds quickly and securely. Whether you're splitting a dinner bill or sending money as a gift, this feature simplifies the process.

Key Services Available

With 24/7 online banking services available at https://www.genisyscu.org/, you can check your account balances, review transactions, and transfer funds with just a few clicks. Our electronic signature authorization feature allows you to sign documents securely without needing to visit the branch, saving you time and hassle. E-statements are another great way to keep track of your finances. Instead of waiting for paper statements in the mail, you can view your e-statements instantly online. It's not only convenient but also environmentally friendly!

Security You Can Trust

Your security is our top priority. We implement robust measures to protect your information while providing an easy-to-navigate experience. You can confidently manage your accounts online, knowing that your data is secure with us. With all these features at your fingertips, Genisys strives to provide not just banking services but a complete financial experience that fits into your busy life. Join us today and discover how easy banking can be!

Financial Strength

Building Trust Through Transparency

Net Shares (Funds available for lending and investments): $5,867,465. Total Share Accounts: 598,717, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 2343 E Hill Rd Grand Blanc Mi 48439 or call (810) 694-1301 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $772,216,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $58,801 in used auto loans and $3,722,891,401 in total loans and leases, supporting members' financial goals across various sectors.

Member Savings and Growth

Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Excellence

Our operational efficiency is underscored by our $67,688,322, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees ready to assist you with knowledgeable service.

Our Financial Health

With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,604 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find the right fit for your budget. Plus, refinancing options may be available if you're looking to lower your current payments.

Business Financing

For business owners, our outstanding commercial loans totaling $391,735,746 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to providing tailored solutions that support your ambitions. At Genisys, we're dedicated to making financial services accessible and straightforward. If you're ready to take the next step towards achieving your financial objectives or want more information on any of our loan products, feel free to reach out at (810) 694-1301 or visit us at 2343 E Hill Rd Grand Blanc Mi 48439 in Grand Blanc, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the perfect loan product today!

Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. With a total of $94,938,889 in loans, our credit cards come with rewards and benefits that help you manage your finances effectively. Whether you're planning for a big purchase or just need extra flexibility, our credit card options are here for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. We guide you through the process, offering support every step of the way. If you're considering refinancing your current mortgage, we can help explore eligibility options to potentially reduce your monthly payment.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them find the most competitive options available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony reflects the positive impact LendMesh has had on individuals seeking better financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers every time they compare loans. By verifying the data through trusted institutions, LendMesh maintains high standards for accuracy.

Genisys

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Mission

Branch Location & Accessibility

Call Us or Visit

Convenient Access

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Convenience at Your Fingertips

Get Started Today!

Personal Banking Solutions

Support for Financial Goals

Digital & Online Banking

Enhance Your Banking Experience

Key Services Available

Security You Can Trust

Financial Strength

Building Trust Through Transparency

Investing in Our Future Together

Member Savings and Growth

Operational Excellence

Our Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community