Genisys Fenton MI Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Genisys, your trusted financial partner in the heart of Fenton, MI! Located at 15405 Silver Pkwy, our branch has been serving the community since 1964. We are proud to support over 280,450 members with a commitment to providing exceptional service and tailored financial solutions. With total assets amounting to an impressive $5,271,752,429 and total deposits reaching $507,227,679, we are well-equipped to help you achieve your financial goals. At Genisys, we understand that every member's needs are unique. Whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages, our dedicated team is here to assist you. Under the leadership of CEO Jacqueline Buchanan and Board President Brian Zabowski, our team of 533 employees is focused on delivering personalized experiences that foster trust and loyalty. For any official correspondence, please send it to our mailing address: 15405 Silver Pkwy, Fenton, MI 48430-3450. While you can visit us during our convenient operating hours Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 8:30 AM to 6 PM, and Saturday from 8:30 AM to 12:30 PM our website at GenisysCU.org is always available for online banking services. Join us today and discover how Genisys can empower your financial journey! If you have any questions or would like more information about our services, feel free to give us a call at 810-714-9431. We look forward to welcoming you into our community!

Branch History & Mission

Looking Ahead

As technology advances, so do we. Our online banking platform allows members to manage their finances conveniently from anywhere. With features like mobile payments and electronic statements, we're dedicated to providing a user-friendly experience that keeps pace with modern life. We invite you to join the Genisys family and experience firsthand the benefits of being part of a credit union that truly cares about its members. Together, let's build a stronger future for ourselves and our community. For any inquiries or assistance, feel free to reach out to us at 810-714-9431. Your journey toward financial wellness starts here!

Mission Statement

At Genisys, our mission is simple: to provide exceptional financial services while fostering lasting relationships within the community. We believe in empowering individuals by offering accessible banking solutions that help them achieve their goals whether it's buying a new car or planning for retirement. Our commitment extends to ensuring that everyone can access these services easily and comfortably. While members can visit us at 15405 Silver Pkwy for all their banking needs including ATM access and drive-thru services official correspondence should be sent to our mailing address: 15405 Silver Pkwy, Fenton, MI 48430-3450.

Our Journey

From our humble beginnings, Genisys has continuously evolved to meet the needs of our members. Over the decades, we have expanded our services and offerings while maintaining a focus on personal connections. We understand that every member is unique, which is why we tailor our financial solutions to fit their individual lifestyles. In addition to traditional banking services like checking and savings accounts, we provide auto loans, mortgages, personal loans, and business banking options. Our branch's dedication goes beyond numbers; it's about people. As part of our mission to uplift and support the communities we serve, we actively participate in local outreach programs and partnerships that make a difference. Whether through financial literacy workshops or charitable events, we strive to empower those around us.

Branch Location & Accessibility

Welcome to Genisys, your friendly financial partner located right in the heart of Fenton! Our branch at 15405 Silver Pkwy is conveniently situated near local favorites like the Fenton Public Library and the beautiful Fenton City Park, making it easy for you to drop by while enjoying your day. Whether you're coming to open a new account or simply need assistance with your banking needs, our location is designed with accessibility in mind. We offer ample parking and are fully compliant with ADA standards, ensuring that all members of our community can visit us without any hassle. Our lobby hours are designed to fit your busy schedule. We're open Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 8:30 AM to 6 PM, and Saturday from 8:30 AM to 12:30 PM. Need cash in a hurry? You'll find an ATM available right outside for quick withdrawals and balance checks. For those who prefer the convenience of drive-thru banking, we have that covered too! You can handle deposits, withdrawals, and simple transactions without ever leaving your vehicle. While members can visit us at 15405 Silver Pkwy for all their banking needs, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, feel free to call us at 810-714-9431. At Genisys, we're not just about banking; we're about building relationships. Come see us today and let us help you achieve your financial goals!

Member Eligibility

At Genisys, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Joining us as a member is easier than you might think! If you live, work, or worship in our service area or have a family member who is already a member, you're likely eligible to become part of our family. We welcome individuals from various backgrounds and professions, so don't hesitate to reach out if you're unsure about your eligibility. You can check the detailed criteria at http://www.genisyscu.org/business/checking/business-eligibility for the most current information. Opening an account with us is straightforward and designed with you in mind. Whether you're looking for personal banking services or business solutions, we have options tailored just for you. To get started, simply visit us at our branch located at 15405 Silver Pkwy Fenton Mi 48430, give us a call at (810) 714-9431, or explore our online application process by following this link: http://www.genisyscu.org/apply-for-a-loan. We look forward to welcoming you to Genisys!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business without worrying about payment processing. Our merchant services provide reliable solutions that streamline transactions, letting you focus on what matters most your customers. From credit card processing to mobile payments, we equip you with the tools needed to keep your operations running smoothly. Located at 15405 Silver Pkwy Fenton Mi 48430 in Fenton, MI, we're here to partner with you on your journey to success. Reach out today at (810) 714-9431 and discover how our business banking services can empower your enterprise!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For those times when you need cash quickly, our branch features an accessible ATM, ensuring that you can make withdrawals or check balances without hassle. If you're visiting us in person, take advantage of our drive-thru banking for deposits and simple transactions ideal for busy days.

Business Banking

At Genisys, we also recognize the importance of supporting local businesses. Our business banking services include essential tools like merchant services and business loans tailored to help your company thrive. We are committed to being your partner in success.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking options that let you manage your accounts anytime, anywhere. Whether it's checking your balance, transferring funds, or paying bills, it's all at your fingertips.

Join Us Today!

With so many personalized financial solutions available at Genisys, we invite you to explore how we can assist you in achieving your financial goals. Whether you're a first-time member or looking to expand your banking experience, our team is here to provide guidance every step of the way. Feel free to contact us at 810-714-9431 or visit us in person at 15405 Silver Pkwy, Fenton, MI 48430. We look forward to serving you!

Loans and Credit Options

Life can throw unexpected expenses your way, which is where our personal loans and debt consolidation come into play. These solutions help you manage financial surprises without stress. Additionally, we offer credit cards with rewards, allowing you to earn benefits while making purchases you would normally make.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking services are designed with you in mind. Whether you're looking to open a checking or savings account for everyday transactions or saving for future goals, we have options that fit your lifestyle. Our friendly staff is always ready to help guide you through the process. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can make that dream car more attainable than ever. We offer competitive rates and flexible terms, ensuring that you drive off with confidence. For those seeking homeownership, our mortgage loans and refinancing services provide the support you need to navigate the housing market.

Digital & Online Banking

Convenient Online Access

With our 24/7 online banking services available at https://www.genisyscu.org/, you can check your account balances, pay bills, and transfer money all from the comfort of your home or on the go. You'll have real-time access to your accounts, making it simple to stay on top of your finances.

Effortless Money Transfers

Need to send money to friends or family? Our person-to-person transfers make it effortless to send money securely without any hassle. It's perfect for splitting bills or sending gifts instantly. At Genisys, we are committed to providing accessible and user-friendly online banking solutions that empower our members. Enjoy the convenience of modern banking with the security you deserve!

Mobile Banking Made Easy

Our mobile payments feature allows you to make purchases directly from your smartphone, providing a fast and convenient way to pay. Although we currently do not have a dedicated mobile application, our website is fully optimized for mobile use. Whether you're waiting in line or commuting, managing your finances is just a tap away.

Secure Transactions

Security is our top priority. Our electronic signature authorization feature lets you complete transactions quickly while keeping your information safe. Plus, with e-statements available, you can easily manage your documents without the clutter of paper, all while keeping your data protected.

Financial Strength

A Strong Foundation

With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,604 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts stand at 598,717, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,867,465. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 15405 Silver Pkwy Fenton Mi 48430 or call (810) 714-9431 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Members

With $772,216,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our ability to provide $58,801 in used auto loans and $3,722,891,401 in total loans and leases.

Operational Efficiency

Our $67,688,322 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Savings

Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new ride or a reliable used car, we can provide competitive terms that suit your budget.

Credit Lines and Business Loans

For those seeking additional flexibility or capital for their business ventures, our total credit lines amount to $1,457,401,662 and outstanding commercial loans total $391,735,746. This means whether you're expanding your business or covering unexpected costs, we have options available.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925. Our straightforward process and knowledgeable staff will assist you every step of the way.

Refinancing Options

If you're considering refinancing any of these products or want to explore eligibility options tailored to your situation, our team is ready to assist. We believe in making financing accessible and straightforward. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Genisys, we're committed to helping you find the right financial solutions for your needs. Visit us today or call us at 810-714-9431 to learn more about how we can support your journey!

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $94,938,889 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers.

Genisys

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Looking Ahead

Mission Statement

Our Journey

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make a Difference

Tailored Loan Solutions

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Business Banking

Convenient Digital Banking

Join Us Today!

Loans and Credit Options

Personal Banking

Digital & Online Banking

Convenient Online Access

Effortless Money Transfers

Mobile Banking Made Easy

Secure Transactions

Financial Strength

A Strong Foundation

Growing Together

Investing Back into Our Members

Operational Efficiency

Secured Savings

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community