GENISYS CREDIT UNION - Commerce Twp, MI

Welcome to Genisys, your trusted partner in financial growth and community support, located conveniently at 2445 Union Lake Rd, Commerce Twp, MI 48382. Established in 1964, our credit union has proudly served over 280,450 members with a commitment to providing personalized banking solutions. At Genisys, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and business financing. With total assets exceeding $5.27 billion and total deposits of $507,227,679, you can trust that your finances are in capable hands. Our dedicated team of 533 employees works tirelessly to ensure that you receive the best service possible. Under the leadership of our CEO, Jacqueline Buchanan, and Board President, Brian Zabowski, we remain committed to enhancing your financial experience while fostering a strong sense of community. While members can visit us at our branch for assistance, official correspondence should be directed to our mailing address at 2445 Union Lake Rd, Commerce Twp, MI 48382-3554. We invite you to explore the many ways we can assist you on your financial journey. Feel free to give us a call at 248-363-3539 or visit our website at Genisys Credit Union for more information. Together, let's build a brighter financial future!

At Genisys, we believe in building a community where everyone feels welcomed and valued. Becoming a member is simple and rewarding! If you live, work, worship, or attend school in the area around 2445 Union Lake Rd Commerce Twp Mi 48382, you may be eligible to join us. We also welcome family members of existing members. This means that if you have a loved one who is part of our credit union, you can easily join too! Being a member gives you access to personalized financial services, competitive rates on loans, and various resources designed to support your financial journey. Ready to take the next step? Opening an account at Genisys is straightforward. You can find all the details about eligibility and the account opening process by visiting our website at http://www.genisyscu.org/business/checking/business-eligibility . If you have any questions or need assistance, feel free to reach out to us at (248) 363-3539. We're here to help you every step of the way!

At Genisys, we understand that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home, on the go, or anywhere in between, our online banking platform gives you the flexibility to handle your financial needs whenever it suits you. You can access your accounts 24/7 through our website at https://www.genisyscu.org/ . This means you can check balances, pay bills, and transfer money without stepping foot in a branch. Our person-to-person transfer feature allows you to send money quickly to friends or family, making it easier than ever to share costs or settle up after a meal. Security is a top priority for us. With electronic signature authorization available, you can complete transactions safely from the comfort of your home. Plus, our e-statements help reduce paper clutter while keeping your financial records organized and accessible anytime you need them. For those who love using their smartphones, we also support mobile payments, allowing you to make quick purchases with just a tap. While we don't currently have a mobile application, our website is fully optimized for mobile use, ensuring that all features are just a few taps away. At Genisys, we believe in providing tools that empower our members to manage their finances effectively and conveniently. Join us today and discover how easy banking can be!

At Genisys, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is earned through transparency and consistent performance. That's why we are proud to share our financial strength, which reflects our commitment to you. With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,604 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further reflected in our $772,216,524 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $58,801 in used auto loans and $3,722,891,401 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $67,688,322, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In addition to these strengths, net shares available for lending stand at $5,867,465, reinforcing our capacity to support your needs. The confidence of our community is evident with a total of 598,717 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 2445 Union Lake Rd Commerce Twp Mi 48382 or call (248) 363-3539 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*