Genisys Clio MI Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Genisys, your trusted partner in financial wellness, located at 300 Smith St, Clio, MI 48420. Established in 1964, we have grown alongside our community and now proudly serve over 280,450 members with a wealth of resources tailored to meet your banking needs. Our commitment to providing exceptional service is evident through our impressive assets totaling $5,271,752,429 and total deposits amounting to $507,227,679. At Genisys, we understand that every member's financial journey is unique. That's why we offer a diverse range of services from personal banking options like checking and savings accounts to vehicle financing and business loans. With our dedicated team of 533 employees, led by CEO Jacqueline Buchanan and Board President Brian Zabowski, you can trust that you're receiving personalized support every step of the way. While you can visit us at our Clio branch for all your banking needs, please note that official correspondence should be sent to the same address: 300 Smith St, Clio, MI 48420. We also pride ourselves on having strong cash reserves with $30,946,401 readily available for your peace of mind. Whether you're looking to secure a loan from our total of 195,167 loans and leases or explore our competitive credit card options with rewards, we're here to help you achieve your financial goals. Feel free to reach out to us at 810-686-5756 or visit our website at Genisys Credit Union for more information. Let us be part of your financial success story!

Branch History & Mission

At Genisys, our roots run deep in the heart of Clio, Michigan. Since opening our doors in 1964, we have been committed to serving the community with integrity and dedication. Located at 300 Smith St, Clio, MI 48420, our branch has grown alongside our members, evolving to meet their financial needs while fostering a sense of belonging and trust. Over the years, Genisys has achieved significant milestones, now proudly boasting over 280,450 members and total assets exceeding $5.27 billion. Our journey is marked by a steadfast commitment to providing exceptional financial services and products that empower individuals and families to reach their financial goals. Whether it's offering personal banking solutions like checking and savings accounts or supporting local businesses with tailored loans, we are here to make a difference. Our mission is clear: to enhance the financial well-being of our members while actively participating in the growth of our community. We believe that when our members thrive, so does the entire community. That's why we invest in partnerships and outreach programs that support local initiatives from education to health services ensuring that we contribute positively to Clio and beyond. While members can visit us at 300 Smith St for all their banking needs, official correspondence should be sent to the same address. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12:30 PM. We also offer drive-thru banking for quick transactions and ATM access for added flexibility. In an ever-changing world, Genisys embraces technology without losing sight of what matters most our members. We are proud to provide online banking services that allow you to manage your finances anytime, anywhere. With mobile payment options and electronic statements available, we ensure that your banking experience is as smooth as possible. As we look toward the future, we invite you to join us on this exciting journey. Discover how becoming a member of Genisys can benefit you personally and help us strengthen our community together. Your financial future starts here! Reach out today at 810-686-5756 or visit us online at Genisys.

Branch Location & Accessibility

Banking Made Convenient

In addition to our welcoming lobby, we offer a drive-thru service for quick transactions such as deposits and withdrawals. If you prefer using ATMs, we've got you covered there too our ATM is available for cash withdrawals and balance checks whenever you need it. While members can visit us at 300 Smith St, official correspondence should be sent to the same address. If you're looking for a reliable place to manage your finances or need assistance with loans or credit cards, don't hesitate to reach out!

Connect With Us Today!

Give us a call at 810-686-5756 if you have questions or want more information about our services. Our team at Genisys is excited to help you on your financial journey! We can't wait to see you at our Clio branch soon!

Easy Access and Parking

At Genisys, we understand how important it is for our members to have easy access to their financial services. Our branch offers ample parking, ensuring that you can park with ease. Plus, we are fully ADA compliant, featuring ramps and accessible entrances to accommodate everyone.

Operating Hours That Fit Your Schedule

We know life can get busy! That's why our operating hours are designed to fit into your routine. Join us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM until 12:30 PM. We're ready to assist you during these hours, whether you need help with personal banking services or want to discuss auto loans.

Member Eligibility

At Genisys, we believe that joining our community is more than just opening an account; it's about being part of a supportive family. We welcome individuals who live, work, worship, or attend school in our service area. Additionally, if you have a family member who is already a member, you're eligible too! Becoming a member means you'll enjoy personalized financial services designed to meet your needs and goals. The process to join us is straightforward and inclusive. You can find detailed eligibility requirements on our website at http://www.genisyscu.org/business/checking/business-eligibility. If you're ready to take the next step, opening an account is easy! Simply visit us online at http://www.genisyscu.org/apply-for-a-loan or call us at (810) 686-5756 for assistance. We can't wait to welcome you to Genisys at 300 Smith St Clio Mi 48420!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having a reliable partner that simplifies payment processing. Our merchant services make it easy for you to accept payments, manage transactions, and streamline your operations. With these tools, you can focus on what matters most: serving your customers and growing your business. Located at 300 Smith St Clio Mi 48420, Clio, MI 48420, we're here to help you take your business to the next level. Connect with us today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

We understand that sometimes you prefer face-to-face interactions for banking needs. That's why we also provide basic Drive-Thru Banking for deposits and withdrawals along with ATM access for balance checks and cash withdrawals right here at our branch. With hours convenient for busy schedules open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday until 12:30 PM we're here when you need us most. If you're ready to discover how we can assist you further with any of these services or have questions about getting started, don't hesitate to reach out! Call us today at (810) 686-5756, or visit us online at 34 Clio. Your financial goals are within reach with the dedicated support of Genisys!

Business Banking

For entrepreneurs and small business owners, our Business Banking services are essential. From Merchant Services that streamline payments to various Business Loans that fuel growth, we understand what it takes to run a successful venture.

Credit Cards and Rewards

Our Credit Cards with Rewards program ensures that every purchase benefits you. Whether it's cash back or travel points, enjoy rewards while managing your everyday expenses.

Digital Convenience

In today's fast-paced world, convenience is key. That's why at Genisys, we offer robust Online & Mobile Banking services. Check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go using your smartphone. Plus, our ATM & Cash Withdrawal Services give you quick access to your money whenever needed.

Personal Banking

Whether you're opening your first checking account or saving for a dream vacation, our Personal Banking options are tailored just for you. We offer easy-to-manage Checking & Savings Accounts that help you keep track of your finances while earning interest. Need a car? Our Auto Loans & Vehicle Financing make purchasing or refinancing your vehicle straightforward, allowing you to hit the road without stress. If homeownership is on your horizon, explore our Mortgage Loans & Refinancing solutions. With flexible terms and competitive rates, we can help turn that dream into reality. And if life throws unexpected expenses your way, our Personal Loans & Debt Consolidation can provide quick access to cash when you need it most.

Digital & Online Banking

Key Features

Visit us at https://www.genisyscu.org/ to explore our online banking platform, where you'll find a user-friendly interface that puts the control in your hands. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, with our electronic signature authorization, signing documents has never been simpler you can do it all from the comfort of your home. For those who prefer paperless options, we offer e-statements so you can keep track of your finances without the clutter of paperwork. Accessing your statements is quick and straightforward, allowing for easy record-keeping.

Mobile Banking Convenience

Are you always on the go? Our mobile payments feature makes it easy to pay for purchases directly from your smartphone. While we currently don't have a dedicated mobile application available, rest assured that our website is fully optimized for mobile use, so you can manage your banking anytime, anywhere. With person-to-person transfers available, sending money to friends or family is fast and hassle-free no need for cash or checks. Just a few taps on your device and you're done!

Security You Can Trust

We prioritize your security at Genisys. Our online banking services are equipped with robust security measures to ensure that your personal information remains safe. Enjoy peace of mind knowing that you're protected while managing your finances online. In summary, whether you're looking to handle routine transactions or explore new financial opportunities, Genisys's digital and online banking services have got you covered. Experience the convenience today!

Financial Strength

A Strong Foundation

With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,604 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Dedicated Team

We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts number 598,717, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 300 Smith St Clio Mi 48420 or call (810) 686-5756 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Your savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Supporting Your Goals

With $58,801 in used auto loans and $3,722,891,401 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $67,688,322 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. Our team is here to guide you through the process and ensure you find the best financing option for your situation.

Commercial Loans

For business owners in our community, we offer outstanding commercial loans totaling $391,735,746. These loans provide the capital needed to grow and expand your business operations. At Genisys located at 300 Smith St Clio Mi 48420, we're committed to offering competitive rates and exceptional service. If you're interested in learning more about our loan offerings or checking your eligibility for specific products, please give us a call at 810-686-5756. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Reach out today to discover how we can support your financial journey!

Credit Lines and Personal Loans

For those needing extra flexibility, our total credit lines amount to $1,457,401,662. These lines can be used for any purpose from home renovations to vacations giving you access to funds when you need them most. Additionally, we offer unsecured credit card loans totaling $94,938,889, helping members manage their finances effectively with flexible terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. We also provide refinancing options to help you reduce monthly payments or tap into your home's equity.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see and what you can expect. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions. This means you can compare options quickly and efficiently, helping you make informed decisions tailored to your needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective LendMesh can be in achieving better loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all loan offers presented are fair and transparent, giving users confidence in their choices.

Genisys

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Banking Made Convenient

Connect With Us Today!

Easy Access and Parking

Operating Hours That Fit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Matter

Tailored Loan Solutions

Comprehensive List Of Services

Accessibility and Support

Business Banking

Credit Cards and Rewards

Digital Convenience

Personal Banking

Digital & Online Banking

Key Features

Mobile Banking Convenience

Security You Can Trust

Financial Strength

A Strong Foundation

Dedicated Team

Member-Centric Savings

Supporting Your Goals

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Personal Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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