Genisys Clinton Township MI Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Genisys, your trusted financial partner located at 17498 Hall Rd, Clinton Township, MI 48038. Since our establishment in 1964, we have proudly served our community with a commitment to providing exceptional financial services. With over 280,450 members, we aim to make a positive impact on the lives of those we serve. At Genisys, we understand that every member has unique financial needs. Whether you're looking for personal banking options such as checking and savings accounts, or you're interested in auto loans and mortgages, we have a wide range of services tailored just for you. As of today, our total assets stand at an impressive $5,271,752,429, and our total deposits amount to $507,227,679. This stability reflects our dedication to managing your money safely and responsibly. Our leadership team is here to guide you on your financial journey. Under the direction of CEO Jacqueline Buchanan and Board President Brian Zabowski, we prioritize your needs and strive for excellence in every service we provide. With a dedicated staff of 533 employees, we're here to ensure you receive personalized assistance whenever you need it. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 17498 Hall Rd, Clinton Township, MI 48038-6922. We invite you to explore our website at Genisys for more information about our offerings or simply give us a call at 586-226-8971. Join us today and experience the Genisys difference where your financial well-being is our top priority!

Branch History & Mission

A Legacy of Service

From our humble beginnings, Genisys has focused on helping individuals and families achieve their financial goals. We have adapted to meet the needs of our community, introducing innovative services that empower our members. Our commitment to personal banking includes checking and savings accounts, auto loans, mortgages, and personal loans. We also provide business banking solutions that help local enterprises thrive. Our history is marked by several key milestones: expanding our branch network, enhancing digital banking options, and ensuring ADA compliance to make banking accessible for everyone. As technology evolved, so did we offering online and mobile banking features that make managing finances easier than ever.

Join Us Today

As we look toward the future, Genisys remains committed to providing exceptional service and building lasting relationships with our members. If you're looking for a credit union that prioritizes your financial health while actively participating in community betterment, we invite you to join us. Experience the benefits of being part of Genisys Credit Union where your success is our mission. For more information or to become a member today, call us at 586-226-8971 or visit our website at GenisysCU.org. Together, let's build a brighter financial future!

Our Mission

At Genisys Credit Union, our mission is simple yet profound: to improve the financial well-being of our members and the communities we serve. We believe in making a positive impact through responsible lending practices, community outreach programs, and partnerships with local organizations. Whether it's supporting educational initiatives or sponsoring local events, we are dedicated to giving back to the communities that have supported us throughout the years. While members can visit us at 17498 Hall Rd for all their banking needs including ATM access and drive-thru services official correspondence should be sent to our mailing address: 17498 Hall Rd, Clinton Township, MI 48038-6922.

Branch Location & Accessibility

Welcome to Genisys, your trusted credit union located at 17498 Hall Rd in Clinton Township, MI. Our branch is designed with your convenience in mind, nestled in a vibrant area close to local shops and eateries. Whether you're popping in for a quick transaction or seeking advice on your financial needs, we are here to help. While members can visit us at 17498 Hall Rd, official correspondence should be sent to the same address. You'll find our branch easily accessible, with ample parking available right outside. We are proud to offer ADA-compliant features, ensuring everyone can enjoy our services without barriers. At Genisys, we understand that your time is valuable. That's why we offer flexible operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM, with extended drive-thru hours until 6:00 PM on Fridays. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle perfect for those busy days! We also provide ATM access for easy cash withdrawals and balance checks whenever you need them. From personal banking services like checking and savings accounts to auto loans and mortgage options, our friendly staff is ready to assist you with all your banking needs. We invite you to stop by or give us a call at 586-226-8971. Experience the Genisys difference today!

Member Eligibility

Joining Genisys is like stepping into a warm, welcoming community where your financial needs are understood and valued. To become a member, you'll find that eligibility is quite straightforward. If you live, work, or worship in the area, you're likely already qualified! Additionally, family members of current members can also join. This means that whether you're looking for personal banking options or business services, you'll find a supportive team ready to help you achieve your goals. To learn more about the specific eligibility details, feel free to visit this link for all the updated information. When you're ready to open an account, it's as simple as visiting us at our branch located at 17498 Hall Rd Clinton Township Mi 48038 or giving us a call at (586) 226-8971. We can't wait to welcome you into our Genisys family!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Empower

Imagine a world where your payment processing is as seamless as your customer service. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Whether you're accepting card payments at a busy checkout or managing subscriptions online, we provide the tools you need to thrive in today's market. Located at 17498 Hall Rd Clinton Township Mi 48038, Clinton Township, MI, our team is here to help you navigate the financial landscape. Connect with us today at (586) 226-8971 and take the next step towards elevating your business!

Comprehensive List Of Services

Accessibility Made Easy

We understand that sometimes life gets busy. That's why we have extended hours at our drive-thru for those who may not be able to visit during standard hours. Our branch operates Monday through Thursday from 9:00 AM to 5:30 PM and offers Saturday service from 9:00 AM to 1:00 PM at the drive-thru. At Genisys, we strive to build lasting relationships with our members by offering comprehensive services that meet all their financial needs. Whether you're stopping by our branch in Clinton Township or accessing us online at https://www.genisyscu.org/, we're here for you every step of the way. Ready to take the next step? Call us at (586) 226-8971 or visit us today!

Business Banking Services

For our business members, we offer tailored solutions including merchant services and business loans to help your company thrive. Whether you're starting up or looking to expand, we're here to support your business journey.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services, allowing you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills from the comfort of your home or on the go. Our ATM services ensure that cash withdrawal is never an inconvenience, while our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed for everyday use. Imagine having a checking account that not only keeps your money safe but also helps you earn interest. With our savings accounts, you can set aside funds for future plans, whether it's a vacation or a new car. When it comes to financing, we offer auto loans and vehicle financing options that make purchasing your dream car easier than ever. Picture yourself driving off the lot with a new vehicle, knowing you secured a competitive rate from us. If homeownership is on your mind, explore our mortgage loans and refinancing options, which help turn that dream into reality. If you're in need of quick cash or want to consolidate debt, our personal loans are designed to provide you with the financial relief you need. And don't forget about our credit cards with rewards, which not only give you purchasing power but also allow you to earn points for every dollar spent.

Digital & Online Banking

At Genisys, we understand that managing your finances should be as easy and secure as possible. That's why we offer a robust suite of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, accessing your accounts is just a few clicks away. With our 24/7 online banking services available at https://www.genisyscu.org/, you can check balances, pay bills, and transfer money whenever you need to. It's like having your bank right in your pocket! Our person-to-person transfer feature makes sending money to friends or family simple and fast, ensuring you can share the load of expenses or settle up after a night out without any hassle. Need to sign important documents? With our electronic signature authorization, you can securely sign documents online without needing to visit a branch. Plus, opting for e-statements keeps your financial information organized and accessible while reducing paper clutter. You'll receive notifications directly to your inbox each month! For those who prefer using their smartphones, our services include support for mobile payments, allowing you to make purchases quickly and easily right from your device. While we don't currently offer a mobile application, our website is fully optimized for mobile use so that you can manage everything effortlessly from your phone. At Genisys, we prioritize security alongside convenience. Our online systems are designed with state-of-the-art protection, giving you peace of mind while managing your finances. We're here to make banking easier for you enjoy real-time account management that fits seamlessly into your day-to-day life!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 598,717, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,867,465 further highlight our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 17498 Hall Rd Clinton Township Mi 48038 or call (586) 226-8971 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investment in Growth

With $772,216,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $58,801 in used auto loans and a robust total of $3,722,891,401 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our impressive $67,688,322, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,604 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $391,735,746 provide the capital needed to grow and expand. We offer competitive rates and personalized service to support your business objectives.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. We offer various mortgage products to help you secure your dream home while providing guidance throughout the process.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for new ones, our team is here to assist you every step of the way. We aim to make the process straightforward and beneficial for our members. Our commitment is to provide exceptional service while keeping your financial health as our priority. For more information about our loan products or to apply today, please visit us at Genisys or contact us at 586-226-8971. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. We currently have $94,938,889 in unsecured credit card loans helping members manage their finances effectively. This product is perfect for those looking for convenient access to funds without needing collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users navigate the lending landscape with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all offers presented are fair and transparent. One of the key benefits of using LendMesh is its Verified Data feature, which means that loan offers come solely from legitimate financial institutions. Users can trust that they are seeing genuine options without any hidden agendas. Additionally, LendMesh prides itself on having No Sponsored Listings. This means that lenders are not prioritized based on paid promotions; instead, the focus remains on delivering unbiased results to users. The platform also provides Real-Time Rate Comparisons, allowing users to access up-to-date loan rates from multiple institutions. This feature empowers individuals to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in helping users secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Genisys

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Legacy of Service

Join Us Today

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loans Tailored for You

Merchant Services That Empower

Comprehensive List Of Services

Accessibility Made Easy

Business Banking Services

Convenient Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Financial Strength

Growing Membership Base

Investment in Growth

Member-Centric Savings

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community