Genisys Clarkston MI Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Genisys, your trusted financial partner in the heart of Clarkston, Michigan! Located at 7357 Deer Lake Rd, Clarkston, MI 48346, our branch is dedicated to providing personalized financial services that cater to the unique needs of our community. Since opening our doors in 1964, we have proudly served over 280,450 members, helping them achieve their financial goals and dreams. At Genisys, we understand the importance of building strong relationships with our members. Our commitment to excellent service is reflected in our impressive total assets of $5,271,752,429 and total deposits amounting to $507,227,679. With a net worth of $846,673,886, we ensure that your money is not only safe but also working for you. Our team is here to assist you with a variety of services including checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Led by our CEO Jacqueline Buchanan and Board President Brian Zabowski, our dedicated staff of 533 employees is passionate about supporting your financial journey. Whether you're looking for a new vehicle loan or want to explore investment options, we're ready to help. While you can easily visit us at the branch for all your banking needs, please remember that official correspondence should be directed to our mailing address: 7357 Deer Lake Rd, Clarkston, MI 48346-1214. Curious about how we can assist you further? Feel free to reach out at 248-620-3278 or explore more about our offerings on our website Genisys. Your financial success is just a visit or call away!

Branch History & Mission

Welcome to Genisys, a credit union that has been a cornerstone of the Clarkston community since 1964. Our branch, located at 7357 Deer Lake Rd, Clarkston, MI 48346, has grown alongside its members and continues to embody a rich legacy of service and support. Over the years, we have nurtured our roots and expanded our offerings to meet the evolving needs of our nearly 280,450 members. Genisys started with a simple mission: to provide accessible financial services that empower our community. From humble beginnings, we have transformed into a robust financial institution with total assets exceeding $5.27 billion. This growth reflects not only our commitment to sound financial practices but also the trust our members place in us. At Genisys, we believe in the importance of community. Our mission is more than just financial services; it's about fostering relationships and supporting local initiatives. We actively engage in outreach programs that strengthen our ties with the community and enhance the lives of those we serve. Whether it's sponsoring local events or collaborating with charities, we're dedicated to making a positive impact right here in Clarkston. In addition to traditional banking services like checking and savings accounts, auto loans, and mortgages, we embrace digital advancements that make banking convenient for everyone. With features such as online banking and mobile payments available to our members, managing finances has never been easier. We also ensure ADA compliance across all our services so that everyone can access their accounts without barriers. For those who prefer face-to-face interactions, we offer drive-thru banking and are open Monday through Saturday for your convenience. You can reach us at (248) 620-3278 for any inquiries or assistance you may need. While members can visit us at 7357 Deer Lake Rd for all your banking needs, official correspondence should be sent to our mailing address at 7357 Deer Lake Rd, Clarkston, MI 48346-1214 if different from the branch address. As we look forward to the future, we invite you to join Genisys and experience firsthand how we can support your financial journey while contributing positively to our beloved community. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Comprehensive Services Just for You

Our branch offers a variety of services tailored to meet your financial needs. Whether you're looking for checking and savings accounts or need assistance with auto loans and personal loans, we're here to help! Enjoy the convenience of our ATM services for quick cash withdrawals and balance checks whenever you need them. While members can visit us at 7357 Deer Lake Rd for all their banking needs, official correspondence should be sent to the same address.

Convenient Access and Nearby Landmarks

Just a short drive from local landmarks like the scenic Deer Lake and the bustling downtown Clarkston area, our branch is perfectly positioned for all your banking needs. Parking is readily available right outside our doors, ensuring that your visit is as hassle-free as possible. Plus, we're committed to accessibility, with features that cater to all members of our community, including ADA-compliant ramps.

Operating Hours That Fit Your Schedule

At Genisys, we understand that life can get busy. That's why we offer flexible operating hours to accommodate your schedule. Visit us Monday through Thursday from 9:00 a.m. to 5:30 p.m., and on Fridays until 6:00 p.m. If you're on the go during the weekend, our drive-thru service is open Saturdays from 9:00 a.m. to 1:00 p.m., making it easy to handle quick transactions without stepping inside.

We’re Here for You!

We invite you to stop by Genisys or give us a call at 248-620-3278 if you have any questions or need assistance. Our friendly staff is eager to assist you with whatever you need, ensuring that your experience with us is positive and rewarding. Come see how we can make your banking experience better today!

Member Eligibility

At Genisys, we believe that becoming a member is like joining a caring family that supports your financial journey. To become part of our community, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in the areas we serve, you're likely already qualified! We welcome individuals from various backgrounds and stages in life, ensuring that everyone can take advantage of the benefits we offer. For the most detailed and updated eligibility information, feel free to visit our website at http://www.genisyscu.org/business/checking/business-eligibility. Once you see that you're eligible, opening an account is a breeze! Whether you're interested in savings, loans, or credit cards, our team at Genisys is ready to assist you every step of the way. You can even start the application process online by visiting http://www.genisyscu.org/apply-for-a-loan. If you have any questions or need assistance, don't hesitate to reach out to us at (248) 620-3278. Join us at 7357 Deer Lake Rd Clarkston Mi 48346, and let's build a brighter financial future together!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine being able to accept payments easily and securely, allowing you to focus on what you do best running your business. Whether you're a local shop or a service provider, our merchant solutions help streamline operations and improve cash flow. Located conveniently at 7357 Deer Lake Rd Clarkston Mi 48346, Clarkston, MI, we're here to partner with you on your journey toward success. Let's grow together!

Comprehensive List Of Services

Business Banking

For entrepreneurs, our Business Banking services include Merchant Services & Business Loans. We understand the unique challenges businesses face, so we offer solutions that cater specifically to small business owners who want to grow their ventures without financial stress.

Convenient Access

When visiting us at our branch, you'll find basic drive-thru banking available for deposits, withdrawals, and simple transactions. Our ATM offers basic access for withdrawals and balance checks as well, making it easy for you to handle your banking needs on-the-go. In summary, whether you're an individual looking for personal finance solutions or a business owner seeking support in growing your enterprise, Genisys has everything under one roof. We invite you to visit us at 7357 Deer Lake Rd Clarkston Mi 48346, call us at (248) 620-3278, or check out our website at 7 Clarkston - Dixie for more information about how we can assist you on your financial journey!

Credit Cards

Our Credit Cards with Rewards allow you to earn while you spend! Enjoy cashback on purchases and various rewards that suit your lifestyle. This card is perfect for everyday use and helps build credit effectively.

Digital Banking Features

Embracing technology is crucial in today's world. That's why we provide comprehensive Online & Mobile Banking services. With features like person-to-person payments and e-statements, managing your finances has never been easier or more convenient. Plus, our ATM & Cash Withdrawal Services ensure that you have access to your money whenever you need it.

Home Financing

For those looking to buy a home or refinance their existing mortgage, our Mortgage Loans & Refinancing services are tailored just for you. We aim to make homeownership more accessible with personalized support and guidance throughout the entire process.

Personal Banking

We understand that managing your personal finances is essential. That's why we offer Checking & Savings Accounts to help you stay organized and reach your financial goals. Our accounts come with features that make banking easy, including online banking and mobile access for managing your money anytime, anywhere.

Personal Loans

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation options. If you need extra cash for an emergency or want to simplify your payments by consolidating debt, we're here to help you find the best solution.

Vehicle Financing

If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. We know that buying a car can be stressful, so our team is here to guide you through the process, ensuring you find the right loan that fits your budget.

Digital & Online Banking

Always Available

With 24/7 online banking services, you'll never have to worry about banking hours again. Whether it's early morning or late at night, access your accounts whenever it suits you best. While we currently do not offer a dedicated mobile application, our website is fully optimized for mobile use, ensuring that managing your accounts from your smartphone is just as easy as using a desktop. In summary, Genisys is committed to providing a user-friendly digital banking experience that fits into your lifestyle. Explore more about our services today by visiting https://www.genisyscu.org/, and take full control of your financial journey!

Key Services Offered

Our online banking services come packed with features that simplify your banking experience. Enjoy the ability to view e-statements, which are available through our secure portal, allowing you to keep track of your finances without the clutter of paper. If you're looking to make quick payments or send money to friends and family, our person-to-person transfer feature has got you covered. Plus, if you're always on the move, you can take advantage of mobile payments just another way we make managing your money hassle-free.

Security You Can Trust

Security is a top priority at Genisys. We utilize electronic signature authorization for a safe and efficient way to sign documents online. Our systems are designed with advanced security measures to protect your personal information, so you can bank with peace of mind.

Financial Strength

At Genisys, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a dedicated team and a strong foundation, we are committed to providing you with the best banking experience possible. With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1604 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $772,216,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $58,801 in used auto loans and an impressive total of $3,721,891,401 in total loans and leases. Our operational efficiency is reflected in our net income of $67,688,322, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $5,867,465. Total Share and Deposit Accounts: 598,717, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Genisys is your trusted partner. Visit us at 7357 Deer Lake Rd Clarkston Mi 48346 or call 248-620-3278 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, we provide flexible options to ensure you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $391,735,746 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey toward success. At Genisys, we're dedicated to providing you with the best loan solutions tailored to fit your life's needs. For more information on our loan offerings or to discuss refinancing options available for any of our products, feel free to reach out at 248-620-3278 or visit us at 7357 Deer Lake Rd, Clarkston MI 48346. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. We offer competitive rates and various eligibility options to help you navigate the path to owning your own home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $94,938,889 in loans helping members manage their finances effectively. These credit cards come with rewards that can benefit you for everyday purchases and travel.

Loan Aggregator

Ensuring Accurate Loan Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees fair and transparent offers, allowing users to trust that they are receiving accurate information.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, which helps them make well-informed financial decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the effectiveness of LendMesh in delivering value to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Genisys

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Comprehensive Services Just for You

Convenient Access and Nearby Landmarks

Operating Hours That Fit Your Schedule

We’re Here for You!

Member Eligibility

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Merchant Services That Make Sense

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Digital Banking Features

Home Financing

Personal Banking

Personal Loans

Vehicle Financing

Digital & Online Banking

Always Available

Key Services Offered

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Options

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Loan Comparisons

Key Benefits of Using LendMesh

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