GENISYS CREDIT UNION

Welcome to Genisys, your trusted financial partner located at 47930 Gratiot Ave, Chesterfield, MI 48051. Established in 1964, we've been serving our community for over five decades with a commitment to helping our members achieve their financial goals. With a robust membership of 280,450, we pride ourselves on being more than just a credit union; we're a community hub that cares about the people we serve. At Genisys, we understand that every member has unique needs. That's why we offer a wide range of services from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our total assets exceed an impressive $5.27 billion, ensuring that we have the resources to support you in every step of your financial journey. With total deposits of $507,227,679 and cash in hand amounting to $30,946,401, we are well-equipped to provide you with reliable services and products tailored just for you. Our dedicated team of 533 employees works diligently under the leadership of CEO Jacqueline Buchanan and Board President Brian Zabowski to maintain our high standards of service. We're not just here to assist you with transactions; we're here to build lasting relationships based on trust and transparency. While you can visit us directly at our Chesterfield branch, official correspondence should be directed to the same address: 47930 Gratiot Ave, Chesterfield, MI 48051. We invite you to explore all the ways Genisys can help make your financial dreams a reality. Whether you're looking for advice or need assistance with your accounts, don't hesitate to reach out by calling us at 586-598-1786. Join us at Genisys today and experience the difference of a credit union that puts its members first! Visit our website at genisyscu.org for more information or stop by during our operating hours Monday through Thursday from 9:00 a.m. to 5:30 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. to meet our friendly staff who are ready to assist you!

At Genisys, we take pride in our rich history and dedication to serving the community. Since opening our doors in 1964, we have been a steadfast financial partner for the residents of Chesterfield, MI. Our branch is located at 47930 Gratiot Ave, a convenient spot that allows us to serve our growing membership base effectively. Over the years, we have expanded our services and enhanced our offerings to meet the evolving needs of our members. With a total membership of over 280,000 individuals and total assets exceeding $5.27 billion, Genisys has become a cornerstone of financial stability for many families and businesses in the area. Our mission is simple yet powerful: to provide exceptional financial services while fostering community support. We believe that by investing in our local communities, we can help everyone thrive together. From personal banking services like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we cater to a wide range of financial needs. Additionally, we offer business banking solutions that empower local entrepreneurs with merchant services and business loans. Our commitment to innovation ensures that we are equipped with modern conveniences such as online banking and mobile payments. We also prioritize accessibility, maintaining ADA compliance throughout our facilities. For those who prefer in-person service, our drive-thru banking is open during convenient hours: Monday through Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. While you can visit us at our Chesterfield location for all your banking needs, please note that official correspondence should be directed to the same address 47930 Gratiot Ave, Chesterfield, MI 48051. Genisys is not just about banking; it's about building relationships and giving back. We actively engage in community outreach programs that make a real difference in people's lives. By partnering with local organizations and supporting initiatives that uplift our neighborhoods, we strive to create a brighter future for everyone. We invite you to join Genisys today! Experience the benefits of being part of a credit union that truly cares about its members and their communities. Whether you're looking for financial guidance or seeking ways to contribute back to the community, you will find a welcoming home here at Genisys. Contact us at 586-598-1786 or visit us online at Genisys Credit Union to learn more about how we can help you achieve your financial goals!

Becoming a member of Genisys is like stepping into a community that truly cares about your financial well-being. We're excited to welcome individuals who live, work, or worship in our local area, as well as those who are related to existing members. It's all about building connections and supporting one another. If you want to learn more about eligibility details, feel free to check out our resource at http://www.genisyscu.org/business/checking/business-eligibility . The process is straightforward, making it easy for you to join us on this journey toward better banking. Once you're ready to take the next step, opening an account is a breeze! Just visit our account opening page at http://www.genisyscu.org/apply-for-a-loan , and you'll find everything you need to get started. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (586) 598-1786. We're here for you every step of the way!

At Genisys, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need to feel confident about where you put your money. That's why we're proud to share our strong financial position with you. With a net worth of $846,673,886, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,604 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you is also reflected in our $772,216,524 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $58,801 in used auto loans and $3,722,891,401 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is highlighted by our $67,688,322, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 476 full-time employees and 57 part-time employees who are always ready to serve you with knowledge and commitment. The strength of our community is evident with a total of 598,717 share accounts. This growing member base trusts us with their finances because they know that at Genisys, your interests come first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 47930 Gratiot Ave Chesterfield Mi 48051 or call (586) 598-1786 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.