Genisys Auburn Hills MI Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Genisys, your trusted financial partner located at 2100 Executive Hills Dr, Auburn Hills, MI 48326. Since our establishment in 1964, we have dedicated ourselves to serving our growing community of 280,450 members with personalized banking solutions that fit their needs. At Genisys, we believe that every member deserves more than just a transaction; they deserve a relationship built on trust and support. With total assets exceeding $5.27 billion and total deposits amounting to $507,227,679, we are proud to be a stable and reliable choice for your financial journey. Our commitment extends beyond numbers our mission is to empower our members through tailored services like auto loans, mortgages, personal loans, and business banking solutions. While you can visit us directly at our branch address for all your banking needs, please note that official correspondence should be directed to the same location: 2100 Executive Hills Dr, Auburn Hills, MI 48326-2947. Under the leadership of our CEO Jacqueline Buchanan and Board President Brian Zabowski, Genisys has cultivated a team of over 533 employees, all passionate about providing top-notch service. We take pride in our robust financial health with a net worth of $846,673,886 and a cash reserve of $30,946,401, ensuring we can always meet the needs of our members. Whether you're looking for straightforward checking accounts or advanced credit card rewards programs, we've got you covered. Explore our offerings online at GenisysCU.org or call us at 248-322-9800 during our operating hours from Monday to Friday, 9:00 AM to 5:30 PM. Join us today and experience firsthand how Genisys is here to help you achieve your financial goals!

Branch History & Mission

At Genisys, we are proud of our rich history and commitment to serving the community. Founded in 1964, our branch has been a cornerstone of financial support for families and businesses in Auburn Hills, MI. Over the years, we have grown tremendously, currently boasting a membership of over 280,450 members and total assets reaching an impressive $5,271,752,429. Located at 2100 Executive Hills Dr, Auburn Hills, MI 48326, our branch is easily accessible and situated near key local landmarks, making it convenient for our members to visit us. While members can visit us at this address for their banking needs, official correspondence should be sent to the same mailing address: 2100 Executive Hills Dr, Auburn Hills, MI 48326-2947. Our mission at Genisys is simple yet profound: we aim to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe that everyone deserves access to affordable financial solutions and personalized service. This commitment drives us to offer a wide range of products including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We understand that banking needs are evolving. That's why we have embraced digital advancements such as online banking and mobile payments to ensure our members can manage their finances conveniently. Our services are designed with accessibility in mind, complying with ADA standards so everyone can benefit from what we offer. Community engagement is also central to our mission. We actively seek partnerships with local organizations to support initiatives that uplift our community. Whether through financial literacy programs or charitable events, Genisys is dedicated to making a positive impact right here in Auburn Hills. As we continue on this journey together, we invite you to join our growing family at Genisys. Experience firsthand the benefits of being part of a credit union that truly cares about your financial well-being and the community's future. Visit us today or call us at 248-322-9800 to learn more about how we can assist you on your financial journey!

Branch Location & Accessibility

Call to Action

We invite you to come visit us at Genisys! Feel free to call us at 248-322-9800 if you have any questions or need assistance before your visit. We look forward to serving you soon!

Nearby Landmarks and Accessibility

Situated near key landmarks, our branch is easily reachable from major roads, making your visit hassle-free. You'll find ample parking available right outside, ensuring you can park with ease. The facility is equipped with accessibility features to accommodate all our members, including ADA-compliant ramps for those who need them.

Operating Hours

We understand that life can get busy, which is why we strive to offer flexible hours. Our lobby hours are Monday through Friday from 9:00 a.m. to 5:30 p.m., allowing you plenty of time during the week to take care of your banking needs.

Services Offered

At Genisys, we pride ourselves on offering a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we have solutions for every financial need. While we currently don't have ATM services or drive-thru banking at this location, our team is ready and eager to assist you inside the branch with any questions or transactions you may have. If you're curious about shared services, we want you to know that while we do not provide these at this branch, our dedicated staff is here to guide you through all your banking options.

Member Eligibility

Becoming a member of Genisys is like joining a welcoming family that truly cares about your financial well-being. If you live, work, or go to school in the areas we serve, you're likely eligible to join our community! We pride ourselves on being inclusive and supportive, so whether you're looking for personal banking solutions or business services, there's a place for you here. For more detailed information on the eligibility criteria, feel free to check out our website at http://www.genisyscu.org/business/checking/business-eligibility. Opening an account is simple and straightforward. Just visit us at 2100 Executive Hills Dr Auburn Hills Mi 48326, or give us a call at (248) 322-9800 to learn how easy it is to get started. We're here to help you every step of the way, ensuring you enjoy all the benefits of membership at Genisys. Don't hesitate to reach out we can't wait to welcome you!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $127 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $391,735,746, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services simplify transactions so you can focus on what you do best running your business. Imagine being able to accept payments seamlessly from your customers, whether they prefer cash, credit, or digital payments. Our services provide the tools you need to enhance customer satisfaction and streamline your operations. Join us at Genisys, located at 2100 Executive Hills Dr Auburn Hills Mi 48326, where we believe in empowering local businesses with the resources they need to succeed. Contact us today at (248) 322-9800 to learn more about how we can help your business grow!

Comprehensive List Of Services

ATM Services

While we currently do not have ATMs available at our branch located at 2100 Executive Hills Dr Auburn Hills Mi 48326, we're here to assist with any cash withdrawal needs during our operating hours: Monday through Friday from 9:00 a.m. to 5:30 p.m. At Genisys, we believe that banking should be personal and accessible. We're here for all of your financial needs whether you're just starting out or planning for the future. For more information about how we can assist you further, feel free to reach out at (248) 322-9800 or visit us online at https://www.genisyscu.org/. Let's work together towards achieving your financial goals!

Business Banking Services

For entrepreneurs and business owners, Genisys provides specialized business banking services including merchant services and business loans. We know running a business comes with its own set of challenges, so we offer solutions tailored to help you thrive in today's competitive landscape.

Credit Cards with Rewards

Our credit cards come with rewards that can enhance your everyday purchases. Imagine earning points for shopping at your favorite stores or cash back on necessary expenses. With flexible payment options and no hidden fees, using our credit card can be both rewarding and straightforward.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. From checking balances to transferring funds between accounts or making person-to-person payments, we ensure that accessing your money is hassle-free.

Home Loans

For those looking to buy or refinance their homes, our mortgage loans are designed with you in mind. Whether it's your first home or your next investment property, we provide personalized service to help guide you through the process. Our mortgage specialists will assist you in finding the right solution that suits your financial situation.

Personal Banking Solutions

Whether you're looking for a reliable checking or savings account, our personal banking services have you covered. Imagine setting up an account that not only helps you manage your everyday expenses but also offers tools for saving toward future goals. With features designed for ease and convenience, you can access your accounts online or through our mobile banking platform.

Personal Loans and Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans for various needs, including debt consolidation. If you're feeling overwhelmed by multiple payments, consolidating them into one manageable loan could simplify your finances and potentially save you money on interest.

Vehicle Financing

If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options can help make that dream a reality. We understand that purchasing a vehicle is a big decision, so we offer competitive rates and flexible terms to fit your budget. Picture yourself behind the wheel of that new ride, all while enjoying manageable monthly payments.

Digital & Online Banking

At Genisys, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a robust suite of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, you can easily access your accounts anytime, anywhere. With our online banking platform, accessible at https://www.genisyscu.org/, you can manage your money with just a few clicks. Enjoy 24/7 access to your accounts where you can check balances, pay bills, and transfer funds effortlessly. Plus, if you prefer using your smartphone, our mobile payments feature makes it easy to make purchases with just a tap. For those who like to keep track of their financial statements digitally, we provide e-statements that are not only eco-friendly but also more secure than traditional paper statements. You can view and download your e-statements anytime you need them. And for added convenience, we support electronic signature authorization, allowing you to sign documents quickly without the hassle of printing and mailing. Need to send money to friends or family? Our person-to-person transfer service lets you send cash directly from your account in just moments. It's perfect for splitting bills or sending gifts without needing cash on hand. While we currently do not have a dedicated mobile application, all our online banking features are fully optimized for mobile use through our website. This means you can still enjoy the same great services right from your phone's browser. At Genisys, we're committed to providing accessible and user-friendly banking solutions that help you take control of your finances securely and conveniently. Experience the ease of digital banking today!

Financial Strength

A Growing Community

Total Share Accounts stand at 598,717, showing a strong and growing member base that trusts us with their finances. This community spirit is what drives us every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genisys is your trusted partner. Visit us at 2100 Executive Hills Dr Auburn Hills Mi 48326 or call (248) 322-9800 to learn more about how we can help you achieve your financial goals.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Savings Secured

Members' savings are secured through $1,597,711,274 in share certificates and $756,331,599 in money market shares, offering stable and rewarding financial growth opportunities. This means your hard-earned money is working for you while remaining safe.

Our Financial Health

With a net worth of $846,673,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,604 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $772,216,524 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This focus on growth allows us to adapt and meet your needs effectively.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $58,801 in used auto loans and $3,722,891,401 in total loans and leases. This variety ensures that no matter what your needs may be whether it's buying a car or securing a loan for a big project we're here to help. Additionally, our impressive $67,688,322 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 476 full-time employees and 57 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $910,597,279 in used vehicle loans and $182,395,597 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options are designed to make your experience smooth and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $391,735,746 provide the capital needed to grow and expand your operations. We understand the challenges faced by small businesses and are here to support you every step of the way. In addition to these offerings, we provide refinancing options for various loan types to ensure you have access to better terms as your financial situation changes. If you're interested in learning more about eligibility or applying for any of our loan products, feel free to visit us at 2100 Executive Hills Dr Auburn Hills MI 48326 or call us at 248-322-9800. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Genisys be your partner in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $386,090,925, make buying or refinancing simple. We provide competitive rates and flexible terms to suit your budget and financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $94,938,889 in loans helping members manage their finances effectively. These cards come with rewards and no annual fee options to give you the best value for your spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are comparing accurate and current rates. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means users see the best rates available without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their financial needs.

Genisys

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Merchant Services That Matter

Comprehensive List Of Services

ATM Services

Business Banking Services

Credit Cards with Rewards

Digital Banking Convenience

Home Loans

Personal Banking Solutions

Personal Loans and Debt Consolidation

Vehicle Financing

Digital & Online Banking

Financial Strength

A Growing Community

Focused on Our Members

Member Savings Secured

Our Financial Health

Reinvesting in Your Future

Supporting Your Financial Goals

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community