Genfed Financial Shelbyville IN Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Genfed Financial, your trusted partner in financial growth and community support, located at 709 E State Road 44, Shelbyville, IN 46176. Since our establishment in 1937, we have proudly served over 25,000 members, offering a range of services tailored to meet the diverse needs of our community. At Genfed Financial, we believe that strong relationships are built on trust and reliability. That's why we are committed to providing personalized banking solutions that empower you to achieve your financial goals. With total assets amounting to an impressive $318,623,056 and total deposits of $52,106,084, we ensure that your money is not just safe but also working hard for you. Our dedicated team, led by CEO Michael Doran and Board President Joyce Jones, works tirelessly to provide a welcoming atmosphere where you can explore options like auto loans, personal banking accounts, and even business financing solutions. We've processed a total of 13,797 loans and leases, showcasing our commitment to supporting both individual and business aspirations. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 1648 N Michigan Road, Shelbyville, IN 46176. We are here for you from Monday to Saturday with convenient lobby hours designed around your busy schedule. If you're looking for a credit union that prioritizes its members and invests in the local community while maintaining a solid financial standing look no further than Genfed Financial. Whether you're interested in opening a new account or seeking advice on loans and savings strategies, our friendly staff is ready to assist you. Feel free to call us at (317) 392-6230 or visit our website at genfed.com for more information. Join us today and experience the difference that a member-focused financial institution can make!

Branch History & Mission

At Genfed Financial, we take pride in our rich history and commitment to serving the community of Shelbyville, Indiana. Since our founding in 1937, we have been dedicated to providing exceptional financial services that empower our members to achieve their goals. Our journey began with a small group of individuals who recognized the need for accessible and affordable banking options. Over the decades, we've grown to serve over 25,000 members, offering a wide range of services tailored to meet the diverse needs of our community. Located at 709 E State Road 44, our branch is easily accessible for all your banking needs. If you need to send us any official correspondence, please use our mailing address at 1648 N Michigan Road, Shelbyville, IN 46176. We are proud to be part of this vibrant city where we are surrounded by landmarks such as [insert nearby landmarks], reflecting the spirit and resilience of our members. Our mission is simple yet impactful: we strive to provide personalized financial solutions while enhancing the quality of life in our community. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, Genfed Financial is here to support you every step of the way. We also believe in giving back; through various partnerships and outreach programs, we actively contribute to local initiatives that make Shelbyville a better place to live. As part of our commitment to modern banking, we have embraced technology to ensure that our services are convenient and user-friendly. Members can enjoy features like online banking, mobile payments, and e-statements. Additionally, we provide ATM access and drive-thru services for quick transactions without stepping inside. With total assets exceeding $318 million and a robust network that includes both personal and business banking services, Genfed Financial is well-positioned to help you navigate your financial journey. Our dedicated team is here during operating hours Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM ready to assist you with any questions or concerns. Join us today at Genfed Financial and experience the benefits of being part of a credit union that values its members and their communities. Together, we can achieve great things! For more information or inquiries, feel free to call us at 317-392-6230 or visit us online at genfed.com.

Branch Location & Accessibility

Convenient Banking Hours

We know how busy life can get, so we offer flexible hours to fit your schedule. Our lobby is open from Monday through Thursday from 8:30 AM to 5:00 PM, extending our hours on Fridays until 6:00 PM for those who may want to visit after work. On Saturdays, we're here from 9:00 AM to 1:00 PM, making it easy for you to drop in when it's most convenient for you.

Easy Access and Parking

Finding us is simple! Our branch features ample parking, ensuring that you can quickly park your vehicle and come inside without any hassle. For those who might need assistance, we have ADA-compliant features like ramps and accessible entrances, so everyone can enjoy our services comfortably.

Full-Service Offerings

At Genfed Financial, we provide a wide range of services tailored to meet your needs. Whether you're interested in personal banking options like checking and savings accounts or looking for assistance with auto loans or mortgages, our friendly staff is ready to help. Plus, if you're on the go, take advantage of our drive-thru service for quick deposits or withdrawals without leaving your car.

Stay Connected

If you have questions or need assistance before visiting us, feel free to call at 317-392-6230. While members can visit us at our Shelbyville location, official correspondence should be sent to our mailing address at 1648 N Michigan Road, Shelbyville, IN 46176. So why wait? Stop by Genfed Financial today and discover how we can help you with all your banking needs! We look forward to welcoming you into our branch.

Member Eligibility

At Genfed Financial, we believe that joining our community is like becoming part of a family that supports you every step of the way. Becoming a member is open to anyone who lives, works, worships, or attends school in our local area. This means if you're from around 709 E State Road 44 Shelbyville In 46176, you're eligible to enjoy the benefits of our services designed just for you. Membership not only opens the door to a variety of financial products but also connects you with a team that genuinely cares about your financial well-being. The process of becoming a member is straightforward and welcoming. If you're ready to take that step, you can find all the details you need at . For opening an account, we've made it simple and convenient; just give us a call at (317) 392-6230 or visit us in person! We look forward to welcoming you into our community where your financial success is our priority.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $77 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,958,665, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify everyday transactions. Imagine being able to accept payments easily from your customers without any hassle. Our services include secure payment processing that allows you to focus on what you do best running your business. Visit us at 709 E State Road 44 Shelbyville In 46176 or call us at (317) 392-6230 to discover how we can support your business's financial journey. Together, let's build a brighter future for your enterprise!

Comprehensive List Of Services

Business Banking

If you're an entrepreneur or small business owner, our Business Banking services include essential offerings like merchant services and business loans. We understand that running a business comes with its challenges, so we're here to assist with financing options that support your growth.

Convenient Access

We know that convenience matters in today's busy world. That's why we provide various access points for banking transactions. Our branch features include basic drive-thru banking for quick deposits and withdrawals, as well as ATM access where you can perform cash withdrawals and balance checks without stepping inside. In addition to these services, our commitment extends to ensuring digital banking features are user-friendly and accessible at any time. With online banking available 24/7, managing your finances has never been easier. At Genfed Financial in Shelbyville, IN, we're not just about numbers; we're about building relationships that empower our members financially. If you're ready to experience personalized service and comprehensive financial solutions tailored just for you, don't hesitate! Visit us today or call us at 317-392-6230 we're here to help you every step of the way!

Credit Cards

For those who enjoy rewards while spending wisely, our Credit Cards with Rewards program provides an excellent way to earn points on everyday purchases. It's an ideal solution for members who want to maximize their spending power while enjoying benefits that come with it.

Loans and Financing

Whether it's time for a new vehicle or you're ready to purchase your dream home, we have you covered with various loan products. Our Auto Loans & Vehicle Financing options are perfect for those looking to hit the road without breaking the bank. If you're considering buying a home, explore our flexible Mortgage Loans & Refinancing solutions that can fit various budgets. Additionally, we offer Personal Loans & Debt Consolidation services to help you manage expenses or consolidate debt into one manageable payment.

Personal Banking

Managing your finances should be straightforward and convenient. At Genfed Financial, we offer Personal Banking options like checking and savings accounts designed to help you achieve your financial goals. Imagine effortlessly transferring money between your accounts or setting up automatic savings deposits all made easy through our robust Online & Mobile Banking services. You can check balances, pay bills, and even make person-to-person payments right from your smartphone.

Digital & Online Banking

Access Anytime, Anywhere

Our mobile payments feature means you can make purchases directly from your phone, adding another layer of convenience to your daily life. Whether you're grabbing coffee or shopping for groceries, your bank is always just a tap away. At Genfed Financial, we strive to provide user-friendly solutions that meet your needs. Our online banking system is designed with you in mind, ensuring that managing your finances is as straightforward as possible. Experience the ease of real-time account management today!

Key Features for Your Convenience

With our online banking service, you can easily check your account balances, pay bills, and transfer money all from the comfort of your home or wherever life takes you. If you need to send money to friends or family, our person-to-person transfer feature makes it simple and quick. Plus, our mobile application allows you to manage your finances right from your smartphone. Security is a top priority for us. You can use electronic signature authorization for secure transactions without any hassle. And if you prefer to go paperless, take advantage of our e-statements saving trees while keeping your financial records organized.

Financial Strength

Commitment to Growth

With $39,845,209 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive, with $4,375 in used auto loans and $212,449,141 in total loans and leases available to support your financial goals across various sectors.

Member Trust

Total Share Accounts stand at 51,093, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further demonstrate our capability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genfed Financial is your trusted partner. Visit us at 709 E State Road 44 Shelbyville In 46176 or call (317) 392-6230 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 78 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $48,355,787 in share certificates and $41,498,809 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $50,084,375, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,571 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $63,130,135 in used vehicle loans and $21,369,833 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, ensuring that you can find a plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,958,665 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your entrepreneurial journey with tailored loan solutions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,619,297 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to make everyday spending more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,426,196, make buying or refinancing simple. We work with you to navigate the mortgage process smoothly, whether you're purchasing your first home or looking to refinance an existing mortgage.

Refinancing Options

If you're interested in refinancing existing loans for better rates or terms, we have options available that can help you save money and manage payments more effectively. Be sure to ask our team about eligibility requirements! At Genfed Financial located at 709 E State Road 44 Shelbyville In 46176, we're dedicated to serving our community's financial needs. For more information on our loan offerings or to discuss which option is best for you, give us a call at 317-392-6230. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you achieve your financial goals today!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident knowing they are comparing genuine offers. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment allows users to find the best options without hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With constantly updated information, borrowers can seize opportunities as they arise. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping individuals navigate their borrowing needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This means users can trust that they are seeing accurate and reliable loan information.

GENFED FINANCIAL CREDIT UNION