Genesis Employees Credit Union Zanesville OH | Affordable Auto Loans & Business Banking

Introduction

At Genesis Employees' Credit Union, we believe in building strong relationships with our members and the community. Established in Zanesville, OH, our branch at 830 Bethesda Dr is dedicated to providing personalized financial services tailored to your needs. With a robust membership of 3,524 and total assets amounting to $21,083,466, we are proud to serve you with integrity and commitment. Led by our CEO, Michael King, and Board President, Shane Jenkins, our team of 5 employees is here to ensure that your banking experience is smooth and rewarding. Whether you're looking for checking accounts, auto loans, or personal loans, we offer a range of services designed to meet your financial goals. Our current total deposits stand at $3,349,506, reflecting our members' trust in us. While members can visit us at 830 Bethesda Dr, official correspondence should be sent to our mailing address at 860 Bethesda Dr, Zanesville, OH 43701-1895. Feel free to reach out to us at 740-454-4603 during our lobby hours from Monday to Friday, 7:00 AM to 4:00 PM. At Genesis Employees' Credit Union, we are not just about numbers; we are about making a difference in the lives of our members. Join us today and experience the benefits of being part of a community-focused credit union where your financial well-being is our top priority! Visit our website at genesisecu.com for more information or stop by and say hello!

Branch History & Mission

Welcome to Genesis Employees' Credit Union, a cornerstone of the Zanesville community in Ohio. Established with a vision to serve employees and their families, our credit union has been dedicated to fostering financial well-being since its inception. Though we don't have an exact year marked for our opening, our roots run deep in this area, evolving over time to meet the needs of our growing membership. Located at 830 Bethesda Dr, Zanesville, OH 43701, our branch is easily accessible and ideally situated near local landmarks that connect us to the community we cherish. For any official correspondence, members can reach us at 860 Bethesda Dr, Zanesville, OH 43701-1895. At Genesis Employees' Credit Union, we take pride in our mission: to provide exceptional financial services while supporting our community's growth and well-being. Our commitment goes beyond just banking; we strive to empower our members through education, personalized service, and community engagement. With a total membership of 3,524, we focus on building strong relationships that last a lifetime. Our financial strength is reflected in our total assets of $21,083,466, showcasing our ability to offer a range of services tailored to your needs. Whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans and mortgages, we're here to guide you every step of the way. In addition to traditional services, we've embraced digital advancements to enhance member experience. Our online banking platform allows members to manage their accounts conveniently from home. While we currently do not offer ATM access or drive-thru banking services at this location, we're continuously exploring ways to improve accessibility for everyone. Genesis Employees' Credit Union believes in giving back. Through various outreach efforts and partnerships within Zanesville and beyond, we contribute to local initiatives that make a real difference in people's lives. Together with our dedicated staff of five employees led by CEO Michael King and Board President Shane Jenkins, we work tirelessly to ensure that every member feels valued and supported. As we look ahead, we invite you to join us on this journey. Experience the benefits of being part of Genesis Employees' Credit Union where your financial health matters. Contact us today at 740-454-4603 or visit our website Genesis Employees' Credit Union for more information on how you can become a member!

Branch Location & Accessibility

Welcome to Genesis Employees' Credit Union, your friendly financial partner located conveniently at 830 Bethesda Dr in Zanesville, Ohio. Nestled in the heart of Muskingum County, our branch is easily accessible and ready to serve you with a range of banking services. Whether you're just around the corner or visiting from nearby landmarks like Zanesville High School, we're here to make your banking experience smooth and enjoyable. While members can visit us at our branch address, any official correspondence should be sent to our mailing address at 860 Bethesda Dr, Zanesville, OH 43701-1895. Our location offers ample parking and features that are fully compliant with ADA standards, ensuring everyone can access our services comfortably. At Genesis Employees' Credit Union, we understand that your time is valuable. That's why we offer convenient lobby hours from Monday to Friday, opening bright and early at 7:00 am and closing at 4:00 pm. Our dedicated team is always ready to assist you with personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and more. Although we do not have an ATM or drive-thru service on-site, our staff is here to guide you through any transactions you may need. We pride ourselves on providing personalized service tailored to meet your unique financial needs. If you're looking for a credit union that puts its members first, look no further than Genesis Employees' Credit Union. We invite you to drop by for a visit or give us a call at 740-454-4603. Let us help you achieve your financial goals today!

Member Eligibility

Joining the Genesis Employees community is a fantastic way to unlock a world of financial opportunities and support. To become a member, you simply need to meet certain eligibility criteria, which are designed to welcome individuals who are connected to our mission. Generally, if you work for one of our partner organizations or live in the surrounding area, you may qualify for membership. It's all about making sure we serve those who share our values and community spirit! For detailed information on eligibility, feel free to check out this resource: . Once you're ready to take the next step, opening an account with us is straightforward and hassle-free! Just visit us at our branch located at 830 Bethesda Dr Zanesville Oh 43701, or give us a call at (740) 454-4603 for any questions you might have. We're here to help you every step of the way as you join our family at Genesis Employees, where your financial well-being is our priority!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have any member commercial loans funded, we're ready to assist you when you're looking to take that next step in your business. When the time comes for financing options, think of us as your go-to resource.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Picture this: accepting payments seamlessly from customers while managing your sales efficiently. With our solutions, you can focus on what you do best running your business while we handle the complexities of payment processing. Located conveniently at 830 Bethesda Dr Zanesville Oh 43701 in Zanesville, OH, we're dedicated to fostering local businesses. Connect with us today at (740) 454-4603 to learn how we can support your business aspirations!

Comprehensive List Of Services

Accessibility and Convenience

We know how important it is for our members to have easy access to their accounts and services. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. Plus, with ATM services available for cash withdrawals, accessing your money is simple.

Business Banking Options

For local businesses in Zanesville, Genesis Employees is proud to support you with our business banking services. We understand that running a business requires reliable financial tools. Our merchant services streamline payment processing, while our business loans provide the capital needed for growth or equipment purchases.

Financial Solutions for Everyday Needs

Sometimes life throws unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you regain control over your finances. With competitive rates and flexible terms, our lending solutions can ease the burden of financial stress. If you're interested in earning rewards while making purchases, look into our credit cards with rewards programs that let you earn points for travel, merchandise, and more.

Personal Banking Services

Navigating your finances can feel overwhelming, but with our personal banking services, it doesn't have to be. We offer checking and savings accounts designed for convenience and accessibility. Imagine easily managing your money through our online and mobile banking platforms checking balances, transferring funds, and paying bills right from your device. For those considering a new vehicle or needing some extra cash, our auto loans and vehicle financing options make car ownership attainable without breaking the bank. Additionally, if you're looking to buy a home or refinance your existing mortgage, we provide tailored mortgage loans that fit your unique situation.

We're Here for You

At Genesis Employees located at 830 Bethesda Dr Zanesville Oh 43701, we are more than just a credit union; we are a community partner committed to helping you thrive financially. If you have questions about any of our services or need assistance in choosing the right options for you, don't hesitate to reach out! Call us at 740-454-4603 during our operating hours from Monday to Friday between 7:00 am and 4:00 pm. Explore all that Genesis Employees has to offer by visiting us online at genesisecu.com. Your financial journey starts here!

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.genesisecu.com/ , you can check balances, pay bills, and transfer funds from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer feature makes it quick and simple to send cash directly from your account, so you can settle up without any hassle.

Mobile App Access

For those who prefer mobile convenience, our dedicated mobile application lets you manage your accounts right from your smartphone. From viewing e-statements to making transactions with just a few taps, everything is designed for ease of use. Plus, with electronic signature authorization available, signing documents digitally is just as secure as doing it in person.

Security and Accessibility

We prioritize your security and privacy at Genesis Employees. Our online banking services are equipped with robust security measures to keep your information safe while providing a smooth experience. Whether you're checking your balance late at night or making payments during lunch breaks, our platform is always accessible. In a world where time is precious, our digital banking options ensure that you have the tools you need to manage your finances efficiently. Experience the convenience of modern banking today with Genesis Employees!

Financial Strength

A Solid Foundation

With a net worth of $2,742,996, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,300 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We have established a strong member base with 5,859 total share accounts, reflecting the trust that our community places in us. This trust allows us to focus on what matters most: providing personalized service while helping you achieve your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genesis Employees is your trusted partner. Visit us at 830 Bethesda Dr Zanesville Oh 43701 or call (740) 454-4603 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,275,847 in share certificates and $1,234,643 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Proven Performance

Our operational efficiency shines through with a net income of $250,048, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees who are dedicated to providing exceptional service.

Reinvestment for Growth

With $2,295,525 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, featuring $458 in used auto loans and $12,029,844 in total loans and leases to support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,730,498 in used vehicle loans and $3,609,919 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Credit Lines and Business Loans

For those who need additional flexibility with their finances, we provide access to credit lines totaling $2,000,000. While we currently do not have any outstanding commercial loans for business owners, our team can assist you in exploring financing options that may become available. No matter what your financial needs may be, our dedicated staff at Genesis Employees is committed to finding the right solution for you. Don't hesitate to reach out with any questions or for assistance call us at 740-454-4603 today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we have no Junior Lien 1-4 Family Residential Properties loans available; however, we're here to assist you with any questions regarding eligibility and potential future offerings.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have no outstanding unsecured credit card loans available, it's important to know that when they are offered, they can be a useful tool for managing your finances effectively.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate how effective and user-friendly this tool is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh maintains a standard of accuracy that is critical when making significant financial decisions.

GENESIS EMPLOYEES CREDIT UNION