Genesee Valley Credit Union Warsaw NY | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Genesee Valley, your trusted financial partner located at 445 N Main St, Warsaw, NY 14569. Since our establishment in 1974, we have been dedicated to serving our community with a personal touch and a commitment to excellence. As part of the Genesee Valley Credit Union, we proudly support over 9,600 members and manage total assets exceeding $150 million. Our mission is simple: to empower you with the financial resources you need to thrive. With total deposits reaching $18,500,857 and loans amounting to 5,050, we are here to help you achieve your dreams whether it's buying a new car or purchasing your first home. Our CEO, Gerard Koehler, alongside Board President Daniel Johnson, leads a dedicated team of 31 employees who are always ready to assist you. At Genesee Valley, we believe in building lasting relationships with our members. Whether you're looking for personal banking options like checking and savings accounts or exploring loan opportunities for your business, we're committed to providing tailored solutions that fit your unique needs. Plus, our modern online and mobile banking services ensure that managing your finances is as convenient as possible. While members can visit us at our branch for any inquiries or transactions, official correspondence should be directed to our mailing address: 445 N. Main St, Warsaw, NY 14569-1020. We invite you to reach out to us today at (585) 243-1500 or visit our website at geneseevalleyfcu.com for more information about our services. Let's take the next step toward achieving your financial goals together!

Branch History & Mission

Commitment to Community

We understand that being a good neighbor means more than just offering financial products. At Genesee Valley, we are actively involved in community outreach initiatives that support local charities and events. By partnering with schools and nonprofit organizations, we strive to make Warsaw a better place for all residents. Additionally, our branch is equipped with modern conveniences such as ATM access and drive-thru banking services to ensure that your banking experience is as smooth as possible. We also prioritize accessibility with ADA-compliant facilities designed to meet everyone's needs. While you can visit us at 445 N Main St, official correspondence should be sent to 445 N. Main St, Warsaw, NY 14569-1020 if you wish to reach out via mail.

Join Us

As we continue on this journey together with our members and the community of Warsaw, we invite you to experience the Genesee Valley difference. With friendly staff available from 9:00 am to 5:00 pm M-Th, 9:00 am to 6:00 pm F, and 9:00 am to 12:00 pm Sat, we're here to assist you every step of the way. Whether you're looking for personal banking options or seeking guidance on your financial future, we're here for you. Join us today and discover how Genesee Valley can help you thrive financially while being an integral part of our vibrant community! For more information or to become a member, visit us at geneseevalleyfcu.com or call us at 585-243-1500.

Our Evolution

Over the years, Genesee Valley has achieved significant milestones that reflect our dedication to our members and the broader community. With total assets reaching an impressive $150,865,749, we are not just a credit union; we are a vital part of the local economy. Our growth is fueled by a focus on member satisfaction and a commitment to providing excellent financial services. Our mission is straightforward: to empower our members through accessible financial solutions while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a new car, saving for a home, or planning for retirement. This belief drives us to offer a wide range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Feel free to call us at 585-243-1500. We're excited to help you on your financial journey! Stop by today and discover how we can support you in achieving your financial goals.

Convenient Access

When you visit us, you'll find ample parking available, ensuring a hassle-free experience. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for easy access for all our members. Whether you're coming in for personal banking or to discuss loan options, we strive to make your visit comfortable.

Operating Hours

Our doors are open to serve you Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am until noon. These hours are designed to fit into your busy schedule, providing flexibility for when you need us most.

Services Offered

At Genesee Valley Branch, we offer a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, our dedicated team is here to assist you. Need quick cash? We have an ATM available for your convenience as well as drive-thru banking options for simple transactions without leaving your vehicle. While members can visit us at 445 N Main St Warsaw Ny 14569, official correspondence should be sent to our mailing address at 445 N. Main St, Warsaw, NY 14569-1020.

Member Eligibility

At Genesee Valley, we believe that becoming a member is like joining a warm and welcoming family that supports your financial journey. If you're looking to become part of our community, you'll be happy to know that eligibility is straightforward! Generally, anyone who lives, works, or worships in the areas we serve can join. We also welcome immediate family members of existing members, making it easy for your loved ones to benefit from our services too. For a detailed look at the specific criteria, you can check out this helpful resource: http://www.geneseevalleyfcu.com/member-resources/become-a-member-copy . Once you're ready to take the next step, opening an account with us is simple and quick. You can start the process online by visiting https://my.geneseevalleyfcu.com/enroll or give us a call at (585) 243-1500 if you have any questions. We're located at 445 N Main St Warsaw Ny 14569, and we would love to help you get started on your path to better banking today!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $62 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,947,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Managing payments shouldn't be a hassle. Our merchant services equip you with the tools to handle transactions efficiently, allowing you to focus on what matters most growing your business. Imagine seamlessly accepting payments from customers, whether they're shopping in-store or online. Our services help streamline this process, making it easier for you and more convenient for your clients. Located at 445 N Main St Warsaw Ny 14569 in Warsaw, NY, we're here to partner with you on your business journey. Reach out to us at (585) 243-1500 to discover how we can help you thrive!

Comprehensive List Of Services

Digital Banking Convenience

We know that convenience is crucial in today's fast-paced world. That's why we have integrated robust online and mobile banking features into our services. With easy access to your accounts anytime and anywhere, managing your finances has never been simpler. You can check balances, transfer funds, and even pay bills without leaving your home. Need cash on the go? Our ATM services allow for quick withdrawals and balance checks whenever you need them. Plus, if you prefer face-to-face service but want to save time, take advantage of our drive-thru banking for deposits and simple transactions.

Get Started Today!

At Genesee Valley, we are more than just a credit union; we are a community partner invested in your financial well-being. If you have any questions or would like to learn more about how we can assist you in achieving your financial goals, please don't hesitate to reach out at 585-243-1500. Visit us today at 445 N Main St in Warsaw or explore our offerings further by visiting our website. Let us help you take control of your financial future!

Loans and Credit Options

In addition to mortgages, we offer personal loans for those unexpected expenses or projects you might want to tackle. Whether it's debt consolidation or funding a family vacation, our personal loans make it possible. Plus, with our credit cards featuring rewards programs, you can earn benefits as you spend. For small business owners, Genesee Valley also provides essential business banking services. From merchant services to business loans, we are dedicated to supporting your entrepreneurial journey every step of the way.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking options are designed to help you grow your savings and manage your spending effectively. For those considering significant purchases, Genesee Valley offers attractive auto loans and vehicle financing solutions that cater to various budgets. Imagine driving off in your dream car, supported by a loan that fits comfortably within your financial plan. If home ownership is on your horizon, our mortgage loans and refinancing options provide the flexibility and support necessary for such an important investment. We understand that buying a home is a major decision, which is why our team is here to guide you through each step of the process.

Digital & Online Banking

Accessibility and Support

Whether you're at home or out in the world, our robust online banking services mean you can manage your finances whenever it suits you best. With Genesee Valley's commitment to user-friendly technology, real-time account management is just a click away. If you have any questions or need assistance, our friendly staff is always ready to help. Explore all that Genesee Valley has to offer by visiting us online today!

Key Features

Managing your money has never been easier. With features like e-statements, available for all members, you can view and download your account statements anytime, reducing paper clutter and making it easier to track your spending. Although we don't currently offer mobile payments, our mobile application lets you manage your accounts directly from your smartphone. Need to send money to a friend or family member? Our person-to-person transfer service makes it simple and fast no need for cash or checks. For those times when you need to sign documents quickly, our electronic signature authorization feature is here to streamline that process too.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 21,088, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $90,503 reflects the robust resources we have at hand to support our community's needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genesee Valley is your trusted partner. Visit us at 445 N Main St Warsaw Ny 14569 or call (585) 243-1500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Opportunities

Members' savings are secured through $20,957,903 in share certificates and $13,293,863 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our impressive $2,889,017, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 2 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support.

Reinvesting for Your Benefit

Our commitment to our members is further reflected in our $17,836,929 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $1,352 in used auto loans and $86,797,689 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $22,481,224, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,488 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,820,935 in used vehicle loans and $8,332,277 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find the perfect fit for your budget.

Business Loans

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $2,947,745 are tailored to meet your business needs. If you're considering refinancing or unsure about your eligibility for any of these products, our friendly staff is here to guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Genesee Valley can support your financial journey today! Visit us online at Genesee Valley or come see us at our branch in Warsaw.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $9,993,140, giving you flexibility and peace of mind as you navigate the housing market.

Personal Loans and Credit Lines

For those needing extra cash flow or planning a large purchase, we offer personal loans and flexible credit lines totaling $17,577,809. These products can help manage unexpected expenses or consolidate existing debt into a single payment.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. While we currently have $0 in unsecured credit card loans available to our members, our team is dedicated to exploring options that suit your financial situation effectively.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This compliance guarantees that all offers presented are fair and transparent, allowing users to make informed choices about their financing options.

GENESEE VALLEY FEDERAL CREDIT UNION