GENESEE VALLEY FEDERAL CREDIT UNION - Dansville, NY

Since opening our doors in 1974, the Genesee Valley has evolved into a vital financial partner for individuals and families in Dansville and beyond. Our mission is simple yet powerful: to provide exceptional financial services while supporting the growth and well-being of our community. We understand that banking is about more than just numbers; it's about people. That's why we strive to create meaningful relationships with each member who walks through our doors. Our branch has seen significant milestones over the years, adapting to meet the changing needs of our members. As technology advanced, we embraced digital banking solutions while maintaining a personal touch. Today, we offer online banking services that allow members to manage their accounts conveniently from home or on-the-go. While we have one ATM on-site for easy access to cash withdrawals and balance checks, we also pride ourselves on being ADA compliant, ensuring that all members can access our services comfortably.

We invite you to become part of the Genesee Valley family. Experience firsthand how we blend modern banking conveniences with personalized service tailored just for you. If you're interested in joining us or learning more about what we offer, please visit our website or call us at (585) 335-3216. Together, let's build a brighter financial future!

At Genesee Valley, our mission goes beyond providing financial products like checking accounts, auto loans, and mortgages. We actively engage in community outreach initiatives that uplift those around us. We believe in giving back and strengthening local ties through partnerships with schools, charities, and other organizations. This commitment helps foster a spirit of cooperation and support among residents. While members can visit us at 184 Main St for personal service during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM we welcome your feedback and ideas on how we can continue to improve your banking experience.

We invite you to come visit us at the Genesee Valley branch! If you have any questions or need assistance before your visit, feel free to give us a call at 585-335-3216. Let us help you achieve your financial goals in a welcoming environment!

We're here for you during flexible hours to accommodate your busy schedule. You can drop by Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays from 9:00 AM to 6:00 PM. Need some banking done on Saturday? We're open from 9:00 AM to noon just for you!

We understand that accessibility is important. Our branch offers ample parking right outside for your convenience. The building is ADA compliant with ramps to ensure everyone can access our services without any hassle.

At Genesee Valley, we pride ourselves on offering a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing there's something for everyone! Plus, enjoy the convenience of our ATM services available on-site. While we currently do not have a drive-thru service or shared service center options, our friendly staff is always ready to assist you in person.

Imagine having a payment solution that simplifies transactions and enhances customer experience. Our merchant services provide businesses with tools to accept payments easily, whether online or in-person. This means more time focusing on your operations and less time worrying about payment processing. Located at 184 Main St Dansville Ny 14437 in Dansville, NY, we're ready to help your business thrive. Contact us today at (585) 335-3216 to learn more about how our services can work for you!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $62 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,947,745, we continue to drive economic growth by financing new and expanding businesses.

If you're a business owner, our business banking services are here to support you too! From merchant services that simplify payment processing to business loans that help you expand or start your venture, we provide the resources necessary for your success.

We invite you to visit us at the Dansville Branch or give us a call at 585-335-3216. Whether you're interested in opening an account or need advice on which service suits you best, our dedicated staff is ready to assist you. Discover how Genesee Valley can make banking easier for you!

Don't forget about our credit cards! They come with rewards that make every purchase more rewarding. You can earn points on everyday spending, turning your purchases into exciting benefits.

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. With easy access to your balance, transaction history, and bill payments right from your smartphone or computer, banking has never been easier. We also offer ATM services for quick cash withdrawals and balance checks without the hassle of waiting in line. With locations throughout the area, accessing your money is always convenient.

When it comes to personal banking, we offer a variety of options to suit everyone's needs. You can choose from our checking and savings accounts that help you manage your day-to-day expenses while also saving for future goals. If you're in the market for a vehicle, our auto loans and vehicle financing make purchasing a new car straightforward and stress-free. Imagine driving off in your dream car with a loan tailored just for you! For those looking to buy a home or refinance an existing mortgage, our mortgage loans are designed with competitive rates and flexible terms. We also provide personal loans and debt consolidation options to help you manage your finances effectively. Need quick cash for unexpected expenses? Our personal loans are just a phone call away!

While we don't currently offer electronic signature authorization or mobile payments, our commitment to providing user-friendly services remains strong. We continually strive to enhance your banking experience and keep it straightforward. Our online banking ensures that you have real-time access to your accounts without having to visit us in person. In summary, whether you're at home or on the go, Genesee Valley provides reliable digital banking solutions tailored for today's busy lifestyle. Experience the ease of managing your finances by visiting https://www.geneseevalleyfcu.com/ today!

Our online banking platform allows you to check your account balances, pay bills, and transfer money anytime, anywhere. Whether you're on a lunch break or relaxing at home, you can easily access your accounts with just a few taps. Plus, our person-to-person transfer feature makes sending money to friends or family as simple as sending a text. For those who prefer to manage their finances on the go, our mobile application offers all the essential services right at your fingertips. Need to view your e-statements? No problem! You can access your statements quickly and securely from within the app or through our online portal. Speaking of security, we take it seriously your information is protected so you can bank with peace of mind.

With $17,836,929 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $1,352 in used auto loans and $86,797,689 in total loans and leases. This supports our members' financial goals across various sectors.

Total Share and Deposit Accounts: 21,088, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $90,503. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genesee Valley is your trusted partner. Visit us at 184 Main St Dansville Ny 14437 or call (585) 335-3216 to learn more about how we can help you achieve your financial goals.

Our $2,889,017 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Members' savings are secured through $20,957,903 in share certificates and $13,293,863 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With a net worth of $22,481,224, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,488 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,820,935 in used vehicle loans and $8,332,277 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, we have options that fit your budget.

For business owners, our outstanding commercial loans totaling $2,947,745 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and aim to support your journey with tailored loan solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore these opportunities further or want more information about eligibility options and the application process, feel free to contact us at (585) 335-3216 or visit us at 184 Main St., Dansville NY 14437. Your financial success is our priority at Genesee Valley!

For those who prefer flexibility in managing their finances, our total credit lines reach $17,577,809. This is perfect for unexpected expenses or larger purchases. Additionally, we also offer flexible terms on unsecured credit card loans; however, currently, there are no outstanding amounts in this category.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,993,140, make buying or refinancing simple. We also offer refinancing options to help you lower your monthly payments or tap into your home's equity when you need it most.

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy guarantees that users receive fair and transparent offers tailored to their needs. - Verified Data: All loan offers are obtained from legitimate financial institutions. This ensures users have access to trustworthy information when comparing loans. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that empower users to make informed decisions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily find the best options available at any given moment. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in making smart financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.