GENESEE CO OP FEDERAL CREDIT UNION - Rochester, NY

Welcome to Genesee Co-op, your trusted financial partner located at 395 Gregory St, Rochester, NY 14620. Since our establishment in 1981, we have proudly served our community with a commitment to providing personalized banking solutions tailored to meet your needs. With over 4,437 members and total assets of $42,183,675, we are dedicated to helping you achieve your financial goals. At Genesee Co-op, we believe that financial wellness is not just about numbers it's about building relationships. Our team of 13 employees, led by CEO Melissa Marquez and Board President Michael Walker, is here to ensure that every member feels valued and supported. Whether you're looking for a new auto loan or need assistance with personal banking services, we're ready to help. Our branch features a range of offerings, including checking and savings accounts, mortgage loans, and credit cards with rewards. With total deposits reaching $2,953,668, you can trust us to manage your money securely while providing competitive rates on loans and savings. While members can visit us at our branch location for personal service, official correspondence should be sent to our mailing address: 395 GREGORY ST, ROCHESTER, NY 14620. We encourage you to reach out via phone at (585) 461-2230 or explore our website at genesee.coop for more information about our services. Join us today and become part of a community-focused credit union that prioritizes your financial health!

At Genesee Co-op, we believe in creating a warm and welcoming community where everyone can thrive. Becoming a member is an exciting step that opens the door to a world of financial opportunities tailored just for you. If you're wondering whether you qualify, let me share that we are here to support individuals from various backgrounds. Typically, eligibility includes those who live, work, or worship in our local area, as well as their family members. This means that if you're part of our neighborhood or have loved ones who are, you likely qualify! For more detailed information on our specific criteria, feel free to check out our eligibility page at http://WWW.GENESEE.COOP/become-a-member . Joining Genesee Co-op not only gives you access to a range of services like personal banking, loans, and credit cards but also ensures you become part of a cooperative that prioritizes your financial well-being. The process to open an account is straightforward and friendly just give us a call at (585) 461-2230, and we'll guide you through it. We're excited to welcome you to our community located at 395 Gregory St Rochester Ny 14620!

At Genesee Co-op, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a robust financial foundation, ensuring that your money is in safe hands. With a net worth of $10,450,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,475 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,796,257 in share certificates, offering stable and rewarding financial growth opportunities. While we have $0 in money market shares, our focus remains on maximizing the benefits for our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,848,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment to member-centric service is reflected in our operations. With $8,285,626 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $372 in used auto loans and $24,591,260 in total loans and leases available. Our operational efficiency shines through as well; our $0 reflects our ability to manage resources wisely while continuing to offer competitive loan rates and solid financial products for you. We also take pride in having 12 full-time employees and 1 part-time employees who are always ready to assist you with their knowledge and commitment. Net Shares (Funds available for lending and investments): $116,633. Total Share Accounts: 8,852, showing a strong and growing member base that trusts us with their finances. Rest assured that at Genesee Co-op, your financial future is bright. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genesee Co-op is your trusted partner. Visit us at 395 Gregory St Rochester Ny 14620 or call (585) 461-2230 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.