Generations United Credit Union New York NY | Low Mortgage Rates & Business Banking

Introduction

Welcome to Generations United, your trusted financial partner located at 420 Lexington Ave Rm 850, New York, NY 10170. Established in 2023, our credit union is dedicated to serving a growing community of 30 members with a focus on personal banking that truly cares about your needs. With total assets amounting to an impressive $5,487,259, we are committed to providing you with reliable services that help you reach your financial goals. At Generations United, we pride ourselves on our strong foundation built on trust and integrity. Our total deposits of $693,463 and net worth of $4,855,216 reflect our stability and commitment to responsible banking practices. We offer a variety of services designed to cater to both personal and business banking needs including checking and savings accounts, auto loans, mortgages, personal loans, and more. Our leadership team is here for you. Led by CEO John Linzey and Board President Brian Bodager, we strive to create an environment where our members feel valued and understood. With zero employees currently on board as we grow, we aim to expand our team while maintaining a personal touch in every interaction. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 420 Lexington Ave Rm 850, New York, NY 10170-0033. If you're looking for a place where your financial well-being is prioritized, look no further! For more information or assistance, please don't hesitate to reach out at 646-856-2106 or explore our website at gufcu.org. Join us today and experience the Generations United difference!

Branch History & Mission

Generations United, located in the heart of New York City at 420 Lexington Ave Rm 850, has a rich history rooted in community service and member support. Since its establishment in 2023, our mission has been to provide accessible financial services while uplifting the lives of our members and their families. With a total membership of 30, we are dedicated to fostering strong relationships with each individual who walks through our doors. Over the years, Generations United has evolved into a trusted financial partner for many in the area. We understand that banking is not just about transactions; it's about building lasting connections. Our commitment extends beyond financial services to actively participating in community outreach efforts that strengthen local ties. Whether it's through educational workshops or partnerships with local organizations, we strive to make a positive impact on those we serve. At Generations United, our mission is simple yet profound: to empower our members to achieve their financial goals while supporting the broader community. We offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions tailored to meet diverse needs. By embracing digital advancements like online and mobile banking, we ensure that our members have convenient access to their accounts anytime, anywhere. While you can visit us at our main branch address, any official correspondence should be directed to our mailing address: 420 Lexington Ave Rm 850, New York, NY 10170-0033. Our operating hours are Monday through Friday from 9 AM to 5 PM, providing flexibility for busy schedules. As we continue to grow now holding total assets of $5487259 we remain committed to upholding values of integrity and transparency. Our focus on ADA compliance ensures that all members can access our facilities and services without barriers. Join us at Generations United as we embark on this journey together. Experience firsthand how being part of a credit union can make a difference in your life and the lives of others in our community. Contact us today at 646-856-2106 or visit our website for more information on becoming a member!

Branch Location & Accessibility

Welcome to Generations United at our Headquarters located conveniently at 420 Lexington Ave Rm 850, New York, NY 10170. Nestled in the heart of Manhattan, we're just a stone's throw away from iconic landmarks like Bryant Park and the New York Public Library, making it easy for you to stop by while you're out and about. Our branch is designed with your convenience in mind. We offer accessible features to ensure everyone can easily visit us. While we currently do not have drive-thru services or ATMs on-site, our friendly staff is ready to assist you during our operating hours from 9 AM to 5 PM, Monday through Friday. If you need assistance or have questions, don't hesitate to give us a call at 646-856-2106. For those needing to send us official correspondence, please note that while you can visit us at our main branch address, you may also use our mailing address: 420 Lexington Ave Rm 850, New York, NY 10170-0033. At Generations United, we pride ourselves on providing personal banking services tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, we are here to help guide you every step of the way. We invite you to come experience the warm and welcoming atmosphere at Generations United. Stop by today and discover how we can support your financial journey!

Member Eligibility

Becoming a member of Generations United is like joining a caring family that prioritizes your financial well-being. We welcome individuals who live, work, or worship in our community, along with their family members. This means if you're part of our neighborhood or connected to someone who is, you're likely eligible to enjoy the benefits that come with membership. At Generations United, we're dedicated to providing personalized financial services that cater to your needs whether it's saving for a dream home or financing your next vehicle. To learn more about the specific eligibility criteria, check out our detailed information at https://gufcu.org/who-can-join/ . Opening an account is easy and straightforward; you can start the process by visiting us online at https://forms.joinmycu.com/mop/377/apply or give us a call at (646) 856-2106 for any questions you might have. Our friendly team is here to help you every step of the way! Join us at 420 Lexington Ave Rm 850 New York Ny 10170 and experience how we can support your financial journey together.

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans funded, we're dedicated to providing future financing solutions that can help your business thrive.

Merchant Services that Matter

Imagine having the ability to accept payments seamlessly while managing cash flow efficiently. Our merchant services empower businesses like yours to process transactions effortlessly, allowing you to focus on what you do best: serving your customers. If you're in the New York area and want to learn more about how we can assist your business, visit us at our branch located at 420 Lexington Ave Rm 850, New York, NY 10170. You can also reach out by phone at 646-856-2106 during our operating hours from 9 am to 5 pm. Join us at Generations United and let's build a prosperous future together!

Comprehensive List Of Services

Accessibility

While we currently do not have ATM or drive-thru services at this location, our online features ensure that you have easy access to your accounts without needing to visit us in person. You can reach out anytime at (646) 856-2106 during our lobby hours from 9 AM to 5 PM on weekdays for any inquiries or assistance. At Generations United, we're not just about transactions; we're about building relationships and helping you achieve financial wellness. Whether you're saving for the future or looking for solutions today, we've got your back! Ready to explore what we can do for you? Visit us online at Headquarters or give us a call at (646) 856-2106 today!

Business Banking

For our members who run their own businesses, we offer comprehensive Business Banking services. From Merchant Services that simplify payment processing to tailored Business Loans, we understand what it takes to grow a business in today's competitive environment.

Credit Cards

Don't forget about our Credit Cards with Rewards program! Enjoy shopping and earn rewards points that you can redeem for travel, merchandise, or even cash back. It's all about giving you value while you spend.

Digital Banking

In this fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking platforms. With features like mobile payments and person-to-person transfers, you can manage your finances anytime, anywhere right from your smartphone or computer.

Home Financing

Homeownership is a dream for many, and at Generations United, we help turn that dream into reality with our Mortgage Loans & Refinancing solutions. Whether it's your first home or you're looking to refinance an existing mortgage, our team is dedicated to finding the right fit for your situation.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with your needs in mind. Imagine having a secure place for your money while also earning interest. With us, you can enjoy the benefits of both. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, ensuring you can hit the road without financial strain.

Personal Loans

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation services come in handy. Need funds for a major purchase or want to consolidate high-interest debt? We offer personalized loan options that cater to various financial situations.

Digital & Online Banking

Key Services

With our Online Banking, you can check your balances, view transaction history, and pay bills with just a few clicks. Our user-friendly interface makes it simple for anyone to navigate their finances. Plus, you can enjoy the convenience of E-Statements, which are available anytime you need them no more paper clutter! For those who love mobile technology, our Mobile Application is here to help. You can manage your accounts right from your smartphone! With features like Mobile Payments, making transactions has never been easier. Plus, sending money to friends or family is quick with our Person-to-Person Transfers feature no need for cash or checks. Security is paramount at Generations United. We utilize Electronic Signature Authorization to keep your transactions safe and straightforward. You can have peace of mind knowing that your sensitive information is protected while you bank online. Our commitment to accessibility means that no matter where you are or what time it is, you can manage your finances with ease through our comprehensive online services. Join us at Generations United for a smarter banking experience that keeps up with your lifestyle!

Financial Strength

Dedicated Team

We also take pride in having 0 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Generations United is your trusted partner. Visit us at 420 Lexington Ave Rm 850 New York Ny 10170 or call (646) 856-2106 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $500 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Growth

With $4,855,216 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement helps us support your financial goals effectively.

Solid Financial Health

With a net worth of $4,855,216, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $8,848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Needs

Our lending capacity supports members' financial goals across various sectors with $1,071 in total loans and leases. Although we currently have no used auto loans available, we are committed to providing diverse options tailored to your needs. Additionally, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $0 in used vehicle loans and $0 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, we can help you secure financing that fits your budget.

Business Loans

For business owners, we recognize the importance of having access to capital for growth and expansion. At this time, our outstanding commercial loans total $0, but we are dedicated to providing solutions as your business needs evolve. We encourage you to explore our refinancing options as well if you're looking to lower your monthly payments or consolidate debt. Eligibility options can be easily checked through our website or by contacting us directly at 646-856-2106. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to learn more about how Generations United can support your borrowing needs, feel free to reach out or visit us at our branch located at 420 Lexington Ave Rm 850 New York Ny 10170. We're here to help you every step of the way!

Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1071 in loans helping members manage their finances effectively. Our credit card options can help you navigate unexpected costs while offering rewards for your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently have $0 in Junior Lien 1-4 Family Residential Properties loans, we are here to assist you when you're ready to take that step towards owning your own home.

Loan Aggregator

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Ensuring Accurate Comparisons

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GENERATIONS UNITED FEDERAL CREDIT UNION - New York, NY