Generations Community Credit Union San Antonio TX | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Generations Community, where your financial wellbeing is our priority! Located at 1828 N Saint Marys St, San Antonio, TX 78212, our credit union has been serving the community since 1940. With a strong commitment to our members, we proudly support over 47,175 individuals and families, helping them achieve their financial dreams. At Generations Community, we understand that life can be unpredictable. That's why we offer a variety of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our total assets now stand at an impressive $759,249,582, reflecting our dedication to providing secure and accessible banking options for everyone. Our leadership team is committed to fostering trust and transparency within our community. Led by CEO Rick Divina and Board President Larry Reed, we strive to create a welcoming environment where every member feels valued. With 196 employees ready to assist you, we're here to make your banking experience as smooth as possible. While members can visit us at our branch location, official correspondence should be sent to the same address: 1828 N Saint Marys St, San Antonio, TX 78212-4540. We invite you to explore our website at mygenfcu.org for more information about our services or give us a call at 210-229-1800. Join us at Generations Community today and discover how we can help you navigate your financial journey with confidence!

Branch History & Mission

Community Impact

Generations Community believes in giving back. Over the years, we've partnered with local organizations to support various outreach efforts aimed at uplifting those around us. Whether through educational workshops or sponsorships for community events, we actively participate in making San Antonio a better place for all its residents. As we look ahead, we invite you to be part of this journey with us. Join Generations Community today and discover how we can help you achieve your financial goals while being an active part of a supportive community. For more information about becoming a member or exploring our services further, please call us at 210-229-1800 or visit our website at mygenfcu.org. Your future starts here!

Our Mission

The mission of Generations Community is clear: we strive to enhance the financial well-being of our members while fostering a sense of community support. We believe that every member deserves personalized service and guidance, whether they are opening their first checking account or seeking advice on home financing. This dedication drives us daily to improve our offerings and create meaningful connections. While you can visit us at our main branch address for all your banking needs, official correspondence should be directed to the same location: 1828 N Saint Marys St, San Antonio, TX 78212-4540. Our services extend beyond traditional banking; we provide personal loans, credit cards with rewards, business banking solutions, and more all designed with our members' best interests in mind. Additionally, we're committed to embracing technology with features like online banking and mobile payments for added convenience.

Branch Location & Accessibility

Convenient Access

Parking is available nearby, ensuring that you can stop by with ease. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances for all members of our community. We want everyone to feel comfortable when they visit us!

Get in Touch

Have questions or need assistance? Feel free to give us a call at 210-229-1800. Our friendly team is eager to help you navigate your financial journey. We invite you to visit us at Generations Community today where your banking needs are met with care!

Operating Hours

Generations Community values your time. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, and our drive-thru service offers extended hours for your convenience open from 8:00 AM to 6:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays. We understand that life can get busy, so we aim to accommodate your schedule as best as we can.

Services Offered

At Generations Community, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks, making it easy for you to manage your finances on the go. If you prefer a more personal touch, our shared service center allows members from partner credit unions to complete basic transactions here too!

Member Eligibility

At Generations Community, we believe in building a community where everyone feels welcome and valued. Joining us as a member is easy and inclusive! To become part of our family, you simply need to live, work, worship, or attend school in the areas we serve. This means that if you're from around San Antonio, you're likely eligible to join us. Being a member comes with fantastic benefits like lower fees, better rates on loans, and access to personalized financial services tailored just for you. For more detailed information about eligibility criteria, feel free to check out our website at . Ready to take the next step? Opening an account at Generations Community is straightforward and quick! You can get started by visiting our online account opening page at https://online.mygenfcu.org/mygenfcuonline_e2e/enroll.html?_gl=1*1bwkmw7*_gcl_au*mtgynja2nte3ny4xnjk2ntc2mdcz*_ga*mtqxody1odi3mi4xnjk2ntc2mdcz*_ga_2e5y1ysq5f*mty5nju3nja3my4xljaumty5nju3nja3my42mc4wlja. . If you have any questions or need assistance, don't hesitate to give us a call at (210) 229-1800. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work

Imagine being able to accept payments easily while focusing on what you do best running your business. Our merchant services offer just that. From point-of-sale systems to online payment processing, we provide tools that simplify transactions and enhance customer experiences. Located at 1828 N Saint Marys St San Antonio Tx 78212 in San Antonio, TX, our team is ready to help you find the right financial solutions tailored for your business needs. Give us a call at (210) 229-1800 or visit us today!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $104 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $130,226,489, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer tailored solutions through our business banking services, including merchant services and business loans. We're here to support local entrepreneurs in achieving their dreams.

Convenient Banking Features

We know convenience matters in today's fast-paced world. That's why we provide ATM and cash withdrawal services that allow easy access to your money whenever you need it. Our basic drive-thru banking service simplifies transactions like deposits and withdrawals without leaving your car. Additionally, members can utilize our shared branch transactions, making it simple for partner credit union members to conduct deposits and withdrawals seamlessly. Whether you're visiting us in person or managing everything online, we prioritize making your banking experience as smooth as possible. With features like electronic signatures and e-statements, you'll find it easier than ever to stay organized. If you're ready to take the next step towards better financial management, call us at 210-229-1800 or visit us online at Generations Community for more information. Our friendly staff is eager to help you explore all the services we offer and answer any questions you may have!

Credit Cards with Benefits

Our credit cards with rewards give you more than just purchasing power; they offer points on every dollar spent, which can be redeemed for various perks. This card can help you save while enjoying the benefits of being a member at Generations Community.

Loans Tailored for You

Need a new vehicle? Our auto loans and vehicle financing options are perfect for getting you on the road without breaking the bank. If you're thinking about buying a home, our mortgage loans and refinancing services ensure you have the best rates available. For those unexpected expenses or debt consolidation needs, our personal loans are just what you need to regain control of your finances.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer personal banking services like checking and savings accounts designed to help you keep track of your funds easily. Imagine having access to your money anytime through our user-friendly online and mobile banking platforms. You can check balances, transfer funds, and even make payments right from your phone!

Digital & Online Banking

Key Features

We know security is a top concern for our members, which is why we provide features like electronic signature authorization. This allows you to sign documents securely online, saving you time while ensuring your information remains safe. Plus, with e-statements available, you can easily access your financial statements digitally helping you keep track of your finances while reducing paper clutter. If you're looking to make payments effortlessly, our mobile payments feature lets you pay with just a tap on your smartphone. And speaking of smartphones, our dedicated mobile application gives you full access to all our online banking features right at your fingertips. Need to send money to friends or family? Our person-to-person transfers make it simple and quick to send funds directly from your account. Whether it's splitting a dinner bill or paying back a friend, this feature adds another layer of convenience to your financial management. At Generations Community, we're committed to providing accessible banking solutions that fit into your lifestyle. No matter where life takes you, our digital banking services ensure you're always in control of your finances. Experience how easy managing money can be with us today!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 95,556, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $13,265,239, underscoring our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Generations Community is your trusted partner. Visit us at 1828 N Saint Marys St San Antonio Tx 78212 or call (210) 229-1800 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $68,277,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,547 in used auto loans and $559,590,635 in total loans and leases.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $-1,006,919. This enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 196 full-time employees ready to assist you with knowledge and dedication.

Secure Savings Options

Members' savings are secured through $116,950,562 in share certificates and $72,049,144 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $91,244,868, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $69,048,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $78,688,577 in used vehicle loans and $70,233,865 in new vehicle loans already helping members get on the road, we're committed to making your car buying experience smooth and affordable.

Commercial Loans

For business owners, our outstanding commercial loans totaling $130,226,489 provide the capital needed to grow and expand your business operations. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, feel free to reach out to us at 210-229-1800 or visit us at our branch located at 1828 N Saint Marys St San Antonio Tx 78212. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Generations Community, we're here to support you on your financial journey with straightforward lending options designed for every need.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $24,759,112, ensuring that you have access to the financing needed for your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,121,233 in loans helping members manage their finances effectively. These credit cards can be a great tool for budgeting and making purchases without the burden of collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

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GENERATIONS COMMUNITY FEDERAL CREDIT UNION