Generations Community Credit Union Castle Hills TX | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Generations Community, your trusted financial partner located at 1100 NW Loop 410 Ste 101, Castle Hills, TX 78213. Since our establishment in 1940, we've been dedicated to serving our community with a personal touch. With over 47,175 members, we are proud to offer a range of services tailored to meet your financial needs. At Generations Community, we understand that every member's journey is unique. That's why we provide customized solutions including checking and savings accounts, auto loans, mortgage refinancing, and even credit cards that come with rewards. As of now, our total assets amount to an impressive $759,249,582, ensuring that we have the stability and resources to support you. Under the leadership of our CEO, Rick Divina, and Board President, Larry Reed, we are committed to enhancing your financial well-being. Our team of 196 employees is here to assist you through every step of your financial journey. Whether you're looking to secure a loan or simply want guidance on saving for the future, we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 1100 NW Loop 410 Ste 101, Castle Hills, TX 78213-2263. For any questions or assistance, feel free to reach out at (210) 229-1800. Join us today and experience the difference a community-focused credit union can make in your life! Visit our website at mygenfcu.org or stop by for more information on how we can help you achieve your financial goals.

Branch History & Mission

A Legacy of Trust and Support

Generations Community was founded on the belief that everyone deserves access to affordable financial services. We opened our doors at 1100 NW Loop 410 Ste 101, Castle Hills, TX 78213, and from that day forward, we have been dedicated to helping individuals and families achieve their financial goals. Our branch is conveniently located near major landmarks that make it easy for members to visit us. Our mission is simple yet powerful: to provide exceptional financial services while actively supporting our community. We believe in building lasting relationships with our members by offering personalized support tailored to their unique needs. Whether you are looking for personal banking options like checking accounts or auto loans, or need assistance with business financing, we are here for you.

Commitment to Innovation and Accessibility

As part of our commitment to modern banking practices, we have embraced digital advancements that enhance your experience. From online banking and mobile payments to e-statements and person-to-person transfers, we ensure that managing your finances is convenient and straightforward. Additionally, we prioritize ADA compliance so that all members can access our services easily. We also understand the importance of community involvement. Our partnerships with local organizations allow us to give back through various outreach efforts aimed at improving lives right here in Castle Hills. These initiatives not only support our mission but also strengthen the bonds within our community.

Join Us Today!

While members can visit us at 1100 Nw Loop 410 Ste 101 Castle Hills Tx 78213, official correspondence should be sent to 1100 NW Loop 410 Ste 101, Castle Hills, TX 78213-2263. If you're interested in becoming a part of Generations Community, we invite you to explore what we offer. Our friendly team is ready to assist you during our operating hours: Monday through Friday from 9:00 am - 5:30 pm and Saturday from 9:00 am - 1:00 pm. We also provide drive-thru banking for added convenience. At Generations Community, we're more than just a credit union; we're a community partner dedicated to your financial well-being. Call us today at (210) 229-1800 or visit us online at mygenfcu.org to learn more about how you can benefit from membership. Join us in shaping a brighter financial future!

Branch Location & Accessibility

Welcome to Generations Community at the One Castle Hills Branch! Conveniently located at 1100 NW Loop 410 Ste 101 in Castle Hills, TX, our branch is easy to find and accessible for all our members. Whether you're coming from nearby landmarks like the Castle Hills Shopping Center or the North Star Mall, you'll find our location perfect for your banking needs. We take pride in ensuring that everyone can access our services with ease. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to accommodate all visitors. Plus, if you prefer a quick visit, we offer a drive-thru service for your convenience open Monday through Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. While you can visit us at our main address for all your banking needs, please note that any official correspondence should be directed to the same address: 1100 NW Loop 410 Ste 101, Castle Hills, TX 78213-2263. At Generations Community, we understand that life can get busy. That's why we offer flexible lobby hours from Monday to Friday, open from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. With an ATM available on-site and shared services for partner credit union members, we strive to make banking as seamless as possible. If you have any questions or need assistance, feel free to give us a call at (210) 229-1800. We look forward to welcoming you into our branch soon!

Member Eligibility

At Generations Community, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas around Castle Hills, TX, you're likely eligible to join us. We embrace individuals from all walks of life, and our membership is designed to foster relationships while providing excellent financial services. To kickstart your journey with us, visit our branch located at 1100 Nw Loop 410 Ste 101 Castle Hills Tx 78213 or give us a call at 210-229-1800 for any questions. You can find detailed eligibility criteria at our website so you can see how easy it is to become part of our family. Once you're ready, opening an account is just a few clicks away check out the process here. Join us today and experience the benefits of being part of Generations Community!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify transactions for your customers. Picture this: you're at a busy trade show or local market. A customer wants to make a purchase but only has their card on hand. With our merchant services, you can accept card payments easily ensuring you never miss a sale while providing convenience for your customers. At Generations Community, we're not just about numbers; we're about building relationships that foster growth. Visit us at 1100 Nw Loop 410 Ste 101 Castle Hills Tx 78213 in Castle Hills, TX, or give us a call at (210) 229-1800 to explore how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $104 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $130,226,489, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we understand that managing finances is crucial for success. Our business banking services include merchant services and business loans designed to help you grow and thrive in today's market.

Connect with Us

Ready to explore how Generations Community can assist you with all your financial needs? Don't hesitate to reach out! Call us at 210-229-1800 or visit us online at mygenfcu.org. We look forward to helping you achieve your financial goals!

Convenient Access

At Generations Community, we prioritize convenience. Our ATM services allow for quick cash withdrawals and balance checks whenever needed. Additionally, our basic drive-thru banking lets you conduct simple transactions without leaving your car perfect for busy days! We also participate in shared branch transactions which means if you're a member of a partner credit union, you can easily deposit or withdraw funds at our location.

Digital Features

In today's fast-paced world, digital banking is essential. With features like online banking and mobile payments, managing your finances has never been easier. You can access your account anytime, anywhere just another way we're making life simpler for our members.

Loans Made Easy

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation options come in handy. These services are perfect for managing bills or funding larger purchases without high-interest rates weighing you down. We also offer credit cards with rewards that let you earn points on everyday purchases. This means you can enjoy benefits like cashback or travel rewards simply by using your card for routine expenses.

Personal Banking Services

Starting with personal banking, we offer checking and savings accounts designed for all lifestyles. Imagine having easy access to your funds while also earning interest on your savings. With our online and mobile banking features, you can check balances, transfer money, and pay bills right from your smartphone or computer. If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. Picture driving off in your dream car with a loan that fits comfortably within your budget. For those looking to settle into their forever home, our mortgage loans and refinancing services provide competitive rates and personalized assistance throughout the process. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better terms, we're here to guide you every step of the way.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, allowing you to check your balances, pay bills, and transfer funds with just a few clicks. If you're looking to send money to family or friends, our person-to-person transfer feature makes it simple and fast no cash needed! When it comes to security, we've got you covered. You can feel safe knowing that we offer electronic signature authorization for documents, ensuring your sensitive information remains protected. Plus, e-statements are available to help you manage your finances without the clutter of paper statements.

Mobile Banking Options

In today's fast-paced world, having access to banking right in your pocket is essential. That's why we provide a mobile application that allows you to manage your accounts anytime, anywhere. Need to make a payment? Our mobile payments feature lets you do just that with ease. Whether you're checking account balances or making quick transfers, our digital banking services are designed for accessibility and ease of use. At Generations Community, we're committed to helping you take control of your financial life with real-time account management at your fingertips. Join us in embracing the future of banking today!

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 196 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 95,556, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Generations Community is your trusted partner. Visit us at 1100 Nw Loop 410 Ste 101 Castle Hills Tx 78213 or call 210-229-1800 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $116,950,562 in share certificates and $72,049,144 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $91,244,868, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our net income of -$1,006,919, which indicates areas for improvement as we strive for operational efficiency while continuing to offer competitive loan rates and solid financial products for our members.

Reinvesting in Your Future

With $68,277,629 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $54,590,635 in total loans and leases and 4,547 used auto loans available.

Strong Financial Position

With a net worth of $69,048,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.08% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $78,688,577 in used vehicle loans and $70,233,865 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you save even more on your existing auto loan.

Commercial Loans

For business owners in our community, our outstanding commercial loans totaling $130,226,489 provide the capital needed to grow and expand your business. We're here to support local businesses as they thrive. At Generations Community in Castle Hills, TX (1100 Nw Loop 410 Ste 101), we prioritize your financial well-being. If you have questions or want to learn more about our loan products and eligibility options available at your convenience, don't hesitate to reach out at 210-229-1800. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards achieving financial success starts here!

Credit Lines and Personal Loans

For those looking for flexibility in managing expenses, our total credit lines loans amount to $275,972,725. This allows you to access funds when you need them most without the hassle of traditional loans. Additionally, we offer unsecured credit card loans with a total of $25,121,233, helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,759,112, make buying or refinancing simple. We aim to help you navigate the process smoothly and affordably.

Loan Aggregator

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GENERATIONS COMMUNITY FEDERAL CREDIT UNION - Castle Hills, TX