Generations Credit Union Loves Park IL | Convenient ATM Services

Introduction

Welcome to Generations at 5305 N 2Nd St, Loves Park, IL 61111, where we proudly serve our community with a commitment to trust and reliability. Since our establishment in 1944, we have grown alongside our members, now boasting a strong membership of 2,188 individuals. With total assets reaching an impressive $22,305,909, we are dedicated to providing financial solutions that meet your needs. At Generations, we understand that your financial journey is unique. Whether you're looking for loans or savings options, our team is here to support you every step of the way. Our total deposits stand at $857,012, demonstrating our solid foundation and ability to assist you with various financial services. We're also proud of our net worth of $3,474,541, which underscores our stability and commitment to our members. Under the leadership of CEO Karen Jurasek and Board President Dale Hillers, our small but dedicated team of 7 employees strives to create a welcoming environment for all. We offer services tailored to your needs while maintaining the personal touch that larger banks often overlook. While members can visit us at 5305 N 2Nd St, official correspondence should be sent to 5618 Harrison Ave, Rockford, IL 61108. If you have any questions or need assistance, don't hesitate to reach out to us at (309) 451-8400 during our lobby hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 4 PM; Wednesday from 11 AM to 4 PM; and Saturday from 9 AM to 1 PM. Explore how Generations can help you achieve your financial goals by visiting us or checking out more information on our website at http://www.generationscu.org . Join us today as we continue building a brighter financial future together!

Branch History & Mission

Generations has a proud history that dates back to 1944, when it first opened its doors in Loves Park, IL. Over the years, this branch has evolved from a small credit union into a vital financial resource for the community. With a mission rooted in service and support, Generations strives to empower its members through exceptional financial services while fostering a spirit of community and connection. Located at 5305 N 2nd St, Loves Park, IL 61111, Generations is easily accessible for all members. The branch's commitment to serving the local area is evident in its growth to over 2,188 total memberships and impressive assets totaling $22,305,909. This growth reflects not only the trust placed in Generations by its members but also its dedication to meeting their financial needs. As part of its mission, Generations focuses on providing quality financial solutions that help individuals and families achieve their goals. Whether it's offering loans for new vehicles or assisting with savings plans, the team at Generations is committed to making banking personal. Their focus extends beyond just finances; they believe in giving back to the community through various outreach programs and partnerships designed to uplift those around them. While you can visit us at our main location in Loves Park, official correspondence should be sent to our mailing address at 5618 Harrison Ave, Rockford, IL 61108. This ensures that your inquiries are handled promptly and efficiently. Generations prioritizes innovation alongside traditional banking practices. Members can enjoy features like online banking and mobile payments for convenience. The branch also emphasizes accessibility with ADA-compliant facilities and customer-centric initiatives that cater to diverse needs. Operating hours are designed for member convenience: Monday, Tuesday, Thursday, and Friday from 9 AM to 4 PM; Wednesday from 11 AM to 4 PM; and Saturday from 9 AM to 1 PM for drive-thru services. While we currently do not offer ATM services or a drive-thru facility at this branch location, our team is always ready to assist you with any banking needs. Generations invites you to join our growing family and experience the benefits of being part of a credit union dedicated to your success. Discover how we can help you reach your financial goals today! Visit us or call us at (309) 451-8400 to learn more about becoming a member.

Branch Location & Accessibility

Operating Hours

We invite you to come see us during our welcoming hours! Our lobby is open from 9 AM to 4 PM on Monday, Tuesday, Thursday, and Friday, with special Wednesday hours starting at 11 AM. If you need to visit on Saturday, our drive-thru service operates from 9 AM to 1 PM. We strive to be available when you need us!

Parking and Accessibility

At Generations, we understand the importance of convenience. Our location offers ample parking spaces for both members and visitors. The branch is fully ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit us comfortably.

Services Offered

While we currently do not have ATM services or drive-thru banking available, our dedicated staff is here to assist you with various banking needs inside the branch. From personal loans to account inquiries, we are committed to helping you every step of the way. Feel free to give us a call at (309) 451-8400 if you have any questions or would like more information about our services. We look forward to welcoming you soon at Generations!

Member Eligibility

At Generations, we believe in creating a welcoming community where everyone can feel at home. Joining us is simple! If you live, work, or worship in the area around 5305 N 2Nd St Loves Park Il 61111, you're likely eligible to become a member. We take pride in offering our members access to a range of financial products and services tailored to meet your needs. The advantages of being part of Generations include personalized service, competitive rates, and a friendly atmosphere that feels like family. To check the complete eligibility criteria and ensure you meet all the requirements, please visit our detailed resource at . Ready to join? Opening an account with us is easy! Just give us a call at (309) 451-8400, and our team will guide you through the process. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Even if you're not a member, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient payment solutions is crucial for any business. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine being able to accept payments seamlessly from customers, whether they're paying online or in-store. This ease can enhance customer satisfaction and drive repeat business. Visit us at 5305 N 2Nd St Loves Park Il 61111 in Loves Park, IL or give us a call at (309) 451-8400 to learn how our business banking and commercial services can support your entrepreneurial journey!

Comprehensive List Of Services

A Range of Financial Services

Whether you're looking for straightforward banking options or specialized services, we have something for everyone. We offer ATM Services Only, ensuring you have easy access to your funds whenever you need them. Imagine being out shopping and having the convenience of withdrawing cash right from an ATM nearby; that's the kind of ease we strive to provide.

Community Commitment

We are not just a credit union; we are part of the Loves Park community. Our mission goes beyond providing financial services; it's about building relationships and supporting our members through every life stage. Whether you're saving for a new home, planning for retirement, or simply managing your day-to-day finances, our friendly staff is here to help guide you through each step.

Connect With Us

If you have any questions or would like to learn more about how our services can benefit you, don't hesitate to reach out! You can call us at (309) 451-8400 during our operating hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 4 PM, Wednesday from 11 AM to 4 PM, and Saturday from 9 AM to 1 PM. We invite you to visit us at 5305 N 2Nd St Loves Park Il 61111 or explore more about our offerings by visiting our website at https://gucu.org/ . Let us help you navigate your financial journey together!

Digital Banking Features

In today's fast-paced world, digital banking is more important than ever. At Generations, we understand this need. Our online banking platform allows you to manage your accounts from the comfort of your home or on the go. You can check balances, transfer funds, and even pay bills all with just a few clicks. This convenience means you can spend less time worrying about banking and more time focusing on what really matters.

Digital & Online Banking

Key Services

Our online banking platform at https://gucu.org/ is user-friendly and secure, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Plus, with electronic signature authorization available, signing documents is quick and hassle-free. You can also opt for e-statements, making it easy to stay organized without the clutter of paper. For those on the go, our mobile application provides the same great features right at your fingertips. Whether you want to make mobile payments or send money through person-to-person transfers, it's all just a tap away.

Security and Accessibility

We prioritize your security while providing these convenient services. Our online banking tools are designed to protect your information while giving you real-time access to your account details. This means you can manage your finances confidently knowing that your data is safe. The digital banking experience at Generations is all about accessibility and ease-of-use. We believe that managing your money should be straightforward, allowing you more time to focus on what really matters in life. Join us today and discover how our digital banking solutions can enhance your financial journey!

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

We currently serve 3,318 total share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares stand at $0, reflecting the funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Generations is your trusted partner. Visit us at 5305 N 2Nd St Loves Park Il 61111 or call (309) 451-8400 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We have $4,258,621 in share certificates, which provide stable and rewarding financial growth opportunities. Although we currently do not hold any money market shares, our focus remains on maximizing benefits for our members.

Operational Efficiency

Our effective management is reflected in our $96,955, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 2 part-time employees dedicated to ensuring that our branches are always ready to assist you with knowledgeable service.

Reinvestment for Better Services

With $3,362,856 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment enables us to provide you with various lending opportunities; we currently have $44,698 in used auto loans and $10,637,455 in total loans and leases available to support your financial goals across different sectors.

Strong Financial Health

With a net worth of $3,474,541, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,558 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

# Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,103,327 in used vehicle loans and $1,743,591 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure that you can find an option that suits your budget.

# Credit Lines

If you're looking for extra flexibility, our credit lines totaling $2,000,000 provide just that. This option allows you to borrow only what you need when you need it, giving you peace of mind without unnecessary costs.

# Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $846,271, make buying or refinancing simple. We are here to guide you through the process every step of the way, ensuring you feel confident in your investment.

# Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $622,262 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and no hidden fees, making them an excellent choice for anyone looking to maintain control over their spending.

Our Loan Products

With over 67,782 loans issued, we've helped thousands of members achieve their financial goals. Whether you're looking for an auto loan, a mortgage, or a credit line, we have options designed with you in mind.

Refinancing Options

For those considering refinancing their existing loans, we offer various eligibility options that can help lower your monthly payments or reduce interest rates. It's worth exploring how refinancing could benefit your overall financial situation. To learn more about our loan offerings or to get started with an application, feel free to reach out at (309) 451-8400 or visit us at our branch located at 5305 N 2Nd St Loves Park Il 61111 in Loves Park, IL. Our team is ready to assist you with any questions you may have! Let us help you take the next step toward achieving your financial goals today!

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GENERATIONS CREDIT UNION