General Electric Mason OH Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to General Electric Credit Union, your trusted financial partner in the heart of Mason, Ohio! Located at 6960 Tylersville Rd, Mason, OH 45040, we have proudly served our community since 1954. With a strong commitment to our members, we are more than just a credit union; we are a part of your financial journey. At General Electric Credit Union, we understand that every dollar counts. That's why we offer a range of services designed to help you achieve your financial goals. Whether you're looking for a personal loan, mortgage refinancing, or vehicle financing, our dedicated team is here to assist you. Currently, we boast total assets of over $4.6 billion and support 289,843 members with services tailored to their needs. Our leadership team is committed to providing exceptional service and fostering a supportive environment. Under the guidance of our CEO, Timothy Ballinger, and Board President Mary Vessells, we continuously strive to enhance the banking experience for all our members. While members can visit us at our branch for personalized service, official correspondence should be sent to the same address: 6960 Tylersville Rd, Mason, OH 45040-2990. We also make it easy for you to connect with us feel free to call us at (513) 243-4328 during our convenient operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. With total deposits amounting to $362 million, net worth reaching $352 million, and cash on hand exceeding $12 million, we are well-equipped to meet your financial needs. Our lending capabilities include a robust portfolio of over 180,518 loans and leases, ensuring that we can provide flexible solutions for every member. Join us today at General Electric Credit Union your reliable partner in building a brighter financial future. Visit us online at gecreditunion.org or stop by our branch; we're excited to help you take the next step!

Branch History & Mission

At General Electric, we pride ourselves on our rich legacy of service and community support. Established in 1954, our Mason branch has been a cornerstone for financial growth and empowerment in Mason, OH. Nestled at 6960 Tylersville Rd, our location is easily accessible, making it convenient for members to visit us for their banking needs. Over the years, we've grown significantly, now proudly serving over 289,843 members and managing total assets of approximately $4.6 billion. This remarkable growth reflects our commitment to providing quality financial services tailored to the unique needs of our community. Our mission is clear: to enhance the lives of our members by delivering exceptional financial solutions while fostering strong community ties. Our branch's story is one of evolution. From humble beginnings, we have embraced advancements in technology and customer service. Today, we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services all designed with our members' best interests in mind. We also prioritize accessibility with features like online banking and mobile payments. While members can visit us at our branch address, official correspondence should be sent to 6960 Tylersville Rd, Mason, OH 45040-2990. Our team is dedicated to providing personalized support during our operating hours: Monday to Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 2:00 pm. We understand the importance of giving back to the community that supports us. Through various partnerships and outreach efforts, we actively engage with local organizations to make a positive impact in the lives of those around us. As we look toward the future, we invite you to join us on this journey. Experience the benefits of membership at General Electric where your financial health matters. For more information or to get started with your membership today, call us at 513-243-4328 or visit our website at www.gecreditunion.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Operating Hours

We're here for you during flexible hours designed to fit your busy schedule. Our lobby is open Monday through Thursday from 9:00 am to 5:00 pm, extending our hours until 6:00 pm on Fridays. We also welcome you on Saturdays from 9:00 am to 2:00 pm, ensuring you have ample opportunity to manage your banking needs.

Services Offered

At General Electric Credit Union, we offer a variety of services tailored to meet your financial goals. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got you covered. If you're looking for business banking options, our team is equipped to assist with merchant services and business loans as well. If you need assistance or want more information about our offerings, don't hesitate to reach out! You can give us a call at 513-243-4328. We look forward to welcoming you into our branch soon!

Member Eligibility

At General Electric, we believe that everyone deserves a supportive financial community. Joining us is simple and welcoming! To become a member, you just need to meet some basic eligibility criteria which include being an employee of General Electric or having family connections to current members. This means if you're part of the GE family or know someone who already enjoys our services, you're likely on your way to becoming a valued member of our community. For detailed and updated information about eligibility, feel free to visit our eligibility page. Once you're ready to take the next step, opening an account with General Electric is an easy process that brings you closer to a range of benefits like competitive loan rates and personalized financial advice. We're here to help you every step of the way, so don't hesitate to reach out at (513) 243-4328 if you have any questions or need assistance. Join us at our branch located at 6960 Tylersville Rd Mason Oh 45040, and experience the advantages of membership today!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $479 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $491,512,838, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that empower you to process transactions effortlessly. Imagine being able to accept payments easily from your customers while keeping track of sales all in one place. Our tools help streamline operations so you can focus on what really matters growing your business. Located at 6960 Tylersville Rd Mason Oh 45040, Mason, OH, we invite you to visit us or reach out at (513) 243-4328. Let's work together to achieve your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick cash? Enjoy easy access to funds through our ATM services available at various locations. You can perform basic transactions like withdrawals and balance checks without any hassle. As a member of General Electric, you'll find all these services designed with your needs in mind. For more information or assistance, please don't hesitate to reach out at (513) 243-4328. We invite you to visit us at 6960 Tylersville Rd Mason Oh 45040 in Mason, OH, where our friendly staff is ready to help you explore all that we have to offer!

Auto Loans & Vehicle Financing

Are you considering purchasing a new car? Our auto loans and vehicle financing options make it easier than ever. With competitive rates and flexible terms, you can drive away in your dream vehicle without breaking the bank. Whether you're buying new or used, we're here to help every step of the way.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking solutions, including merchant services and business loans. Your success is our priority, and we're here to help you manage cash flow, invest in growth, and streamline operations.

Credit Cards with Rewards

Our credit cards with rewards program allows you to earn points for every dollar spent. Whether you're using your card for everyday purchases or special occasions, these rewards can add up quickly, giving you cash back or travel perks that enhance your lifestyle.

Mortgage Loans & Refinancing

Homeownership is more attainable than ever with our mortgage loans and refinancing services. If you're a first-time homebuyer or looking to refinance your current mortgage for better rates, our knowledgeable team will guide you through the process smoothly. We understand that this is a significant decision, and we're committed to making it as stress-free as possible.

Online & Mobile Banking

We know convenience matters in today's fast-paced world. That's why we provide robust online and mobile banking features that let you check balances, transfer money, pay bills, and even send money to friends all from the palm of your hand. Our commitment to digital banking means you can access your accounts anytime, anywhere.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking options are tailored just for you. We offer checking and savings accounts that help you keep track of your money while earning interest on your savings. Imagine effortlessly transferring funds between accounts or setting up automatic deposits; it's all possible with our user-friendly online and mobile banking platforms.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need help managing existing debt, consider our personal loans and debt consolidation options. These services can provide you with the financial flexibility you need to tackle life's challenges head-on without losing sleep over monthly payments.

Digital & Online Banking

24/7 Access

Our online banking services are available 24/7, ensuring that you have access to your accounts whenever you need them. No more waiting in lines or rushing to the bank before closing time. With real-time account management at your fingertips, you can stay on top of your finances effortlessly. Discover all these features and more by visiting us at http://www.gecreditunion.org . At General Electric, we're here to support you in achieving your financial goals with modern banking solutions that prioritize both convenience and security.

Security and Convenience

Your security is our top priority. We offer electronic signature authorization for safe transactions, so you can feel confident when signing important documents online. Additionally, with e-statements available, you can easily keep track of your financial activity without the clutter of paper statements. We also provide mobile payments, making it easier than ever to shop securely using just your phone. Whether you're grabbing coffee or paying for groceries, enjoy the convenience of paying directly from your account.

Financial Strength

Commitment to Innovation

With $360,065,676 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $79,041 in used auto loans and a total of $3,752,190,709 in loans and leases.

Operational Efficiency

Our current net income is -$15,034,581, reflecting our commitment to operational efficiency during challenging times. We also take pride in having 486 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With total share accounts reaching 198,680, it's clear that our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, General Electric is your trusted partner. Visit us at 6960 Tylersville Rd Mason Oh 45040 or call 513-243-4328 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $1,735,408,466 in share certificates and $872,121,359 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $324,271,665, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $352,309,369, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 762 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're a business owner, our outstanding commercial loans totaling $491,512,838 provide the capital needed to grow and expand your operations. We believe in supporting local businesses and are committed to helping you succeed. At General Electric, we're dedicated to providing personalized service and financial products that meet your needs. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at (513) 243-4328 for assistance or visit us during our operating hours: M - Th 9:00 am - 5:00 pm, F 9:00 am - 6:00 pm, and Sat 9:00 am - 2:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $995,382,569 in used vehicle loans and $661,499,577 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our competitive rates and flexible terms make it easier for you to drive away happy.

Credit Lines and Unsecured Credit Cards

For those who need more flexible borrowing options, we also offer total credit lines loans amounting to $1,474,285,036. Plus, our unsecured credit card loans, with a total of $64,924,121, help members manage their finances effectively while enjoying rewards on their everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,156,414, make buying or refinancing simple. We aim to provide clear terms and support throughout the process, ensuring that you feel confident in your investment.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers, making it a reliable tool for anyone seeking a loan.

GENERAL ELECTRIC CREDIT UNION

Type of Loan Offerings

Home Equity Loans