General Electric Loveland OH Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to General Electric Credit Union, your trusted financial partner since 1954. Located at 10501 Loveland Madeira Rd, Loveland, OH 45140, we are proud to serve our community with dedication and integrity. With a total membership of 289,843, we strive to provide personalized banking solutions that meet the diverse needs of our members. At General Electric Credit Union, we understand the importance of sound financial management. That's why we have built a robust foundation with total assets exceeding $4.6 billion and total deposits amounting to $362,545,328. Our commitment to growth and security is reflected in our impressive net worth of $352,309,369 and cash on hand totaling $12,574,240. Our leadership team, headed by CEO Timothy Ballinger and Board President Mary Vessells, is dedicated to ensuring that your banking experience is smooth and rewarding. With a team of 494 employees, we are here to help you navigate your financial journey from personal loans and credit cards to business banking services. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 10501 Loveland-Madeira Rd, Loveland, OH 45140-8963. We invite you to explore our range of services designed for both individuals and businesses alike. Whether you're looking for auto loans, mortgages, or online banking options, General Electric Credit Union is here for you every step of the way. Feel free to reach out by phone at 513-243-4328 or visit our website at www.gecreditunion.org for more information. We look forward to serving you!

Branch History & Mission

Community Engagement

General Electric is deeply committed to giving back to the Loveland community. We regularly engage in outreach programs that support education, local charities, and economic development initiatives. By partnering with local organizations, we work together to enhance the quality of life for all residents. For those who prefer convenience, we are proud to offer ATM availability and drive-thru banking options for quick transactions. Our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM are designed with your busy schedule in mind.

Join Us

While members can visit us at 10501 Loveland Madeira Rd for all their banking needs, official correspondence should be sent to our mailing address at 10501 Loveland-Madeira Rd, Loveland, OH 45140-8963. If you're looking for a credit union that prioritizes its members and actively contributes to the community's well-being, look no further than General Electric. We invite you to join us today and experience firsthand the benefits of membership with General Electric. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 513-243-4328.

Our Mission

The mission of General Electric is clear: we aim to provide quality financial services while fostering a spirit of community. We believe in supporting our members not just through banking but also by being an active participant in local initiatives. Our commitment extends beyond transactions; we strive to build lasting relationships with our members by understanding their unique needs and helping them navigate their financial journeys. We offer a variety of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our focus on customer service means that whether you visit us at our branch or connect through online banking, you will receive personalized attention tailored to your situation.

Branch Location & Accessibility

A Welcoming Environment

Situated near popular local landmarks, our branch is easy to find and offers ample parking for your convenience. As you approach, you'll notice the well-maintained exterior that reflects our commitment to providing a welcoming atmosphere. Inside, we ensure accessibility for all members, featuring ADA-compliant entrances and ramps.

Operating Hours & Services

We understand that life can be busy, so we offer flexible operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. This means you can stop by before or after work or even on weekends! Our dedicated team is here to assist you with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For those who prefer digital banking, we provide online and mobile banking solutions so you can manage your finances anytime, anywhere. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your car perfect for busy days!

Stay Connected

While members can visit us at our Loveland address for all their banking needs, please note that official correspondence should be sent to our mailing address at 10501 Loveland-Madeira Rd, Loveland, OH 45140-8963. If you have any questions or need assistance, don't hesitate to give us a call at 513-243-4328. At General Electric Credit Union, we are dedicated to making banking as convenient as possible for our members. We invite you to come in today and experience the difference!

Member Eligibility

At General Electric, we believe that joining our community is about more than just banking; it's about becoming part of a supportive family. To become a member, you simply need to meet some friendly eligibility criteria. We welcome individuals who live, work, or worship in the Loveland area, and those who are related to current members can join as well. Our goal is to make banking accessible for everyone, so if you're looking for financial services that truly care about your needs, you're in the right place! Opening an account with us is straightforward and inviting. You can find all the details you need about becoming a member by visiting our eligibility page at . If you're ready to take the next step or have any questions, feel free to reach out at (513) 243-4328. We look forward to having you as part of our General Electric family, right here at 10501 Loveland Madeira Rd Loveland Oh 45140!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $479 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $491,512,838, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine being able to accept payments quickly and securely, allowing you to focus on what really matters growing your business. With our merchant services, transactions are smoother, enabling you to enhance customer satisfaction while keeping your cash flow steady. Visit us at General Electric today or contact us at (513) 243-4328 to learn how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Convenient Access and Support

We know that convenience is key for our members. That's why we offer ATM access for quick cash withdrawals and balance checks whenever you need them. Our drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle perfect for busy days when you're on the go. Our friendly team at General Electric is always ready to assist you during lobby hours: Monday through Thursday from 9:00 am to 5:00 pm, Friday until 6:00 pm, and Saturday from 9:00 am to 2:00 pm. If you have questions or need assistance, don't hesitate to call us at (513) 243-4328.

Get Started Today!

Whether you're exploring new savings strategies or looking into financing options, General Electric is here to guide you through your financial journey. Visit us at 10501 Loveland Madeira Rd Loveland Oh 45140 in Loveland, OH or check out our website at http://www.gecreditunion.org for more information about all our services. Let's work together towards achieving your financial goals!

Loans for Every Need

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services to help you manage those financial bumps in the road without added stress. Our credit cards come with rewards programs, giving you something back every time you shop. For those who are business-minded, General Electric also provides comprehensive business banking services including merchant services and business loans. We understand that running a business is no small feat, which is why we're here to support you with the right financial tools.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of checking and savings accounts designed for everyday use. You can easily manage your finances with our online and mobile banking features, allowing you to check balances, pay bills, and transfer money anytime, anywhere. Imagine having the convenience of accessing your account from your phone while waiting in line at the grocery store! If you're considering buying a new car, our auto loans and vehicle financing options are tailored to fit your budget. We make it simple to apply for an auto loan with competitive rates. Plus, if you're looking to buy a home or refinance an existing mortgage, our mortgage loans provide flexible terms to suit your lifestyle.

Digital & Online Banking

Key Features

Our digital banking services come equipped with features that make handling your money simple and secure. Enjoy the convenience of e-statements, allowing you to access your account documents electronically no more paper clutter! Plus, with electronic signature authorization, signing documents online is quick and hassle-free. Want to send money to a friend? Our person-to-person transfer feature lets you do just that with just a few taps on your phone. And if you're looking to make purchases on the go, our mobile payments feature allows you to pay directly from your phone wherever contactless payments are accepted. Security is our top priority. All transactions through our online banking platform are protected with the latest encryption technology, so you can feel safe knowing your information is secure. At General Electric, we strive to provide a banking experience that fits your lifestyle. Enjoy real-time account management and the freedom to bank whenever and wherever you want. Join us today and discover how easy banking can be!

Financial Strength

Member-Centric Resources

Members' savings are secured through $1,735,408,466 in share certificates and $872,121,359 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $324,271,665, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-15,034,581 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 486 full-time employees and 8 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinventing for Growth

Our commitment to serving our members is reflected in our $360,065,676 in undivided earnings. We reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $79,041 in used auto loans and $3,752,190,709 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Health

With a net worth of $352,309,369, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $762 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Strength

Net Shares (Funds available for lending and investments): $11,583,834. Total Share and Deposit Accounts: 198,680, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, General Electric is your trusted partner. Visit us at 10501 Loveland Madeira Rd Loveland Oh 45140 or call (513) 243-4328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $995,382,569 in used vehicle loans and $661,499,577 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or need assistance with a reliable used car, we've got options that fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $491,512,838 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way. If you're considering refinancing any existing loans, we also have options available to help you lower your monthly payments or access equity from your current assets. You can reach us at (513) 243-4328 for more information about our loan offerings or visit us at our branch located at 10501 Loveland Madeira Rd Loveland Oh 45140, Loveland, OH. Our knowledgeable staff is ready to assist you during our operating hours: M - Th 9:00 am - 5:00 pm, F 9:00 am - 6:00 pm, and Sat 9:00 am - 2:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At General Electric, we are dedicated to providing exceptional service and innovative financial solutions tailored just for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,924,121 in loans helping members manage their finances effectively. Our credit cards come with various benefits tailored to enhance your purchasing power while keeping your budget intact.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,156,414, make buying or refinancing simple. We provide flexible terms and competitive rates to help you find the perfect solution for your housing needs.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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GENERAL ELECTRIC CREDIT UNION - Loveland, OH

Type of Loan Offerings

Home Equity Loans