General Electric Fairfield OH Credit Union | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to General Electric Credit Union, your trusted financial partner located at 5370 Dixie Hwy, Fairfield, OH 45014. Established in 1954, we have proudly served our community for decades, helping members like you achieve their financial goals. With over 289,843 members and total assets exceeding $4.6 billion, we are dedicated to providing personalized banking solutions that cater to your unique needs. At General Electric Credit Union, we believe in the power of community. Our commitment is reflected in our extensive range of services, including personal banking accounts, auto loans, mortgages, and business loans. We understand that every member has different requirements; that's why our team is here to guide you through your financial journey. Led by our CEO, Timothy Ballinger, and Board President Mary Vessells, we prioritize transparency and trust. You can reach us at (513) 243-4328 or visit our website at www.gecreditunion.org for more information about our offerings. While members can visit us at our branch address, official correspondence should be sent to the same address: 5370 Dixie Hwy, Fairfield, OH 45014-4124. With a net worth of $352,309,369 and total deposits amounting to $362,545,328, we are well-positioned to support your financial aspirations. Our robust portfolio includes over 180,518 loans and leases tailored for various needs. Whether you're looking to buy a new car or secure a home loan, we're here to help you make informed decisions. Join us today and experience the difference of being part of a credit union that truly cares about its members. Visit us during our lobby hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, or Saturday from 9 AM to 2 PM. Your journey towards financial wellness begins here!

Branch History & Mission

Community Commitment

General Electric isn't just about numbers; it's about people. We take pride in partnering with local organizations and participating in outreach programs that benefit our neighbors. We understand that when the community thrives, everyone wins. We invite you to experience what makes General Electric special. Join us today and become part of a community-focused credit union that prioritizes your financial success while giving back to those around us. Together, let's build a brighter future! For more information or assistance, feel free to contact us at 513-243-4328.

Our Journey

From the moment we began operations nearly seven decades ago, General Electric has been dedicated to providing accessible financial services tailored to meet the unique needs of our community. As we expanded, so did our services from basic savings accounts to a comprehensive range of offerings that include auto loans, mortgages, personal loans, and business banking solutions. With total assets now exceeding $4.6 billion, we have solidified our position as a pillar of stability in the region. Over the years, we've embraced technology to enhance our member experience. Today, members can enjoy convenient online and mobile banking options, allowing them to manage their finances on-the-go. Our commitment to accessibility is also reflected in our ADA-compliant facilities and the availability of ATMs and drive-thru services at our branch.

Our Mission

The mission of General Electric is simple yet profound: to empower our members to achieve their financial goals while fostering a strong sense of community. We believe in supporting not only individual financial well-being but also investing in local initiatives that uplift and enrich Fairfield. Whether it's through educational workshops or community events, we strive to make a positive impact beyond just banking. While members can visit us at 5370 Dixie Hwy for all their banking needs during our convenient hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM official correspondence should be sent to the same address.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is key for all our members. Our branch is ADA compliant, ensuring ease of access for everyone. Ample parking is available right outside the entrance, so you won't have to worry about finding a spot when you arrive.

Operating Hours

We're open during convenient hours to serve you better! You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Whether you're coming in for a quick transaction or need more time for financial planning, we're here when you need us.

Services Offered

At General Electric Credit Union, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to specialized services such as mortgage loans and business banking solutions, we have something for everyone. Plus, enjoy the convenience of our drive-thru banking and ATM access for quick transactions on the go. Feel free to give us a call at 513-243-4328 if you have any questions or need assistance before your visit. We can't wait to welcome you!

Member Eligibility

At General Electric, we believe that joining our community is more than just opening an account it's about becoming part of a family that cares for your financial well-being. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the area around 5370 Dixie Hwy Fairfield Oh 45014, you're likely eligible to join us. We also extend membership to your immediate family members, making it simple for loved ones to enjoy the same benefits. At General Electric, we offer a range of services tailored to meet your needs, from checking and savings accounts to auto loans and credit cards with rewards. To learn more about the specific eligibility requirements, feel free to visit our website at . Once you're ready to take the next step towards membership, opening an account is straightforward; just give us a call at (513) 243-4328 or stop by during our operating hours. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work

Imagine running your day-to-day operations without worrying about how you'll accept payments from customers. Our merchant services simplify this process, allowing you to focus on what matters most growing your business. From point-of-sale systems to online payment processing, we provide tools that help streamline your sales and enhance customer satisfaction. Ready to take your business to the next level? Visit us at 5370 Dixie Hwy Fairfield Oh 45014 in Fairfield, OH, or call us at (513) 243-4328 to learn more about how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $479 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $491,512,838, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenience at Your Fingertips

With our commitment to digital banking, accessing all these services is easy and convenient. Our Online & Mobile Banking platforms allow you to manage your accounts from anywhere using just your smartphone or computer. From transferring money between accounts to paying bills with ease, we put control back in your hands.

Empowering Businesses

If you're a business owner, you'll find valuable resources in our Business Banking services, including merchant services and business loans tailored to help you grow and thrive in today's marketplace. We believe in supporting local businesses because when they flourish, our community benefits too.

Financing Your Dreams

When it comes to financing, we know it can sometimes feel overwhelming. Our Auto Loans & Vehicle Financing services make purchasing a new car simpler than ever. Imagine driving off in the vehicle you've always wanted without the hassle of complicated paperwork. If you're considering a new home, our Mortgage Loans & Refinancing options are here to guide you through every step of the process, ensuring you find a loan that fits your budget.

Personal Banking Made Easy

We understand that managing your finances should be straightforward. That's why we offer Personal Banking options that include checking and savings accounts designed to fit your lifestyle. Our accounts come with online and mobile banking features, allowing you to access your funds anytime, anywhere. You can even use our ATM & Cash Withdrawal Services for quick access to cash, whether you're shopping at your favorite store or need a few dollars for lunch.

Rewarding Credit Options

For those who love earning rewards while spending, our Credit Cards with Rewards program offers an excellent way to make the most of your purchases. Whether you're buying groceries or booking a vacation, earn points that can be redeemed for exciting rewards.

Simple Transactions Made Accessible

For those who prefer face-to-face interactions, our Basic Drive-Thru Banking ensures quick deposits and withdrawals without needing to step inside the branch. Plus, our basic ATM access allows for balance checks and cash withdrawals on-the-go. At General Electric, we're here for every stage of your financial journey making banking easier so you can enjoy life's moments without stress. If you're ready to learn more about how we can assist you or if you have any questions about our services, please don't hesitate to reach out at (513) 243-4328 or visit us online at Fairfield. Let's work together toward building a brighter financial future!

Support When You Need It

Life is unpredictable, and sometimes unexpected expenses arise. That's where our Personal Loans & Debt Consolidation services come into play. We aim to provide flexible solutions that help you manage your debts effectively so you can focus on what really matters your peace of mind.

Digital & Online Banking

Key Services

Our online banking platform, accessible at http://www.gecreditunion.org , allows you to check balances, transfer funds, and pay bills with ease. Whether you're at home or on the go, our 24/7 online banking services give you real-time access to your accounts. You can also take advantage of our electronic signature authorization feature, making it easier than ever to sign documents securely without needing to visit a branch. If you're looking for eco-friendly options, we offer e-statements so you can receive your account statements electronically. This not only helps reduce paper waste but also keeps your financial information organized and easily accessible.

User-Friendly Features

For those who prefer managing their finances via mobile devices, our dedicated mobile application is available for download. With this app, you can make mobile payments seamlessly, ensuring that transactions are quick and secure. Plus, our person-to-person transfer feature allows you to send money directly to friends or family instantly no cash needed! We take your security seriously. All transactions made through our online platforms are protected with advanced encryption technology, giving you peace of mind while banking digitally. In summary, at General Electric, we're committed to providing an accessible and user-friendly online banking experience that empowers you to take control of your finances whenever and wherever you need it. Explore all that we have to offer today!

Financial Strength

A Dedicated Team at Your Service

We also take pride in having 486 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $-15,034,581, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings Options

Members' savings are secured through $1,735,408,466 in share certificates and $872,121,359 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $324,271,665, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $360,065,676 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $79,041 in used auto loans and $3,752,190,709 in total loans and leases.

Solid Financial Health

With a net worth of $352,309,369, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $762 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Over Time

Our financial strength means we can continue serving you with confidence. With a growing member base of 198,680 who trust us with their finances, we are dedicated to helping you save wisely and borrow smartly. Whether you're saving, borrowing, or planning for the future, General Electric is your trusted partner. Visit us at 5370 Dixie Hwy Fairfield Oh 45014 or call (513) 243-4328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $995,382,569 in used vehicle loans and $661,499,577 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our dedicated team is here to assist you through every step of the financing process.

Business Loans

For business owners, our outstanding commercial loans totaling $491,512,838 provide the capital needed to grow and expand your business. We understand the challenges faced by entrepreneurs and are here to offer personalized support tailored to your business needs. Our commitment goes beyond just offering loans; we strive to empower our members with financial knowledge and support. If you're interested in learning more about eligibility options or refinancing possibilities, don't hesitate to reach out. For further details on any of our loan products or services, feel free to contact us at (513) 243-4328 or visit us online at http://www.gecreditunion.org . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At General Electric, we're ready to help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,156,414, make buying or refinancing simple. We provide guidance throughout your mortgage journey and can discuss various refinancing options if you're looking to lower your monthly payments.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $64,924,121 in loans helping members manage their finances effectively, you'll find that our credit card solutions come with competitive interest rates and rewarding benefits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh empowers users to make informed decisions when it comes to financing. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers across various loan types. Users can trust that the information they receive is accurate and reflects current market conditions. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users see only trustworthy options. Additionally, LendMesh operates without sponsored listings; lenders are not prioritized based on paid promotions, which means that users receive unbiased results tailored to their needs. Another benefit is the real-time rate comparisons offered by LendMesh. Users can access up-to-date loan rates from multiple institutions at any time, allowing them to compare options quickly and efficiently. This feature is particularly useful for those looking to save money over the life of a loan. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GENERAL ELECTRIC CREDIT UNION

Type of Loan Offerings

Home Equity Loans