General Electric Cincinnati OH Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to General Electric, your trusted partner in financial services located at 800 Eastgate South Drive, Cincinnati, OH 45245. Since opening our doors in 1954, we have proudly served our community, fostering strong relationships with our 289,843 members. Our commitment to your financial well-being is reflected in our robust assets totaling $4,618,045,309 and deposits of $362,545,328. At General Electric Credit Union, we understand that every member has unique needs. That's why we offer a wide array of services including personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking options. We are here to support you every step of the way with our dedicated team of 494 employees, led by our CEO, Timothy Ballinger, and Board President, Mary Vessells. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 800 Eastgate South Drive, Cincinnati, OH 45245. Whether you're looking for online banking convenience or personal assistance at our drive-thru service, we've got you covered. Our financial strength is underscored by a net worth of $352,309,369, ensuring that your money is safe with us. With over 180,518 loans and leases managed efficiently under our care, we're more than just a credit union; we're a community-focused organization dedicated to helping you achieve your financial goals. Ready to take the next step? Call us today at 513-243-4328 or visit our website at www.gecreditunion.org to learn more about how we can help you thrive financially!

Branch History & Mission

A Call to Action

Whether you're looking for a new place to bank or seeking assistance with your financial needs, we invite you to join General Electric Credit Union. Experience firsthand how we can help you secure your financial future while making a positive impact in the community. Visit us today at our branch or contact us at 513-243-4328. Together, let's build a brighter tomorrow!

Community Impact

As part of our dedication to community support, we actively engage in outreach initiatives that benefit various local organizations. By partnering with schools, charities, and other nonprofits, we strive to uplift those around us. Our goal is not just to be a financial institution but also a source of hope and assistance for everyone in our area.

Mission Statement

Our mission at General Electric Credit Union is clear: to provide exceptional financial services while enhancing the lives of our members and supporting our community. We focus on building lasting relationships through personalized services such as checking and savings accounts, auto loans, mortgages, personal loans, business banking solutions, and credit cards that offer rewards. We believe in empowering our members with the tools they need to achieve their financial goals. That's why we've embraced digital advancements like online banking and mobile payments to make managing finances easier than ever.

Our Address and Community Roots

You can find us at 800 Eastgate South Drive, Cincinnati, OH 45245. Conveniently located near local landmarks, we are easily accessible for all your banking needs. Our drive-thru service ensures that you can handle your transactions quickly without leaving your vehicle. With ATM availability on-site, accessing your funds is simple and efficient.

Branch Location & Accessibility

A Welcoming Environment

At General Electric, we prioritize accessibility and convenience for all our members. Our branch features ADA-compliant entrances and ample parking to accommodate everyone. Plus, with a drive-thru service available, you can complete simple transactions without ever leaving your vehicle.

Connect With Us Today!

Ready to experience personalized banking? Call us at 513-243-4328 or drop by our Cincinnati location today! Our friendly staff is eager to assist you with all your banking needs.

Operating Hours Tailored for You

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. Visit us Monday through Thursday from 9 a.m. to 5 p.m., and on Friday from 9 a.m. to 6 p.m. For those who prefer Saturday banking, our drive-thru is open from 9 a.m. until 1 p.m., giving you flexibility throughout the week.

Services Designed for Your Needs

Our branch offers a variety of personal and business banking services tailored to meet your unique needs. From checking and savings accounts to auto loans and mortgage options, we're here to help you navigate your financial journey. We also provide ATM access for quick cash withdrawals and balance checks, ensuring you can manage your finances on the go. While members can visit us at 800 Eastgate South Drive, official correspondence should be sent to the same address if different mailing information applies.

Member Eligibility

At General Electric, we believe that everyone deserves a chance to be part of a supportive community. Joining us as a member is easy and welcoming! You can become a member if you meet certain criteria, which typically includes living, working, or worshiping in the area around 800 Eastgate South Drive Cincinnati Oh 45245. We encourage you to check out our detailed eligibility information at to see if you qualify. Once you're eligible, opening an account is a breeze! You'll enjoy a range of benefits, including competitive rates on loans and savings, personalized service, and access to various banking solutions tailored for your needs. If you're ready to take this step or have any questions, feel free to give us a call at (513) 243-4328. We're here to help you start your journey with us at General Electric!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $479 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $491,512,838, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Running a successful business means being equipped with the right tools to serve your customers effectively. Our merchant services offer you the ability to accept payments seamlessly, ensuring that every transaction is smooth. Imagine a busy Saturday at your store; with our services, you can process payments quickly and efficiently, freeing you up to focus on what really matters growing your business. Located conveniently at 800 Eastgate South Drive Cincinnati Oh 45245, Cincinnati, OH 45245, we're here to help you thrive. Call us at (513) 243-4328 or visit us today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have tailored solutions just for you. Our business banking services include merchant services to help you process payments smoothly and business loans designed to support growth and expansion. We understand how vital these tools are for running a successful operation.

Credit Cards & Rewards

Looking for a credit card that offers more? Our credit cards come with rewards programs that let you earn points on every purchase. Imagine using those points for travel, shopping, or other experiences you'll love the flexibility they bring!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why General Electric offers robust online and mobile banking platforms. You can manage your accounts anytime and anywhere through our user-friendly app or website. Need to make a quick transfer or check your balance? It's all at your fingertips! Plus, our ATM services allow you to withdraw cash or check balances without any hassle.

Drive-Thru & ATM Access

For those who prefer in-person transactions but want to save time, our basic drive-thru banking service is perfect for quick deposits, withdrawals, and simple transactions. We also provide basic ATM access so you can easily withdraw cash or check balances whenever needed. At General Electric, we believe in empowering our members with comprehensive financial solutions that cater to their unique needs. With friendly staff ready to assist you during our operating hours Monday through Friday from 9 a.m. to 5 p.m., Saturday from 9 a.m. to 1 p.m. we're here when you need us. Ready to explore what we can do for you? Give us a call at (513) 243-4328 or visit us today! Your journey towards better financial health starts here at Eastgate.

Personal Banking Solutions

Our personal banking services include everything you need for day-to-day financial management. You can open checking and savings accounts that fit your lifestyle, allowing you to save for future goals or manage daily expenses effortlessly. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. For those considering homeownership, we offer mortgage loans and refinancing options that can help you secure the best rates possible. Additionally, our personal loans are available for various needs, including debt consolidation, making it simpler to manage multiple payments.

Digital & Online Banking

Key Features

With our 24/7 Online Banking platform, accessible through http://www.gecreditunion.org , you can easily check your account balances, transfer funds, and pay bills with just a few clicks. This user-friendly interface ensures that you have real-time access to your accounts whenever you need it. We also offer E-Statements, allowing you to receive your account statements electronically. This not only helps reduce paper clutter but also allows for quick and easy access to your financial information. Plus, with our Electronic Signature Authorization, signing documents has never been simpler or more secure. For those who prefer managing their finances on their mobile devices, our Mobile Application is here for you. With this app, you can make Mobile Payments effortlessly and even initiate Person-to-Person Transfers to friends or family without needing cash or checks. Security is a top priority at General Electric. Our systems are designed to keep your information safe while providing you with seamless access to all these features. You can rest assured knowing that whether you're making a payment or transferring funds, your data is protected. At General Electric, we believe in making banking easier for our members. Our digital tools are designed not just for ease of use but also for peace of mind. Join us today and experience the future of banking!

Financial Strength

A Strong Foundation

With a net worth of $352,309,369, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $762 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Efficiency

Our commitment to efficiency is reflected in our operational success, as shown by our $-15,034,581. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 486 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $1,735,408,466 in share certificates and $872,121,359 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $324,271,665, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $360,065,676 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $79,041 in used auto loans and $3,752,190,709 in total loans and leases.

Trusted by Many

Total Share and Deposit Accounts: 198,680, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $11,583,834 further highlights the depth of our resources dedicated to supporting you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, General Electric is your trusted partner. Visit us at 800 Eastgate South Drive Cincinnati Oh 45245 or call (513) 243-4328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $995,382,569 in used vehicle loans and $661,499,577 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or looking for an affordable option for a used one, our competitive rates make it easier for you to drive away in the car you want.

Business Loans

If you're a business owner, we're here for you too! Our outstanding commercial loans totaling $491,512,838 provide the capital needed to grow and expand your business. Whether it's for equipment purchases or operational costs, we can help set your business up for success. At General Electric, we pride ourselves on not just offering loan products but also ensuring that our members have access to refinancing options if needed. Don't hesitate to reach out if you're interested in exploring your eligibility or want to learn more about how our loan products can work for you. For any inquiries or assistance, feel free to contact us at (513) 243-4328 during our operating hours: Monday-Thursday from 9 a.m. - 5 p.m., Friday from 9 a.m. - 6 p.m., and Saturday from 9 a.m. - 1 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your loan options today and let us assist you in achieving your financial dreams!

Credit Lines and Unsecured Credit Cards

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $64,924,121 in loans helping members manage their day-to-day expenses. Additionally, our total credit lines amounting to $1,474,285,036 provide further financial flexibility when you need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,156,414, make buying or refinancing simple. We guide you through each step of the process, ensuring that you understand all your options so that you can make informed decisions about your future.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without the hassle of sifting through countless options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers are fair and transparent. By partnering with reputable financial institutions, LendMesh guarantees verified data for users seeking the best loan options.

GENERAL ELECTRIC CREDIT UNION

Type of Loan Offerings

Home Equity Loans