General Electric Cincinnati OH Credit Union | Best Auto Loans & Business Banking

Introduction

At General Electric, we believe in empowering our members with the financial tools they need to thrive. Located at 3450 Madison Rd, Cincinnati, OH 45209, our branch has been a trusted part of this community since 1954. With a total membership of over 289,843 and assets exceeding $4.6 billion, we are dedicated to providing personalized banking solutions tailored to your needs. Under the leadership of our CEO, Timothy Ballinger, and Board President, Mary Vessells, our team is committed to ensuring you have access to exceptional services, whether you're looking for auto loans, mortgages, or everyday banking. We proudly maintain a net worth of $352,309,369 and total deposits of $362,545,328, reflecting our strong financial health and commitment to serving our members. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 3450 Madison Road, Cincinnati, OH 45209. Our friendly staff is here to assist you with everything from personal checking accounts to business loans. As a community-focused credit union with over 494 employees, we understand the importance of building lasting relationships. We invite you to join us in making a positive impact in Cincinnati by choosing General Electric as your financial partner. Ready to experience the benefits of membership? Call us at 513-979-2444 or visit our website at www.gecreditunion.org today!

Branch History & Mission

Community Engagement

General Electric actively participates in local events and initiatives aimed at strengthening community ties. From sponsoring educational programs to hosting financial literacy workshops, we ensure that every member feels supported on their financial journey. Our partnerships with local organizations further enhance our ability to serve those in need. As we look forward to the future, we invite you to join General Electric Credit Union. Experience firsthand the benefits of membership whether you're looking for checking accounts with no monthly fees or low-interest loans tailored just for you. Together, let's build a brighter financial future! For more information or assistance, feel free to contact us at 513-979-2444 during our operating hours: Monday - Thursday from 9 AM - 5 PM, Friday from 9 AM - 6 PM, and Saturday from 9 AM - 2 PM. Join us today at General Electric Credit Union where your financial health is our priority!

Mission Statement

Our mission goes beyond just providing financial products; it's about empowering individuals and supporting families within our community. We strive to enhance the financial well-being of our members by offering personalized service, competitive rates, and resources that help them achieve their goals. We believe in giving back through various outreach programs that foster growth and development for all. While members can visit us at 3450 Madison Rd for in-person assistance including drive-thru banking we encourage official correspondence to be sent to our mailing address: 3450 Madison Road, Cincinnati, OH 45209.

Our Journey

Since opening our doors nearly seven decades ago, General Electric has evolved significantly. We began as a small credit union with a mission to provide financial services tailored to the needs of our members. Today, we stand as a pillar in the community, offering a wide range of services from personal banking and auto loans to business banking solutions. Our commitment to innovation is evident in our digital advancements, including online banking and mobile payment options that make managing finances convenient for everyone.

Branch Location & Accessibility

Banking Hours

Our friendly team is here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you're looking to open a new account or need assistance with loans and other services, we're ready to help during these times.

Convenient Features

We strive to make your banking experience as smooth as possible. Our branch offers ample parking, including ADA-compliant spaces for those who need them. We also have ramps to ensure easy access for everyone. Plus, with our drive-thru banking services, you can take care of your transactions without even leaving your car!

Get in Touch!

Ready to experience all we have to offer? Feel free to call us at 513-979-2444 if you have any questions or need more information. Our team looks forward to welcoming you in person soon! Come by and see how we can assist you on your financial journey!

Services Offered

At General Electric Credit Union, we offer a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, we have options that fit your lifestyle. Need cash? We have an ATM available right outside for quick withdrawals and balance checks. If you're looking for basic banking services on the go, our drive-thru offers deposits and withdrawals too!

Member Eligibility

At General Electric, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! To qualify for membership, you need to either work for or be associated with General Electric, or live in the surrounding areas of Cincinnati. This means that if you're connected to our vibrant community, you're likely eligible to join us. Once you're part of General Electric, you'll enjoy a range of benefits like personalized service, competitive rates on loans, and access to online banking tools designed to make your life easier. Ready to take the next step? You can find more detailed eligibility criteria by visiting . If you're interested in opening an account, it's just as easy! For all the details on how to get started, check out our account opening page at . If you have any questions or need assistance, feel free to reach out at (513) 979-2444. We're here for you and can't wait to welcome you into our General Electric family at 3450 Madison Rd Cincinnati Oh 45209!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services designed to simplify your day-to-day operations. Imagine effortlessly processing payments from customers while keeping track of sales and inventory all from one user-friendly platform. Our tools help you manage cash flow effectively, so you can focus on what truly matters: growing your business. Visit us at 3450 Madison Rd Cincinnati Oh 45209 in Cincinnati, OH or call us at (513) 979-2444 to learn more about how our business banking and commercial services can help you achieve your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $479 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $491,512,838, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible ATM Services

Need cash quickly? Our ATM services provide easy access for withdrawals and balance checks whenever you need them. Plus, with our drive-thru banking, basic transactions like deposits or withdrawals can be completed without leaving your car perfect for those busy days! At General Electric, we're committed to making banking as convenient as possible for all our members. You can reach us at (513) 979-2444 or visit us at 3450 Madison Rd Cincinnati Oh 45209 during our operating hours: Monday through Thursday from 9 AM - 5 PM, Friday from 9 AM - 6 PM, and Saturday from 9 AM - 2 PM. We invite you to discover how our comprehensive range of financial services can meet your needs. Join us at Oakley, where your financial journey is our priority!

Business Banking Made Easy

For entrepreneurs and small business owners, business banking services, including merchant services and business loans, are available to support your growth. We understand the unique challenges faced by businesses today and are here to provide solutions that simplify your financial management.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Personal Banking Solutions

We offer personal banking options that cater to both simple and complex needs. Our checking and savings accounts are designed with flexibility in mind, allowing you to choose the features that work best for your lifestyle. For those moments when life presents unexpected expenses, our personal loans can help you get back on track without the stress. If you're considering a new car, our auto loans and vehicle financing make it easy to drive away in your dream vehicle. We provide competitive rates and tailored terms to fit your budget. Additionally, if homeownership is on your horizon, explore our mortgage loans and refinancing options that can help you secure the best deal possible.

Rewarding Credit Options

When it comes to spending, our credit cards with rewards offer an excellent way to earn while you shop. Whether you're planning a vacation or just want to enjoy everyday perks, our cards provide benefits that enhance your purchasing power.

Digital & Online Banking

Key Features

Accessing your account is simple and user-friendly through our online banking platform available at http://www.gecreditunion.org . You can check balances, transfer money, and pay bills with just a few clicks. Plus, enjoy the convenience of person-to-person transfers that allow you to send money to friends or family quickly and easily. Want to keep track of your spending? Our e-statements are available for those who prefer to go paperless, making it easy to review transactions without cluttering your mailbox. And if you're always on the move, our mobile application gives you the flexibility to manage your finances right from your smartphone. You can even make mobile payments directly from the app, simplifying everyday purchases.

Security and Accessibility

We prioritize your security with features like electronic signature authorization, ensuring that every transaction is safe and verified. Our commitment to providing a secure environment means you can bank with confidence. Whether you're at home or out running errands, accessing your accounts has never been easier or more secure. With real-time account management at your fingertips, you'll have peace of mind knowing that you can monitor your finances whenever you choose. Join us at General Electric today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $360,065,676 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $79,041 in used auto loans and a total of $3,752,190,709 in loans and leases available.

Growing Membership Base

Total Share Accounts stand at 198,680, showcasing a strong and growing member base that trusts us with their finances. Furthermore, Net Shares available for lending and investments amount to $11,583,834, reinforcing our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, General Electric is your trusted partner. Visit us at 3450 Madison Rd Cincinnati Oh 45209 or call (513) 979-2444 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $1,735,408,466 in share certificates and $872,121,359 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $324,271,665, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency with a recorded $-15,034,581, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 486 full-time employees and 8 part-time employees ready to assist you with any of your banking needs.

Solid Financial Foundation

With a net worth of $352,309,369, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $762 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $995,382,569 in used vehicle loans and $661,499,577 in new vehicle loans already helping members get on the road. We make it easy to apply, and our flexible terms mean you can drive off with a vehicle that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $491,512,838 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to strengthen an existing one, we are here to support you on your entrepreneurial journey. If you're considering refinancing any of your existing loans, we invite you to discuss eligibility options with our knowledgeable staff. We are committed to providing personalized service tailored to your specific situation. Our commitment at General Electric is not just about providing financial products; it's about building lasting relationships with our members. Feel free to reach out at (513) 979-2444, visit us at 3450 Madison Rd Cincinnati Oh 45209, or explore our website at http://www.gecreditunion.org for more information on all our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,924,121 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your purchasing power while keeping things manageable. For those who need additional funds for personal projects or unexpected expenses, our personal loans provide an efficient way to access cash when you need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,156,414, make buying or refinancing simple. We guide you through each step of the process, ensuring you understand your options and find the best fit for your needs.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means that users receive fair offers that reflect current market conditions.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and trust in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that focus solely on user needs. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, enabling them to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using LendMesh as a reliable tool in finding competitive loan rates. Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GENERAL ELECTRIC CREDIT UNION

Type of Loan Offerings

Home Equity Loans