General Electric Credit Union Highland Heights KY | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to General Electric, your trusted financial partner located at 124 Marshall Ln, Highland Heights, KY 41076. Since our establishment in 1954, we have been dedicated to supporting our community and members with reliable banking solutions tailored to their needs. With a strong membership base of over 293,631 individuals, we pride ourselves on being a credit union that puts people first. At General Electric, we understand that each member's financial journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking options. As of today, our total assets amount to an impressive $4,356,815,360, ensuring we have the resources to help you achieve your financial goals. Our commitment to excellence is reflected in our financial strength; we maintain a net worth of $344,943,309 and total deposits reaching $346,898,310. We believe in transparency and trustworthiness qualities that are essential in building lasting relationships with our members. Led by our dedicated CEO, Timothy Ballinger, and Board President, Mary Vessells, our team of 502 employees is here to assist you every step of the way. Whether you're looking for advice on loans or need assistance with online banking services, we're just a phone call away at 800-542-7093. While members can visit us at our Highland Heights branch for all their banking needs, official correspondence should be sent to 124 Marshall Ln, Highland Heights, KY 41076-1440. Join us as we continue to grow together as a community-focused credit union. Explore more about what we can offer you by visiting our website at http://www.gecreditunion.org , or stop by and see how we can support your financial journey today!

Branch History & Mission

Commitment to Excellence

Our commitment extends beyond traditional banking practices. With advancements in technology, we ensure that our members enjoy convenient access to their accounts through online banking and mobile applications. We also maintain ADA compliance so that everyone can utilize our facilities without barriers. Additionally, with features like ATM availability and drive-thru services at your convenience, we're here whenever you need us. You can visit us during our operating hours from Monday to Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 1 pm. As we look towards the future, we invite you to join us at General Electric. Experience firsthand how we blend community values with exceptional financial services designed for your success. Together, let's build a brighter financial future! If you have questions or would like more information about what we offer, please don't hesitate to contact us at (800) 542-7093. We can't wait to welcome you into our family!

Our Mission

At the heart of our operations lies our mission: to provide exceptional financial services while fostering a sense of belonging within our community. We strive to make banking easier for everyone through various services like personal banking, auto loans, mortgages, and business financing options. We understand that every member's journey is unique, which is why we prioritize personalized service tailored to individual needs. Beyond financial transactions, we actively engage in community outreach programs. These initiatives allow us to give back to the neighborhoods we serve, strengthening connections and supporting local causes that matter most.

Branch Location & Accessibility

Convenient Access

Our Highland Heights branch is not only centrally located but also features plenty of parking for our members. With ADA-compliant facilities, we ensure that everyone can access our services comfortably. Whether you're stopping by for everyday banking or need assistance with loans and accounts, we're here to help!

Operating Hours

We know your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. Join us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our dedicated team is always ready to assist you during these times.

Services Offered

At General Electric Credit Union, we provide a range of personal and business banking services tailored just for you. From checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards, we've got all your financial needs covered. Plus, our drive-thru service makes it easy for you to conduct simple transactions without leaving your car.

Stay Connected

Need cash on the go? Our ATM services are available right at the branch for your convenience. If you have any questions or need assistance before visiting, feel free to give us a call at 800-542-7093. We invite you to stop by and see how we can support you on your financial journey! Your community credit union is here for you every step of the way!

Member Eligibility

Becoming a member of General Electric is like joining a close-knit family where your financial well-being is our top priority. If you're living or working in the area around 124 Marshall Ln Highland Heights Ky 41076, you might be eligible to join us! We welcome individuals who are associated with General Electric, their family members, and even those who live or work in certain communities nearby. It's all about creating a supportive environment for everyone. Joining General Electric not only opens the door to various financial products but also gives you access to personalized service and community-focused initiatives that truly make a difference. The process to become a member is simple and inviting just reach out to us at (800) 542-7093 or check out our eligibility details at for more information. We can't wait for you to experience everything we have to offer!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer robust merchant services that simplify everyday transactions. Imagine your customers easily paying through various methods, from credit cards to mobile payments. This convenience not only enhances their experience but also streamlines your cash flow, allowing you to focus on what truly matters growing your business. Located at 124 Marshall Ln Highland Heights Ky 41076 in Highland Heights, KY, our team is ready to partner with you on your journey toward success. Contact us today at (800) 542-7093 to learn how we can help empower your business!

Tailored Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $475 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $484,901,714, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash quickly? Our ATM & Cash Withdrawal Services are available at multiple locations for easy access to your money anytime you need it.

Auto Loans and Vehicle Financing

When it comes time to purchase a new vehicle, our Auto Loans & Vehicle Financing options make it simple. Picture yourself driving off in that car you've always wanted without breaking the bank. We provide competitive rates and flexible terms to help you find an auto loan that fits your budget.

Basic Drive-Thru Banking

For those who prefer face-to-face interactions but want quick service, our Basic Drive-Thru Banking allows for deposits, withdrawals, and simple transactions without leaving your vehicle. We invite you to explore these services further by visiting us at General Electric located at 124 Marshall Ln Highland Heights Ky 41076 in Highland Heights, KY. For any questions or assistance, feel free to call us at (800) 542-7093. Join us today and take control of your financial future!

Business Banking

For entrepreneurs and small business owners, our Business Banking solutions include merchant services and business loans tailored just for you. Whether you're looking to expand operations or streamline payments, we support local businesses with the financial tools they need to thrive.

Credit Cards with Rewards

Enjoy everyday perks with our Credit Cards with Rewards program. Imagine earning rewards points for purchases you already make! These points can be redeemed for travel, merchandise, or cash back a great way to get more from your spending.

Mortgage Loans and Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing services can guide you through the process smoothly. Whether you're purchasing your first home or refinancing an existing mortgage for better terms, our team is here to help you navigate every step with ease.

Online & Mobile Banking

In today's world, convenience is key. With our Online & Mobile Banking, managing your finances has never been easier. Check balances, transfer funds, pay bills, and even apply for loans all from the palm of your hand!

Personal Banking

For individuals seeking to manage their finances effectively, we offer Personal Banking services, including checking and savings accounts. Imagine having a place where you can easily access your funds while earning interest on your savings. Our accounts come with features that help you track spending and manage budgets right from your mobile device.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation options, you have choices. You can consolidate debt into one manageable monthly payment or secure funds for a big purchase whatever fits your life stage best.

Digital & Online Banking

Key Features

Our online banking experience is user-friendly and packed with features that cater to your needs. You can enjoy electronic signature authorization, allowing you to complete transactions securely without the need for paper forms. Say goodbye to waiting for statements in the mail; with e-statements available, you can view your account information quickly and securely online. For those who prefer using their mobile devices, our mobile application brings all the power of our online banking right to your fingertips. You can make mobile payments easily, ensuring that paying friends or family is just a tap away with our person-to-person transfer feature. Security is a top priority at General Electric. Our systems are designed to protect your personal information while providing you with real-time account management. You can rest easy knowing that your financial data is safe with us. In summary, whether you're at home or out and about, General Electric's digital and online banking services provide the flexibility and security you need to manage your finances effectively. Join us today at http://www.gecreditunion.org and experience banking made simple!

Financial Strength

Member Trust

Total Share and Deposit Accounts stand at 194,877, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $12,206,410, we are positioned to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, General Electric is your trusted partner. Visit us at 124 Marshall Ln Highland Heights Ky 41076 or call (800) 542-7093 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $730,606 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 496 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $340,627,881 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $74,440 in used auto loans and $3,541,375,965 in total loans and leases supporting your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $1,767,557,341 in share certificates and $786,747,433 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $223,661,172, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $344,943,309, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $791 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $941,359,442 in used vehicle loans and $572,886,820 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, making it easy for you to find a solution that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $484,901,714 provide the capital needed to grow and expand. We recognize that running a business comes with its unique challenges, and we're here to support you through tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $89,621,341, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your current loans, our team can help assess your eligibility for better rates and terms. We aim to provide options that align with your financial situation. Feel free to reach out to us at (800) 542-7093 or visit us at 124 Marshall Ln Highland Heights Ky 41076 in Highland Heights, KY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's take the next step together toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $61,902,341 in loans helping members manage their finances effectively. Our credit cards come with great rewards and no hidden fees, giving you peace of mind as you make purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, empowering users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony illustrates how effective and user-friendly the platform is. If you're ready to explore your options and find the best rates tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer you see is fair and transparent. By focusing on verified institutions, LendMesh ensures that users receive reliable information without any hidden agendas.

GENERAL ELECTRIC CREDIT UNION - Highland Heights, KY

Type of Loan Offerings

Home Equity Loans