GECU Florence KY Credit Union | Affordable Auto Loans & ATM Access

Introduction

Welcome to General Electric Credit Union, where your financial well-being is our top priority! Located conveniently at 8659 US Highway 42, Florence, KY 41042, we've been serving our community since 1954. With a strong commitment to our members and a focus on personalized service, we've grown to support over 289,843 members and manage assets totaling an impressive $4,618,045,309. At General Electric Credit Union, we pride ourselves on offering a wide range of financial services tailored to meet your needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking solutions, our dedicated team is here to help you every step of the way. Our total deposits stand at $362,545,328, reflecting the trust our members place in us. We understand that life can be unpredictable. That's why we provide flexible loan options with a total of 180,518 loans and leases available to assist you in achieving your goals. Our CEO, Timothy Ballinger, along with Board President Mary Vessells, leads a team of 494 employees, ensuring you receive exceptional service whenever you visit. While members can visit us at our Florence branch for all their banking needs, official correspondence should be sent to the same address: 08659 US Highway 42, Florence, KY 41042. Feel free to reach out by phone at 859-384-5400 or explore more about our services by visiting our website at www.gecreditunion.org. Join us today and experience the difference of being part of a credit union that truly cares about your financial journey!

Branch History & Mission

At General Electric, we take pride in our rich history and commitment to serving the community. Established in 1954, our Florence branch has grown alongside its members, becoming a trusted financial partner for nearly seven decades. Located at 8659 Us Highway 42, Florence, KY 41042, our branch is easy to find and is close to local landmarks that make it a convenient stop for all your banking needs. From the very beginning, our mission has been clear: to provide exceptional financial services while fostering community support. Today, we proudly serve over 289,000 members with total assets exceeding $4.6 billion. This achievement reflects not just growth but also the trust our members place in us every day. Our journey has included significant milestones that enhance member experiences. We have embraced digital advancements, ensuring our services are accessible through online banking and mobile applications. Members can manage their accounts anytime and anywhere, making banking simpler than ever. Additionally, we are committed to ADA compliance and customer-centric initiatives to make sure everyone feels welcome. While members can visit us at our physical location for personal banking including checking and savings accounts, auto loans, mortgages, and business loans official correspondence should be sent to our mailing address: 08659 US Highway 42, Florence, KY 41042. We understand that banking is about more than just transactions; it's about building relationships. That's why we've partnered with local organizations to support various community outreach efforts aimed at improving the lives of those around us. Our drive-thru service and ATM availability ensure that we meet your needs efficiently. As we look toward the future, we invite you to join General Electric Credit Union. Experience firsthand how we combine financial expertise with a genuine commitment to our members and community. Your journey towards smarter banking starts here! For any inquiries or assistance, feel free to reach out at 859-384-5400 during our operating hours: Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 1 pm. Join us today and become part of a credit union that truly cares!

Branch Location & Accessibility

Accessibility and Parking

Our Florence branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone can access our services comfortably. There's ample parking available, so you can park with ease while you take care of your banking needs.

Get in Touch

Have questions or want to learn more? Feel free to call us at 859-384-5400. Our dedicated team is eager to help you with whatever you need. We invite you to stop by our branch soon we look forward to serving you!

Operating Hours and Services

We understand that life can get busy, which is why we offer flexible hours to suit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you need to talk about personal banking options or explore loan opportunities, our friendly staff is here to assist you during these hours. In addition to in-branch services, we offer convenient ATM access and drive-thru banking for quick transactions like deposits and withdrawals. With a range of personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards we're committed to helping you manage your finances effectively. While members can visit us at our Florence address for all their banking needs, please note that official correspondence should be sent to the same location: 08659 US Highway 42, Florence, KY 41042.

Member Eligibility

At General Electric, we believe that becoming a member means joining a caring community that's here to support you in achieving your financial goals. If you're looking to become part of our family, it's quite simple! Membership is open to anyone who lives, works, worships, or attends school in the area around 8659 Us Highway 42 Florence Ky 41042. This means that whether you're a long-time local or new to the community, you're welcome with open arms. By joining General Electric, you gain access to a range of financial services tailored to meet your needs, from personal and auto loans to online banking options that make managing your finances easy. Ready to take the next step? Opening an account is straightforward and can be done online or in person at our branch. For more detailed information about eligibility and how to get started, feel free to check out our resource at . If you have any questions or need assistance, don't hesitate to call us at (859) 384-5400. We're here for you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $479 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $491,512,838, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that can help streamline your operations. Imagine having a reliable payment processing system that allows your customers to pay easily, enhancing their shopping experience while boosting your sales. Our services are here to make managing your finances as simple as possible. Visit us at 8659 Us Highway 42 Florence Ky 41042, Florence, KY, or call us at (859) 384-5400 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessibility

Located at 8659 Us Highway 42 Florence Ky 41042 in Florence, KY, we invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. You can also reach us at (859) 384-5400 for any inquiries or assistance you may need. At General Electric, we're committed to making banking accessible and straightforward for all our members. Explore how we can help you today whether it's opening an account, applying for a loan, or learning more about our digital banking features. Your financial journey starts here!

Business Services

For our business members, we offer specialized banking solutions including merchant services and business loans. We aim to empower local businesses by providing the necessary tools and resources needed to thrive in today's economy.

Convenient Banking Features

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking features that allow you to manage your accounts on-the-go. With access to ATM services for cash withdrawals and balance checks, as well as basic drive-thru banking for deposits and simple transactions, we ensure you have multiple ways to access your money when you need it.

Credit Options

We understand that life can bring unexpected expenses, which is why our personal loans and debt consolidation options are here to help you manage your financial obligations effectively. Additionally, if you enjoy rewards for your spending, check out our credit cards that come with attractive benefits designed just for you.

Personal Banking

When it comes to personal banking, we have options that suit everyone. Our checking and savings accounts offer flexibility and ease of use, ensuring that managing your finances is simple. If you're in the market for a new vehicle, our auto loans and vehicle financing solutions make it easy to drive away in the car you want without breaking the bank. For those considering home ownership or refinancing their current mortgage, our mortgage loans provide competitive rates and tailored solutions.

Digital & Online Banking

Convenient Features for Everyday Banking

With our 24/7 online banking services, you can check balances, pay bills, and transfer funds whenever it suits you. Want to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you're always on the move, our mobile application is perfect for managing your finances right from your smartphone.

Enhanced Security and Accessibility

Security is a top priority at General Electric. We offer electronic signature authorization, which means you can complete important transactions online without any hassle. You can also opt for e-statements, allowing you to receive your account statements digitally reducing clutter while keeping your information secure.

Go Mobile with Payments

For those who love the convenience of mobile payments, we've got you covered! Our mobile payments feature lets you make purchases directly from your phone, making everyday transactions faster and easier than ever before. At General Electric, we're committed to providing accessible and user-friendly banking solutions tailored just for you. With our comprehensive suite of digital banking services, managing your money has never been more straightforward!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, General Electric is your trusted partner. Visit us at 8659 Us Highway 42 Florence Ky 41042 or call (859) 384-5400 to learn more about how we can help you achieve your financial goals.

Growing Membership Base

Total Share and Deposit Accounts: 198,680, showing a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending stand at $11,583,834, allowing us to support you further when you need it most.

Member-Centric Savings

Members' savings are secured through $1,735,408,466 in share certificates and $872,121,359 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $324,271,665, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $352,309,369, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $762 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $360,065,676 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $79,041 in used auto loans and $3,752,190,709 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $-15,034,581, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 486 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $995,382,569 in used vehicle loans and $661,499,577 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to guide you through the process and ensure you find the best option for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $491,512,838 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,156,414, make buying or refinancing simple. We know that navigating the world of mortgages can be overwhelming, but our experienced staff is dedicated to providing personalized support every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new ones, our knowledgeable team is here to assist you. We can help identify opportunities that could potentially lower your monthly payments or improve your overall financial situation. At General Electric, we pride ourselves on transparency and customer service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you have any questions or want more information about our loan offerings, feel free to contact us at (859) 384-5400 or visit us at 8659 Us Highway 42 Florence Ky 41042, located in beautiful Florence, KY. Let us help you take the next step towards achieving your financial goals!

Unsecured Credit Card Loans

Managing expenses can be tricky at times, and that's where our unsecured credit card loans come into play. With a total of $64,924,121 in loans available, our flexible terms help members manage their finances effectively without the stress of high-interest rates. Whether it's an unexpected bill or a planned purchase, we have options to meet your needs.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for every user. Each loan comparison is grounded in accurate data, giving users confidence in their choices.

GENERAL ELECTRIC CREDIT UNION

Type of Loan Offerings

Home Equity Loans