General Electric Employees Credit Union Villalba PR | Affordable Auto Loans & Business Banking

Introduction

Welcome to General Electric Employees, your trusted financial partner located at Road 149, Villalba, PR 00766. Since our establishment in 1940, we have proudly served over 26,137 members, offering a range of financial solutions tailored to meet your needs. Our commitment to the community is unwavering, and we strive to create meaningful relationships with each member who walks through our doors. At General Electric Employees, we manage a robust portfolio with total assets amounting to an impressive $267,627,283. Our financial health is reflected in our total deposits of $22,211,185 and net worth of $26,558,092. With over 7,996 loans and leases granted to our members, we are dedicated to helping you achieve your financial goals whether it's securing an auto loan or planning for your future through savings accounts. Under the leadership of our CEO, Christopher Moran, and Board President, William Ryan, our team of 56 employees is here to provide exceptional service. We understand that navigating finances can be challenging; that's why we offer personalized support and guidance every step of the way. While members can visit us at Road 149, official correspondence should be sent to Road 149, Villalba, PR 766. For any inquiries or assistance, feel free to reach out at 939-731-0001 during our operating hours from Monday to Friday between 9 AM and 4 PM. Explore our services today by visiting us online at myGECreditUnion.com or stop by for a chat! Your financial journey begins here with General Electric Employees where community meets commitment.

Branch History & Mission

At General Electric Employees, we pride ourselves on our rich history and deep-rooted commitment to the community in Villalba, PR. Established in 1940, our branch has grown alongside its members, evolving from a small financial institution into a trusted partner for over 26,000 individuals. Our journey is a testament to our dedication to serving the financial needs of our members while fostering a strong sense of community. Located at Road 149, Villalba, PR 00766, our branch serves as a welcoming hub for financial services. We're proud to be part of the fabric of this vibrant town, where members can easily access our services and support. Whether you're withdrawing cash from one of our ATMs or engaging with our friendly staff during lobby hours Monday through Friday from 9 AM to 4 PM we aim to make every visit a positive experience. Our mission is clear: we strive to empower our members by providing comprehensive financial services that cater to their unique needs. From personal banking and auto loans to credit cards with rewards and business banking solutions, we are here to help you achieve your financial goals. We believe in not just offering great products but also in giving back to the community that supports us. Through various outreach initiatives and partnerships, we actively contribute to local causes and events, reinforcing our commitment to making Villalba a better place for everyone. Over the years, we've embraced advancements that enhance accessibility and convenience for our members. With features like online banking, mobile payments, and e-statements, managing your finances has never been easier. We prioritize ADA compliance and customer-centric initiatives because we believe everyone deserves equal access to quality financial services. While our mailing address is listed as Road 149, Villalba, PR 766, we encourage you to visit us at our main location for all your banking needs. Our team is here to provide personalized assistance tailored just for you. As we look forward to the future, we invite you to join General Electric Employees Credit Union. Experience the benefits of being part of a community-focused credit union dedicated to your financial well-being. Together, let's continue building a brighter future! For more information or to become a member today, please call us at 939-731-0001 or visit our website at myGECreditUnion.com.

Branch Location & Accessibility

Accessibility and Features

At General Electric Employees, we prioritize accessibility. Our branch features ADA-compliant entryways and ramps, making it easy for everyone to access our services. Plus, there's ample parking available nearby, ensuring your visit is as hassle-free as possible.

Call to Action

We invite you to visit us at General Electric Employees in Villalba! Feel free to call us at 939-731-0001 if you have any questions or need assistance before your visit. We look forward to serving you!

Operating Hours

We understand that life can be busy, which is why we keep our doors open Monday through Friday from 9 AM to 4 PM. Whether you need assistance with personal banking services or have questions about loans and accounts, our team is ready to help during these hours.

Services Offered

Our branch provides a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have something for everyone. We also offer credit cards with rewards and business banking solutions for those who run their own enterprises. With ATM availability on-site, you can easily withdraw cash or check your balance whenever needed.

Member Eligibility

Becoming a member of General Electric Employees is like joining a caring family where your financial goals matter. If you're looking to enjoy the benefits of personalized banking, you might be eligible! Generally, membership is open to those who are employees of General Electric or affiliated companies, as well as their families. This means that if you work for or have a loved one who works for GE, you can easily join our community. To learn more about the specific eligibility criteria, please check out our detailed guidelines at https://mygecreditunion-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=314&key=98kiyzpqtr4%3d#/thingsyouneed . Opening an account is straightforward and welcoming! You can start your journey with us by visiting our account opening page at https://www.geefcuib.com/tob/live/usp-core/app/register . If you have any questions or need assistance, don't hesitate to reach out to us at (939) 731-0001. We're here to support you every step of the way at our branch located at Road 149 Villalba Pr 00766. Join us today and discover how we can help you achieve your financial dreams!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,108,178, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine this: You're at a local market, and a customer wants to pay using their phone. With our merchant services, you can easily accept mobile payments, making the checkout process smooth and hassle-free. This not only enhances customer satisfaction but also helps boost your sales. With comprehensive support tailored to meet the needs of businesses in Villalba, PR, Road 149 Villalba Pr 00766, we're here to empower your success. If you're ready to take your business further, contact us today at (939) 731-0001!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're dreaming about a new car or need financing for a used vehicle, our auto loans can help make that dream a reality. With competitive rates and flexible terms, securing a loan for your next vehicle is straightforward. You'll be driving off with confidence knowing you made an informed choice.

Business Banking Services

For small business owners, we provide essential banking solutions including merchant services and business loans. Understanding the unique challenges businesses face, our team is here to support your growth and help streamline your operations.

Convenient Access & Support

We know convenience matters in today's fast-paced world. With access to ATMs for cash withdrawals and balance checks right at your fingertips, banking with us is easy. Plus, our friendly staff is always available by phone at (939) 731-0001 during lobby hours (Monday through Friday from 9 AM to 4 PM) if you need assistance or have questions about any service. In conclusion, whether you're looking for personal banking solutions or business support, General Electric Employees at Villalba, Pr has something for everyone. Visit us today at Road 149 Villalba Pr 00766 or explore our services online at our website. We're here to help you achieve all your financial goals!

Credit Cards with Rewards

Our credit cards come with rewards that give back as you spend. Whether it's cashback on everyday purchases or points towards travel and dining experiences, our credit cards are crafted to benefit you while making everyday spending more rewarding.

Mortgage Loans & Refinancing

When it comes to purchasing your dream home or refinancing your existing mortgage, our mortgage loans provide options that fit your budget. Our team will walk you through the process step-by-step, ensuring that you understand every detail along the way.

Personal Banking Services

For those seeking to manage their day-to-day finances, our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to various lifestyles and saving goals. Imagine having easy access to your funds through our online and mobile banking platforms perfect for checking balances or transferring money while you're on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. For those moments when you need extra cash, we offer personal loans designed to help with everything from emergency costs to debt consolidation. By consolidating multiple debts into one manageable payment, you can simplify your finances and potentially lower your interest rates.

Digital & Online Banking

Enhanced Security and Accessibility

Security is a top priority at General Electric Employees. We utilize electronic signature authorization for added protection when completing transactions online. E-statements are also available for those who prefer going paperless, allowing you to keep track of your finances while helping the environment. Additionally, if you're looking for convenience in payments, our mobile payments feature lets you make purchases directly from your smartphone quick and easy! In today's fast-paced world, it's essential to have real-time access to your financial information. With our digital banking tools, managing your accounts is simple and straightforward, ensuring that you stay on top of your finances without any hassle. With all these features wrapped up in one package, General Electric Employees is committed to making your banking experience smooth and secure. For more details about our digital offerings, visit us at https://www.mygecreditunion.com/en-US/ today!

Key Services

Our 24/7 online banking services ensure you can access your accounts anytime, anywhere. You can view balances, transfer funds, and pay bills with just a few clicks. Plus, for those who prefer using their mobile devices, our user-friendly mobile application is ready to help you manage your money effortlessly. One of the standout features of our digital banking services is the ability to send money directly to friends and family through person-to-person transfers. This means no more fumbling with cash or checks simply send money securely with just an email or phone number.

Financial Strength

Building Trust Together

Total Share Accounts stand at 41,928, showing a strong and growing member base that trusts us with their finances. This is further supported by available funds for lending and investments totaling $0 in net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, General Electric Employees is your trusted partner. Visit us at Road 149 Villalba Pr 00766 or call 9397310001 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: www.ncua.gov, based on the latest results.*

Commitment to Growth and Service

With $21,690,866 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,050,000 in used auto loans and a total of $154,171,095 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team committed to your needs.

Robust Financial Metrics

With a net worth of $26,558,092, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 991 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Our members' savings are secured through $42,725,083 in share certificates and $39,832,649 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,766,077 in used vehicle loans and $23,466,707 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $9,108,178 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to help navigate your financing needs.

Credit Lines

For those who need extra flexibility in their budgeting or unexpected expenses arise, our total credit lines amount to $27,136,025. These lines are perfect for covering larger purchases or consolidating debt while keeping your options open.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,303,608, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance an existing mortgage, we have solutions tailored for you.

Refinancing Options

If you're considering refinancing any current loans or mortgages for better rates or terms, we can assist you in evaluating your options. Our team is ready to guide you through the process and ensure you find the best solution for your situation. Feel free to reach out at 939-731-0001 or visit us at Road 149 Villalba Pr 00766. Our dedicated staff is here to help you navigate through our offerings and find what suits you best. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,410,393 in loans helping members manage their finances effectively. These cards come with various benefits designed to give you peace of mind when making purchases.

Loan Aggregator

Benefits of Using LendMesh

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GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION - Villalba, PR