General Electric Employees Credit Union Ponce PR | Affordable Auto Loans & Business Banking

Introduction

Welcome to General Electric Employees, a trusted financial partner located at 201 Sabanetas Ind Pk, Ponce, PR 00716. Since our establishment in 1940, we have proudly served over 26,137 members, helping them achieve their financial goals with confidence and care. With total assets of $267,627,283 and deposits reaching $22,211,185, we are committed to ensuring your financial health and security. At General Electric Employees, we understand that every member has unique needs. Our dedicated team of 56 employees, led by CEO Christopher Moran and Board President William Ryan, is here to provide personalized service and support. Whether you're looking for auto loans, personal banking options, or business services, we are equipped with the resources and expertise to assist you. While members can visit us at our branch in Ponce, official correspondence should be sent to 201 Sabanetas Ind Pk, Ponce, PR 00716-4401. We invite you to explore all that we offer through our user-friendly website at myGECreditUnion.com. Join us in making a positive impact in our community as we continue to grow together. Feel free to reach out at 787-844-4526 for any inquiries or visit us during our operating hours from 9:00 AM to 4:00 PM, Monday through Friday. Your journey toward a brighter financial future starts here!

Branch History & Mission

Commitment to Accessibility

As part of our commitment to ensuring all members can access our services comfortably, we've embraced digital advancements. Members can enjoy features like online banking and mobile payments for convenience anytime. Additionally, we offer ATM availability at our branch location for quick cash withdrawal services. While visiting us at 201 Sabanetas Ind Pk is encouraged for personalized service during our operating hours from 9:00 AM to 4:00 PM (Monday - Friday), official correspondence can also be sent to 201 Sabanetas Ind Pk, Ponce, PR 00716-4401 if preferred.

Join Us

General Electric Employees invites you to become part of our family! Experience first-hand how we prioritize your financial well-being while fostering a sense of community spirit. Whether you're looking for personal banking options or seeking business solutions tailored for growth, we are here for you every step of the way. Contact us today at 787-844-4526 or visit our website here to learn more about becoming a member. Together, let's build a brighter financial future!

Our Journey

Our story began more than eight decades ago when a group of dedicated individuals came together with a vision to create a financial institution that truly serves its members. As we celebrate our long-standing history, we take pride in the milestones we've achieved along the way. From expanding our services to providing innovative banking solutions, we've always prioritized the needs of our members. Over the years, we have adapted to meet changing financial landscapes while maintaining our core values: integrity, service, and community support. Today, with total assets amounting to an impressive $267,627,283, we continue to thrive and evolve in ways that benefit our members most.

Our Mission

At General Electric Employees, our mission goes beyond just offering financial services. We are dedicated to empowering individuals and families through accessible banking solutions that help them achieve their financial goals. Whether it's personal banking through checking and savings accounts or securing auto loans and mortgages, we strive to provide products that make life easier for our members. We believe in giving back to the community as much as we do in serving our members. Through various outreach programs and partnerships within Ponce and beyond, we aim to uplift those around us by supporting local initiatives and promoting financial literacy.

Branch Location & Accessibility

Conveniently Located

Situated in a bustling area of Ponce, our branch is easily accessible and surrounded by familiar landmarks that make it easy to find. With ample parking available, you can visit us without the stress of searching for a spot. We've made sure our facilities are fully ADA-compliant, with ramps and easy access points for everyone. While members can visit us at 201 Sabanetas Ind Pk, official correspondence should be sent to our mailing address at 201 Sabanetas Ind Pk, Ponce, PR 00716-4401.

Get in Touch

If you have any questions or would like more information about our services, feel free to give us a call at 787-844-4526. We invite you to come visit us soon we look forward to serving you at the General Electric Employees branch!

Operating Hours

Our doors are open from 9:00 AM to 4:00 PM Monday through Friday, allowing you to fit your banking needs into your busy schedule. Whether you're looking to open an account, apply for a loan, or just need some cash from our ATM yes, we have one right on-site! we're ready to assist you during these hours.

Services Offered

At General Electric Employees, we offer a variety of services designed with you in mind. From checking and savings accounts to auto loans and personal loans, we've got the financial tools you need to achieve your goals. Our friendly staff is always eager to help guide you through our offerings and find what best suits your needs. Although we don't have drive-thru banking available at this location or shared service center options, our team is committed to providing top-notch service inside the branch.

Member Eligibility

At General Electric Employees, we believe that everyone deserves a place in our community, and becoming a member is easy! If you're an employee of General Electric or are affiliated with the company, you're already on the right track. We welcome individuals who live, work, or worship in the area as well. Our goal is to provide a supportive environment where you can access financial services tailored to your needs. You can learn more about the specific eligibility criteria by visiting this link, which outlines everything you need to know. Joining us at General Electric Employees means gaining access to a variety of benefits designed with you in mind, from personal banking options to loans that suit your lifestyle. If you're ready to take the next step toward membership, you can open an account easily by visiting this page. For any questions or assistance along the way, don't hesitate to give us a call at (787) 844-4526. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,108,178, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that make day-to-day operations smoother. Imagine being able to accept payments quickly and efficiently, allowing you to focus on what matters most serving your customers and growing your business. Our merchant services provide reliable payment processing solutions that fit your needs. Visit us at 201 Sabanetas Ind Pk Ponce Pr 00716 or give us a call at (787) 844-4526 to learn more about how we can support your business ambitions!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services ensure that you have access to your money when you need it most. With basic ATM access available for withdrawals and balance checks, managing your finances is straightforward and hassle-free. At General Electric Employees, we're more than just a credit union; we're a partner in your financial journey. If you'd like to learn more about any of these services or need assistance choosing what's right for you, don't hesitate to reach out! Call us at 787-844-4526, visit us at 201 Sabanetas Ind Pk Ponce Pr 00716, or explore our offerings online at myGECreditUnion.com. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about buying a new car? With our auto loans and vehicle financing, you can drive away in your dream vehicle without breaking the bank. We offer competitive rates and flexible terms, making it easier than ever to get on the road.

Business Banking Services

For our members who are business owners, we provide essential services like merchant services and business loans. These offerings are designed to help streamline operations and support growth in your entrepreneurial ventures.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points for every purchase. Enjoy benefits such as cashback or travel rewards while managing your spending wisely. It's a great way to make your everyday purchases work for you.

Mortgage Loans & Refinancing

If you're considering homeownership or looking to refinance your existing mortgage, our mortgage loans are here to support you. We guide you through the process, ensuring that you understand each step, so you can make informed decisions about your housing needs.

Online & Mobile Banking

In today's busy world, convenience is key. That's why we offer robust online and mobile banking options that let you manage your accounts anytime, anywhere. Check balances, pay bills, transfer funds, and more all from your smartphone or computer.

Personal Banking Solutions

We understand that managing personal finances can sometimes be overwhelming. That's why we offer checking and savings accounts designed to help you save and manage your money effectively. Whether you're saving for a vacation or just need a reliable checking account for everyday expenses, we've got you covered.

Personal Loans & Debt Consolidation

Need extra cash for unexpected expenses? Our personal loans provide quick access to funds with manageable repayment options. Additionally, if you're feeling overwhelmed by debt, our debt consolidation services can help simplify your payments into one easy-to-manage loan.

Digital & Online Banking

Key Services

Our online banking platform is easy to use and accessible 24/7 through this link. You can check balances, transfer funds, and pay bills without ever needing to visit the branch. We also provide e-statements, allowing you to go paperless while keeping track of your transactions effortlessly. For those on the go, our mobile application makes banking even more convenient. With features like mobile payments and person-to-person transfers, you can send money to friends or family in seconds right from your smartphone. Plus, our electronic signature authorization lets you handle important documents securely without the need for printing or mailing.

Security and Accessibility

Your security is our top priority. We utilize advanced technology to ensure that your information remains safe while you enjoy the ease of online banking. Our user-friendly interface means that whether you're tech-savvy or just starting out with digital tools, you'll find it simple to navigate. With all these features combined, managing your accounts has never been easier. From viewing account activity to making transfers in real-time, General Electric Employees empowers you with all the tools needed for effective financial management right at your fingertips. Experience the future of banking with us today!

Financial Strength

Member Trust

The trust of our growing member base is evident with 41,928 total share accounts. This trust fuels our commitment to providing exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, General Electric Employees is your trusted partner. Visit us at 201 Sabanetas Ind Pk Ponce Pr 00716 or call 787-844-4526 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which allows us to maintain a sustainable model while continuing to offer competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $21,690,866 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $154,171,095 in total loans and leases and 1,305 used auto loans.

Secure Savings Options

Members' savings are secured through $42,725,083 in share certificates and $39,832,649 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $26,558,092, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 991% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, feel free to reach out. You can contact us at (787) 844-4526 during our operating hours from 9:00 AM to 4:00 PM Monday through Friday. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At General Electric Employees Credit Union, we're committed to providing you with straightforward financial solutions that empower your journey towards better financial health.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,766,077 in used vehicle loans and $23,466,707 in new vehicle loans already helping members get on the road. We make financing easy so you can focus on what matters most.

Business Financing

For business owners, our outstanding commercial loans totaling $9,108,178 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for operational expenses, we have solutions tailored just for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,410,393 in loans helping members manage their finances effectively. These cards come with competitive rates and benefits that can fit any budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,303,608, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION - Ponce, PR