General Electric Employees Credit Union King Of Prussia PA

Introduction

Welcome to General Electric Employees at our King Of Prussia branch, conveniently located at 4000 Geerdes Blvd, PA 19406. Since our establishment in 1940, we have been dedicated to serving our members with a strong commitment to community and financial well-being. As part of the General Electric family, we pride ourselves on understanding the unique needs of our members. With a total membership of over 26,000, we have become a trusted partner in your financial journey. Our assets amount to an impressive $267,627,283, providing us with the strength and stability needed to support our members' aspirations. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, we are here for you. We understand that every member's situation is different. That's why we offer a variety of services tailored just for you from credit cards with rewards to business loans designed to help local enterprises thrive. Our experienced team, led by CEO Christopher Moran and Board President William Ryan, is committed to ensuring your financial goals are met with care and expertise. While you can visit us at our King Of Prussia branch for all your banking needs, please note that official correspondence should be sent to the same address: 4000 Geerdes Blvd, King Of Prussia, PA 19406. If you're ready to take the next step towards financial empowerment or simply have questions, don't hesitate to reach out! Call us today at 610-531-4098. We look forward to helping you achieve your financial dreams! For more information about our services, feel free to visit our website at myGECreditUnion.com.

Branch History & Mission

Welcome to the heart of King Of Prussia, where the General Electric Employees Credit Union has proudly served our community since 1940. Nestled at 4000 Geerdes Blvd, we have built a legacy of trust and support for our members, growing from humble beginnings to a strong institution with over 26,000 members and total assets exceeding $267 million. Over the years, we've adapted and evolved to meet the changing needs of our members. From offering basic savings accounts in our early days to providing a wide range of financial services today including auto loans, mortgages, and credit cards with rewards our commitment remains steadfast: empowering our members to achieve their financial goals. Our mission is clear: we strive to provide exceptional financial services while fostering a sense of community and support. We believe that banking should be personal, approachable, and inclusive. Our dedicated team works tirelessly to ensure that each member feels valued and understood. We not only focus on delivering quality financial products but also prioritize community outreach and partnerships. Our initiatives aim to uplift those around us, ensuring that we contribute positively to the neighborhoods we serve. While you can visit us at 4000 Geerdes Blvd, official correspondence should be directed to the same address. Our operating hours are Monday through Friday from 9 AM to 4 PM, making it convenient for you to stop by or reach out via phone at 610-531-4098. At General Electric Employees Credit Union, we embrace modern advancements too. With features like online banking, mobile payments, and e-statements available for our members, we ensure that managing your finances is simple and efficient. Plus, with ATM availability on-site, accessing your funds is hassle-free. As we look toward the future, we invite you to join our growing family. Become part of a community-focused credit union that values its members above all else. Experience firsthand how we can help you navigate your financial journey with confidence and care. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At our King of Prussia location, we understand the importance of accessibility. Our branch is fully ADA-compliant, featuring ramps and wide entrances to ensure everyone can enjoy a hassle-free banking experience. Parking is ample and convenient, making it simple for you to stop by whether you're running errands or coming in for a specific financial need.

Operating Hours

We're open Monday through Friday from 9 AM to 4 PM, allowing you plenty of time to visit us during your day. Whether you're looking to open an account, apply for a loan, or simply ask questions about our services, our team is ready and available to assist you during these hours.

Services Offered

Our branch offers a full range of personal banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We also provide essential ATM services right on-site for quick cash withdrawals and balance checks. Although we do not have drive-thru service at this location, we are committed to making your visit as efficient as possible. While members can visit us at 4000 Geerdes Blvd, official correspondence should be sent to the same address. If you have any questions or need assistance prior to your visit, feel free to give us a call at 610-531-4098. We look forward to welcoming you to General Electric Employees Credit Union! Stop by today and discover how we can help you achieve your financial goals.

Member Eligibility

At General Electric Employees, we believe that becoming a member means joining a community that truly cares about you and your financial well-being. If you're looking to join us, we welcome individuals who are employees of General Electric, their family members, or anyone living in our service areas. This inclusive approach ensures that more people can benefit from our personalized services and financial products designed to help you thrive. You can learn more about the specific eligibility criteria by visiting our website at https://mygecreditunion-cloud.lending360.com/accountopening/application?continueapp=false&membershipid=314&key=98kiyzpqtr4%3d#/thingsyouneed . Joining is easy! Simply reach out to us at (610) 531-4098 or visit our branch at 4000 Geerdes Blvd King Of Prussia Pa 19406 to get started. Once you're ready, opening an account is just a few simple steps away. For all the details on how to open your account, check out https://www.geefcuib.com/tob/live/usp-core/app/register . We can't wait for you to experience the advantages of being part of General Electric Employees!

Business Banking & Commercial Services

Merchant Services That Work for You

Alongside our loan options, we offer merchant services that simplify payment processing. Imagine a local café that easily accepts credit cards and mobile payments, boosting customer satisfaction and sales. Our services ensure that you can focus on what matters most running your business. Located at 4000 Geerdes Blvd King Of Prussia Pa 19406 in King Of Prussia, PA, we invite you to explore how our business banking solutions can make a real difference for you. Contact us at (610) 531-4098 or visit us online to get started!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,108,178, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to support your growth and success. We know how important it is for businesses to have reliable financial tools at their disposal.

Convenient Access Anytime

Accessibility is key at General Electric Employees. We provide ATM and cash withdrawal services so you can get cash when you need it most. Plus, with basic ATM access for withdrawals and balance checks, managing your funds on the go is simple. At General Electric Employees, we believe in making banking easy and approachable. Whether you're visiting us in person or using our online services, we're here to support you with every financial decision. If you have any questions or would like more information about our services, don't hesitate to reach out! Call us at (610) 531-4098 or visit our website at Valley Forge. Let us help you achieve your financial goals today!

Credit Cards with Benefits

For those who love rewards, our credit cards come with great perks that can enhance your spending power. Earn points on purchases that can be redeemed for travel, cash back, or other rewards!

Loans for Every Need

Are you considering buying a new car? Our auto loans and vehicle financing options are designed with competitive rates that fit your budget. Or maybe you're thinking about purchasing a home? We provide mortgage loans and refinancing solutions that can help make homeownership a reality for you. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans are here for you.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options to help you manage your money effectively. Whether you're looking to open a checking or savings account, our friendly staff is here to assist you every step of the way. With features like online and mobile banking, keeping track of your finances has never been easier. Imagine being able to check your balance or transfer money right from your smartphone!

Digital & Online Banking

Key Features

Our online banking platform allows you to handle your finances with ease. Whether you're checking your balance, making transfers, or paying bills, everything is just a click away. Plus, our 24/7 online banking services mean you can manage your accounts whenever it suits you. For added convenience, we've introduced person-to-person transfers. Sending money to friends or family has never been easier! And if you prefer to do everything on the go, our mobile application lets you take care of your banking needs right from your smartphone.

Security and Accessibility

Security is a top priority for us. With electronic signature authorization available, signing documents online is both secure and straightforward. Additionally, e-statements help keep your financial information organized while reducing paper clutter. If you're looking to make payments quickly, our mobile payments feature allows you to make transactions with just a tap. Whether you're out shopping or dining with friends, you can pay seamlessly without digging through your wallet. With all these user-friendly features at General Electric Employees, managing your finances is not only accessible but also enjoyable. Join us in embracing the ease of digital banking today!

Financial Strength

Growing Member Trust

Total Share Accounts stand at an impressive 41,928, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, General Electric Employees is your trusted partner. Visit us at 4000 Geerdes Blvd King Of Prussia Pa 19406 or call 610-531-4098 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $42,725,083 in share certificates and $39,832,649 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members by focusing on their needs rather than non-member deposits; with no non-member deposits recorded, our resources are dedicated solely to benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a reported net income of $0 this year; this reflects our dedication to managing resources effectively while still providing competitive products for our members. We also take pride in having 46 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Your Benefit

With $21,690,866 in undivided earnings, we reinvest in innovative banking tools and stronger lending options. This means enhanced security measures and better service for our members. Our lending capacity is impressive as well currently holding $15,417,1095 in total loans and leases including $13,066,077 in used auto loans supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $26,558,092, we maintain robust financial health. This strong position allows us to offer better rates, lower fees, and enhanced services to our members. Our net worth ratio of 9.91% further demonstrates a solid capital foundation, ensuring we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those interested in expanding their business endeavors, our outstanding commercial loans totaling $9,108,178 provide the capital needed to grow and expand your business operations. Moreover, if you're considering refinancing options or want to explore eligibility requirements for any of our loan products, feel free to check out our website or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At General Electric Employees Credit Union, we're committed to providing our members with excellent service and competitive loan products tailored to meet your financial needs. Let us help you take the next step towards achieving your financial dreams today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,766,077 in used vehicle loans and $23,466,707 in new vehicle loans already helping members get on the road. Whether you're looking for something brand new or a reliable pre-owned option, we have flexible terms that suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,303,608, make buying or refinancing simple. We can help you navigate the process and find the right loan for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes require extra flexibility. We also offer flexible terms on unsecured credit card loans, with a total of $5,410,393 in loans helping members manage their finances effectively. These cards provide easy access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the information you receive reflects genuine market conditions.

GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION