Genco Credit Union Lufkin TX | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Genco, your trusted partner in financial growth located at 1402 S John Redditt Dr, Lufkin, TX 75904. Since our establishment in 1953, we've dedicated ourselves to serving our community with a strong focus on personal and business banking solutions. With a total membership of 39,428 and assets exceeding $444,066,893, we pride ourselves on being a reliable resource for all your financial needs. At Genco, we understand that every member's journey is unique. Whether you're looking to secure an auto loan from our impressive total of 16,886 loans and leases, or you want to explore savings options with over $55,963,796 in deposits, we're here to support you every step of the way. Our commitment to excellent service is evident in our robust net worth of $56,824,780 and cash reserves totaling $4,854,111. Our leadership team embodies the spirit of community engagement. Under the guidance of CEO Neil Ling and Board President Robert Black, we strive to make financial services accessible and friendly. We're not just about numbers; we're about building relationships. While members can visit us at our Lufkin branch for personalized service, please feel free to reach out via phone at 254-937-7710 or fax at 254-776-4633 if you have questions or need assistance. We invite you to explore our website at gencofcu.org for more information on how we can help you achieve your financial goals. Join us today and experience the Genco difference where community banking meets exceptional service!

Branch History & Mission

Community Commitment

We understand the importance of being there for our members when they need us most. Our drive-thru banking service offers quick access for those on the go, while our ATM availability ensures cash access whenever required. With hours tailored for your convenience Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM we're here when you need us. Genco is more than just a credit union; it's a place where relationships are built and dreams are realized. We invite you to join our family and experience firsthand the benefits of becoming a member. Together, let's create brighter financial futures for ourselves and our beloved community. For more information or to become a member today, visit us at gencofcu.org or give us a call at 254-937-7710. Join Genco where your financial journey begins!

Our Mission

Our mission at Genco is simple yet powerful: to enhance the financial well-being of our members while fostering community growth. We believe in providing exceptional services such as personal banking, auto loans, mortgages, and business financing options. Every service we offer is designed to empower individuals and families towards achieving their financial goals. With total assets exceeding $444,066,893, we are equipped to meet a wide range of financial needs. Our commitment extends beyond transactions; we actively engage in community outreach initiatives that uplift and support our neighbors. By collaborating with local organizations and participating in various events, we strive to make a positive impact on the lives of those around us. In addition to our extensive range of services, we embrace digital advancements that enhance convenience for our members. From online banking and mobile payments to person-to-person transfers, we ensure that managing finances is easy and accessible for everyone.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is designed to be welcoming, featuring ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. Parking is available right outside the branch, making your visit as hassle-free as possible.

Operating Hours

Our doors are open to you from 9 AM to 5 PM Monday through Thursday, 9 AM to 6 PM on Fridays, and we welcome you on Saturdays from 9 AM to 1 PM for drive-thru banking. Whether you're looking to open an account, apply for a loan, or simply have a question, our dedicated staff is ready to assist during these hours.

Services Available

At Genco, we offer a variety of financial services tailored for your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our drive-thru service makes quick transactions even easier perfect for those busy days when you're on the go! Plus, we have ATM access available for your convenience. While members can visit us at our branch address, official correspondence should be sent directly to our mailing address if applicable. For any inquiries or assistance needed before your visit, feel free to call us at 254-937-7710. We invite you to stop by and experience our commitment to excellent service at Genco in Lufkin. We look forward to helping you with all your financial needs!

Member Eligibility

At Genco, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy and welcoming! To join us at our Lufkin branch located at 1402 S John Redditt Dr Lufkin Tx 75904, you just need to meet a few simple eligibility requirements. Generally, if you live, work, worship, or attend school in the local area, you can become a member. We're dedicated to helping you achieve your financial goals with personalized services tailored to your needs. Plus, as a member, you'll enjoy benefits like competitive rates on loans and savings accounts, access to online banking tools, and much more. Ready to take the next step? You can find all the detailed eligibility criteria by visiting http://www.gencofcu.org/connect/become-a-member . If you're excited to open an account, check out the easy process outlined at https://www.24x7loans.com/gencofcuauto/default.aspx . Should you have any questions or need assistance, feel free to give us a call at (254) 937-7710. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $912,598, we continue to drive economic growth by financing new and expanding businesses. Imagine the possibilities when you have access to flexible financing options tailored just for you. From purchasing new equipment to funding operational costs, our loans can help turn your ideas into reality.

Merchant Services

In today's fast-paced world, having reliable payment solutions is crucial. Our merchant services offer easy payment processing options that can enhance customer experience. Picture this: a small café uses our service to accept contactless payments, making transactions quicker and more convenient for their customers. This not only speeds up service but also improves customer satisfaction, allowing them to focus on what they do best serving great food. Located at 1402 S John Redditt Dr Lufkin Tx 75904 in Lufkin, TX, we invite you to connect with us at (254) 937-7710 or visit our website here to explore how we can support your business journey!

Comprehensive List Of Services

Business Banking

For small business owners, we offer tailored Business Banking services that include Merchant Services for seamless transactions and Business Loans to help grow your enterprise. Our commitment is to see your business thrive as much as you do.

Digital and Convenient Services

In today's fast-paced world, convenience is key. That's why Genco provides robust Online and Mobile Banking features. You can easily check balances, transfer funds, or pay bills right from your phone or computer. Our ATM & Cash Withdrawal Services are available whenever you need them, ensuring quick access to your funds. If you prefer face-to-face interaction but are short on time, our Drive-Thru Banking allows you to complete basic transactions like deposits and withdrawals without leaving your car. We strive to make banking as convenient as possible for all our members.

Get Started Today!

With so many services available at Genco, we're ready to assist you with all your financial needs. For more information or if you have any questions, don't hesitate to reach out at (254) 937-7710. Visit us today at 1402 S John Redditt Dr Lufkin Tx 75904 in Lufkin, TX, or explore our offerings online at Lufkin. We're here to help you achieve your financial goals!

Personal Banking

For individuals seeking to manage their daily finances, our Personal Banking options are designed with you in mind. From Checking and Savings Accounts that offer competitive rates to Auto Loans and Vehicle Financing that help you get on the road, we make banking simple and accessible. If you're considering a new home, our Mortgage Loans and Refinancing services can guide you through the process with ease. When life throws unexpected expenses your way, our Personal Loans and Debt Consolidation solutions can provide relief. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn points on your purchases while enjoying flexibility in payments.

Digital & Online Banking

Accessibility Anytime

Our online banking platform is user-friendly, making it easy for anyone to navigate their accounts. Whether you're tech-savvy or just getting started with digital banking, our tools are designed for everyone. You'll have real-time access to your financial information whenever you need it. In summary, Genco is dedicated to providing accessible, secure, and efficient digital banking solutions tailored for you. Explore all these features today by visiting us at https://www.gencofcu.org/ !

Convenient Online Banking

With our 24/7 online banking services available at https://www.gencofcu.org/ , you can check your account balances, pay bills, and transfer money anytime you need. No more rushing to the bank before closing time your financial needs are just a click away.

Mobile Application and Payments

Our mobile application makes it simple to manage your accounts right from your smartphone. Want to make a quick payment or send money to a friend? With our mobile payments feature and person-to-person transfers, you can do it all in seconds. Just open the app, and you're ready to go!

Secure Transactions Made Easy

Security is paramount when it comes to online banking. That's why we provide electronic signature authorization for documents, ensuring that your transactions are safe and verified. Plus, our e-statements give you a clear view of your finances without the clutter of paper.

Financial Strength

Commitment to Growth and Innovation

With $56,709,337 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $6,184 in used auto loans and $221,224,571 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is evident as well; our $0 reflects our ability to manage resources effectively while continuing to provide competitive loan rates and solid financial products for our members.

Dedicated Team Ready to Serve You

We also take pride in having 90 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This level of service is vital as it helps us build lasting relationships with our members.

Growing Member Base

With a total of 69,515, we showcase a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $360,933, further demonstrating our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Genco is your trusted partner. Visit us at 1402 S John Redditt Dr Lufkin Tx 75904 or call (254) 937-7710 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $83,504,561 in share certificates and $34,641,987 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $56,824,780, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our commitment to delivering exceptional value to all our members. Our net worth ratio of $1,279 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $121,852,490 in used vehicle loans and $52,224,791 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team can guide you through the process and discuss refinancing options if needed.

Commercial Loans

For business owners in our community, we also provide outstanding commercial loans totaling $912,598. These loans are designed to give you the capital necessary for growth and expansion. At Genco, we're committed to making your borrowing experience as straightforward as possible. If you're curious about eligibility or wish to explore refinancing options for any of our products, feel free to reach out at 254-937-7710. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Your financial success is our priority!

Credit Lines and Credit Cards

For those seeking flexibility in managing finances, we offer credit lines with a total amount of $20,000,000 available to members. Additionally, our unsecured credit card loans amounting to $2,739,680 come with flexible terms that allow for effective financial management.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $1,490,593, ensuring that you have the support you need to navigate the home buying process.

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GENCO FEDERAL CREDIT UNION - Lufkin, TX