GECU Horizon City TX Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Gecu, your trusted financial partner located at 13750 Eastlake Blvd, Horizon City, TX 79928. Since our establishment in 1932, we have been dedicated to serving our community with integrity and commitment. With a robust membership of 434,559 and total assets reaching an impressive $4,343,428,267, we are here to help you achieve your financial goals. At Gecu, we pride ourselves on offering a range of services tailored to meet the needs of our members. From checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Our dedicated team, led by CEO Crystal Long and Board President Greg Watters, is here to provide personalized support every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 20998, El Paso, TX 79998. We understand that convenience is key; that's why we offer online and mobile banking options for easy access to your accounts anytime. As a credit union with a solid net worth of $536,807,272 and total deposits amounting to $92,051,037, we are committed to maintaining financial stability for our members. With total loans exceeding 211,578, we ensure that you have the resources you need for personal or business endeavors. If you're ready to experience exceptional service backed by years of expertise, give us a call at (915) 778-9221 or visit our website at www.gecu.com. Join us today and discover how Gecu can help you navigate your financial journey with confidence!

Branch History & Mission

Community Impact

Gecu believes that being part of the community means giving back. We engage in various outreach programs and partnerships aimed at making a positive impact. From financial literacy workshops to sponsorships of local events, our focus remains on fostering growth within Horizon City and beyond. Our operating hours are designed with your convenience in mind: Monday through Friday from 9 AM to 5 PM, with extended hours for personal tellers until 6 PM. On Saturdays, we're open from 9 AM to 12 PM so you can manage your banking needs when it suits you best. Plus, our ATM is available 24/7 for quick access to your funds. We invite everyone in Horizon City and surrounding areas to become part of the Gecu family. Experience firsthand how we can help you navigate your financial journey with personalized service and support tailored just for you. Join us today and let's build a brighter future together! For more information or assistance, please call us at 915-778-9221 or visit our website.

Our Mission

At Gecu, our mission is clear: to improve the financial well-being of our members while enriching the communities we serve. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our goal is to empower individuals with the tools they need to achieve their financial dreams. With total assets exceeding $4.3 billion, we have solidified our position as a leader in the industry. Our commitment to innovation ensures that we stay ahead of the curve, providing online and mobile banking options that make managing your finances convenient and accessible. We are proud to offer ADA-compliant facilities and services tailored to meet everyone's needs.

Branch Location & Accessibility

Welcome to Gecu, your friendly neighborhood credit union located at 13750 Eastlake Blvd in Horizon City, TX! We understand that convenience is key when it comes to managing your finances, and our branch is perfectly situated for easy access. Just a stone's throw away from popular spots like the Horizon Golf Course and nearby shopping centers, stopping by to see us is a breeze. At Gecu, we're committed to making your visit as smooth as possible. Our branch features ample parking with ADA-compliant accessibility options, including ramps to ensure everyone can easily access our services. Whether you need personal banking assistance or want to discuss loan options, our team is here for you. We are open Monday through Friday from 9 am to 5 pm and on Saturdays from 9 am until noon. If you need extended service hours, our Personal Tellers are available until 6 pm on weekdays. Plus, our ATM is accessible 24/7 for those late-night cash withdrawals or balance checks. While members can visit us at this location, please note that official correspondence should be sent to our mailing address at PO Box 20998, El Paso, TX 79998. So why wait? Come experience the friendly service at Gecu today! If you have any questions or need assistance before your visit, feel free to call us at 915-778-9221. We look forward to welcoming you!

Member Eligibility

At Gecu, we believe that everyone deserves a chance to be part of a supportive community that cares about your financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or have a family member who is already a member, you're likely eligible to join us. We focus on making banking personal and accessible for all our members, giving you access to great rates, low fees, and tailored services designed just for you. To dive deeper into the eligibility requirements, feel free to check out our detailed informati. Once you're ready to become part of our family, opening an account is a breeze! Just give us a call at (915) 778-9221 or visit us at 13750 Eastlake Blvd Horizon City Tx 79928, where our friendly staff will guide you through every step. Let's build your financial future together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. With competitive rates and tailored solutions, we aim to provide the funding you need when you need it most. - For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In addition to loans, we offer essential merchant services designed to streamline your operations. Imagine being able to process payments quickly and efficiently saving you time so you can focus on what truly matters: growing your business. Our services are crafted to meet the specific needs of today's entrepreneurs. With an outstanding commercial loan portfolio of $223,731,465, we continue to drive economic growth by financing new and expanding businesses. Let us be your partner in success at 13750 Eastlake Blvd Horizon City Tx 79928, Horizon City, TX. Reach out to us at (915) 778-9221 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessibility and Support

At Gecu, we understand that everyone has different banking needs. Our branch is equipped with basic ATM access for quick withdrawals and balance checks. Whether you prefer face-to-face interaction or digital convenience, we're here for you every step of the way. If you're ready to explore all the ways Gecu can assist you on your financial journey, don't hesitate to reach out! Call us at (915) 778-9221 or visit us at 13750 Eastlake Blvd Horizon City Tx 79928 in Horizon City, TX. We're excited to help you take the next steps toward financial success!

Business Banking Services

For our business members, we provide essential banking solutions including merchant services and business loans. These offerings are crafted to support local businesses in thriving within our community.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking services. You can easily check balances, transfer funds, or pay bills anytime, anywhere using our user-friendly mobile application or through online banking. Our ATM services ensure you have access to cash withdrawal options whenever you need them.

Loans and Credit Options

Life can throw unexpected expenses your way, which is why we also offer personal loans and debt consolidation options. These services can help you manage your finances more effectively. Plus, our credit cards come with rewards that can enhance your everyday spending experience.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that can help you manage your day-to-day finances easily. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide competitive rates and personalized service.

Digital & Online Banking

Accessibility and Ease-of-Use

No matter where life takes you, our digital banking services are designed to fit seamlessly into your routine. From mobile payments to e-statements, every feature is tailored for accessibility and ease-of-use. Managing your finances has never been this effortless! Explore the benefits of digital banking with us at Gecu today! Check out our website at https://www.gecu.com and take control of your finances in a way that works best for you.

Key Services

Our online banking platform makes it easy to manage your accounts in real-time. You can check balances, pay bills, and transfer money with just a few clicks. Plus, our mobile application gives you the freedom to handle your banking on the go. Whether you're at home or out running errands, staying on top of your finances is simple and straightforward. If you need to send money to friends or family, our person-to-person transfer feature allows you to do just that without any fuss. And for those who prefer going paperless, we offer e-statements that are not only eco-friendly but also help keep your financial information organized and accessible.

Security You Can Trust

We prioritize your safety with features like electronic signature authorization. This adds an extra layer of protection for all your transactions, ensuring peace of mind while you bank online. Our commitment to secure banking means you can focus on what matters most to you without worrying about the safety of your personal information.

Financial Strength

At Gecu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to build a strong foundation that supports our community's financial needs and goals. With a net worth of $536,807,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $759,332,098 in share certificates and $208,823,240 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $74,943,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $483,997,603 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $51,050 in used auto loans and $3,285,883,363 in total loans and leases supporting various financial goals. Our operational efficiency is reflected in our $15,709,361, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 45 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we have 708,171 share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $18,790,618. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gecu is your trusted partner. Visit us at 13750 Eastlake Blvd Horizon City Tx 79928 or call (915) 778-9221 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,095,679,771 in used vehicle loans and $785,703,359 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to your budget, ensuring that your dream car can become a reality without breaking the bank.

Business Financing

For business owners, our outstanding commercial loans totaling $223,731,465 provide the capital needed to grow and expand. We are dedicated to supporting local businesses by offering tailored financing solutions that meet your unique needs. In addition to these offerings, our team is here to provide guidance on refinancing options if you're looking for ways to save money on existing loans or improve your financial situation. If you have any questions or need assistance choosing the right loan for you, please reach out to us at (915) 778-9221 or visit us at our branch located at 13750 Eastlake Blvd Horizon City Tx 79928, Horizon City, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Gecu, we're committed to helping you secure a brighter financial future!

Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $308,918,311 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you while providing peace of mind for unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,234,060, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through every step of the process. If you're considering refinancing your current mortgage, we can assist you with eligibility options that may lower your monthly payments.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified data, LendMesh guarantees that the loan offers presented are legitimate and trustworthy.

GECU FEDERAL CREDIT UNION - Horizon City, TX

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