GECU El Paso TX Credit Union | Top Business Banking & Rewards Cards

Introduction

Welcome to Gecu, your trusted financial partner in the heart of El Paso, Texas! Located at 12801 Edgemere Blvd Bldg A, El Paso, TX 79938, we are proud to serve our community since 1932. With a dedicated membership of 434,559 and total assets reaching an impressive $4,343,428,267, we are committed to helping you achieve your financial goals. At Gecu, we understand that every member's needs are unique. That's why we offer a wide array of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our goal is to empower you with the right tools and support for your financial journey. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: PO Box 20998, El Paso, TX 79998. As part of our commitment to transparency and trustworthiness, we also maintain a robust net worth of $536,807,272 and have $109,771,725 in cash readily available to meet your needs. Led by our CEO Crystal Long and Board President Greg Watters, our team of 967 employees is here to ensure that you receive exceptional service every time you visit us or contact us at (915) 778-9221. We believe in building lasting relationships with our members and the community we serve. Explore what makes Gecu special by visiting our website at gecu.com. Whether you're looking to open an account or simply want to learn more about our offerings like auto loans and online banking services, we invite you to reach out. Your financial well-being is our priority!

Branch History & Mission

Our Mission

At the heart of Gecu's mission is the belief that everyone deserves access to quality financial resources and support. We strive not only to provide exceptional banking services but also to strengthen our community through outreach programs and partnerships. Our mission statement emphasizes financial empowerment and community well-being creating opportunities for growth while ensuring that our members feel valued and supported. While members can visit us at our branch on Edgemere Blvd for all their banking needs, official correspondence should be sent to PO Box 20998, El Paso, TX 79998. We are proud to offer accessible service options including a 24/7 ATM for convenience and personal tellers available Monday through Saturday. As we look toward the future, Gecu remains committed to maintaining high standards of service while embracing changes that benefit our members. Whether you're seeking financial advice or looking for the best loan options available, we are here for you every step of the way. Join us today at Gecu in El Paso and experience firsthand how we can help you achieve your financial goals while making a positive impact in our vibrant community!

Branch Location & Accessibility

Comprehensive Services Tailored for You

Gecu isn't just about convenience; it's about providing a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. Plus, with online and mobile banking options available, managing your finances has never been easier!

Convenient Access and Amenities

At Gecu, we understand that accessibility is key. Our branch is designed to be welcoming and user-friendly, featuring ADA-compliant entrances and ramps. Parking is readily available, ensuring you can visit us without any hassle. While our physical branch offers personal service, we also provide 24/7 ATM access for those on-the-go banking needs.

Get in Touch!

Ready to experience the Gecu difference? We invite you to visit us at our El Paso branch or give us a call at 915-778-9221. Our friendly team is eager to assist you with all your banking needs. Don't forget official correspondence should be sent to PO Box 20998, El Paso, TX 79998 if needed. Come see how Gecu can help make your banking experience both enjoyable and convenient!

Operating Hours That Fit Your Schedule

We know life can get busy! That's why we offer flexible operating hours: our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Need assistance outside these hours? Our personal tellers are available until 6 PM on weekdays and until noon on Saturdays as well. Whether you're stopping in for a quick transaction or looking for more personalized help, we've got you covered.

Member Eligibility

Becoming a member of Gecu is like joining a close-knit family where everyone looks out for one another. If you're in the El Paso area and share our commitment to community and support, you might just be the perfect fit! Membership at Gecu is open to anyone who lives, works, or worships in the region, making it easy for you to connect with us. Whether you're looking for personal banking services, auto loans, or simply want to take advantage of our friendly atmosphere, you'll find a welcoming space here. To learn more about eligibility details and see if you qualify, feel free to visit our website at . Getting started is simple! You can open an account with us by visiting our branch located at 12801 Edgemere Blvd Bldg A El Paso Tx 79938, or if you prefer, give us a call at (915) 778-9221 for assistance. We're here to help you every step of the way. Join us at Gecu today and discover how being a member can benefit you and your financial journey!

Business Banking & Commercial Services

Commercial Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $223,731,465, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify daily transactions for your business. Imagine being able to accept payments quickly and securely, whether in-person or online. Our services help you focus on what you do best serving your customers while we handle the payment processing seamlessly. If you're looking to take your business to the next level, visit us at 12801 Edgemere Blvd Bldg A El Paso Tx 79938 in El Paso, TX or give us a call at (915) 778-9221. Let's work together to build your success story!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATMs are available around the clock for withdrawals and balance checks, ensuring you have access to your funds whenever necessary. At Gecu, we pride ourselves on making banking easy and accessible for everyone. With our various services designed with our members in mind, we invite you to visit us at 12801 Edgemere Blvd Bldg A El Paso Tx 79938 or give us a call at (915) 778-9221 to learn more about how we can assist you today!

Auto Loans & Vehicle Financing

Looking to buy a new car? Our auto loans and vehicle financing options offer competitive rates tailored to fit your budget. Imagine cruising down the street in that new ride while knowing you made a smart financial choice with our flexible loan terms.

Business Banking

For local entrepreneurs, we provide business banking solutions including merchant services and business loans. We understand that running a business can be challenging; that's why we're committed to supporting your growth and success with financial products tailored specifically for businesses.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can earn you points toward exciting rewards. Whether it's travel perks or cashback options, using our credit card feels like earning a little bonus on everyday purchases.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, our mortgage loans provide an array of options to suit your unique situation. We understand that purchasing a home is one of the biggest decisions you'll make, and our knowledgeable team is here to guide you through every step of the process.

Online & Mobile Banking

Our robust online and mobile banking platforms ensure that you can manage all these services conveniently from the comfort of your home or on-the-go. With features like bill pay, person-to-person transfers, and 24/7 ATM access, we make banking simple and efficient.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your money effectively. You can easily access your accounts online or through our mobile app, allowing you to check balances, transfer funds, and pay bills from anywhere. This means no more waiting in lines banking is now just a tap away!

Personal Loans & Debt Consolidation

For those unexpected expenses or if you're looking to consolidate debt, our personal loans offer quick access to cash without the hassle. Picture yourself freeing up monthly cash flow by combining multiple debts into one manageable payment.

Digital & Online Banking

Key Services

With just a few clicks, you can visit us online at https://www.gecu.com to take advantage of our robust online banking services. Our features include electronic signature authorization, which simplifies the process of signing documents, allowing you to handle important transactions without needing to visit a branch. For those who prefer paperless options, we provide e-statements that let you track your financial activity easily while reducing clutter. Plus, our mobile application ensures that you have all the tools you need right in your pocket. You can check balances, transfer money, and pay bills with just a tap on your smartphone.

Security and Accessibility

Your security is our top priority. We use advanced encryption technologies to keep your information safe while you enjoy the convenience of mobile payments and person-to-person transfers. This means sending money to friends or family is quick and hassle-free, all from the comfort of your home. Best of all, our online banking services are available 24/7, so whether it's early morning or late at night, you can manage your accounts in real-time without any stress. With Gecu, banking is not just easy; it's also efficient and tailored for you. Experience financial freedom with our digital services today!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gecu is your trusted partner. Visit us at 12801 Edgemere Blvd Bldg A El Paso Tx 79938 or call (915) 778-9221 to learn more about how we can help you achieve your financial goals.

Efficient Operations

Our operational efficiency is reflected in our $43,999,209, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 45 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our net shares amount to $18,790,618, which indicates the funds available for lending and investments. Additionally, we have a strong member base with a total of 708,171 share accounts, showing that more individuals trust us with their finances.

Investing Back Into You

With $483,997,603 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $51,050 in used auto loans and $3,285,883,363 in total loans and leases.

Member-Centric Services

Members' savings are secured through $759,332,098 in share certificates and $208,823,240 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $74,943,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $536,807,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to stability is further demonstrated by our net worth ratio of $1,233, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,095,679,771 in used vehicle loans and $785,703,359 in new vehicle loans already helping members get on the road. We cater to different budgets and preferences, ensuring you find a plan that works for you.

Business Financing

For business owners, our outstanding commercial loans totaling $223,731,465 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are here to help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,234,060, make buying or refinancing simple. We provide flexible terms to help you navigate the journey toward owning your dream home.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, we have options available to make that process straightforward and beneficial for you. Our team is ready to assist you every step of the way. For inquiries or assistance with any of our loan products, feel free to reach out at (915) 778-9221 or visit us at 12801 Edgemere Blvd Bldg A El Paso TX 79938. We're here Monday through Friday from 9 AM - 5 PM and Saturday from 9 AM - 12 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here with Gecu let us help you take the next step!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $308,918,311 in loans helping members manage their finances effectively. Whether you're looking to build credit or cover everyday expenses without high-interest rates weighing you down, our credit cards are designed with your needs in mind.

Loan Aggregator

Ensuring Accurate Loan Comparisons

LendMesh takes pride in ensuring that the loan data presented is both accurate and reliable. The information on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers, free from misleading information.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which enhances transparency and builds trust. - No Sponsored Listings: Unlike many comparison sites, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to find the best deal for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness of using LendMesh to navigate the complex world of loans. Take the first step towards finding competitive loan rates by comparing real-time offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GECU FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans