GECU El Paso TX Credit Union | Low Mortgage Rates & Personal Loans

Introduction

Welcome to Gecu, your trusted partner in financial wellness right here in El Paso, Texas! Located at 11400 Sean Haggerty Dr Bldg D, El Paso, TX 79934, our branch is dedicated to providing exceptional service and a wide range of financial products tailored just for you. With a rich history dating back to 1932, we take pride in being an integral part of the community, serving over 434,559 members with a strong commitment to their financial goals. At Gecu, we understand that each member has unique needs. That's why we offer personalized banking solutions including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. We manage total assets of over $4.3 billion, ensuring that your money is not only safe but also working for you. Our total deposits stand at $92,051,037, reflecting our members' trust in us. Under the leadership of Crystal Long, our CEO, and Greg Watters, our Board President, we strive for excellence in every aspect of our operations. Our team of 967 employees is here to support you with friendly service and expert advice. Whether you're looking to apply for a loan or need assistance with your account, don't hesitate to reach out at 915-778-9221. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 20998, El Paso, TX 79998. Join us today and discover how Gecu can help you achieve your financial dreams! For more information about our services or to get started online, visit us at www.gecu.com. Your journey toward financial empowerment starts here!

Branch History & Mission

Community Focus

We take pride in being an integral part of El Paso's vibrant community. Our outreach efforts include sponsoring local events and providing scholarships to students pursuing higher education. We believe that by investing in our community's future, we strengthen both individual lives and the collective spirit of El Paso. As we move forward into the future, Gecu remains committed to innovation and excellence in service. We are excited about what lies ahead and invite you to join us on this journey. If you're looking for a financial partner that prioritizes your needs while fostering community growth, come visit us at Gecu! Experience firsthand the benefits of membership and see how we can help you achieve your financial goals. Together, let's build a brighter future!

Our Journey

Gecu opened its doors during a time when many faced financial hardship. From the start, we aimed to provide fair and affordable banking options for all. Over the years, we have expanded our offerings and embraced innovation to meet the evolving needs of our members. Today, Gecu stands tall as a trusted partner for personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking services. Our commitment to service has only strengthened since our founding. We now offer 24/7 ATM access and online banking options that allow members to manage their finances conveniently. While we serve you at our branch location, official correspondence should be sent to PO Box 20998, El Paso, TX 79998.

Our Mission

At Gecu, our mission is simple yet profound: we strive to enhance the financial well-being of our members while positively impacting our community. We are dedicated not just to providing financial services but also to supporting local initiatives and programs that uplift those around us. Whether it's through educational workshops or partnerships with local organizations, we believe in giving back.

Branch Location & Accessibility

Accessibility Features

At Gecu, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces. So whether you're visiting for personal banking or business services, you can do so with ease.

Operating Hours

We're here when you need us! Our lobby hours are from 9 AM to 5 PM, Monday through Friday, and we're open on Saturday from 9 AM until noon. For those who prefer personalized service, our tellers are available until 6 PM during the week and also on Saturday mornings. Plus, if you're in need of cash outside of these hours, our ATM is available 24/7 for your convenience.

Services Offered

At Gecu, we offer a wide range of financial services tailored to meet your needs. From personal checking and savings accounts to auto loans, mortgages, and credit cards with rewards we've got you covered. We also provide business banking solutions like merchant services and business loans to support local enterprises. Feel free to stop by or call us at (915) 778-9221 if you have any questions or would like more information about how we can assist you. We look forward to welcoming you to Gecu soon!

Member Eligibility

At Gecu, we believe that everyone deserves the chance to join a supportive community focused on financial well-being. If you're looking to become a member, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in the area. We're here for you whether you're just starting out on your financial journey or you're already well-established. The perks of membership include access to personalized banking services, competitive loan rates, and a variety of savings options designed to help you reach your goals. Getting started is simple! Just visit us at our branch located at 11400 Sean Haggerty Dr Bldg D El Paso Tx 79934 or give us a call at (915) 778-9221 for more information. For detailed eligibility criteria and to ensure you have the most up-to-date information, check out our website at . We can't wait to welcome you into our family at Gecu!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced market, seamless transactions can make all the difference. Our merchant services provide solutions that simplify payment processing, allowing you to focus on what matters most growing your business. From accepting card payments to managing cash flow efficiently, we're here to support your day-to-day operations. Visit us at 11400 Sean Haggerty Dr Bldg D El Paso Tx 79934 in El Paso, TX, or call us at (915) 778-9221 to learn more about how we can help elevate your business!

Tailored Loan Options

Imagine securing the funding needed to turn your innovative ideas into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $223,731,465, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? At Gecu, we offer competitive auto loans and vehicle financing options. Whether it's for a brand-new ride or a reliable used vehicle, our loan specialists will work with you to find a plan that fits your budget. With easy online applications and quick approvals, getting behind the wheel has never been easier.

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive business banking solutions including merchant services and business loans. We understand that running a business comes with its own set of challenges; that's why we're dedicated to supporting your growth and success.

Convenient ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services are available 24/7 for quick access to your funds. Whether it's withdrawing cash or checking your balance, we've made banking convenient for busy lifestyles. At Gecu, we believe that banking should be accessible and straightforward for everyone. If you're ready to explore our services further or have any questions, don't hesitate to reach out! Call us at (915) 778-9221 or visit us at 11400 Sean Haggerty Dr Bldg D El Paso Tx 79934 today. Your journey towards financial wellness starts here!

Credit Cards with Rewards

Our credit card offerings include rewards programs designed to give back to our members. Enjoy cashback on purchases or earn points towards travel and more. With no hidden fees and simple terms, using our credit cards can enhance your shopping experience while keeping your finances in check.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make, and we're here to support you through it. Our mortgage loans cater to various needs, whether you're purchasing your first home or refinancing an existing mortgage for better rates. We provide personalized assistance throughout the entire process, ensuring you're informed every step of the way.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking options are designed with you in mind. We understand that managing finances can sometimes be overwhelming, so we strive to simplify the process. Our accounts offer features like online banking, which allows you to check your balance, transfer funds, and pay bills from the comfort of your home or on the go using our mobile app.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the financial relief you need. We offer flexible terms and competitive rates that can help lighten your financial load. Let us help you navigate these challenges with ease.

Digital & Online Banking

Enhanced Security Features

We prioritize your security at Gecu. With electronic signature authorization available, signing documents is safe and straightforward. Our commitment to protecting your information means you can bank online with confidence. Additionally, e-statements help reduce paper clutter while ensuring you always have easy access to your account statements.

Real-Time Account Management

Managing your finances has never been more efficient. From tracking spending habits to monitoring account activity in real-time, our digital tools empower you to stay on top of your financial health. With everything just a click away, budgeting and planning become much simpler. Join us at Gecu and experience the freedom and peace of mind that comes with our digital banking services. Your financial journey is just a few clicks away!

User-Friendly Mobile Application

Stay connected with our mobile application, which brings all the functionalities of online banking right to your fingertips. You can manage your accounts easily while enjoying features like mobile payments for hassle-free transactions at stores or online. Whether you're making a quick purchase or splitting a bill with friends, our mobile application has got you covered.

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $759,332,098 in share certificates and $208,823,240 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $74,943,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $43,999,209 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 45 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $483,997,603 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial aspirations is reflected in our lending capacity; we have $51,050 in used auto loans and $3,285,883,363 in total loans and leases available to help you achieve your goals.

Solid Financial Foundation

With a net worth of $536,807,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,233 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

Total Share and Deposit Accounts: 708,171, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $18,790,618, demonstrating our commitment to providing you with the best possible services. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gecu is your trusted partner. Visit us at 11400 Sean Haggerty Dr Bldg D El Paso Tx 79934 or call (915) 778-9221 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,095,679,771 in used vehicle loans and $785,703,359 in new vehicle loans already helping members get on the road. We also provide options for refinancing your current auto loan, making it easier to lower your monthly payments or secure a better interest rate.

Business Financing

For business owners, our outstanding commercial loans totaling $223,731,465 provide the capital needed to grow and expand. We know how vital funding is for success, and our team is committed to helping businesses thrive. At Gecu, we believe in empowering our members through accessible financial solutions. If you're interested in any of our loan offerings or would like more information about eligibility options, feel free to reach out at (915) 778-9221 or visit us at 11400 Sean Haggerty Dr Bldg D El Paso Tx 79934, El Paso, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,234,060, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our dedicated team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $308,918,311 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards options that allow you to earn while you spend.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your needs. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users find the best deals available at any moment. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to take the next step in your financial journey? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing information ensures that users receive fair and transparent offers, allowing them to make informed decisions without hidden fees or misleading terms.

GECU FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans