GECU El Paso TX Credit Union | Low Mortgage Rates & Personal Banking

Introduction

Welcome to Gecu, your trusted community credit union located at 6101 Upper Valley Rd Ste 108, El Paso, TX 79932. Since our establishment in 1932, we have been dedicated to serving our members with integrity and care. With a strong commitment to the local community, we pride ourselves on providing exceptional financial services tailored to meet your needs. At Gecu, we understand that banking is about more than just numbers; it's about relationships. As a member of our credit union, you join a family of over 434,559 individuals who share your goals and aspirations. Our total assets stand impressively at $4,343,428,267, ensuring that we are well-equipped to support your financial journey. Our leadership team, led by CEO Crystal Long and Board President Greg Watters, works tirelessly to ensure that every member feels valued and supported. Whether you're looking for a personal loan, mortgage refinancing, or business banking solutions, we are here to guide you every step of the way. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address: PO Box 20998, El Paso, TX 79998. With total deposits of $92,051,037 and cash reserves of $109,771,725, we prioritize your financial security and peace of mind. We also offer a wide range of services including checking and savings accounts, auto loans, credit cards with rewards, and online banking options for your convenience. Your satisfaction is our top priority. If you have questions or need assistance, please don't hesitate to reach out by calling us at 915-778-9221. We invite you to explore our website at Gecu.com for more information about our offerings and how we can help you achieve your financial goals. Join us today at Gecu where your financial future is bright!

Branch History & Mission

At Gecu, we take pride in our rich history and unwavering commitment to the community of El Paso, Texas. Established in 1932, our branch has grown from humble beginnings to a vital financial resource for over 434,000 members. Located at 6101 Upper Valley Rd Ste 108, El Paso, TX 79932, we are situated in a vibrant neighborhood, easily accessible for all your banking needs. Over the years, Gecu has evolved significantly. From our modest start nearly a century ago, we have expanded our services and offerings to meet the changing needs of our members. Today, with total assets amounting to an impressive $4,343,428,267, we stand as a testament to the strength of community-focused banking. Our mission is clear: to provide reliable financial services while fostering economic growth and improving the quality of life for those we serve. Gecu's mission is not just about providing personal and business banking solutions; it's about making a positive impact within the community. We strive to empower our members through comprehensive financial education and support programs that promote economic well-being. Our dedication goes beyond transactions; we aim to build lasting relationships based on trust and mutual respect. While members can visit us at 6101 Upper Valley Rd Ste 108, official correspondence should be sent to PO Box 20998, El Paso, TX 79998. We offer convenient operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM making it easy for you to connect with us when it suits you best. Additionally, our ATM services are available 24/7 for added convenience. At Gecu, we understand the importance of staying current with technology. We offer online banking and mobile payments that allow you to manage your finances anytime and anywhere. Our commitment extends to ensuring ADA compliance so that all members of our community can access our services without barriers. Community involvement is at the heart of what we do. We actively seek partnerships with local organizations and initiatives that enrich El Paso's social fabric. Whether through outreach programs or local sponsorships, Gecu aims to contribute positively and meaningfully to our surroundings. Join us today at Gecu and experience firsthand how we're more than just a credit union; we're a dedicated partner in your financial journey. Together, let's build a brighter future for ourselves and our community! For any inquiries or assistance, feel free to reach out at 915-778-9221.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by Gecu at Upper Valley Road today! If you have questions or would like more information about our services before visiting, feel free to give us a call at 915-778-9221. We look forward to serving you!

Convenient Access

Our branch is easily accessible, ensuring a smooth visit for all members. With plenty of parking available, you won't have to worry about finding a spot. We also prioritize accessibility features to accommodate everyone, including ADA-compliant ramps for those who need them. If you prefer the convenience of banking from home, we offer 24/7 ATM access, making it simple to withdraw cash or check your balance anytime.

Explore Our Services

When you visit us, you'll find a wide array of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgages. Our friendly team is ready to assist with anything you might need, whether you're looking for advice or want to explore new options for your finances. While members can visit us at our branch location for transactions and consultations, official correspondence should be sent to PO Box 20998, El Paso, TX 79998.

Operating Hours

At Gecu, we understand that your time is valuable. That's why we offer flexible operating hours. Our lobby is open Monday through Friday from 9 am to 5 pm and on Saturday from 9 am to 12 pm. For those needing assistance after work hours, our Personal Tellers are available until 6 pm during weekdays and until noon on Saturdays.

Member Eligibility

Joining the Gecu family means becoming part of a community that truly cares about your financial well-being. If you're in the El Paso area, you might be eligible to become a member! Generally, individuals who live, work, or worship in the region can join us, making it easy for many to take advantage of our services. Additionally, if you're related to someone who is already a member, you can also qualify. We believe everyone deserves access to quality banking and financial support. To get started, simply visit us at 6101 Upper Valley Rd Ste 108, El Paso, TX 79932, or give us a call at 915-778-9221. You can also check out more details about eligibility on our website at . Opening an account is straightforward and welcoming our friendly staff is here to guide you through every step of the process so that you can enjoy all the benefits that come with being a member of Gecu!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools you need to streamline your transactions and enhance customer experiences. Our merchant services help you accept payments easily, manage cash flow efficiently, and focus on what truly matters growing your business. Located at 6101 Upper Valley Rd Ste 108 El Paso Tx 79932 in El Paso, TX, we're here to partner with you on your business journey. Reach out today at (915) 778-9221 to learn how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $223,731,465, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you own a business or are thinking of starting one, our business banking services are here to support you. From merchant services that simplify payment processing to tailored business loans that fuel growth, we understand what it takes to succeed as an entrepreneur.

Convenient Access

At Artcraft, we prioritize convenience and accessibility. With 24/7 ATM access, you can withdraw cash or check balances anytime without hassle. Plus, our online and mobile banking features mean you can manage your finances from anywhere at home or on the go. Whether you're visiting us at 6101 Upper Valley Rd Ste 108 El Paso Tx 79932 or reaching out via phone at (915) 778-9221, we are here to assist you every step of the way. We invite you to experience all that Gecu has to offer. Discover how our comprehensive list of services can support your financial goals today! For more information, feel free to visit our website at https://www.gecu.com.

Loans and Credit Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. They can help ease financial burdens by combining multiple payments into one manageable monthly payment. Looking to earn rewards while spending? Our credit cards with rewards are designed with you in mind. Enjoy cashback offers or points for travel that can add up quickly as you go about your daily life.

Personal Banking

For those starting their journey in personal finance, we offer checking and savings accounts designed for everyday use. Imagine having easy access to your funds through online banking or a mobile app right from your phone. You can check balances, transfer money, or pay bills with just a few taps. If you're considering buying a car, our auto loans and vehicle financing options make it simple to get behind the wheel of your dream vehicle. We provide competitive rates that fit your budget. Additionally, if homeownership is on your mind, explore our mortgage loans and refinancing options. We help guide you through the process so you can find the best solution for your situation.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.gecu.com, you can check your account balances, transfer funds, and pay bills without ever leaving home. Whether you're on your lunch break or relaxing at night, your financial information is just a click away. Plus, our mobile application enhances this experience even further, giving you the power to bank right from your smartphone.

Instant Payments and Transfers

Need to send money to a friend? With our person-to-person transfer feature, sending cash is quick and straightforward. And if you prefer making purchases on-the-go, our mobile payments feature lets you shop securely with just a tap.

Secure Transactions Made Easy

Your security is our top priority. We offer electronic signature authorization for documents, so you can sign important agreements securely without any hassle. You'll also benefit from e-statements that keep your records organized and easy to access no more paper clutter!

User-Friendly Experience

At Gecu, we believe that banking should be straightforward for everyone. That's why we've designed all our digital services to be user-friendly, ensuring that whether you're tech-savvy or just getting started with online banking, you'll feel comfortable navigating through everything we offer. In short, our digital and online banking services are here to simplify your life while keeping your information safe. Explore all these features today at https://www.gecu.com and take advantage of the modern banking experience that Gecu has to offer!

Financial Strength

Commitment to Growth and Security

With $483,997,603 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $51,050 in used auto loans and $3,285,883,363 in total loans and leases. Our financial performance is reflected in our $43,999,209, showcasing our operational efficiency that allows us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team Ready to Serve You

We also take pride in having 922 full-time employees and 45 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We have a growing member base that trusts us with their finances, as shown by our Total Share Accounts: 708,171. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gecu is your trusted partner. Visit us at 6101 Upper Valley Rd Ste 108 El Paso Tx 79932 or call (915) 778-9221 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $759,332,098 in share certificates and $208,823,240 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $74,943,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Position

With a net worth of $536,807,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,233 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,095,679,771 in used vehicle loans and $785,703,359 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to fit your budget. Plus, if you're considering refinancing your current auto loan, we can help explore options that could lower your monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $223,731,465 provide the capital needed to grow and expand. We're dedicated to supporting local businesses with accessible financing options designed for various needs. At Gecu, we prioritize transparency and customer service. Our experienced team is available to discuss eligibility options for all our loan products. You can reach us at (915) 778-9221, or visit us at our branch located at 6101 Upper Valley Rd Ste 108 El Paso Tx 79932 in El Paso, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can empower you financially today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $308,918,311 in loans helping members manage their finances effectively. Our credit cards come with various rewards and low-interest rates, making them an excellent choice for everyday purchases or larger expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,234,060, make buying or refinancing simple. We guide you through every step of the process, ensuring you find the right mortgage solution tailored to your needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Reliable Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when comparing loans.

Gecu

Type of Loan Offerings

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Come Visit Us!

Convenient Access

Explore Our Services

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Access

Loans and Credit Options

Personal Banking

Digital & Online Banking

Access Anytime, Anywhere

Instant Payments and Transfers

Secure Transactions Made Easy

User-Friendly Experience

Financial Strength

Commitment to Growth and Security

Dedicated Team Ready to Serve You

Member-Centric Savings Solutions

Solid Financial Position

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Reliable Comparisons

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