Conclusion
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gecu is your trusted partner. Visit us at 12400 Montwood Dr El Paso Tx 79928 or call (915) 778-9221 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Dedicated Team at Your Service
We also take pride in having 922 full-time employees and 45 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. You're not just another number; you're part of our family. With net shares available for lending and investments totaling $18,790,618, along with a robust total share account base of 708,171, we show a strong commitment to serving our growing member base that trusts us with their finances.
Our Financial Health
With a net worth of $536,807,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial as it enables us to invest in your banking needs confidently. Our net worth ratio of 12.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can rely on us to be here when you need us most.
Security for Your Savings
Members' savings are secured through $759,332,098 in share certificates and $208,823,240 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your interests by focusing on beneficial resources instead of profit maximization. Unlike traditional banks, we prioritize our members. With non-member deposits at $74,943,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $483,997,603 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Your trust allows us to enhance the services we provide continually.
Supporting Your Goals
With $51,050 in used auto loans and $3,285,883,363 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking for an auto loan or personal financing, we're here to help make those dreams come true. Our impressive $15,709,361 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. It's all about ensuring that you have access to what you need when you need it.
