GECU El Paso TX Credit Union | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Gecu, your trusted financial partner located at 9435 Dyer St, El Paso, TX 79924. Established in 1932, we have proudly served our community for over nine decades, fostering a culture of support and commitment to our members. With a total membership of 439,227, Gecu is dedicated to providing the financial services you need to achieve your goals. At Gecu, we understand that your financial journey is unique. That's why we offer a wide range of services tailored just for you whether it's personal banking, auto loans, or business financing. Our total assets stand strong at an impressive $4,417,429,072, reflecting our stability and ability to support our members effectively. With $105,334,686 in total deposits and a net worth of $551,489,474, you can trust that your money is in good hands. Led by our passionate CEO Crystal Long and Board President Greg Watters, our team of 931 employees is here to ensure you receive personalized service every step of the way. We pride ourselves on being more than just a credit union; we're a part of the community committed to empowering you financially. While members can visit us at our branch location on Dyer Street for all their banking needs, official correspondence should be sent to our mailing address at PO Box 20998, El Paso, TX 79998. We invite you to experience the Gecu difference today! Call us at (915) 778-9221 or visit our website at gecu-ep.org for more information about how we can help you thrive financially. Your future starts here!

Branch History & Mission

Community Engagement

Gecu takes pride in actively engaging with the El Paso community through various outreach programs and partnerships. We believe in giving back not just financially but also through volunteer efforts that make a tangible difference in people's lives. By participating in local events and supporting educational initiatives, we strive to uplift those around us. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Gecu a place where your financial needs are understood and valued. Whether you're looking for personal banking solutions or support for your business endeavors, Gecu is here for you every step of the way. We welcome you to become part of our story today!

Our Journey

Since opening our doors, Gecu has evolved significantly. From humble beginnings to becoming a trusted financial institution with total assets exceeding $4.4 billion, we have continually focused on meeting the needs of our members. We are dedicated to providing personal banking services, auto loans, mortgage options, and business banking solutions tailored to support the diverse financial goals of our community. Our journey is marked by key milestones that underscore our commitment to growth and innovation. As technology advanced, so did we. Our digital offerings now include online banking, mobile payments, and e-statements ensuring members have access to their accounts anytime and anywhere. These advancements demonstrate our dedication to making banking easier and more accessible.

Our Mission

At the heart of Gecu's mission is a commitment to improve the lives of our members through exceptional service and community support. We believe in fostering financial wellness by providing education and resources that empower individuals and families to achieve their dreams. Our mission goes beyond just transactions; it's about building lasting relationships that help strengthen our community. While members can visit us at 9435 Dyer St for all their banking needs, official correspondence should be sent to PO Box 20998, El Paso, TX 79998. Our branch operates from Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 12 pm making it easy for you to connect with us when it suits you best.

Branch Location & Accessibility

Banking Services at Your Fingertips

Gecu offers a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and even business banking solutions there's something for everyone. Plus, with ATM availability right on-site, you can easily access cash whenever you need it. While members can visit us at our branch on Dyer St for all their banking activities, official correspondence should be sent to PO Box 20998, El Paso, TX 79998.

Connect With Us!

Have questions? Feel free to give us a call at 915-778-9221. We're excited to help you manage your finances with ease! Come visit us today and experience the welcoming atmosphere of Gecu. Your financial journey starts here!

Convenient Access and Parking

At our Gecu branch, you'll find ample parking available to make your visit hassle-free. We are committed to ensuring accessibility for everyone. The branch is ADA compliant, featuring ramps and accessible entrances for those who need them.

Welcoming Operating Hours

We understand that life can get busy! That's why we're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Our team is ready and eager to assist you during these hours, whether you want to open a new account, apply for a loan, or simply ask questions about our services.

Member Eligibility

At Gecu, we believe that everyone deserves a chance to join our supportive community. Becoming a member is simple! If you live, work, or worship in the El Paso area or have family members who do, you're likely eligible to enjoy all the benefits we offer. Our friendly team is here to help you with everything you need, from personal banking solutions to loans tailored just for you. To find out more about specific eligibility requirements, feel free to visit our detailed page. Opening an account is a breeze; just give us a call at (915) 778-9221 or stop by our branch located at 9435 Dyer St El Paso Tx 79924 during our operating hours. We're excited to welcome you into our family and assist you on your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $336,596,788, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's marketplace, efficient payment processing can make or break a business. At Gecu, our merchant services provide real-world benefits that streamline transactions and enhance customer satisfaction. Whether you're accepting credit cards or managing online payments, our tools are designed to make banking easier for you. Located at 9435 Dyer St El Paso Tx 79924 in El Paso, TX, we're here to support your business needs. Let's work together to turn your vision into reality! For more information, call us at (915) 778-9221.

Comprehensive List Of Services

Business Banking

For small business owners or entrepreneurs, we provide Business Banking solutions including Merchant Services and Business Loans. We know how important it is for businesses to have access to reliable financial tools and support, which is why we strive to be a partner in your success.

Digital Banking Features

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services empower you to manage your finances from anywhere at any time. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier. Plus, our ATM & Cash Withdrawal Services ensure that you have access to your money when you need it most.

Loans and Credit Options

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We're here to help you manage your finances effectively so that you can focus on what truly matters. Additionally, our Credit Cards with Rewards allow you to earn benefits while making everyday purchases it's a win-win!

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. We offer flexible accounts that cater to different lifestyles and spending habits. If you're thinking about buying a car, our Auto Loans & Vehicle Financing make it easy for you to drive away in your dream vehicle without breaking the bank. And for those considering home ownership, our Mortgage Loans & Refinancing options can help you navigate the process smoothly.

Visit Us Today!

We invite you to explore all these wonderful services at Gecu. Whether you're coming in for personal banking or seeking business solutions, our friendly team is ready to assist you. Don't hesitate to reach out by calling us at (915) 778-9221 or visit us during our operating hours: Mon-Fri from 9 am - 5 pm and Sat from 9 am - 12 pm. Join us today and experience the difference that personalized service makes!

Digital & Online Banking

Convenient Online Banking Services

Our 24/7 online banking services let you check balances, pay bills, and transfer money without stepping foot into a branch. Whether you're at home or on the go, you have real-time control over your finances. Plus, with our electronic signature authorization feature, signing documents is as easy as a few taps on your device no more printing or scanning required!

Mobile Features for Your Lifestyle

For those who prefer managing their finances on their smartphones, our mobile application makes banking even more convenient. You can enjoy mobile payments that let you make purchases quickly and safely right from your phone. Additionally, our person-to-person transfer feature allows you to send money to friends and family in seconds ideal for splitting bills or sending gifts. Whether you're checking your balance or making a quick payment, Gecu ensures that all digital transactions are secure and user-friendly. Experience banking that fits into your lifestyle with ease and confidence. Explore all of our digital offerings today at https://www.gecu.com!

Stay Organized with E-Statements

Say goodbye to paper clutter! We offer e-statements that allow you to view and download your account statements whenever you need them. This not only helps you stay organized but also enhances security by reducing the risk of sensitive information being lost or stolen.

Financial Strength

Investing Back into the Community

With $533,598,155 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases stand at $3,420,402,598, including $51,546 dedicated to used auto loans alone. This lending capacity supports your financial goals across various sectors.

Member Trust

The trust you've placed in us is evident with a growing member base of 717,041 total share accounts. Our net shares available for lending and investments are currently at $6,303,384, showing just how much we value your membership. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gecu is your trusted partner. Visit us at 9435 Dyer St El Paso Tx 79924 or call (915) 778-9221 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our operational efficiency is reflected in our $15,709,361, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 891 full-time employees and 40 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $551,489,474, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.60% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Savings Are Secure

Members' savings are secured through $833,817,998 in share certificates and $190,581,516 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $83,175,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,113,640,071 in used vehicle loans and $765,302,757 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our team is here to assist you with easy application processes and competitive rates.

Business Loans

For business owners, our outstanding commercial loans totaling $336,596,788 provide the capital needed to grow and expand. We understand the unique challenges businesses face and aim to offer tailored solutions that support your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $98,597,988, making buying or refinancing simple. We provide personalized support throughout the process to ensure you find a mortgage that fits your needs.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages for better rates or terms, we have options available. Our team can help you explore eligibility criteria and guide you through the refinancing process. For any questions or more information about our loan products, feel free to reach out to us at 915-778-9221. You can also visit our website at Gecu for additional details on our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Gecu, we're committed to helping you succeed financially!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $307,061,450 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to give you more control over your spending.

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GECU FEDERAL CREDIT UNION - El Paso, TX

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