GECU El Paso TX Credit Union | Top Business Banking & Auto Loans

Introduction

At Gecu, we believe in building strong financial foundations for our community. Located at 429 N Yarbrough Dr, El Paso, TX 79915, our branch has been serving members since 1932. With a commitment to providing personalized service and accessible banking options, we have grown to support over 434,559 members. Our dedicated team, led by CEO Crystal Long and Board President Greg Watters, is here to help you navigate your financial journey. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 20998, El Paso, TX 79998. We take pride in our robust financial health, boasting total assets of $4,343,428,267 and total deposits reaching $92,051,037. With a net worth of $536,807,272, you can trust that your finances are in safe hands. Our team is focused on helping you with everything from personal banking and auto loans to mortgage refinancing and business services. Your satisfaction is our priority. That's why we offer a variety of services tailored just for you, including online and mobile banking options for convenient access anytime. Whether you're looking for checking accounts or credit cards with rewards, we have solutions to fit your needs. Feel free to reach out to us at 915-778-9221 or visit our website at www.gecu.com for more information on how we can assist you. Join us today and experience the difference of being a part of the Gecu family!

Branch History & Mission

At Gecu, we take pride in our rich history and commitment to serving the community of El Paso, Texas. Founded in 1932, our branch has grown from humble beginnings to become a trusted financial partner for over 434,000 members. Located at 429 N Yarbrough Dr, El Paso, TX 79915, our branch is easily accessible and stands as a symbol of stability and support in the area. Over the decades, Gecu has evolved significantly while staying true to its mission: to provide exceptional financial services while fostering community growth. We are dedicated to empowering our members through personalized banking solutions, including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our total assets now exceed an impressive $4.34 billion, reflecting our strength and reliability in managing your financial needs. Our mission extends beyond just banking; we believe in giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on the lives of our members and neighbors. Whether it's supporting education initiatives or organizing community events, Gecu is committed to enhancing the quality of life in El Paso. In recent years, we have embraced digital advancements to ensure that our members have access to convenient banking options. Our online and mobile banking platforms allow for easy account management anytime, anywhere. Additionally, we maintain ADA compliance so that all individuals can benefit from our services without barriers. While members can visit us at 429 N Yarbrough Dr, official correspondence should be sent to PO Box 20998, El Paso, TX 79998. We invite you to reach out to us at 915-778-9221 during our operating hours Monday through Friday from 9 am to 5 pm and Saturday from 9 am to 12 pm for any questions or assistance you may need. As we look towards the future, Gecu remains focused on providing outstanding financial services alongside unwavering support for our community. We encourage you to join us on this journey experience the benefits of membership with Gecu today!

Branch Location & Accessibility

Call to Action

Ready to experience friendly service and community-focused banking? Visit us at Gecu today! If you have any questions or want more information before coming in, feel free to give us a call at 915-778-9221. We look forward to serving you!

Finding Us

While you can visit us at our branch address, if you need to send any official correspondence, please use our mailing address at PO Box 20998, El Paso, TX 79998. Our location is surrounded by familiar landmarks, making it simple for you to find us. With plenty of parking available right outside the door and ADA-compliant features like ramps, we ensure that everyone can visit us comfortably.

Operating Hours

We know how busy life can be, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9 AM to 5 PM and on Saturdays from 9 AM to 12 PM. If you need assistance with personal teller services, we're available until 6 PM on weekdays as well. And for those late-night banking needs, our ATM is accessible 24/7!

Services We Offer

At Gecu, we provide a wide range of services tailored to meet your financial goals. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Our dedicated team is ready to assist you with mortgages, debt consolidation, and business banking solutions too.

Member Eligibility

At Gecu, we believe that everyone deserves the chance to be part of a caring community that supports their financial journey. Becoming a member is straightforward and open to many! If you live, work, or worship in the local area, you're likely eligible to join us. We welcome individuals from various backgrounds and circumstances, making it easy for you to access our array of services designed with your needs in mind. Plus, as a member, you'll enjoy benefits like competitive rates on loans, personalized service, and a variety of financial products tailored just for you. To learn more about the specific eligibility requirements and ensure you qualify, feel free to check out our detailed guide. When you're ready to take the next step and open your account, just reach out to us at (915) 778-9221 or visit us at our friendly branch located at 429 N Yarbrough Dr El Paso Tx 79915. We're excited to help you become a valued member of our community!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $188 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $223,731,465, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine having the tools you need to accept payments seamlessly and manage your cash flow effortlessly. Our merchant services enable you to focus on what you do best running your business while we handle the payment processing. This means faster transactions, secure payments, and more time for you to engage with customers. Located at 429 N Yarbrough Dr El Paso Tx 79915, El Paso, TX, we invite you to visit us or contact us at (915) 778-9221. Let's work together to unlock your business's full potential!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on-the-go? Our ATM services ensure that you have 24/7 access to your funds with basic ATM features such as withdrawals and balance checks available at locations throughout the area. At Gecu, we take pride in offering these comprehensive services designed around your needs. Whether you're visiting us at 429 N Yarbrough Dr El Paso Tx 79915 or accessing us online, we're here to assist you with friendly service and expert guidance. Don't wait take advantage of all we have to offer! Call us today at (915) 778-9221 or visit our website at Yarbrough to learn more about how we can help you achieve your financial goals.

Auto Loans & Vehicle Financing

If you're dreaming of a new car or need financing for a reliable vehicle, our auto loans can help turn that dream into reality. With competitive rates and flexible terms, getting behind the wheel has never been easier. Plus, our experienced team is here to guide you through the process, ensuring you find the best option for your budget.

Business Banking

For our entrepreneurial members, we offer business banking solutions including merchant services and business loans. We understand the unique challenges faced by small businesses and are here to support your growth with tailored financial products.

Credit Cards with Rewards

Shopping just got more rewarding! Our credit cards come with attractive rewards programs that let you earn points on everyday purchases. Enjoy benefits like cash back or travel rewards while building your credit history responsibly.

Mortgage Loans & Refinancing

Homeownership is an important goal for many of our members. At Gecu, we offer mortgage loans tailored to fit your lifestyle and financial situation. Whether you are buying your first home or looking to refinance your existing mortgage, we provide personalized service every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. From transferring funds to paying bills, everything is just a click or tap away.

Personal Banking

Whether you're looking to manage your day-to-day finances or save for the future, our personal banking options have you covered. We offer checking and savings accounts that help you keep track of your money while earning interest. Imagine having easy access to your funds with features like online banking and mobile payments, allowing you to check balances and make transactions right from your phone.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses at us. Our personal loans are designed to help you navigate those challenges smoothly. If you're dealing with multiple debts, consider our debt consolidation options that simplify your payments into one manageable monthly installment.

Digital & Online Banking

At Gecu, we understand that managing your finances should be easy and secure, which is why our digital and online banking services are designed with you in mind. Whether you're at home or on the go, we offer a range of features to help you stay connected to your accounts anytime, anywhere. With our 24/7 online banking services available at https://www.gecu.com, you can easily check balances, view transactions, and pay bills without stepping foot into a branch. It's convenience at your fingertips! Plus, with our mobile application, you can manage your money right from your smartphone. Need to send money to a friend? Our person-to-person transfers feature makes it simple and quick. Security is a top priority for us. With options like electronic signature authorization, signing documents securely online is just a few clicks away. You also have the choice of opting for e-statements, helping you keep track of your finances while reducing paper clutter. For those who love the ease of mobile payments, Gecu has you covered! Our mobile payments feature allows you to make purchases with just a tap of your phone making transactions effortless. Whether you're making a transfer or checking your balance, our user-friendly platform ensures that managing your finances is straightforward and stress-free. We're committed to providing tools that fit your lifestyle while keeping everything secure. Experience the convenience of digital banking today with Gecu! Visit https://www.gecu.com to learn more about how we can help simplify your banking experience.

Financial Strength

Investing in Member Services

With $483,997,603 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $51,050 in used auto loans and an impressive $3,285,883,363 in total loans and leases, we support members' financial goals across various sectors.

Operational Efficiency

Our net income of $43,999,209 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 45 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $759,332,098 in share certificates and $208,823,240 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $74,943,468, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $536,807,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1233 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Growth

We have a growing member base with a total of 708,171 share accounts, showcasing trust among our members who rely on us for their financial needs. Net Shares available for lending and investments stand at $18,790,618, further illustrating our commitment to providing value. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Gecu is your trusted partner. Visit us at 429 N Yarbrough Dr El Paso Tx 79915 or call 915-778-9221 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,095,679,771 in used vehicle loans and $785,703,359 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away with the vehicle you need.

Business Loans

For business owners, our outstanding commercial loans totaling $223,731,465 provide the capital needed to grow and expand. We understand that businesses require support to thrive, and our loan options are designed to help you succeed.

Credit Lines and Unsecured Loans

For those looking for additional financial flexibility, we offer various credit lines totaling $2,081,061,985. This can help you manage unexpected expenses or plan for larger purchases. Additionally, our unsecured credit card loans, amounting to $308,918,311, provide members with an effective way to handle day-to-day expenses without putting down collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $85,234,060, make buying or refinancing simple. We guide you through each step of the process, ensuring you find a solution that fits your budget.

Refinancing Options

If you're considering refinancing your current loans, we have options available that may help reduce your monthly payments or lower your interest rate. It's a great way to manage your finances more effectively and keep more money in your pocket. At Gecu, we're committed to helping you find the right loan product that aligns with your financial goals. For any questions or to get started on your application today, don't hesitate to reach out at (915) 778-9221. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 429 N Yarbrough Dr El Paso Tx 79915, El Paso, TX. Let us assist you in achieving your financial aspirations!

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GECU FEDERAL CREDIT UNION - El Paso, TX

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