Geauga Credit Union Middlefield OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Geauga Credit Union Inc Middlefield Branch, where we believe in building strong relationships with our members and supporting the vibrant community of Middlefield, OH. Established in 1956, we have grown alongside our community, currently serving over 6,600 valued members. Our branch is conveniently located at 15561 W High St Ste 13, Middlefield, OH 44062, making it easy for you to access our range of financial services. At Geauga, we take pride in our solid financial foundation. With total assets of $83,472,160 and total deposits amounting to $14,610,074, we are committed to ensuring your money is safe and well-managed. Our net worth stands at an impressive $9,098,014, reflecting our stability and reliability as your trusted financial partner. Our dedicated team of 11 employees, led by CEO Lisa Briggs and Board President Daniel Burkholder, is here to assist you with everything from personal banking needs including checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking services. We understand that each member's journey is unique, which is why we strive to offer personalized solutions tailored just for you. While members can visit us at our branch address for day-to-day transactions, official correspondence should be sent to our mailing address: PO Box 839, Burton, OH 44021. Join us today and experience the Geauga difference! For inquiries or assistance, feel free to reach out at 440-834-4327. We're here to help you achieve your financial goals! Visit our website at geaugacreditunion.com for more information on our services and how we can support you.

Branch History & Mission

Community Commitment

Geauga Credit Union is more than just a financial institution; we are deeply rooted in the community. Our partnerships with local organizations and initiatives demonstrate our commitment to making a positive impact in Middlefield and beyond. From sponsoring local events to providing educational resources about financial literacy, we believe in giving back and supporting those around us. As we look towards the future, we remain focused on innovation while honoring our rich history. We welcome new members with open arms and encourage you to join us on this journey toward financial empowerment. Experience firsthand how Geauga Credit Union can make a difference in your life today! For more information or to become a member, please call us at 440-834-4327 or visit our website at Geauga Credit Union. Join us as we continue to grow together!

Our Mission

At Geauga Credit Union, our mission is simple yet powerful: to empower our members through accessible financial services while enhancing their quality of life. We believe that everyone deserves a chance at financial success. Whether it's personal banking, auto loans, mortgages, or business financing, our dedicated team is here to help you navigate your financial journey. We take pride in offering a range of services designed with you in mind from checking and savings accounts to credit cards with rewards. We also embrace technology with online and mobile banking options that allow you to manage your finances on your terms. With convenient ATM access available and robust customer service during operating hours Monday, Tuesday, Thursday from 8 AM to 4:30 PM; Wednesday and Saturday from 8 AM to noon; and Friday until 6 PM we strive to be there when you need us. While members can visit us at 15561 W High St Ste 13, official correspondence should be sent to PO Box 839, Burton, OH 44021.

Branch Location & Accessibility

Get in Touch

If you have questions or need assistance, feel free to call us at 440-834-4327. Our friendly team is always ready to help! We invite you to drop by and discover how we can support your financial journey. Come see us today!

Nearby Landmarks and Accessibility

Situated right on High Street, our branch is close to local shops and restaurants, making it a breeze to stop by while you're out and about. We're proud to provide ample parking spaces and ensure ADA compliance with features like ramps for easy access. Your comfort is our priority!

Operating Hours and Services

We understand that your time is valuable, which is why we offer flexible operating hours: Monday, Tuesday, and Thursday from 8 AM to 4:30 PM; Wednesday and Saturday from 8 AM to Noon; and Friday until 6 PM. This way, you can visit us at a time that works best for you! At the Geauga Credit Union Middlefield Branch, we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards there's something for everyone. And don't forget about our ATM availability for quick cash withdrawals or balance checks. While members can visit us at 15561 W High St Ste 13, official correspondence should be sent to PO Box 839 in Burton if that's more convenient for you.

Member Eligibility

At Geauga, we believe that everyone deserves the opportunity to be part of a warm and welcoming community. Becoming a member is easy and open to those who live, work, worship, or attend school in our area. Whether you're looking for a trusted partner for your financial journey or simply want to enjoy the benefits of being part of a credit union, we're here for you. You can take advantage of our competitive rates on loans and savings accounts, as well as personalized service tailored to your needs. To learn more about specific eligibility criteria, feel free to visit our website at . If you're ready to join us, opening an account is just a few clicks away! You can start the process by visiting https://www.realtimehomebanking.com/enroll.aspx?clientid=61220 . If you have any questions or need assistance, don't hesitate to give us a call at (440) 834-4327. We look forward to welcoming you into the Geauga family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $108 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $9,164,568, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the power to accept payments easily and efficiently. Our merchant services provide you with the tools needed to process transactions seamlessly, ensuring you can focus on what matters most serving your customers. From credit card processing to point-of-sale systems, we simplify financial transactions so you can grow without hassle. Visit us at 15561 W High St Ste 13 Middlefield Oh 44062 in Middlefield, OH, or call us at (440) 834-4327 to discover how we can partner with you for success!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we provide comprehensive business banking solutions including merchant services and business loans. We understand the unique challenges of running a business, and our team is here to support you every step of the way.

Convenient Access Anytime, Anywhere

At Geauga, convenience is key. Our ATM services allow you to withdraw cash and check balances easily, while our online and mobile banking features give you access anytime, anywhere. You can even send money directly to friends or family using our person-to-person payment options. With our commitment to member satisfaction and financial wellness, we invite you to explore all that Geauga has to offer. Visit us at 15561 W High St Ste 13 Middlefield Oh 44062 in Middlefield, OH or give us a call at (440) 834-4327 for more information about how we can assist you on your financial journey. Let's work together towards achieving your goals!

Financing Your Dreams

When it comes to financing, we offer auto loans and vehicle financing options tailored to suit various budgets. Picture yourself driving away in a new car with a loan that fits perfectly within your financial plan. If you're considering homeownership or refinancing your existing mortgage, our mortgage loans come with competitive rates and personalized service to guide you through the process.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that cater to different lifestyles and financial goals. Imagine having an account that not only helps you save for that dream vacation but also offers convenient access to your funds whenever you need them. With features like online and mobile banking, managing your money has never been easier. You can check balances, transfer funds, and even make payments right from your smartphone.

Support for Your Financial Goals

For those looking to consolidate debt or fund personal projects, our personal loans are designed to meet diverse needs. Plus, our credit cards with rewards allow you to earn while you spend perfect for everyday purchases or special occasions.

Digital & Online Banking

Mobile Application

For those who prefer managing their finances from their smartphones, our mobile application is here to help. With features like mobile payments and person-to-person transfers, sending money to friends or family is just a few taps away. You can also enjoy the convenience of e-statements, making it easy to keep track of your transactions without the clutter of paper statements.

Online Banking Services

With our 24/7 online banking services available at https://www.geaugacreditunion.com/ , you can check your balances, transfer funds, and pay bills anytime you need to. It's all about giving you control over your money whenever it suits you. Plus, our user-friendly interface makes it simple to navigate through your options without any hassle.

Security and Accessibility

Your security is our top priority. While we don't currently offer electronic signature authorization, rest assured that all transactions are protected with the latest security measures. Our platform is designed with ease-of-use in mind, ensuring that even if technology isn't your strong suit, you'll still feel confident navigating through your financial tasks. Whether you're checking in on your accounts or making a quick payment, Geauga provides all the tools you need for effective real-time account management. We aim to empower our members with accessible banking solutions tailored for today's fast-paced world. Dive into a smarter way of banking today!

Financial Strength

Investment in Our Members

With $8,311,998 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $227 in used auto loans and $63,779,143 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 9,916, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Geauga is your trusted partner. Visit us at 15561 W High St Ste 13 Middlefield Oh 44062 or call (440) 834-4327 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our efficient operations reflect in our $283,822, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $9,098,014, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,090 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings

Members' savings are secured through $14,451,102 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,737,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,129,718 in used vehicle loans and $2,634,663 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that fit your budget. If you're interested in refinancing your existing auto loan, we can assist with that too!

Business Loans

For business owners, our outstanding commercial loans totaling $9,164,568 provide the capital needed to grow and expand. Whether you're starting a new venture or seeking funds for an existing business, we have solutions tailored to meet your needs. Our commitment is to help you secure the financing you need with transparency and support at every step. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to take the next step toward achieving your financial dreams or have any questions about eligibility or refinancing options available at Geauga, don't hesitate to reach out! You can contact us at 440-834-4327 or visit us at our branch located at 15561 W High St Ste 13 Middlefield Oh 44062. We're here to help!

Credit Lines and Unsecured Loans

For those looking for additional flexibility, our total credit lines amount to $1,586,000. Plus, we also offer flexible terms on unsecured credit card loans, with a total of $1,104,390 in loans helping members manage their finances effectively. This can be an excellent option if you need quick access to cash without the hassle of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,638,061, make buying or refinancing simple. We offer tailored mortgage solutions to fit your financial situation and help you navigate the process smoothly.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers when exploring their loan options.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GEAUGA CREDIT UNION - Middlefield, OH