Gather Credit Union Waimea HI | Best Auto Loans & Business Banking

Introduction

Welcome to Gather, your trusted financial partner located at 9936 Kaumualii Hwy, Waimea, HI 96796. Since our establishment in 1954, we've been dedicated to serving our community with care and commitment. With a thriving membership of 38,826, we proudly manage total assets amounting to an impressive $805,216,870. At Gather, we understand that each member has unique financial needs. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to excellence is reflected in our total deposits of $48,054,535 and our strong net worth of $97,979,256. Under the leadership of CEO Tess Shimabukuro and Board President Walton Hong, our team of 95 employees is here to provide you with personalized service and support. We believe in making banking convenient and accessible; that's why we offer online and mobile banking services along with ATM access for your convenience. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 9936 Kaumualii Hwy, Waimea, HI 96796. Whether you're looking to open a new account or explore loan options, we're here to help. Feel free to reach out by phone at 808-245-6791 or visit our website at Gather FCU for more information. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

Gather Credit Union has proudly served the Waimea community since 1954, creating a legacy built on trust and commitment. Located at 9936 Kaumualii Hwy, Waimea, HI 96796, our branch has become a cornerstone for many families and individuals seeking financial stability and growth. Over the years, we have grown alongside our members, currently boasting a total membership of 38,826. From our humble beginnings to now managing total assets of $805,216,870, Gather has consistently evolved to meet the changing needs of our community. We understand that financial services go beyond just numbers; they are about people. Our mission is simple yet powerful: to provide exceptional financial services while supporting the well-being of our members and enhancing the community's quality of life. Our operating hours are from 9:00 AM to 5:00 PM on weekdays, making it easy for you to drop by when you need assistance. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 9936 Kaumualii Hwy, Waimea, HI 96796. Gather Credit Union is more than just a financial institution; we are dedicated to being involved in our community. We actively engage in outreach efforts and partnerships that benefit local organizations and initiatives. By working together with local businesses and charities, we strive to uplift those around us. In today's digital age, we prioritize convenience and accessibility for our members. Our services include online banking options like mobile payments and e-statements. Whether you're looking to apply for an auto loan or simply manage your checking account from home, we've got you covered. As a member-focused credit union, we are committed to creating a welcoming environment where everyone feels valued. Our team is here to help guide you through your financial journey with personalized support tailored to your individual needs. We invite you to join Gather Credit Union and experience the benefits of being part of a community-oriented financial family. With us by your side, you'll find not just a place to bank but a partner invested in your success. Come visit us today or call us at 808-245-6791 we're here for you!

Branch Location & Accessibility

Convenient Access and Features

We understand that accessibility matters. Our location offers ample parking with convenient access for everyone, including ADA-compliant features for those who may need them. While our branch does not have a drive-thru service, we do provide an ATM on-site for your convenience, allowing you to easily withdraw cash or check your balance at any time.

Get in Touch!

Have questions or ready to join? Feel free to call us at 808-245-6791 or visit our website at Gather FCU for more information. We look forward to welcoming you into our community!

Operating Hours and Services

You can visit us during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. If you're looking for services like checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, you've come to the right place! We also offer online and mobile banking options so you can manage your finances wherever you are. If you need to send official correspondence, please note that while members can visit us at our branch address, official mail should be directed to the same address: 9936 Kaumualii Hwy, Waimea, HI 96796.

Member Eligibility

At Gather, we believe that becoming a member is like joining a supportive family where your financial well-being is our priority. If you're wondering whether you can join us, the good news is that eligibility is designed to be inclusive and welcoming. You can become a member if you live, work, worship, or attend school in our community. We also extend membership to family members of current members, so you can share the benefits with your loved ones too! To learn more about the specific eligibility details, feel free to visit this link for all the necessary information. Joining Gather not only opens doors to great financial services but also provides access to a community that cares. Once you know you're eligible, opening an account is straightforward and hassle-free. You can start this process online by visiting this page, or if you have questions, don't hesitate to give us a call at (808) 245-6791. We're here to help you take that next step toward better banking!

Business Banking & Commercial Services

Streamlined Merchant Services

In today's fast-paced world, efficient payment processing can make all the difference. Our merchant services offer easy solutions for accepting payments, ensuring you can focus on what matters most growing your business. Imagine a local coffee shop seamlessly processing orders while managing inventory; that's the power of effective merchant services. Let us partner with you at Gather, where we believe in empowering local businesses to thrive. Reach out today at (808) 245-6791 or visit us online at Gather FCU to learn more about how we can support your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $4,463,485, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

If you're a business owner, Gather is here to support your growth with our business banking services. We provide merchant services that make transactions seamless for you and your customers. Need financing? Our business loans can help take your operations to the next level.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we proudly offer online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills without stepping foot in the branch. With features like ATM access for cash withdrawals and balance checks, we ensure that banking is as easy as possible.

Get in Touch!

We invite you to explore all that Gather has to offer! For any questions or further information about our services, feel free to reach out at 808-245-6791 or visit us at Gather's website. Let us be your trusted partner in achieving financial success!

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why Gather offers personal banking options like checking and savings accounts designed to help you easily keep track of your money. Our auto loans and vehicle financing make it simple for you to drive away in the car you've always wanted. If homeownership is on your mind, consider our mortgage loans and refinancing options, which provide flexibility and competitive rates to fit your budget. For those unexpected expenses or when life throws a curveball, our personal loans and debt consolidation services offer relief by simplifying payments into manageable amounts. Plus, with our credit cards that come with rewards, every purchase helps you earn something back!

Shared Branch Transactions

As part of our commitment to community and accessibility, Gather also provides basic shared branch transactions. This means if you're a member of partner credit unions, you can enjoy deposits and withdrawals right here at our location.

Digital & Online Banking

Enhanced Features for Your Convenience

We also provide e-statements so you can keep track of your finances without cluttering your mailbox. If you're someone who enjoys sending money to friends or family quickly, our person-to-person transfer feature makes it easy to send and receive funds in real time. Additionally, our mobile payments option allows you to make purchases directly from your phone no wallet needed! Just tap and go for a hassle-free shopping experience. With all these tools at your fingertips, managing your money has never been easier or safer. Join us at Gather and explore how our digital banking services can simplify your financial life today!

Key Services Available

With just a few clicks at https://www.gatherfcu.org/, you can take advantage of our comprehensive online banking services. Whether you want to check your balance, transfer funds, or pay bills, everything is available 24/7. You won't have to worry about long lines or limited hours your bank is always open! Our mobile application offers even more flexibility, allowing you to manage your accounts right from your smartphone. Plus, with features like electronic signature authorization, you can complete transactions securely and conveniently without needing to visit a branch.

Financial Strength

At Gather, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 9936 Kaumualii Hwy, Waimea, HI 96796, our branch is dedicated to ensuring that you have access to reliable financial services. With a net worth of $97,979,256, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $185,855,376 in share certificates and $74,958,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $97,842,071 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $44,247,214 in total loans and leases and $25,523,000 in used auto loans. Our commitment to operational efficiency is evident as reflected by our net income of $0 this period. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 94 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With total share accounts reaching 77,610, it shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gather is your trusted partner. Visit us at 9936 Kaumualii Hwy or call us at 808-245-6791 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $60,429,611 in used vehicle loans and $46,572,580 in new vehicle loans, helping many members get on the road with confidence. Whether you're purchasing a brand-new model or opting for a reliable used option, our auto loan solutions are designed to fit your budget and lifestyle.

Business Financing

For business owners, we have outstanding commercial loans totaling $4,463,485 that provide the capital needed to grow and expand your business. Whether it's for inventory purchases or operational costs, our financing solutions are designed with your success in mind. Our loan offerings come with various refinancing options and eligibility criteria to ensure that you find the right fit for your financial situation. To learn more about our products or check if you qualify for any of them, feel free to reach out to us at (808) 245-6791 or visit us at our branch located at 9936 Kaumualii Hwy Waimea Hi 96796 in Waimea, HI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how Gather can assist you in achieving your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We currently offer Junior Lien 1-4 Family Residential Property loans totaling $60,044,795. This means you can secure financing for your dream home or refinance your existing mortgage with ease.

Unsecured Credit Card Loans

Managing daily expenses? We also provide flexible terms on unsecured credit card loans. With a total of $14,224,640 in loans available, our credit card options help members handle their finances effectively while enjoying rewards for everyday purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help you make informed decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified information guarantees that users receive fair and transparent offers, allowing for straightforward comparisons among various lending options. One of the key benefits of using LendMesh is its Verified Data feature. Loan offers are sourced only from legitimate financial institutions, ensuring that every rate displayed is credible and trustworthy. Additionally, LendMesh operates without Sponsored Listings, meaning lenders are not prioritized based on paid promotions. This dedication to neutrality means you receive truly unbiased results. Moreover, LendMesh provides Real-Time Rate Comparisons. The platform updates loan rates from multiple institutions regularly, equipping users with the most current information available. This allows borrowers to seize opportunities as they arise and make decisions that align with their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the genuine value that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Gather

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Features

Get in Touch!

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Streamlined Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Support

Convenient Digital Banking Features

Get in Touch!

Personal Banking Solutions

Shared Branch Transactions

Digital & Online Banking

Enhanced Features for Your Convenience

Key Services Available

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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